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?
Platform
Max LTV 60%:
Fixed to 31/07/23
Initial rate
1.06%
then 4.34% (variable)
Monthly repayments
£474
Scheme fees
£1,249
Annual cost
£6,318
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/23
Other info
Exit fee £100
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.06% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £474 and 276 payments of £666. The total amount payable would be £196,441 made up of the loan amount plus interest (£70,192) and fees (£1,249). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/06/23
Initial rate
1.08%
then 3.59% (variable)
Monthly repayments
£476
Scheme fees
£1,495
Annual cost
£6,455
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.08% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £475 and 276 payments of £619. The total amount payable would be £183,739 made up of the loan amount plus interest (£57,244) and fees (£1,495). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 31/08/23
Initial rate
1.09%
then 3.59% (variable)
Monthly repayments
£476
Scheme fees
£1,494
Annual cost
£6,461
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/23
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £476 and 276 payments of £619. The total amount payable would be £183,762 made up of the loan amount plus interest (£57,268) and fees (£1,494). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 31/07/23
Initial rate
1.13%
then 4.64% (variable)
Monthly repayments
£478
Scheme fees
£995
Annual cost
£6,239
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/23
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.13% and then on a variable rate of 4.64% for the remaining 23 years would require 24 payments of £478 and 276 payments of £685. The total amount payable would be £201,527 made up of the loan amount plus interest (£75,532) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 31/05/23
Initial rate
1.14%
then 3.54% (variable)
Monthly repayments
£479
Scheme fees
£999
Annual cost
£6,248
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £479 and 276 payments of £616. The total amount payable would be £182,511 made up of the loan amount plus interest (£56,512) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/06/23
Initial rate
1.15%
then 3.59% (variable)
Monthly repayments
£480
Scheme fees
£995
Annual cost
£6,253
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.15% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £479 and 276 payments of £619. The total amount payable would be £183,335 made up of the loan amount plus interest (£57,340) and fees (£995). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/06/23
Initial rate
1.15%
then 3.59% (variable)
Monthly repayments
£480
Scheme fees
£999
Annual cost
£6,255
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.15% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £479 and 276 payments of £619. The total amount payable would be £183,339 made up of the loan amount plus interest (£57,340) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/07/23
Initial rate
1.16%
then 3.35% (variable)
Monthly repayments
£480
Scheme fees
£1,048
Annual cost
£6,286
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/07/23
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.16% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £480 and 276 payments of £604. The total amount payable would be £179,272 made up of the loan amount plus interest (£53,224) and fees (£1,048). The overall cost for comparison is 2.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 60%:
Fixed to 31/05/23
Initial rate
1.16%
then 4.24% (variable)
Monthly repayments
£480
Scheme fees
£999
Annual cost
£6,262
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.16% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £480 and 276 payments of £660. The total amount payable would be £194,679 made up of the loan amount plus interest (£68,680) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 60%:
Fixed to 30/06/23
Initial rate
1.19%
then 3.99% (variable)
Monthly repayments
£482
Scheme fees
£1,394
Annual cost
£6,480
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/06/23
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £481 and 276 payments of £644. The total amount payable would be £190,682 made up of the loan amount plus interest (£64,288) and fees (£1,394). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/06/23
Initial rate
1.19%
then 4.49% (variable)
Monthly repayments
£482
Scheme fees
£999
Annual cost
£6,283
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/23
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £481 and 276 payments of £676. The total amount payable would be £199,119 made up of the loan amount plus interest (£73,120) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 31/08/23
Initial rate
1.19%
then 3.59% (variable)
Monthly repayments
£482
Scheme fees
£994
Annual cost
£6,280
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/23
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £481 and 276 payments of £619. The total amount payable would be £183,382 made up of the loan amount plus interest (£57,388) and fees (£994). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 31/07/23
Initial rate
1.19%
then 4.34% (variable)
Monthly repayments
£482
Scheme fees
£749
Annual cost
£6,158
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/23
Other info
Exit fee £100
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £481 and 276 payments of £666. The total amount payable would be £196,109 made up of the loan amount plus interest (£70,360) and fees (£749). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.19%
then 3.59% (variable)
Monthly repayments
£482
Scheme fees
£798
Annual cost
£6,182
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 0.75% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £481 and 276 payments of £619. The total amount payable would be £183,186 made up of the loan amount plus interest (£57,388) and fees (£798). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/05/23
Initial rate
1.22%
then 3.59% (variable)
Monthly repayments
£484
Scheme fees
£1,048
Annual cost
£6,328
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/05/23
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.22% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £483 and 276 payments of £619. The total amount payable would be £183,484 made up of the loan amount plus interest (£57,436) and fees (£1,048). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/06/26
Initial rate
1.23%
then 3.59% (variable)
Monthly repayments
£484
Scheme fees
£1,495
Annual cost
£6,110
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.23% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £484 and 240 payments of £601. The total amount payable would be £174,775 made up of the loan amount plus interest (£48,280) and fees (£1,495). The overall cost for comparison is 2.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.24%
then 3.54% (variable)
Monthly repayments
£485
Scheme fees
£490
Annual cost
£6,062
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £484 and 276 payments of £616. The total amount payable would be £182,122 made up of the loan amount plus interest (£56,632) and fees (£490). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/06/24
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,150
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/24
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.24% and then on a variable rate of 3.59% for the remaining 22 years would require 36 payments of £484 and 264 payments of £614. The total amount payable would be £180,519 made up of the loan amount plus interest (£54,520) and fees (£999). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Clydesdale
Max LTV 75%:
Fixed to 30/06/23
Initial rate
1.24%
then 4.55% (variable)
Monthly repayments
£485
Scheme fees
£1,999
Annual cost
£6,817
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/06/23
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.55% for the remaining 23 years would require 24 payments of £484 and 276 payments of £680. The total amount payable would be £201,295 made up of the loan amount plus interest (£74,296) and fees (£1,999). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.83% discount for 2 years
Initial rate
1.26%
then 4.09% (variable)
Monthly repayments
£486
Scheme fees
£999
Annual cost
£6,331
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.26% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £485 and 276 payments of £651. The total amount payable would be £192,315 made up of the loan amount plus interest (£66,316) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 31/07/26
Initial rate
1.26%
then 4.34% (variable)
Monthly repayments
£486
Scheme fees
£1,249
Annual cost
£6,081
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/07/26
Other info
Exit fee £100
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.26% and then on a variable rate of 4.34% for the remaining 20 years would require 60 payments of £485 and 240 payments of £643. The total amount payable would be £184,669 made up of the loan amount plus interest (£58,420) and fees (£1,249). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/06/26
Initial rate
1.28%
then 3.59% (variable)
Monthly repayments
£487
Scheme fees
£995
Annual cost
£6,044
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.28% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £487 and 240 payments of £602. The total amount payable would be £174,695 made up of the loan amount plus interest (£48,700) and fees (£995). The overall cost for comparison is 2.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 75%:
Fixed to 31/08/23
Initial rate
1.29%
then 3.59% (variable)
Monthly repayments
£488
Scheme fees
£1,494
Annual cost
£6,599
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/23
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £487 and 276 payments of £620. The total amount payable would be £184,302 made up of the loan amount plus interest (£57,808) and fees (£1,494). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 31/08/26
Initial rate
1.29%
then 3.59% (variable)
Monthly repayments
£488
Scheme fees
£1,494
Annual cost
£6,151
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/08/26
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.29% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £487 and 240 payments of £602. The total amount payable would be £175,194 made up of the loan amount plus interest (£48,700) and fees (£1,494). The overall cost for comparison is 2.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 31/05/26
Initial rate
1.29%
then 3.54% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,052
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/05/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.29% and then on a variable rate of 3.54% for the remaining 20 years would require 60 payments of £487 and 240 payments of £600. The total amount payable would be £174,219 made up of the loan amount plus interest (£48,220) and fees (£999). The overall cost for comparison is 2.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
1.29%
then 3.59% (variable)
Monthly repayments
£488
Scheme fees
£798
Annual cost
£6,012
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 0.75% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.29% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £487 and 240 payments of £602. The total amount payable would be £174,498 made up of the loan amount plus interest (£48,700) and fees (£798). The overall cost for comparison is 2.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/07/26
Initial rate
1.29%
then 3.35% (variable)
Monthly repayments
£488
Scheme fees
£1,048
Annual cost
£6,062
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% until 02/07/26
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.29% and then on a variable rate of 3.35% for the remaining 20 years would require 60 payments of £487 and 240 payments of £590. The total amount payable would be £171,868 made up of the loan amount plus interest (£45,820) and fees (£1,048). The overall cost for comparison is 2.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Virgin Money
Max LTV 65%:
Fixed to 01/08/26
Initial rate
1.29%
then 4.34% (variable)
Monthly repayments
£488
Scheme fees
£1,495
Annual cost
£6,151
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/08/26
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.29% and then on a variable rate of 4.34% for the remaining 20 years would require 60 payments of £487 and 240 payments of £643. The total amount payable would be £185,035 made up of the loan amount plus interest (£58,540) and fees (£1,495). The overall cost for comparison is 3.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/06/26
Initial rate
1.32%
then 3.59% (variable)
Monthly repayments
£489
Scheme fees
£999
Annual cost
£6,073
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.32% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £489 and 240 payments of £603. The total amount payable would be £175,059 made up of the loan amount plus interest (£49,060) and fees (£999). The overall cost for comparison is 2.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Platform
Max LTV 70%:
Fixed to 31/07/23
Initial rate
1.32%
then 4.34% (variable)
Monthly repayments
£489
Scheme fees
£1,249
Annual cost
£6,498
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/23
Other info
Exit fee £100
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £489 and 276 payments of £667. The total amount payable would be £197,077 made up of the loan amount plus interest (£70,828) and fees (£1,249). The overall cost for comparison is 3.9% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Platform
Max LTV 75%:
Fixed to 31/07/23
Initial rate
1.32%
then 4.34% (variable)
Monthly repayments
£489
Scheme fees
£1,249
Annual cost
£6,498
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/23
Other info
Exit fee £100
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £489 and 276 payments of £667. The total amount payable would be £197,077 made up of the loan amount plus interest (£70,828) and fees (£1,249). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 60%:
2.65% discount to 30/06/23
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,779 made up of the loan amount plus interest (£64,780) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/06/23
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£1,048
Annual cost
£6,411
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/23
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £490 and 276 payments of £620. The total amount payable would be £183,928 made up of the loan amount plus interest (£57,880) and fees (£1,048). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 30/06/23
Initial rate
1.35%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,393
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/23
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £491 and 276 payments of £677. The total amount payable would be £199,635 made up of the loan amount plus interest (£73,636) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leeds
Max LTV 65%:
Fixed to 31/07/23
Initial rate
1.35%
then 5.29% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,393
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/23
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 5.29% for the remaining 23 years would require 24 payments of £491 and 276 payments of £730. The total amount payable would be £214,263 made up of the loan amount plus interest (£88,264) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Virgin Money
Max LTV 65%:
Fixed to 01/08/26
Initial rate
1.35%
then 4.34% (variable)
Monthly repayments
£491
Scheme fees
£995
Annual cost
£6,093
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/08/26
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.35% and then on a variable rate of 4.34% for the remaining 20 years would require 60 payments of £491 and 240 payments of £644. The total amount payable would be £185,015 made up of the loan amount plus interest (£59,020) and fees (£995). The overall cost for comparison is 3.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 30/06/23
Initial rate
1.36%
then 3.59% (variable)
Monthly repayments
£492
Scheme fees
£1,495
Annual cost
£6,648
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.36% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £491 and 276 payments of £620. The total amount payable would be £184,399 made up of the loan amount plus interest (£57,904) and fees (£1,495). The overall cost for comparison is 3.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 30/06/23
Initial rate
1.36%
then 3.59% (variable)
Monthly repayments
£492
Scheme fees
£1,495
Annual cost
£6,648
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.36% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £491 and 276 payments of £620. The total amount payable would be £184,399 made up of the loan amount plus interest (£57,904) and fees (£1,495). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.73% discount for 2 years
Initial rate
1.36%
then 4.09% (variable)
Monthly repayments
£492
Scheme fees
£999
Annual cost
£6,400
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 02/03/23
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.36% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £491 and 276 payments of £651. The total amount payable would be £192,459 made up of the loan amount plus interest (£66,460) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 60%:
Fixed to 31/05/23
Initial rate
1.37%
then 4.24% (variable)
Monthly repayments
£492
Scheme fees
£999
Annual cost
£6,407
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £492 and 276 payments of £661. The total amount payable would be £195,243 made up of the loan amount plus interest (£69,244) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 31/05/26
Initial rate
1.37%
then 3.59% (variable)
Monthly repayments
£492
Scheme fees
£0
Annual cost
£5,908
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/05/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.37% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £492 and 240 payments of £603. The total amount payable would be £174,240 made up of the loan amount plus interest (£49,240) and fees (£0). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 31/07/26
Initial rate
1.37%
then 4.64% (variable)
Monthly repayments
£492
Scheme fees
£995
Annual cost
£6,107
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/07/26
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.37% and then on a variable rate of 4.64% for the remaining 20 years would require 60 payments of £492 and 240 payments of £661. The total amount payable would be £189,155 made up of the loan amount plus interest (£63,160) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Clydesdale
Max LTV 75%:
Fixed to 30/06/23
Initial rate
1.37%
then 4.55% (variable)
Monthly repayments
£492
Scheme fees
£999
Annual cost
£6,407
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/06/23
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 4.55% for the remaining 23 years would require 24 payments of £492 and 276 payments of £681. The total amount payable would be £200,763 made up of the loan amount plus interest (£74,764) and fees (£999). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 31/05/23
Initial rate
1.37%
then 4.49% (variable)
Monthly repayments
£492
Scheme fees
£1,974
Annual cost
£6,895
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £180
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/05/23
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £492 and 276 payments of £677. The total amount payable would be £200,634 made up of the loan amount plus interest (£73,660) and fees (£1,974). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 31/07/26
Initial rate
1.38%
then 4.34% (variable)
Monthly repayments
£493
Scheme fees
£749
Annual cost
£6,065
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/07/26
Other info
Exit fee £100
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.38% and then on a variable rate of 4.34% for the remaining 20 years would require 60 payments of £492 and 240 payments of £644. The total amount payable would be £184,829 made up of the loan amount plus interest (£59,080) and fees (£749). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 75%:
Fixed to 31/05/23
Initial rate
1.38%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,414
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £492 and 276 payments of £661. The total amount payable would be £195,243 made up of the loan amount plus interest (£69,244) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 75%:
Fixed to 31/05/23
Initial rate
1.38%
then 3.59% (variable)
Monthly repayments
£493
Scheme fees
£1,048
Annual cost
£6,439
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/05/23
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £492 and 276 payments of £620. The total amount payable would be £183,976 made up of the loan amount plus interest (£57,928) and fees (£1,048). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 60%:
Fixed to 31/05/26
Initial rate
1.39%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,122
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/05/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.39% and then on a variable rate of 4.24% for the remaining 20 years would require 60 payments of £493 and 240 payments of £639. The total amount payable would be £183,939 made up of the loan amount plus interest (£57,940) and fees (£999). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Base +1.29% for 2 years
Initial rate
1.39%
then 3.54% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £493 and 276 payments of £617. The total amount payable would be £183,123 made up of the loan amount plus interest (£57,124) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 5 years
Initial rate
1.39%
then 3.54% (variable)
Monthly repayments
£493
Scheme fees
£490
Annual cost
£6,020
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.39% and then on a variable rate of 3.54% for the remaining 20 years would require 60 payments of £493 and 240 payments of £601. The total amount payable would be £174,310 made up of the loan amount plus interest (£48,820) and fees (£490). The overall cost for comparison is 2.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
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