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We're here to save you money and time too! Use our mortgage finder below then call our qualified advisers for a more personalised search of the market and advice. We’ll make sure you qualify for any deal before you apply. Not only that, you'll get expert support throughout the whole mortgage process

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HSBC
Max LTV 65%:
Fixed to 31/08/18
Initial rate
0.99%
then 3.94% (variable)
Monthly repayments
£471
Scheme fees
£1,696
Annual cost
£6,494
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.99% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £470 and 276 payments of £640. The total amount payable would be £189,616 made up of the loan amount plus interest (£62,920) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.15%
then 5.15% (variable)
Monthly repayments
£480
Scheme fees
£1,510
Annual cost
£6,511
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.15% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £479 and 276 payments of £719. The total amount payable would be £211,450 made up of the loan amount plus interest (£84,940) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.25%
then 4.99% (variable)
Monthly repayments
£485
Scheme fees
£1,710
Annual cost
£6,679
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £485 and 276 payments of £709. The total amount payable would be £209,034 made up of the loan amount plus interest (£82,324) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.27%
then 4.99% (variable)
Monthly repayments
£487
Scheme fees
£1,915
Annual cost
£6,751
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.27% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £486 and 276 payments of £709. The total amount payable would be £209,263 made up of the loan amount plus interest (£82,348) and fees (£1,915). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/07/18
Initial rate
1.28%
then 4.49% (variable)
Monthly repayments
£487
Scheme fees
£1,805
Annual cost
£6,748
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £200,345 made up of the loan amount plus interest (£73,540) and fees (£1,805). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.32%
then 4.99% (variable)
Monthly repayments
£489
Scheme fees
£1,710
Annual cost
£6,728
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £489 and 276 payments of £710. The total amount payable would be £209,406 made up of the loan amount plus interest (£82,696) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.33%
then 4.49% (variable)
Monthly repayments
£490
Scheme fees
£2,305
Annual cost
£7,033
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £200,917 made up of the loan amount plus interest (£73,612) and fees (£2,305). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/08/18
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,778
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,527 made up of the loan amount plus interest (£78,028) and fees (£1,499). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.34%
then 5.15% (variable)
Monthly repayments
£491
Scheme fees
£1,910
Annual cost
£6,842
Fees and charges
Booking fee £130
Arrangement fee £1,545
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £490 and 276 payments of £720. The total amount payable would be £212,390 made up of the loan amount plus interest (£85,480) and fees (£1,910). The overall cost for comparison is 4.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 70%:
Fixed to 31/08/18
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£1,696
Annual cost
£6,735
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £190,648 made up of the loan amount plus interest (£63,952) and fees (£1,696). The overall cost for comparison is 3.7% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 31/08/18
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£1,696
Annual cost
£6,735
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £190,648 made up of the loan amount plus interest (£63,952) and fees (£1,696). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.35%
then 5.15% (variable)
Monthly repayments
£491
Scheme fees
£1,510
Annual cost
£6,649
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £491 and 276 payments of £720. The total amount payable would be £212,014 made up of the loan amount plus interest (£85,504) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Natwest
Max LTV 60%:
Base + 0.88% to 30/09/18
Initial rate
1.38%
then 4.00% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,499
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% until 30/09/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.38% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £492 and 276 payments of £646. The total amount payable would be £191,099 made up of the loan amount plus interest (£65,104) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 31/08/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,499
Annual cost
£6,813
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,875 made up of the loan amount plus interest (£78,376) and fees (£1,499). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 60%:
Base +0.89% to 30/09/18
Initial rate
1.39%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,557
Fees and charges
Booking fee £195
Arrangement fee £800
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 30/09/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £493 and 276 payments of £661. The total amount payable would be £195,263 made up of the loan amount plus interest (£69,268) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 31/08/18
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£1,196
Annual cost
£6,520
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,220 made up of the loan amount plus interest (£64,024) and fees (£1,196). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 60%:
Base +0.89% for 2 years
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£745
Annual cost
£6,459
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,121 made up of the loan amount plus interest (£78,376) and fees (£745). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 75%:
Fixed for 2 years
Initial rate
1.39%
then 4.99% (variable)
Monthly repayments
£493
Scheme fees
£1,915
Annual cost
£6,834
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £710. The total amount payable would be £209,707 made up of the loan amount plus interest (£82,792) and fees (£1,915). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 30/09/18
Initial rate
1.43%
then 3.99% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,554
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/09/18
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.43% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £495 and 276 payments of £645. The total amount payable would be £190,899 made up of the loan amount plus interest (£64,900) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Base + 1.04% for 2 years
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,089
Annual cost
£6,598
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,537 made up of the loan amount plus interest (£78,448) and fees (£1,089). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
TSB
Max LTV 60%:
Base + 0.94% to 31/08/18
Initial rate
1.44%
then 3.99% (variable)
Monthly repayments
£496
Scheme fees
£1,995
Annual cost
£7,154
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/08/18
Other info
Exit fee £265
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £646. The total amount payable would be £192,195 made up of the loan amount plus interest (£65,200) and fees (£1,995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 65%:
Base +0.94% to 01/09/18
Initial rate
1.44%
then 4.79% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,561
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/09/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £496 and 276 payments of £697. The total amount payable would be £205,271 made up of the loan amount plus interest (£79,276) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Bank of Ireland
Max LTV 60%:
Fixed to 31/07/18
Initial rate
1.44%
then 4.49% (variable)
Monthly repayments
£496
Scheme fees
£1,495
Annual cost
£6,859
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £496 and 276 payments of £678. The total amount payable would be £200,527 made up of the loan amount plus interest (£74,032) and fees (£1,495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 75%:
Fixed to 31/08/18
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,499
Annual cost
£6,848
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,947 made up of the loan amount plus interest (£78,448) and fees (£1,499). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 75%:
Fixed to 30/06/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£1,395
Annual cost
£6,826
Fees and charges
Booking fee £0
Arrangement fee £1,395
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/06/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £209,259 made up of the loan amount plus interest (£82,864) and fees (£1,395). The overall cost for comparison is 4.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 65%:
3.54% discount to 30/06/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£895
Annual cost
£6,576
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/06/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £208,759 made up of the loan amount plus interest (£82,864) and fees (£895). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£1,710
Annual cost
£6,819
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £209,574 made up of the loan amount plus interest (£82,864) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.47%
then 4.49% (variable)
Monthly repayments
£498
Scheme fees
£1,495
Annual cost
£6,880
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.47% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £498 and 276 payments of £678. The total amount payable would be £200,575 made up of the loan amount plus interest (£74,080) and fees (£1,495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 80%:
Fixed to 31/08/18
Initial rate
1.48%
then 3.94% (variable)
Monthly repayments
£499
Scheme fees
£1,696
Annual cost
£6,833
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £498 and 276 payments of £643. The total amount payable would be £191,116 made up of the loan amount plus interest (£64,420) and fees (£1,696). The overall cost for comparison is 3.7% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 65%:
Base +0.99% to 01/09/18
Initial rate
1.49%
then 4.79% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/09/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £499 and 276 payments of £697. The total amount payable would be £205,343 made up of the loan amount plus interest (£79,348) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 70%:
Base +0.99% to 01/09/18
Initial rate
1.49%
then 4.79% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/09/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £499 and 276 payments of £697. The total amount payable would be £205,343 made up of the loan amount plus interest (£79,348) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 60%:
Base + 0.99% for 2 years
Initial rate
1.49%
then 2.49% (variable)
Monthly repayments
£499
Scheme fees
£999
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 2.49% for the remaining 23 years would require 24 payments of £499 and 276 payments of £555. The total amount payable would be £166,155 made up of the loan amount plus interest (£40,156) and fees (£999). The overall cost for comparison is 2.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.49%
then 4.99% (variable)
Monthly repayments
£499
Scheme fees
£635
Annual cost
£6,264
Fees and charges
Booking fee £0
Arrangement fee £195
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £499 and 276 payments of £711. The total amount payable would be £208,847 made up of the loan amount plus interest (£83,212) and fees (£635). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 75%:
Base +0.99% for 2 years
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£745
Annual cost
£6,529
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £204,265 made up of the loan amount plus interest (£78,520) and fees (£745). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Bank of Ireland
Max LTV 60%:
Fixed to 31/07/18
Initial rate
1.49%
then 4.49% (variable)
Monthly repayments
£499
Scheme fees
£1,095
Annual cost
£6,694
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £499 and 276 payments of £678. The total amount payable would be £200,199 made up of the loan amount plus interest (£74,104) and fees (£1,095). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 75%:
Base +0.99% to 30/09/18
Initial rate
1.49%
then 4.24% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,627
Fees and charges
Booking fee £195
Arrangement fee £800
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 30/09/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £499 and 276 payments of £662. The total amount payable would be £195,683 made up of the loan amount plus interest (£69,688) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 80%:
Fixed to 31/08/18
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£1,499
Annual cost
£6,883
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £205,019 made up of the loan amount plus interest (£78,520) and fees (£1,499). The overall cost for comparison is 4.3% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/08/18
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£1,339
Annual cost
£6,758
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £204,859 made up of the loan amount plus interest (£78,520) and fees (£1,339). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Skipton
Max LTV 60%:
Fixed to 30/09/18
Initial rate
1.49%
then 4.99% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,615
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/18
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £499 and 276 payments of £711. The total amount payable would be £209,207 made up of the loan amount plus interest (£83,212) and fees (£995). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 30/09/18
Initial rate
1.50%
then 5.69% (variable)
Monthly repayments
£500
Scheme fees
£1,999
Annual cost
£7,179
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/09/18
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.50% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £499 and 276 payments of £758. The total amount payable would be £223,183 made up of the loan amount plus interest (£96,184) and fees (£1,999). The overall cost for comparison is 5.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Melton Mowbray
Max LTV 65%:
3.49% discount for 3 years
Initial rate
1.50%
then 4.99% (variable)
Monthly repayments
£500
Scheme fees
£260
Annual cost
£6,086
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 3 years
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.50% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £499 and 264 payments of £701. The total amount payable would be £203,288 made up of the loan amount plus interest (£78,028) and fees (£260). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£1,710
Annual cost
£6,868
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £209,970 made up of the loan amount plus interest (£83,260) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 70%:
Base + 1.19% for 2 years
Initial rate
1.54%
then 4.74% (variable)
Monthly repayments
£502
Scheme fees
£1,089
Annual cost
£6,669
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £502 and 276 payments of £694. The total amount payable would be £204,681 made up of the loan amount plus interest (£78,592) and fees (£1,089). The overall cost for comparison is 4.4% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 75%:
Base + 1.19% for 2 years
Initial rate
1.54%
then 4.74% (variable)
Monthly repayments
£502
Scheme fees
£1,089
Annual cost
£6,669
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £502 and 276 payments of £694. The total amount payable would be £204,681 made up of the loan amount plus interest (£78,592) and fees (£1,089). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.54%
then 5.15% (variable)
Monthly repayments
£502
Scheme fees
£1,910
Annual cost
£6,982
Fees and charges
Booking fee £130
Arrangement fee £1,545
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £502 and 276 payments of £722. The total amount payable would be £213,230 made up of the loan amount plus interest (£86,320) and fees (£1,910). The overall cost for comparison is 4.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 70%:
Base +1.04% to 01/09/18
Initial rate
1.54%
then 4.79% (variable)
Monthly repayments
£502
Scheme fees
£995
Annual cost
£6,632
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/09/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £502 and 276 payments of £698. The total amount payable would be £205,691 made up of the loan amount plus interest (£79,696) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/08/18
Initial rate
1.54%
then 4.74% (variable)
Monthly repayments
£502
Scheme fees
£999
Annual cost
£6,669
Fees and charges
Booking fee £150
Arrangement fee £849
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £502 and 276 payments of £694. The total amount payable would be £204,591 made up of the loan amount plus interest (£78,592) and fees (£999). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/08/18
Initial rate
1.55%
then 4.49% (variable)
Monthly repayments
£503
Scheme fees
£995
Annual cost
£6,687
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/08/18
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.55% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £502 and 276 payments of £678. The total amount payable would be £200,171 made up of the loan amount plus interest (£74,176) and fees (£995). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 75%:
3.44% discount to 30/06/18
Initial rate
1.55%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£895
Annual cost
£6,647
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/06/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.55% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £209,179 made up of the loan amount plus interest (£83,284) and fees (£895). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 80%:
Fixed to 31/07/18
Initial rate
1.57%
then 4.49% (variable)
Monthly repayments
£504
Scheme fees
£1,805
Annual cost
£6,951
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.57% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £504 and 276 payments of £678. The total amount payable would be £201,029 made up of the loan amount plus interest (£74,224) and fees (£1,805). The overall cost for comparison is 4.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
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When compiling our best buy tables we choose the best mortgage rates from across the UK market, including deals that are exclusive to us. It's important to remember that the best mortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next mortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to get the best mortgage deal for your circumstances, saving you time and effort. Our best buy tables below show you the pick of the mortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage.

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