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Yorkshire BS
Max LTV 65%:
3.76% discount to 30/04/19
Initial rate
0.98%
then 4.74% (variable)
Monthly repayments
£470
Scheme fees
£1,730
Annual cost
£6,505
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 0.98% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £469 and 276 payments of £691. The total amount payable would be £203,702 made up of the loan amount plus interest (£76,972) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 65%:
3.59% discount to 30/04/19
Initial rate
1.15%
then 4.74% (variable)
Monthly repayments
£480
Scheme fees
£1,230
Annual cost
£6,371
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.15% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £479 and 276 payments of £692. The total amount payable would be £203,718 made up of the loan amount plus interest (£77,488) and fees (£1,230). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.18%
then 3.69% (variable)
Monthly repayments
£481
Scheme fees
£1,682
Annual cost
£6,600
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.18% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £481 and 276 payments of £625. The total amount payable would be £185,726 made up of the loan amount plus interest (£59,044) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Santander
Max LTV 60%:
Fixed to 02/05/19
Initial rate
1.19%
then 4.49% (variable)
Monthly repayments
£482
Scheme fees
£1,419
Annual cost
£6,448
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £420
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/05/19
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £481 and 276 payments of £676. The total amount payable would be £199,539 made up of the loan amount plus interest (£73,120) and fees (£1,419). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 60%:
Base +0.94% until 28/02/19
Initial rate
1.19%
then 3.74% (variable)
Monthly repayments
£482
Scheme fees
£995
Annual cost
£6,481
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.19% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £628. The total amount payable would be £185,867 made up of the loan amount plus interest (£59,872) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,339
Annual cost
£6,550
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £203,875 made up of the loan amount plus interest (£77,536) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 30/04/19
Initial rate
1.21%
then 4.74% (variable)
Monthly repayments
£483
Scheme fees
£1,730
Annual cost
£6,662
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.21% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £483 and 276 payments of £692. The total amount payable would be £204,314 made up of the loan amount plus interest (£77,584) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Newcastle
Max LTV 60%:
Base +0.97% to 30/04/19
Initial rate
1.22%
then 5.99% (variable)
Monthly repayments
£484
Scheme fees
£1,789
Annual cost
£6,698
Fees and charges
Booking fee £199
Arrangement fee £1,300
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.22% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £483 and 276 payments of £777. The total amount payable would be £227,833 made up of the loan amount plus interest (£101,044) and fees (£1,789). The overall cost for comparison is 5.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 5.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/01/19
Initial rate
1.22%
then 4.24% (variable)
Monthly repayments
£484
Scheme fees
£1,805
Annual cost
£6,706
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/19
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.22% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £483 and 276 payments of £660. The total amount payable would be £195,557 made up of the loan amount plus interest (£68,752) and fees (£1,805). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/01/19
Initial rate
1.22%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,930
Annual cost
£6,769
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.22% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £483 and 276 payments of £693. The total amount payable would be £204,790 made up of the loan amount plus interest (£77,860) and fees (£1,930). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.23%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,339
Annual cost
£6,577
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,223 made up of the loan amount plus interest (£77,884) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.23%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,935
Annual cost
£6,733
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,819 made up of the loan amount plus interest (£77,884) and fees (£1,935). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 75%:
3.51% discount to 30/04/19
Initial rate
1.23%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,230
Annual cost
£6,426
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.23% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,114 made up of the loan amount plus interest (£77,884) and fees (£1,230). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Tesco Bank
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.24%
then 4.24% (variable)
Monthly repayments
£485
Scheme fees
£1,300
Annual cost
£6,605
Fees and charges
Booking fee £0
Arrangement fee £1,300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 30/04/19
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £484 and 276 payments of £660. The total amount payable would be £195,076 made up of the loan amount plus interest (£68,776) and fees (£1,300). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,339
Annual cost
£6,584
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,223 made up of the loan amount plus interest (£77,884) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.24%
then 4.49% (variable)
Monthly repayments
£485
Scheme fees
£1,499
Annual cost
£6,709
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £484 and 276 payments of £676. The total amount payable would be £199,691 made up of the loan amount plus interest (£73,192) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 75%:
Base +0.99% until 28/02/19
Initial rate
1.24%
then 3.74% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,515
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £186,215 made up of the loan amount plus interest (£60,220) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Nationwide
Max LTV 60%:
Base +0.99% for 2 years
Initial rate
1.24%
then 3.74% (variable)
Monthly repayments
£485
Scheme fees
£749
Annual cost
£6,402
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £185,969 made up of the loan amount plus interest (£60,220) and fees (£749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Skipton
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.25%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,447
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £485 and 276 payments of £693. The total amount payable would be £203,903 made up of the loan amount plus interest (£77,908) and fees (£995). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 31/03/19
Initial rate
1.25%
then 5.44% (variable)
Monthly repayments
£485
Scheme fees
£1,499
Annual cost
£6,754
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/19
Other info
Exit fee £199
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 5.44% for the remaining 23 years would require 24 payments of £485 and 276 payments of £739. The total amount payable would be £217,103 made up of the loan amount plus interest (£90,604) and fees (£1,499). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Newcastle
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.28%
then 5.99% (variable)
Monthly repayments
£487
Scheme fees
£1,289
Annual cost
£6,490
Fees and charges
Booking fee £199
Arrangement fee £800
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £777. The total amount payable would be £227,429 made up of the loan amount plus interest (£101,140) and fees (£1,289). The overall cost for comparison is 5.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Santander
Max LTV 60%:
Fixed to 02/05/19
Initial rate
1.29%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,392
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/05/19
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £199,289 made up of the loan amount plus interest (£73,540) and fees (£749). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,437
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,041 made up of the loan amount plus interest (£60,292) and fees (£749). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 31/03/19
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,196
Annual cost
£6,450
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £626. The total amount payable would be £185,660 made up of the loan amount plus interest (£59,464) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 60%:
Fixed to 28/02/19
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,550
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,287 made up of the loan amount plus interest (£60,292) and fees (£995). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Coventry
Max LTV 50%:
Fixed to 31/03/19
Initial rate
1.29%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,452
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/19
Other info
Exit fee £125
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £199,539 made up of the loan amount plus interest (£73,540) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Skipton
Max LTV 60%:
3.45% discount for 2 years
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,475
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.50% for 2 years
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £203,951 made up of the loan amount plus interest (£77,956) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/01/19
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£1,695
Annual cost
£6,817
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £204,651 made up of the loan amount plus interest (£77,956) and fees (£1,695). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Newcastle
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.31%
then 5.99% (variable)
Monthly repayments
£489
Scheme fees
£1,289
Annual cost
£6,511
Fees and charges
Booking fee £199
Arrangement fee £800
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.31% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £488 and 276 payments of £778. The total amount payable would be £227,729 made up of the loan amount plus interest (£101,440) and fees (£1,289). The overall cost for comparison is 5.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.32%
then 4.74% (variable)
Monthly repayments
£489
Scheme fees
£1,730
Annual cost
£6,738
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £489 and 276 payments of £693. The total amount payable would be £204,734 made up of the loan amount plus interest (£78,004) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/01/19
Initial rate
1.32%
then 4.24% (variable)
Monthly repayments
£489
Scheme fees
£1,805
Annual cost
£6,776
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/19
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £489 and 276 payments of £661. The total amount payable would be £195,977 made up of the loan amount plus interest (£69,172) and fees (£1,805). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Natwest
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.32%
then 3.75% (variable)
Monthly repayments
£489
Scheme fees
£995
Annual cost
£6,457
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £489 and 276 payments of £630. The total amount payable would be £186,611 made up of the loan amount plus interest (£60,616) and fees (£995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Norwich & Peterborough
Max LTV 75%:
Fixed for 2 years
Initial rate
1.32%
then 4.74% (variable)
Monthly repayments
£489
Scheme fees
£1,915
Annual cost
£6,786
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £489 and 276 payments of £693. The total amount payable would be £204,919 made up of the loan amount plus interest (£78,004) and fees (£1,915). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/01/19
Initial rate
1.33%
then 4.74% (variable)
Monthly repayments
£490
Scheme fees
£1,930
Annual cost
£6,845
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,958 made up of the loan amount plus interest (£78,028) and fees (£1,930). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.33%
then 3.74% (variable)
Monthly repayments
£490
Scheme fees
£799
Annual cost
£6,385
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/04/19
Other info
Exit fee £80
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,163 made up of the loan amount plus interest (£60,364) and fees (£799). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
First Direct
Max LTV 75%:
Fixed for 2 years
Initial rate
1.34%
then 3.69% (variable)
Monthly repayments
£491
Scheme fees
£1,682
Annual cost
£6,710
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £490 and 276 payments of £626. The total amount payable would be £186,218 made up of the loan amount plus interest (£59,536) and fees (£1,682). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 75%:
Fixed to 28/02/19
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£995
Annual cost
£6,584
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,359 made up of the loan amount plus interest (£60,364) and fees (£995). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Tesco Bank
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.34%
then 4.24% (variable)
Monthly repayments
£491
Scheme fees
£995
Annual cost
£6,522
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 30/04/19
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £490 and 276 payments of £661. The total amount payable would be £195,191 made up of the loan amount plus interest (£69,196) and fees (£995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Nationwide
Max LTV 70%:
Fixed for 2 years
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£749
Annual cost
£6,471
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,113 made up of the loan amount plus interest (£60,364) and fees (£749). The overall cost for comparison is 3.4% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Nationwide
Max LTV 75%:
Fixed for 2 years
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£749
Annual cost
£6,471
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,113 made up of the loan amount plus interest (£60,364) and fees (£749). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.34%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,778
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £200,111 made up of the loan amount plus interest (£73,612) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Santander
Max LTV 75%:
Fixed to 02/05/19
Initial rate
1.34%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£749
Annual cost
£6,426
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/05/19
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £199,361 made up of the loan amount plus interest (£73,612) and fees (£749). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£839
Annual cost
£6,403
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £203,867 made up of the loan amount plus interest (£78,028) and fees (£839). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Newcastle
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.34%
then 5.99% (variable)
Monthly repayments
£491
Scheme fees
£1,289
Annual cost
£6,531
Fees and charges
Booking fee £199
Arrangement fee £800
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £778. The total amount payable would be £227,777 made up of the loan amount plus interest (£101,488) and fees (£1,289). The overall cost for comparison is 5.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 31/03/19
Initial rate
1.35%
then 5.44% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,823
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/19
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 5.44% for the remaining 23 years would require 24 payments of £491 and 276 payments of £740. The total amount payable would be £217,523 made up of the loan amount plus interest (£91,024) and fees (£1,499). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Skipton
Max LTV 70%:
3.36% discount for 2 years
Initial rate
1.38%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,538
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.50% for 2 years
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.38% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £204,071 made up of the loan amount plus interest (£78,076) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.38%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£839
Annual cost
£6,431
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £203,915 made up of the loan amount plus interest (£78,076) and fees (£839). The overall cost for comparison is 4.1% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£839
Annual cost
£6,438
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,215 made up of the loan amount plus interest (£78,376) and fees (£839). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
First Direct
Max LTV 80%:
Fixed for 2 years
Initial rate
1.39%
then 3.69% (variable)
Monthly repayments
£493
Scheme fees
£1,682
Annual cost
£6,745
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £493 and 276 payments of £626. The total amount payable would be £186,290 made up of the loan amount plus interest (£59,608) and fees (£1,682). The overall cost for comparison is 3.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 80%:
Fixed to 30/04/19
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,339
Annual cost
£6,688
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,715 made up of the loan amount plus interest (£78,376) and fees (£1,339). The overall cost for comparison is 4.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
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