FEE FREE
MORTGAGE ADVICE

from the UK's No. 1 online mortgage broker

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

Click here to read more
Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

calculator
rosette
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eye

Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time, hassle and money.

Call us to start saving today
0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promoter Score (NPS) is a gauge many businesses use to measure customer satisfaction.

A Net Promoter Score greater than +50 for the banking / finance industry would be considered excellent * so we're really proud of our score.

* Source Satmetrix 2019

as at 06/09/2021

80
Net Promoter Score

Miss J G, Yorkshire

As first time buyers we had very little understanding of how to go about applying for a mortgage. Our Adv... Read more

Breaking news:
We are hiring!
As we continue to grow here at L&C we're looking for talented people to join our teams in Newcastle and Bath. Find out m...
Learn more

Handy tools and calculators

Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

Tenant demand at highest level for five years
Rising tenant demand is good news for landlords, who are also benefiting from some of the lowest Buy to Let mortgage options ever seen...
September 01, 2021
Rates held at 0.1% despite soaring inflation
The Bank of England left interest rates unchanged in August despite predictions that inflation, or the increase in the price of goods and services, will soar to its highest level in a decade. ...
August 13, 2021
Prepare for the unexpected
If the past 18 months has taught us anything, it’s that no-one can predict what’s around the corner, which is why it’s vital to prepare as much as possible for every eventuality. ...
August 11, 2021
House price growth dips slightly in July
Annual house price growth slowed slightly in July, according to Nationwide’s latest house price index....
August 06, 2021