About L&C Mortgages
At L&C, our customers are always at the heart of what we do. Established since 1999, we remain proudly fee free.
We make sure that our customers are provided with clear information and are kept informed throughout the process.
Our advisers search across the market to find the best mortgage deal for our customers’ unique situations, sifting through thousands of potential deals.
Who are we?
L&C Mortgages - Voted the UK's best mortgage broker.
Founded in 1999 as a fee free telephone based mortgage broker - free to call and free to use our advice and service. We moved into our office in Bath and launched our first website in 2001. Winning our first award for best mortgage broker in 2002, we’ve gone from strength to strength, with further offices in Newcastle Upon Tyne and London, and over 2 million people coming to us for advice on the best mortgage for them.
Today we have received over 160 awards and offer both online and telephone support. And we remain proudly fee free.
Our people
At L&C we work as one team to ensure customers receive the very best experience.
We value our diversity and actively support inclusion through our We Belong initiative.
Find out more about our leadership team and colleagues by taking a look at our people.
Our chosen charity
We’re proud to support our company charity, Winston’s Wish, the UK's leading childhood bereavement charity. Every year Winston’s Wish need to raise over £2.4 million to provide practical help and support to children suffering the loss of a parent or sibling.
For every life policy we arrange we donate £1 and we’ve now raised over £50,000 to Winston’s Wish. For more information visit the Winston's Wish website.
What we do
All the hard work for you!
Our aim is to make applying for a mortgage a simple and hassle-free experience for our customers – whether you’re buying your first home, moving house, remortgaging or investing in a Buy to Let property.
Step 1
Check eligibility
Get started by completing our online Mortgage Finder and get an appointment to speak to a mortgage adviser on the phone.
Step 2
Find your best deal
Your adviser will search across the market to find the best mortgage deal for your circumstances.
Step 3
Apply online or by phone
Fill in the blanks and apply online or we’ll help you over the phone and get your application started.
Step 4
Track and progress
Track your application online 24/7 and easily message your case manager, who'll chase your application & update regularly.
In a nutshell
We’re here for you from application all the way through to completion, and the best bit is we won't charge you a fee for our advice and support. We'll search across the market with access to 1000s of deals from over 90 lenders, so we'll be sure to find the right deal for you.
Wondering how our service is fee free? Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that we simply choose not to charge our customers a fee on top of this.
How can we help you?
The UK’s award-winning fee free mortgage and insurance experts - by your side when it comes to buying and remortgaging.
Award-winning mortgage broker
We're proud to have won over 160 awards
What Mortgage Awards
Best Mortgage Broker 2023
(Large - over 40 advisers category)
Legal & General Business Quality Awards
Outstanding Customer Outcome (51+ employees) 2022
The Personal Finance Awards
Best Mortgage Broker
(40 advisers and over) 2023
Word of mouth
Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.