What the papers say – 25th and 26th April 2009

Published 27/04/2009

This weekend’s financial press was brimming with comments and advice following last week’s budget announcement. The Times, Telegraph and the Sunday Times all reported on the extension of the current stamp duty window, with many industry experts sharing the opinion that the move does not go far enough in helping First Time Buyers.

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Representative example A mortgage of £226,340 payable over 24 years, initially on a fixed rate until 30/11/25 at 1.89% and then on a variable rate of 3.99% for the remaining 19 years would require 61 payments of £978.18 and 227 payments of £1,172.01. The total amount payable would be £325,940 made up of the loan amount plus interest (£99,375) and fees (£225). The overall cost for comparison is 3.2% APRC representative.

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