What the papers say – 25th and 26th April 2009

Published 27/04/2009

This weekend’s financial press was brimming with comments and advice following last week’s budget announcement. The Times, Telegraph and the Sunday Times all reported on the extension of the current stamp duty window, with many industry experts sharing the opinion that the move does not go far enough in helping First Time Buyers.

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Representative example A mortgage of £193,051 payable over 23 years, initially on a fixed rate for 2 years at 2.09% and then on a variable rate of 3.75% for the remaining 21 years would require 24 payments of £881.59 and 252 payments of £1,031.39. The total amount payable would be £282,152 made up of the loan amount plus interest (£88,017) and fees (£1,084). The overall cost for comparison is 3.6% APRC representative.

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