Cancer Death Rates Set To Fall

Recent projections from Cancer Research UK predict that the rate of people dying from cancer will fall by 17 per cent by the year 2030.  Across all cancers that translates into a fall from 170 deaths per 100,000 in 2010 to a predicted 142 per 100,000 in 2030.

Looking at specific cancers there are some extremely significant improvements expected. For example ovarian cancer is expected to see the biggest fall in people dying with death rates reducing by over 40 per cent.  Breast cancer in women, bowel and prostate cancer are also expected to see big reductions.

Unfortunately although many forms of cancer are expected to have falling death rates, some like liver cancer and oral cancer are set to rise.

There are three main reasons for these mostly encouraging forecasts.  Firstly, earlier diagnosis has led to distinct improvements in survival rates.  That is coupled with improving treatments that are more effective in beating cancer once it’s been diagnosed.  Thirdly the fall in the prevalence of smoking is feeding through in a reduction in smoking related cancers.

These predictions clearly show that improvements in lifestyle and medical science can improve the chances of surviving a cancer.  This helps underline the importance of protection contracts such as critical illness cover, which pays out a lump sum on diagnosis of certain conditions, as part of anyone’s financial planning.

Many providers are now offering partial payouts for certain less severe conditions such as some forms of breast cancer (ductal carcinoma in situ) and low grade prostate cancer to add value.  Where there is a partial payout in many cases the overall cover will not be affected and remain in place.

With more of us likely to survive a cancer, even a relatively small amount of critical illness cover can provide peace of mind to borrowers and their families that they will not have to worry about financial matters when they should be concentrating on their recuperation.


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