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Yorkshire BS
Max LTV 65%:
3.76% discount to 31/01/19
Initial rate
0.98%
then 4.74% (variable)
Monthly repayments
£470
Scheme fees
£1,730
Annual cost
£6,505
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 0.98% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £469 and 276 payments of £691. The total amount payable would be £203,702 made up of the loan amount plus interest (£76,972) and fees (£1,730). The overall cost for comparison is 3.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
HSBC
Max LTV 65%:
Fixed to 31/03/19
Initial rate
0.99%
then 3.69% (variable)
Monthly repayments
£471
Scheme fees
£1,696
Annual cost
£6,494
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.99% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £470 and 276 payments of £624. The total amount payable would be £185,200 made up of the loan amount plus interest (£58,504) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 31/03/19
Initial rate
1.09%
then 3.69% (variable)
Monthly repayments
£476
Scheme fees
£1,196
Annual cost
£6,312
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £476 and 276 payments of £625. The total amount payable would be £185,120 made up of the loan amount plus interest (£58,924) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.09%
then 3.69% (variable)
Monthly repayments
£476
Scheme fees
£1,682
Annual cost
£6,538
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £476 and 276 payments of £625. The total amount payable would be £185,606 made up of the loan amount plus interest (£58,924) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 60%:
Base +0.89% until 28/02/19
Initial rate
1.14%
then 3.74% (variable)
Monthly repayments
£479
Scheme fees
£995
Annual cost
£6,446
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.14% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £479 and 276 payments of £628. The total amount payable would be £185,819 made up of the loan amount plus interest (£59,824) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 65%:
3.59% discount to 31/01/19
Initial rate
1.15%
then 4.74% (variable)
Monthly repayments
£480
Scheme fees
£1,230
Annual cost
£6,371
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.15% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £479 and 276 payments of £692. The total amount payable would be £203,718 made up of the loan amount plus interest (£77,488) and fees (£1,230). The overall cost for comparison is 3.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/01/19
Initial rate
1.17%
then 4.90% (variable)
Monthly repayments
£481
Scheme fees
£1,930
Annual cost
£6,734
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.17% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £480 and 276 payments of £703. The total amount payable would be £207,478 made up of the loan amount plus interest (£80,548) and fees (£1,930). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/01/19
Initial rate
1.17%
then 4.74% (variable)
Monthly repayments
£481
Scheme fees
£1,730
Annual cost
£6,634
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.17% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £480 and 276 payments of £692. The total amount payable would be £204,242 made up of the loan amount plus interest (£77,512) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 31/12/18
Initial rate
1.19%
then 5.44% (variable)
Monthly repayments
£482
Scheme fees
£1,499
Annual cost
£6,713
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/12/18
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 5.44% for the remaining 23 years would require 24 payments of £481 and 276 payments of £739. The total amount payable would be £217,007 made up of the loan amount plus interest (£90,508) and fees (£1,499). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
First Direct
Max LTV 75%:
Fixed for 2 years
Initial rate
1.19%
then 3.69% (variable)
Monthly repayments
£482
Scheme fees
£1,682
Annual cost
£6,607
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £481 and 276 payments of £625. The total amount payable would be £185,726 made up of the loan amount plus interest (£59,044) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/01/19
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,339
Annual cost
£6,550
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £203,875 made up of the loan amount plus interest (£77,536) and fees (£1,339). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 75%:
Base +0.94% until 28/02/19
Initial rate
1.19%
then 3.74% (variable)
Monthly repayments
£482
Scheme fees
£995
Annual cost
£6,481
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.19% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £628. The total amount payable would be £185,867 made up of the loan amount plus interest (£59,872) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,915
Annual cost
£6,696
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £204,451 made up of the loan amount plus interest (£77,536) and fees (£1,915). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 70%:
Fixed to 31/01/19
Initial rate
1.23%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,339
Annual cost
£6,577
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,223 made up of the loan amount plus interest (£77,884) and fees (£1,339). The overall cost for comparison is 4.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 75%:
3.51% discount to 31/01/19
Initial rate
1.23%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,230
Annual cost
£6,426
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.23% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,114 made up of the loan amount plus interest (£77,884) and fees (£1,230). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Tesco Bank
Max LTV 60%:
Fixed to 28/02/19
Initial rate
1.24%
then 4.24% (variable)
Monthly repayments
£485
Scheme fees
£1,300
Annual cost
£6,605
Fees and charges
Booking fee £0
Arrangement fee £1,300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 28/02/19
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £484 and 276 payments of £660. The total amount payable would be £195,076 made up of the loan amount plus interest (£68,776) and fees (£1,300). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Tesco Bank
Max LTV 75%:
Fixed to 28/02/19
Initial rate
1.24%
then 4.24% (variable)
Monthly repayments
£485
Scheme fees
£1,300
Annual cost
£6,605
Fees and charges
Booking fee £0
Arrangement fee £1,300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 28/02/19
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £484 and 276 payments of £660. The total amount payable would be £195,076 made up of the loan amount plus interest (£68,776) and fees (£1,300). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 75%:
Fixed to 31/01/19
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,339
Annual cost
£6,584
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,223 made up of the loan amount plus interest (£77,884) and fees (£1,339). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/01/19
Initial rate
1.24%
then 4.49% (variable)
Monthly repayments
£485
Scheme fees
£1,499
Annual cost
£6,709
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £484 and 276 payments of £676. The total amount payable would be £199,691 made up of the loan amount plus interest (£73,192) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Furness
Max LTV 80%:
4.05% dicount for 2 years
Initial rate
1.24%
then 5.29% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,432
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 5.29% for the remaining 23 years would require 24 payments of £484 and 276 payments of £729. The total amount payable would be £213,819 made up of the loan amount plus interest (£87,820) and fees (£999). The overall cost for comparison is 4.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Halifax
Max LTV 60%:
Fixed to 31/03/19
Initial rate
1.24%
then 3.74% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,494
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.3% until 31/03/19
Other info
Exit fee £295
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £186,219 made up of the loan amount plus interest (£60,220) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
HSBC
Max LTV 70%:
Fixed to 31/03/19
Initial rate
1.24%
then 3.69% (variable)
Monthly repayments
£485
Scheme fees
£1,196
Annual cost
£6,415
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £484 and 276 payments of £626. The total amount payable would be £185,588 made up of the loan amount plus interest (£59,392) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 31/03/19
Initial rate
1.24%
then 3.69% (variable)
Monthly repayments
£485
Scheme fees
£1,196
Annual cost
£6,415
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £484 and 276 payments of £626. The total amount payable would be £185,588 made up of the loan amount plus interest (£59,392) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Virgin Money
Max LTV 65%:
Fixed to 01/04/19
Initial rate
1.24%
then 4.54% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,422
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% until 01/04/19
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £484 and 276 payments of £680. The total amount payable would be £200,291 made up of the loan amount plus interest (£74,296) and fees (£995). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Nationwide
Max LTV 60%:
Base +0.99% for 2 years
Initial rate
1.24%
then 3.74% (variable)
Monthly repayments
£485
Scheme fees
£749
Annual cost
£6,402
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £185,969 made up of the loan amount plus interest (£60,220) and fees (£749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 60%:
Fixed to 28/02/19
Initial rate
1.24%
then 3.74% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,515
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £186,215 made up of the loan amount plus interest (£60,220) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Norwich & Peterborough
Max LTV 75%:
Fixed for 2 years
Initial rate
1.28%
then 4.74% (variable)
Monthly repayments
£487
Scheme fees
£1,915
Annual cost
£6,758
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £204,871 made up of the loan amount plus interest (£77,956) and fees (£1,915). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/01/19
Initial rate
1.28%
then 4.74% (variable)
Monthly repayments
£487
Scheme fees
£1,730
Annual cost
£6,710
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £204,686 made up of the loan amount plus interest (£77,956) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Skipton
Max LTV 60%:
3.45% discount for 2 years
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,475
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.50% for 2 years
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £203,951 made up of the loan amount plus interest (£77,956) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/01/19
Initial rate
1.29%
then 4.90% (variable)
Monthly repayments
£488
Scheme fees
£1,930
Annual cost
£6,817
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £487 and 276 payments of £703. The total amount payable would be £207,646 made up of the loan amount plus interest (£80,716) and fees (£1,930). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/01/19
Initial rate
1.29%
then 4.90% (variable)
Monthly repayments
£488
Scheme fees
£1,695
Annual cost
£6,817
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £487 and 276 payments of £703. The total amount payable would be £207,411 made up of the loan amount plus interest (£80,716) and fees (£1,695). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 75%:
Fixed to 28/02/19
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,550
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,287 made up of the loan amount plus interest (£60,292) and fees (£995). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Clydesdale
Max LTV 60%:
Fixed to 31/03/19
Initial rate
1.29%
then 4.70% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,552
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/19
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.70% for the remaining 23 years would require 24 payments of £487 and 276 payments of £690. The total amount payable would be £203,127 made up of the loan amount plus interest (£77,128) and fees (£999). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Santander
Max LTV 60%:
Fixed to 02/03/19
Initial rate
1.29%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£745
Annual cost
£6,390
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/19
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £199,285 made up of the loan amount plus interest (£73,540) and fees (£745). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Halifax
Max LTV 75%:
Fixed to 31/03/19
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,529
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.3% until 31/03/19
Other info
Exit fee £295
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,291 made up of the loan amount plus interest (£60,292) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Accord
Max LTV 65%:
Fixed to 28/02/19
Initial rate
1.31%
then 5.54% (variable)
Monthly repayments
£489
Scheme fees
£995
Annual cost
£6,481
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/19
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.31% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £488 and 276 payments of £747. The total amount payable would be £218,879 made up of the loan amount plus interest (£92,884) and fees (£995). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Natwest
Max LTV 60%:
Fixed to 31/01/19
Initial rate
1.32%
then 3.75% (variable)
Monthly repayments
£489
Scheme fees
£995
Annual cost
£6,457
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £489 and 276 payments of £630. The total amount payable would be £186,611 made up of the loan amount plus interest (£60,616) and fees (£995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Accord
Max LTV 65%:
Fixed to 28/02/19
Initial rate
1.33%
then 5.54% (variable)
Monthly repayments
£490
Scheme fees
£745
Annual cost
£6,370
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/19
Other info
Exit fee £90
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £747. The total amount payable would be £218,677 made up of the loan amount plus interest (£92,932) and fees (£745). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 31/01/19
Initial rate
1.33%
then 3.74% (variable)
Monthly repayments
£490
Scheme fees
£799
Annual cost
£6,385
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 31/01/19
Other info
Exit fee £80
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,163 made up of the loan amount plus interest (£60,364) and fees (£799). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Accord
Max LTV 75%:
Fixed to 28/02/19
Initial rate
1.34%
then 5.54% (variable)
Monthly repayments
£491
Scheme fees
£1,230
Annual cost
£6,502
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £747. The total amount payable would be £219,162 made up of the loan amount plus interest (£92,932) and fees (£1,230). The overall cost for comparison is 4.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£749
Annual cost
£6,471
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,113 made up of the loan amount plus interest (£60,364) and fees (£749). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 31/01/19
Initial rate
1.34%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,778
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £200,111 made up of the loan amount plus interest (£73,612) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Natwest
Max LTV 60%:
Base +1.09% to 31/01/19
Initial rate
1.34%
then 3.75% (variable)
Monthly repayments
£491
Scheme fees
£995
Annual cost
£6,471
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% until 31/01/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £490 and 276 payments of £630. The total amount payable would be £186,635 made up of the loan amount plus interest (£60,640) and fees (£995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/01/19
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£839
Annual cost
£6,403
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £203,867 made up of the loan amount plus interest (£78,028) and fees (£839). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Santander
Max LTV 75%:
Fixed to 02/03/19
Initial rate
1.34%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£745
Annual cost
£6,424
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/19
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £199,357 made up of the loan amount plus interest (£73,612) and fees (£745). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/01/19
Initial rate
1.37%
then 4.74% (variable)
Monthly repayments
£492
Scheme fees
£1,730
Annual cost
£6,773
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £204,806 made up of the loan amount plus interest (£78,076) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Accord
Max LTV 75%:
Fixed to 28/02/19
Initial rate
1.38%
then 5.54% (variable)
Monthly repayments
£493
Scheme fees
£745
Annual cost
£6,405
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/19
Other info
Exit fee £90
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £492 and 276 payments of £747. The total amount payable would be £218,725 made up of the loan amount plus interest (£92,980) and fees (£745). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 30/11/18
Initial rate
1.38%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£1,805
Annual cost
£6,817
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/11/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £492 and 276 payments of £661. The total amount payable would be £196,049 made up of the loan amount plus interest (£69,244) and fees (£1,805). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Skipton
Max LTV 70%:
3.36% discount for 2 years
Initial rate
1.38%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,538
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.50% for 2 years
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.38% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £204,071 made up of the loan amount plus interest (£78,076) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 70%:
Fixed to 31/01/19
Initial rate
1.38%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£839
Annual cost
£6,431
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £203,915 made up of the loan amount plus interest (£78,076) and fees (£839). The overall cost for comparison is 4.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
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