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?
Lloyds
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.17%
then 4.24% (variable)
Monthly repayments
£481
Scheme fees
£999
Annual cost
£6,269
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.17% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £480 and 276 payments of £660. The total amount payable would be £194,679 made up of the loan amount plus interest (£68,680) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.19%
then 3.59% (variable)
Monthly repayments
£482
Scheme fees
£1,494
Annual cost
£6,530
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £481 and 276 payments of £619. The total amount payable would be £183,882 made up of the loan amount plus interest (£57,388) and fees (£1,494). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£798
Annual cost
£6,216
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £183,258 made up of the loan amount plus interest (£57,460) and fees (£798). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.24%
then 3.99% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,317
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/22
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £644. The total amount payable would be £190,359 made up of the loan amount plus interest (£64,360) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.25%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,322
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,755 made up of the loan amount plus interest (£57,760) and fees (£995). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/10/22
Initial rate
1.28%
then 3.59% (variable)
Monthly repayments
£487
Scheme fees
£1,048
Annual cost
£6,369
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/10/22
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £487 and 276 payments of £620. The total amount payable would be £183,856 made up of the loan amount plus interest (£57,808) and fees (£1,048). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/12/22
Initial rate
1.29%
then 3.35% (variable)
Monthly repayments
£488
Scheme fees
£1,048
Annual cost
£6,376
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/12/22
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £487 and 276 payments of £605. The total amount payable would be £179,716 made up of the loan amount plus interest (£53,668) and fees (£1,048). The overall cost for comparison is 2.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 31/12/22
Initial rate
1.29%
then 3.59% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,350
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £487 and 276 payments of £620. The total amount payable would be £183,803 made up of the loan amount plus interest (£57,808) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 75%:
Fixed to 30/11/22
Initial rate
1.32%
then 4.24% (variable)
Monthly repayments
£489
Scheme fees
£999
Annual cost
£6,373
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £489 and 276 payments of £661. The total amount payable would be £195,171 made up of the loan amount plus interest (£69,172) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Base +1.24% for 2 years
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£798
Annual cost
£6,286
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £490 and 276 payments of £620. The total amount payable would be £183,678 made up of the loan amount plus interest (£57,880) and fees (£798). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£994
Annual cost
£6,384
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £490 and 276 payments of £620. The total amount payable would be £183,874 made up of the loan amount plus interest (£57,880) and fees (£994). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£490
Annual cost
£6,132
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £617. The total amount payable would be £182,542 made up of the loan amount plus interest (£57,052) and fees (£490). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£499
Annual cost
£6,136
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/22
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,279 made up of the loan amount plus interest (£64,780) and fees (£499). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 75%:
Fixed to 30/11/22
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£1,494
Annual cost
£6,634
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £490 and 276 payments of £620. The total amount payable would be £184,374 made up of the loan amount plus interest (£57,880) and fees (£1,494). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 30/11/25
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£1,494
Annual cost
£6,186
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.34% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £490 and 240 payments of £603. The total amount payable would be £175,614 made up of the loan amount plus interest (£49,120) and fees (£1,494). The overall cost for comparison is 2.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 75%:
Fixed to 30/11/22
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/22
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,779 made up of the loan amount plus interest (£64,780) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.37%
then 4.24% (variable)
Monthly repayments
£492
Scheme fees
£1,048
Annual cost
£6,432
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £492 and 276 payments of £661. The total amount payable would be £195,292 made up of the loan amount plus interest (£69,244) and fees (£1,048). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 60%:
Fixed to 30/11/25
Initial rate
1.39%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,122
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/11/25
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.39% and then on a variable rate of 4.24% for the remaining 20 years would require 60 payments of £493 and 240 payments of £639. The total amount payable would be £183,939 made up of the loan amount plus interest (£57,940) and fees (£999). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 31/12/22
Initial rate
1.39%
then 3.59% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,419
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £493 and 276 payments of £620. The total amount payable would be £183,947 made up of the loan amount plus interest (£57,952) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 31/12/22
Initial rate
1.39%
then 3.59% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,419
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £493 and 276 payments of £620. The total amount payable would be £183,947 made up of the loan amount plus interest (£57,952) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/12/22
Initial rate
1.39%
then 3.35% (variable)
Monthly repayments
£493
Scheme fees
£1,048
Annual cost
£6,446
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/12/22
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £493 and 276 payments of £606. The total amount payable would be £180,136 made up of the loan amount plus interest (£54,088) and fees (£1,048). The overall cost for comparison is 3.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Scottish Widows
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.40%
then 3.59% (variable)
Monthly repayments
£494
Scheme fees
£998
Annual cost
£6,428
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £494 and 276 payments of £620. The total amount payable would be £183,974 made up of the loan amount plus interest (£57,976) and fees (£998). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 30/11/22
Initial rate
1.41%
then 3.59% (variable)
Monthly repayments
£495
Scheme fees
£995
Annual cost
£6,433
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.41% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £494 and 276 payments of £620. The total amount payable would be £183,971 made up of the loan amount plus interest (£57,976) and fees (£995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/10/25
Initial rate
1.42%
then 3.59% (variable)
Monthly repayments
£495
Scheme fees
£1,048
Annual cost
£6,152
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 31/10/25
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.42% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £495 and 240 payments of £604. The total amount payable would be £175,708 made up of the loan amount plus interest (£49,660) and fees (£1,048). The overall cost for comparison is 2.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/11/25
Initial rate
1.44%
then 3.59% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,156
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/11/25
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £496 and 240 payments of £604. The total amount payable would be £175,715 made up of the loan amount plus interest (£49,720) and fees (£995). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/12/25
Initial rate
1.44%
then 3.35% (variable)
Monthly repayments
£496
Scheme fees
£1,048
Annual cost
£6,166
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% until 02/12/25
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 3.35% for the remaining 20 years would require 60 payments of £496 and 240 payments of £592. The total amount payable would be £172,888 made up of the loan amount plus interest (£46,840) and fees (£1,048). The overall cost for comparison is 2.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leeds
Max LTV 65%:
Fixed to 31/12/22
Initial rate
1.44%
then 5.29% (variable)
Monthly repayments
£496
Scheme fees
£1,999
Annual cost
£6,956
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/12/22
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 5.29% for the remaining 23 years would require 24 payments of £496 and 276 payments of £730. The total amount payable would be £215,383 made up of the loan amount plus interest (£88,384) and fees (£1,999). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 60%:
Fixed to 30/11/25
Initial rate
1.44%
then 3.99% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,157
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
5% reducing to 1% until 30/11/25
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 3.99% for the remaining 20 years would require 60 payments of £496 and 240 payments of £626. The total amount payable would be £180,999 made up of the loan amount plus interest (£55,000) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Virgin Money
Max LTV 65%:
Fixed to 01/01/23
Initial rate
1.44%
then 4.34% (variable)
Monthly repayments
£496
Scheme fees
£1,495
Annual cost
£6,704
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% until 01/01/23
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £496 and 276 payments of £668. The total amount payable would be £197,767 made up of the loan amount plus interest (£71,272) and fees (£1,495). The overall cost for comparison is 3.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 75%:
Fixed to 30/11/22
Initial rate
1.44%
then 3.99% (variable)
Monthly repayments
£496
Scheme fees
£499
Annual cost
£6,206
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £646. The total amount payable would be £190,699 made up of the loan amount plus interest (£65,200) and fees (£499). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 31/12/25
Initial rate
1.44%
then 3.59% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,156
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/12/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £496 and 240 payments of £604. The total amount payable would be £175,715 made up of the loan amount plus interest (£49,720) and fees (£995). The overall cost for comparison is 2.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
1.44%
then 3.59% (variable)
Monthly repayments
£496
Scheme fees
£798
Annual cost
£6,116
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £496 and 240 payments of £604. The total amount payable would be £175,518 made up of the loan amount plus interest (£49,720) and fees (£798). The overall cost for comparison is 2.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 30/11/25
Initial rate
1.44%
then 3.59% (variable)
Monthly repayments
£496
Scheme fees
£994
Annual cost
£6,156
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/11/25
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £496 and 240 payments of £604. The total amount payable would be £175,714 made up of the loan amount plus interest (£49,720) and fees (£994). The overall cost for comparison is 2.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 31/12/25
Initial rate
1.45%
then 4.34% (variable)
Monthly repayments
£497
Scheme fees
£1,249
Annual cost
£6,214
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/12/25
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.45% and then on a variable rate of 4.34% for the remaining 20 years would require 60 payments of £496 and 240 payments of £645. The total amount payable would be £185,809 made up of the loan amount plus interest (£59,560) and fees (£1,249). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.45%
then 3.59% (variable)
Monthly repayments
£497
Scheme fees
£1,294
Annual cost
£6,611
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £496 and 276 payments of £621. The total amount payable would be £184,594 made up of the loan amount plus interest (£58,300) and fees (£1,294). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Clydesdale
Max LTV 75%:
Fixed to 30/11/22
Initial rate
1.49%
then 4.55% (variable)
Monthly repayments
£499
Scheme fees
£999
Annual cost
£6,491
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/11/22
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.55% for the remaining 23 years would require 24 payments of £499 and 276 payments of £682. The total amount payable would be £201,207 made up of the loan amount plus interest (£75,208) and fees (£999). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.49%
then 3.59% (variable)
Monthly repayments
£499
Scheme fees
£794
Annual cost
£6,389
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £499 and 276 payments of £621. The total amount payable would be £184,166 made up of the loan amount plus interest (£58,372) and fees (£794). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 5 years
Initial rate
1.49%
then 3.54% (variable)
Monthly repayments
£499
Scheme fees
£490
Annual cost
£6,090
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.49% and then on a variable rate of 3.54% for the remaining 20 years would require 60 payments of £499 and 240 payments of £602. The total amount payable would be £174,910 made up of the loan amount plus interest (£49,420) and fees (£490). The overall cost for comparison is 2.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 75%:
Fixed to 30/11/22
Initial rate
1.49%
then 3.59% (variable)
Monthly repayments
£499
Scheme fees
£994
Annual cost
£6,489
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £499 and 276 payments of £621. The total amount payable would be £184,366 made up of the loan amount plus interest (£58,372) and fees (£994). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 80%:
Fixed to 30/11/22
Initial rate
1.50%
then 4.24% (variable)
Monthly repayments
£500
Scheme fees
£999
Annual cost
£6,499
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.50% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £499 and 276 payments of £662. The total amount payable would be £195,687 made up of the loan amount plus interest (£69,688) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Monmouthshire BS
Max LTV 65%:
Fixed for 2 years
Initial rate
1.50%
then 4.74% (variable)
Monthly repayments
£500
Scheme fees
£499
Annual cost
£6,249
Fees and charges
Booking fee £0
Arrangement fee £499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.50% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £204,019 made up of the loan amount plus interest (£78,520) and fees (£499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.58% discount for 2 years
Initial rate
1.51%
then 4.09% (variable)
Monthly repayments
£501
Scheme fees
£999
Annual cost
£6,506
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.51% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £500 and 276 payments of £652. The total amount payable would be £192,951 made up of the loan amount plus interest (£66,952) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 75%:
Fixed to 30/11/22
Initial rate
1.52%
then 4.24% (variable)
Monthly repayments
£501
Scheme fees
£1,048
Annual cost
£6,537
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.52% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £501 and 276 payments of £662. The total amount payable would be £195,784 made up of the loan amount plus interest (£69,736) and fees (£1,048). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£1,945
Annual cost
£6,986
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £210,205 made up of the loan amount plus interest (£83,260) and fees (£1,945). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£1,945
Annual cost
£6,986
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £210,205 made up of the loan amount plus interest (£83,260) and fees (£1,945). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Digital Mortgages
Max LTV 60%:
Fixed to 30/09/22
Initial rate
1.52%
then 3.50% (variable)
Monthly repayments
£501
Scheme fees
£0
Annual cost
£6,013
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 30/09/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.52% and then on a variable rate of 3.50% for the remaining 23 years would require 24 payments of £501 and 276 payments of £615. The total amount payable would be £181,764 made up of the loan amount plus interest (£56,764) and fees (£0). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 31/12/25
Initial rate
1.53%
then 4.34% (variable)
Monthly repayments
£502
Scheme fees
£749
Annual cost
£6,170
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/12/25
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.53% and then on a variable rate of 4.34% for the remaining 20 years would require 60 payments of £501 and 240 payments of £646. The total amount payable would be £185,849 made up of the loan amount plus interest (£60,100) and fees (£749). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 60%:
Fixed to 30/11/22
Initial rate
1.54%
then 3.99% (variable)
Monthly repayments
£502
Scheme fees
£798
Annual cost
£6,426
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/11/22
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £646. The total amount payable would be £191,142 made up of the loan amount plus interest (£65,344) and fees (£798). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 60%:
Fixed to 30/11/25
Initial rate
1.54%
then 3.99% (variable)
Monthly repayments
£502
Scheme fees
£499
Annual cost
£6,127
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
5% reducing to 1% until 30/11/25
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.54% and then on a variable rate of 3.99% for the remaining 20 years would require 60 payments of £502 and 240 payments of £627. The total amount payable would be £181,099 made up of the loan amount plus interest (£55,600) and fees (£499). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 75%:
Base +1.44% for 2 years
Initial rate
1.54%
then 3.59% (variable)
Monthly repayments
£502
Scheme fees
£1,749
Annual cost
£6,902
Fees and charges
Booking fee £0
Arrangement fee £1,749
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £502 and 276 payments of £621. The total amount payable would be £185,193 made up of the loan amount plus interest (£58,444) and fees (£1,749). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
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