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We're here to save you money and time too! Use our mortgage finder below then call our qualified advisers for a more personalised search of the market and advice. We’ll make sure you qualify for any deal before you apply. Not only that, you'll get expert support throughout the whole mortgage process

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Loans are typically over 25 years, so we've defaulted to that for you
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HSBC
Max LTV 65%:
Fixed to 31/10/18
Initial rate
0.99%
then 3.69% (variable)
Monthly repayments
£471
Scheme fees
£1,696
Annual cost
£6,494
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.99% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £470 and 276 payments of £624. The total amount payable would be £185,200 made up of the loan amount plus interest (£58,504) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/10/18
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,710
Annual cost
£6,638
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £204,246 made up of the loan amount plus interest (£77,536) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,935
Annual cost
£6,706
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £204,471 made up of the loan amount plus interest (£77,536) and fees (£1,935). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/10/18
Initial rate
1.20%
then 4.90% (variable)
Monthly repayments
£482
Scheme fees
£1,510
Annual cost
£6,545
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.20% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £482 and 276 payments of £703. The total amount payable would be £207,106 made up of the loan amount plus interest (£80,596) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.24%
then 4.49% (variable)
Monthly repayments
£485
Scheme fees
£1,499
Annual cost
£6,709
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £484 and 276 payments of £676. The total amount payable would be £199,691 made up of the loan amount plus interest (£73,192) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.24%
then 3.69% (variable)
Monthly repayments
£485
Scheme fees
£1,682
Annual cost
£6,641
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £484 and 276 payments of £626. The total amount payable would be £186,074 made up of the loan amount plus interest (£59,392) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/12/18
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,339
Annual cost
£6,584
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,223 made up of the loan amount plus interest (£77,884) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/07/18
Initial rate
1.28%
then 4.24% (variable)
Monthly repayments
£487
Scheme fees
£1,805
Annual cost
£6,748
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £487 and 276 payments of £661. The total amount payable would be £195,929 made up of the loan amount plus interest (£69,124) and fees (£1,805). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 75%:
Fixed for 2 years
Initial rate
1.28%
then 4.74% (variable)
Monthly repayments
£487
Scheme fees
£1,915
Annual cost
£6,758
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £204,871 made up of the loan amount plus interest (£77,956) and fees (£1,915). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.28%
then 4.74% (variable)
Monthly repayments
£487
Scheme fees
£1,710
Annual cost
£6,700
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £204,666 made up of the loan amount plus interest (£77,956) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
TSB
Max LTV 60%:
Base +1.04% to 31/10/18
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£1,995
Annual cost
£7,050
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/10/18
Other info
Exit fee £265
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £187,287 made up of the loan amount plus interest (£60,292) and fees (£1,995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.29%
then 4.90% (variable)
Monthly repayments
£488
Scheme fees
£1,510
Annual cost
£6,607
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £487 and 276 payments of £703. The total amount payable would be £207,226 made up of the loan amount plus interest (£80,716) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
First Direct
Max LTV 75%:
Fixed for 2 years
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,682
Annual cost
£6,676
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £626. The total amount payable would be £186,146 made up of the loan amount plus interest (£59,464) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 60%:
Base + 1.04% for 2 years
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,437
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,041 made up of the loan amount plus interest (£60,292) and fees (£749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 70%:
Fixed to 31/10/18
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,696
Annual cost
£6,700
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £626. The total amount payable would be £186,160 made up of the loan amount plus interest (£59,464) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,696
Annual cost
£6,700
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £626. The total amount payable would be £186,160 made up of the loan amount plus interest (£59,464) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.33%
then 4.24% (variable)
Monthly repayments
£490
Scheme fees
£2,305
Annual cost
£7,033
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £490 and 276 payments of £661. The total amount payable would be £196,501 made up of the loan amount plus interest (£69,196) and fees (£2,305). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Natwest
Max LTV 60%:
NBBR + 1.08% to 30/11/18
Initial rate
1.33%
then 3.75% (variable)
Monthly repayments
£490
Scheme fees
£995
Annual cost
£6,464
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.50% until 30/11/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.33% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £490 and 276 payments of £630. The total amount payable would be £186,635 made up of the loan amount plus interest (£60,640) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 60%:
Base +1.09% for 2 years
Initial rate
1.34%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£745
Annual cost
£6,424
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £199,357 made up of the loan amount plus interest (£73,612) and fees (£745). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 31/10/18
Initial rate
1.34%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,778
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £200,111 made up of the loan amount plus interest (£73,612) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Halifax
Max LTV 60%:
Fixed to 31/12/18
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,564
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.75% reducing to 1.5% until 31/12/18
Other info
Exit fee £295
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,363 made up of the loan amount plus interest (£60,364) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 30/09/18
Initial rate
1.35%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,498
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/09/18
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £491 and 276 payments of £629. The total amount payable would be £186,387 made up of the loan amount plus interest (£60,388) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.39%
then 4.49% (variable)
Monthly repayments
£493
Scheme fees
£1,499
Annual cost
£6,813
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £493 and 276 payments of £677. The total amount payable would be £200,183 made up of the loan amount plus interest (£73,684) and fees (£1,499). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 65%:
Base +1.14% to 01/11/18
Initial rate
1.39%
then 4.54% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,526
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/11/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £493 and 276 payments of £680. The total amount payable would be £200,507 made up of the loan amount plus interest (£74,512) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.39%
then 3.69% (variable)
Monthly repayments
£493
Scheme fees
£1,196
Annual cost
£6,520
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £493 and 276 payments of £626. The total amount payable would be £185,804 made up of the loan amount plus interest (£59,608) and fees (£1,196). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/10/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,710
Annual cost
£6,777
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £205,086 made up of the loan amount plus interest (£78,376) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 70%:
Fixed to 31/12/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,339
Annual cost
£6,688
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,715 made up of the loan amount plus interest (£78,376) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/12/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£839
Annual cost
£6,438
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,215 made up of the loan amount plus interest (£78,376) and fees (£839). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Base +0.89% for 2 years
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,089
Annual cost
£6,563
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,465 made up of the loan amount plus interest (£78,376) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 60%:
Base +1.14% for 2 years
Initial rate
1.39%
then 2.24% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,526
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 2.24% for the remaining 23 years would require 24 payments of £493 and 276 payments of £540. The total amount payable would be £161,871 made up of the loan amount plus interest (£35,872) and fees (£999). The overall cost for comparison is 2.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 75%:
Base + 1.14% for 2 years
Initial rate
1.39%
then 3.74% (variable)
Monthly repayments
£493
Scheme fees
£749
Annual cost
£6,506
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £630. The total amount payable would be £186,461 made up of the loan amount plus interest (£60,712) and fees (£749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 65%:
3.59% discount to 30/09/18
Initial rate
1.40%
then 4.99% (variable)
Monthly repayments
£494
Scheme fees
£895
Annual cost
£6,541
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.40% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £494 and 276 payments of £710. The total amount payable would be £208,711 made up of the loan amount plus interest (£82,816) and fees (£895). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.40%
then 5.44% (variable)
Monthly repayments
£494
Scheme fees
£1,499
Annual cost
£6,858
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/10/18
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 5.44% for the remaining 23 years would require 24 payments of £494 and 276 payments of £740. The total amount payable would be £217,595 made up of the loan amount plus interest (£91,096) and fees (£1,499). The overall cost for comparison is 5.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/10/18
Initial rate
1.40%
then 4.90% (variable)
Monthly repayments
£494
Scheme fees
£1,510
Annual cost
£6,684
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £494 and 276 payments of £704. The total amount payable would be £207,670 made up of the loan amount plus interest (£81,160) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Skipton
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.40%
then 4.74% (variable)
Monthly repayments
£494
Scheme fees
£995
Annual cost
£6,552
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £494 and 276 payments of £694. The total amount payable would be £204,395 made up of the loan amount plus interest (£78,400) and fees (£995). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 70%:
Base +1.19% to 01/11/18
Initial rate
1.44%
then 4.54% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,561
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/11/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £496 and 276 payments of £681. The total amount payable would be £200,855 made up of the loan amount plus interest (£74,860) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Natwest
Max LTV 60%:
Fixed to 30/11/18
Initial rate
1.44%
then 3.75% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,541
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £496 and 276 payments of £630. The total amount payable would be £186,779 made up of the loan amount plus interest (£60,784) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.44%
then 4.49% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,598
Fees and charges
Booking fee £150
Arrangement fee £849
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £496 and 276 payments of £678. The total amount payable would be £200,031 made up of the loan amount plus interest (£74,032) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.44%
then 4.24% (variable)
Monthly repayments
£496
Scheme fees
£1,300
Annual cost
£6,744
Fees and charges
Booking fee £0
Arrangement fee £1,300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 31/10/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,640 made up of the loan amount plus interest (£69,340) and fees (£1,300). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Accord
Max LTV 65%:
Fixed to 30/11/18
Initial rate
1.44%
then 5.54% (variable)
Monthly repayments
£496
Scheme fees
£975
Annual cost
£6,562
Fees and charges
Booking fee £130
Arrangement fee £845
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £496 and 276 payments of £747. The total amount payable would be £219,051 made up of the loan amount plus interest (£93,076) and fees (£975). The overall cost for comparison is 5.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 70%:
Base +0.94% for 2 years
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,089
Annual cost
£6,598
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,537 made up of the loan amount plus interest (£78,448) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 75%:
Fixed to 31/12/18
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,339
Annual cost
£6,723
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,787 made up of the loan amount plus interest (£78,448) and fees (£1,339). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 75%:
3.54% discount to 30/09/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£895
Annual cost
£6,576
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £208,759 made up of the loan amount plus interest (£82,864) and fees (£895). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 65%:
Fixed to 30/09/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£1,275
Annual cost
£6,576
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £380
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% until 30/09/18
Other info
Exit fee £155
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £209,139 made up of the loan amount plus interest (£82,864) and fees (£1,275). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 60%:
Base +1.20% to 31/10/18
Initial rate
1.45%
then 4.24% (variable)
Monthly repayments
£497
Scheme fees
£995
Annual cost
£6,599
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 31/10/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.45% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,335 made up of the loan amount plus interest (£69,340) and fees (£995). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.47%
then 4.24% (variable)
Monthly repayments
£498
Scheme fees
£1,495
Annual cost
£6,880
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.47% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £498 and 276 payments of £662. The total amount payable would be £196,159 made up of the loan amount plus interest (£69,664) and fees (£1,495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
First Direct
Max LTV 80%:
Fixed for 2 years
Initial rate
1.48%
then 3.69% (variable)
Monthly repayments
£499
Scheme fees
£1,682
Annual cost
£6,809
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £498 and 276 payments of £627. The total amount payable would be £186,686 made up of the loan amount plus interest (£60,004) and fees (£1,682). The overall cost for comparison is 3.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.48%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£1,710
Annual cost
£6,840
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £498 and 276 payments of £694. The total amount payable would be £205,206 made up of the loan amount plus interest (£78,496) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 80%:
Fixed to 31/10/18
Initial rate
1.48%
then 3.69% (variable)
Monthly repayments
£499
Scheme fees
£1,696
Annual cost
£6,833
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £498 and 276 payments of £627. The total amount payable would be £186,700 made up of the loan amount plus interest (£60,004) and fees (£1,696). The overall cost for comparison is 3.7% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 70%:
Fixed to 31/10/18
Initial rate
1.49%
then 3.69% (variable)
Monthly repayments
£499
Scheme fees
£1,196
Annual cost
£6,590
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £499 and 276 payments of £627. The total amount payable would be £186,224 made up of the loan amount plus interest (£60,028) and fees (£1,196). The overall cost for comparison is 3.6% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
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When compiling our best buy tables we choose the best mortgage rates from across the UK market, including deals that are exclusive to us. It's important to remember that the best mortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next mortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to get the best mortgage deal for your circumstances, saving you time and effort. Our best buy tables below show you the pick of the mortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage.

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