Your home for

Fee free
mortgage advice

Speak to an expert today

0800 073 1945

Arrange a callback

We'll check your eligibility with over 90 lenders from across the market

Mortgages

  • See what you can borrow in minutes
  • Check which rates you quality for
  • Our entire service is free

Mortgages

Whether you're buying a new home or an investment property you'll be sure to get the best deal for your needs with L&C Mortgages. L&C is the UK's leading fee free mortgage broker - we've over 150 awards to our name and relationships with over 90 lenders.

Reasons to use L&C

  • Fee free advice on the right mortgage for you
  • We’ll compare 1000s of mortgage deals
  • Simple, hassle free service
  • Expert advisers available 7 days a week
  • No need for an appointment

Handy tools & calculators calculator-line-icon

Handy tools
& calculators calculator-line-icon

  • View our best buys
  • How much will it cost?
  • How much stamp duty will I pay?
  • How much can I borrow?
  • How much can I borrow on a buy to let?

About L&C

L&C is the UK's largest fee free mortgage broker. Since 2002 we have won over 160 awards. We have offices in Bath, Newcastle-upon-Tyne and London. We're on hand 7 days a week.

What fee free really means

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

"You'll pay no more applying through us than you would going directly to the lender on the same deal."
L&C is an award-winning
What Mortgage
Awards

Best Online Mortgage Broker 2022

Legal & General Business Quality Awards

Outstanding Customer Outcome (51+ employees) 2022

The Personal Finance Awards

Best Mortgage Broker
(40 advisers and over) 2022

6 REASONS TO CHOOSE L&C TO FIND YOUR NEXT MORTGAGE

No fees - our gift to you

We're genuinely free - we won't charge a fee for our mortgage advice service.

You can bank on us

We know our stuff - you'll always get advice from a mortgage expert.

Saving you time

We'll save you time with expert advice and support.

1000s of deals to compare

We'll compare, advise on and arrange the best mortgage for you from 1000s of deals.

We're kind of a big deal

We're pretty big - we're the largest fee free mortgage broker in the UK.

Top for customer service

93% of our reviews.co.uk ratings have given us 4 stars or more.

See today's Best buys

£
£
£
Filters
Types of mortgage
Product period
Other features
Update
Try sorting by Annual Cost
?
Allied Irish Bank
Max LTV 60%:
Fixed to 31/05/29
Initial rate
4.09%
then 7.75% (variable)
Monthly repayments
£666
Scheme fees
£200
Annual cost
£8,032
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/05/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.09% and then on a variable rate of 7.75% for the remaining 20 years would require 60 payments of £666 and 240 payments of £895. The total amount payable would be £254,960 made up of the loan amount plus interest (£129,760) and fees (£200). The overall cost for comparison is 6.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 073 1945 Continue online
Allied Irish Bank
Max LTV 75%:
Fixed to 31/05/29
Initial rate
4.29%
then 7.75% (variable)
Monthly repayments
£680
Scheme fees
£200
Annual cost
£8,200
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/05/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.29% and then on a variable rate of 7.75% for the remaining 20 years would require 60 payments of £679 and 240 payments of £898. The total amount payable would be £256,460 made up of the loan amount plus interest (£131,260) and fees (£200). The overall cost for comparison is 6.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 073 1945 Continue online
Natwest
Max LTV 60%:
Fixed to 31/07/29
Initial rate
4.30%
then 8.24% (variable)
Monthly repayments
£681
Scheme fees
£1,544
Annual cost
£8,477
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/07/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.30% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £680 and 240 payments of £931. The total amount payable would be £265,784 made up of the loan amount plus interest (£139,240) and fees (£1,544). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 1945 Continue online
Cumberland
Max LTV 60%:
Fixed to 01/05/29
Initial rate
4.33%
then 8.24% (variable)
Monthly repayments
£683
Scheme fees
£999
Annual cost
£8,393
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/05/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.33% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £682 and 240 payments of £932. The total amount payable would be £265,599 made up of the loan amount plus interest (£139,600) and fees (£999). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 1945 Continue online
HSBC
Max LTV 60%:
Fixed to 30/04/29
Initial rate
4.33%
then 6.99% (variable)
Monthly repayments
£683
Scheme fees
£998
Annual cost
£8,393
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/04/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.33% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £682 and 240 payments of £848. The total amount payable would be £245,438 made up of the loan amount plus interest (£119,440) and fees (£998). The overall cost for comparison is 6.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 1945 Continue online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
4.34%
then 7.99% (variable)
Monthly repayments
£683
Scheme fees
£798
Annual cost
£8,361
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.34% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £683 and 240 payments of £915. The total amount payable would be £261,378 made up of the loan amount plus interest (£135,580) and fees (£798). The overall cost for comparison is 6.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.7% APRC
?
0800 073 1945 Continue online
Natwest
Max LTV 60%:
Fixed to 31/07/29
Initial rate
4.35%
then 8.24% (variable)
Monthly repayments
£684
Scheme fees
£1,044
Annual cost
£8,419
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/07/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.35% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £684 and 240 payments of £932. The total amount payable would be £265,764 made up of the loan amount plus interest (£139,720) and fees (£1,044). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 1945 Continue online
First Direct
Max LTV 60%:
Fixed for 5 years
Initial rate
4.37%
then 6.99% (variable)
Monthly repayments
£686
Scheme fees
£490
Annual cost
£8,325
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.37% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £685 and 240 payments of £848. The total amount payable would be £245,110 made up of the loan amount plus interest (£119,620) and fees (£490). The overall cost for comparison is 6.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 1945 Continue online
Allied Irish Bank
Max LTV 80%:
Fixed to 31/05/29
Initial rate
4.40%
then 7.75% (variable)
Monthly repayments
£688
Scheme fees
£200
Annual cost
£8,293
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/05/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.40% and then on a variable rate of 7.75% for the remaining 20 years would require 60 payments of £687 and 240 payments of £900. The total amount payable would be £257,420 made up of the loan amount plus interest (£132,220) and fees (£200). The overall cost for comparison is 6.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 073 1945 Continue online
MPowered Mortgages
Max LTV 60%:
Fixed for 5 years
Initial rate
4.44%
then 8.74% (variable)
Monthly repayments
£691
Scheme fees
£999
Annual cost
£8,486
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% reducing to 1% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.44% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £690 and 240 payments of £968. The total amount payable would be £274,719 made up of the loan amount plus interest (£148,720) and fees (£999). The overall cost for comparison is 7.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 073 1945 Continue online
Virgin Money
Max LTV 60%:
Fixed to 01/06/29
Initial rate
4.44%
then 9.49% (variable)
Monthly repayments
£691
Scheme fees
£995
Annual cost
£8,485
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/06/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.44% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £690 and 240 payments of £1,021. The total amount payable would be £287,435 made up of the loan amount plus interest (£161,440) and fees (£995). The overall cost for comparison is 7.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.8% APRC
?
0800 073 1945 Continue online
Halifax
Max LTV 60%:
Fixed to 31/05/29
Initial rate
4.44%
then 8.74% (variable)
Monthly repayments
£691
Scheme fees
£999
Annual cost
£8,486
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.44% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £690 and 240 payments of £968. The total amount payable would be £274,719 made up of the loan amount plus interest (£148,720) and fees (£999). The overall cost for comparison is 7.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 073 1945 Continue online
Halifax
Max LTV 60%:
Fixed to 30/06/27
Initial rate
4.44%
then 8.74% (variable)
Monthly repayments
£691
Scheme fees
£999
Annual cost
£8,619
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/27
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.44% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £690 and 264 payments of £992. The total amount payable would be £287,727 made up of the loan amount plus interest (£161,728) and fees (£999). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 1945 Continue online
Leeds
Max LTV 65%:
Fixed to 30/06/29
Initial rate
4.44%
then 8.24% (variable)
Monthly repayments
£691
Scheme fees
£999
Annual cost
£8,486
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 30/06/29
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.44% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £690 and 240 payments of £934. The total amount payable would be £266,559 made up of the loan amount plus interest (£140,560) and fees (£999). The overall cost for comparison is 7.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 1945 Continue online
Santander
Max LTV 60%:
Fixed to 02/08/29
Initial rate
4.45%
then 7.50% (variable)
Monthly repayments
£691
Scheme fees
£1,048
Annual cost
£8,505
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 02/08/29
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.45% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £691 and 240 payments of £883. The total amount payable would be £254,428 made up of the loan amount plus interest (£128,380) and fees (£1,048). The overall cost for comparison is 6.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 073 1945 Continue online
Co-Op
Max LTV 60%:
Fixed to 31/07/29
Initial rate
4.46%
then 8.12% (variable)
Monthly repayments
£692
Scheme fees
£749
Annual cost
£8,453
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
5% reducing to 1% until 31/07/29
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.46% and then on a variable rate of 8.12% for the remaining 20 years would require 60 payments of £691 and 240 payments of £926. The total amount payable would be £264,449 made up of the loan amount plus interest (£138,700) and fees (£749). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 1945 Continue online
HSBC
Max LTV 60%:
Fixed to 30/04/29
Initial rate
4.48%
then 6.99% (variable)
Monthly repayments
£693
Scheme fees
-£1
Annual cost
£8,320
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/04/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.48% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £693 and 240 payments of £850. The total amount payable would be £245,579 made up of the loan amount plus interest (£120,580) and fees (-£1). The overall cost for comparison is 6.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 1945 Continue online
First Direct
Max LTV 60%:
Fixed for 5 years
Initial rate
4.48%
then 6.99% (variable)
Monthly repayments
£693
Scheme fees
£0
Annual cost
£8,320
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.48% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £693 and 240 payments of £850. The total amount payable would be £245,580 made up of the loan amount plus interest (£120,580) and fees (£0). The overall cost for comparison is 6.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 1945 Continue online
Newbury
Max LTV 75%:
Fixed to 29/04/29
Initial rate
4.49%
then 7.00% (variable)
Monthly repayments
£694
Scheme fees
£850
Annual cost
£8,499
Fees and charges
Booking fee £850
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 29/04/29
Other info
Exit fee £115
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 7.00% for the remaining 20 years would require 60 payments of £694 and 240 payments of £851. The total amount payable would be £246,730 made up of the loan amount plus interest (£120,880) and fees (£850). The overall cost for comparison is 6.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 1945 Continue online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
4.49%
then 7.99% (variable)
Monthly repayments
£694
Scheme fees
-£201
Annual cost
£8,289
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £694 and 240 payments of £917. The total amount payable would be £261,519 made up of the loan amount plus interest (£136,720) and fees (-£201). The overall cost for comparison is 6.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.8% APRC
?
0800 073 1945 Continue online
Cumberland
Max LTV 60%:
Fixed to 01/05/29
Initial rate
4.49%
then 8.24% (variable)
Monthly repayments
£694
Scheme fees
£0
Annual cost
£8,329
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/05/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £694 and 240 payments of £934. The total amount payable would be £265,800 made up of the loan amount plus interest (£140,800) and fees (£0). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 1945 Continue online
MPowered Mortgages
Max LTV 60%:
Fixed for 3 years
Initial rate
4.49%
then 8.74% (variable)
Monthly repayments
£694
Scheme fees
£999
Annual cost
£8,662
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.49% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £694 and 264 payments of £993. The total amount payable would be £288,135 made up of the loan amount plus interest (£162,136) and fees (£999). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 1945 Continue online
TSB
Max LTV 60%:
Fixed to 30/06/29
Initial rate
4.49%
then 8.74% (variable)
Monthly repayments
£694
Scheme fees
£994
Annual cost
£8,528
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £694 and 240 payments of £969. The total amount payable would be £275,194 made up of the loan amount plus interest (£149,200) and fees (£994). The overall cost for comparison is 7.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 073 1945 Continue online
Newbury
Max LTV 75%:
Fixed to 29/04/27
Initial rate
4.49%
then 7.00% (variable)
Monthly repayments
£694
Scheme fees
£850
Annual cost
£8,612
Fees and charges
Booking fee £850
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 29/04/27
Other info
Exit fee £115
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.49% and then on a variable rate of 7.00% for the remaining 22 years would require 36 payments of £694 and 264 payments of £864. The total amount payable would be £253,930 made up of the loan amount plus interest (£128,080) and fees (£850). The overall cost for comparison is 6.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 073 1945 Continue online
First Direct
Max LTV 75%:
Fixed for 5 years
Initial rate
4.51%
then 6.99% (variable)
Monthly repayments
£696
Scheme fees
£490
Annual cost
£8,444
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.51% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £695 and 240 payments of £850. The total amount payable would be £246,190 made up of the loan amount plus interest (£120,700) and fees (£490). The overall cost for comparison is 6.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 1945 Continue online
Coventry
Max LTV 65%:
Fixed to 31/08/29
Initial rate
4.53%
then 7.49% (variable)
Monthly repayments
£697
Scheme fees
£948
Annual cost
£8,553
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £350
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/08/29
Other info
Exit fee £125
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.53% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £696 and 240 payments of £884. The total amount payable would be £254,868 made up of the loan amount plus interest (£128,920) and fees (£948). The overall cost for comparison is 6.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 073 1945 Continue online
Virgin Money
Max LTV 70%:
Fixed to 01/06/29
Initial rate
4.54%
then 9.49% (variable)
Monthly repayments
£698
Scheme fees
£995
Annual cost
£8,571
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/06/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.54% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £697 and 240 payments of £1,023. The total amount payable would be £288,335 made up of the loan amount plus interest (£162,340) and fees (£995). The overall cost for comparison is 7.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 7.8% APRC
?
0800 073 1945 Continue online
Yorkshire BS
Max LTV 75%:
Fixed to 30/06/29
Initial rate
4.54%
then 8.24% (variable)
Monthly repayments
£698
Scheme fees
£1,495
Annual cost
£8,671
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 30/06/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.54% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £697 and 240 payments of £935. The total amount payable would be £267,715 made up of the loan amount plus interest (£141,220) and fees (£1,495). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 1945 Continue online
MPowered Mortgages
Max LTV 75%:
Fixed for 3 years
Initial rate
4.54%
then 8.74% (variable)
Monthly repayments
£698
Scheme fees
£999
Annual cost
£8,705
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.54% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £697 and 264 payments of £993. The total amount payable would be £288,243 made up of the loan amount plus interest (£162,244) and fees (£999). The overall cost for comparison is 7.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 1945 Continue online
MPowered Mortgages
Max LTV 60%:
Fixed for 3 years
Initial rate
4.54%
then 8.74% (variable)
Monthly repayments
£698
Scheme fees
£798
Annual cost
£8,638
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.54% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £697 and 264 payments of £993. The total amount payable would be £288,042 made up of the loan amount plus interest (£162,244) and fees (£798). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 1945 Continue online
Allied Irish Bank
Max LTV 85%:
Fixed to 31/05/29
Initial rate
4.56%
then 7.75% (variable)
Monthly repayments
£699
Scheme fees
£200
Annual cost
£8,429
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/05/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.56% and then on a variable rate of 7.75% for the remaining 20 years would require 60 payments of £699 and 240 payments of £902. The total amount payable would be £258,620 made up of the loan amount plus interest (£133,420) and fees (£200). The overall cost for comparison is 6.6% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 073 1945 Continue online
HSBC
Max LTV 70%:
Fixed to 30/04/29
Initial rate
4.56%
then 6.99% (variable)
Monthly repayments
£699
Scheme fees
£998
Annual cost
£8,588
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/04/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.56% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £699 and 240 payments of £851. The total amount payable would be £247,178 made up of the loan amount plus interest (£121,180) and fees (£998). The overall cost for comparison is 6.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 073 1945 Continue online
HSBC
Max LTV 75%:
Fixed to 30/04/29
Initial rate
4.56%
then 6.99% (variable)
Monthly repayments
£699
Scheme fees
£998
Annual cost
£8,588
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/04/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.56% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £699 and 240 payments of £851. The total amount payable would be £247,178 made up of the loan amount plus interest (£121,180) and fees (£998). The overall cost for comparison is 6.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 073 1945 Continue online
MPowered Mortgages
Max LTV 60%:
Fixed for 2 years
Initial rate
4.57%
then 8.74% (variable)
Monthly repayments
£700
Scheme fees
£999
Annual cost
£8,897
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 4.57% and then on a variable rate of 8.74% for the remaining 23 years would require 24 payments of £699 and 276 payments of £1,005. The total amount payable would be £295,155 made up of the loan amount plus interest (£169,156) and fees (£999). The overall cost for comparison is 8.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 8.2% APRC
?
0800 073 1945 Continue online
Halifax
Max LTV 60%:
Fixed to 31/05/29
Initial rate
4.57%
then 8.74% (variable)
Monthly repayments
£700
Scheme fees
£0
Annual cost
£8,397
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.57% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £699 and 240 payments of £970. The total amount payable would be £274,740 made up of the loan amount plus interest (£149,740) and fees (£0). The overall cost for comparison is 7.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 073 1945 Continue online
Leeds
Max LTV 65%:
Fixed to 30/06/29
Initial rate
4.57%
then 8.24% (variable)
Monthly repayments
£700
Scheme fees
£0
Annual cost
£8,397
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 30/06/29
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.57% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £699 and 240 payments of £936. The total amount payable would be £266,580 made up of the loan amount plus interest (£141,580) and fees (£0). The overall cost for comparison is 7.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 1945 Continue online
Halifax
Max LTV 60%:
Fixed to 30/06/27
Initial rate
4.57%
then 8.74% (variable)
Monthly repayments
£700
Scheme fees
£0
Annual cost
£8,397
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/27
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.57% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £699 and 264 payments of £994. The total amount payable would be £287,580 made up of the loan amount plus interest (£162,580) and fees (£0). The overall cost for comparison is 7.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.8% APRC
?
0800 073 1945 Continue online
Santander
Max LTV 60%:
Fixed to 02/08/29
Initial rate
4.58%
then 7.50% (variable)
Monthly repayments
£700
Scheme fees
£49
Annual cost
£8,416
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 02/08/29
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.58% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £700 and 240 payments of £885. The total amount payable would be £254,449 made up of the loan amount plus interest (£129,400) and fees (£49). The overall cost for comparison is 6.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 073 1945 Continue online
Natwest
Max LTV 60%:
Fixed to 31/07/29
Initial rate
4.59%
then 8.24% (variable)
Monthly repayments
£701
Scheme fees
£49
Annual cost
£8,424
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/07/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £701 and 240 payments of £936. The total amount payable would be £266,749 made up of the loan amount plus interest (£141,700) and fees (£49). The overall cost for comparison is 7.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 1945 Continue online
Halifax
Max LTV 75%:
Fixed to 30/06/27
Initial rate
4.59%
then 8.74% (variable)
Monthly repayments
£701
Scheme fees
£999
Annual cost
£8,747
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/27
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.59% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £701 and 264 payments of £994. The total amount payable would be £288,651 made up of the loan amount plus interest (£162,652) and fees (£999). The overall cost for comparison is 7.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 1945 Continue online
First Direct
Max LTV 60%:
Fixed for 3 years
Initial rate
4.59%
then 6.99% (variable)
Monthly repayments
£701
Scheme fees
£490
Annual cost
£8,578
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 3 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.59% and then on a variable rate of 6.99% for the remaining 22 years would require 36 payments of £701 and 264 payments of £864. The total amount payable would be £253,822 made up of the loan amount plus interest (£128,332) and fees (£490). The overall cost for comparison is 6.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 073 1945 Continue online
Family BS
Max LTV 60%:
Fixed to 30/06/29
Initial rate
4.59%
then 8.44% (variable)
Monthly repayments
£701
Scheme fees
£1,148
Annual cost
£8,644
Fees and charges
Booking fee £175
Arrangement fee £999
Valuation fee £175
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £100
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.44% for the remaining 20 years would require 60 payments of £701 and 240 payments of £950. The total amount payable would be £271,208 made up of the loan amount plus interest (£145,060) and fees (£1,148). The overall cost for comparison is 7.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 073 1945 Continue online
Bath BS
Max LTV 80%:
Fixed for 5 years
Initial rate
4.59%
then 8.39% (variable)
Monthly repayments
£701
Scheme fees
£1,613
Annual cost
£8,737
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £315
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £100
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.39% for the remaining 20 years would require 60 payments of £701 and 240 payments of £946. The total amount payable would be £270,713 made up of the loan amount plus interest (£144,100) and fees (£1,613). The overall cost for comparison is 7.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 073 1945 Continue online
Halifax
Max LTV 75%:
Fixed to 31/05/29
Initial rate
4.59%
then 8.74% (variable)
Monthly repayments
£701
Scheme fees
£999
Annual cost
£8,614
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £701 and 240 payments of £971. The total amount payable would be £276,099 made up of the loan amount plus interest (£150,100) and fees (£999). The overall cost for comparison is 7.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 073 1945 Continue online
TSB
Max LTV 60%:
Fixed to 30/06/27
Initial rate
4.59%
then 8.74% (variable)
Monthly repayments
£701
Scheme fees
£995
Annual cost
£8,746
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/27
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.59% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £701 and 264 payments of £994. The total amount payable would be £288,647 made up of the loan amount plus interest (£162,652) and fees (£995). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 1945 Continue online
Darlington
Max LTV 80%:
Fixed to 30/04/29
Initial rate
4.59%
then 8.09% (variable)
Monthly repayments
£701
Scheme fees
£798
Annual cost
£8,574
Fees and charges
Booking fee £0
Arrangement fee £499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10%
Early repayment charge:
5% reducing to 2% until 30/04/29
Other info
Exit fee £100
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.09% for the remaining 20 years would require 60 payments of £701 and 240 payments of £926. The total amount payable would be £265,098 made up of the loan amount plus interest (£139,300) and fees (£798). The overall cost for comparison is 6.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 1945 Continue online
MPowered Mortgages
Max LTV 75%:
Fixed for 5 years
Initial rate
4.59%
then 8.74% (variable)
Monthly repayments
£701
Scheme fees
£999
Annual cost
£8,614
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% reducing to 1% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £701 and 240 payments of £971. The total amount payable would be £276,099 made up of the loan amount plus interest (£150,100) and fees (£999). The overall cost for comparison is 7.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 073 1945 Continue online
MPowered Mortgages
Max LTV 75%:
Fixed for 3 years
Initial rate
4.59%
then 8.74% (variable)
Monthly repayments
£701
Scheme fees
£798
Annual cost
£8,680
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.59% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £701 and 264 payments of £994. The total amount payable would be £288,450 made up of the loan amount plus interest (£162,652) and fees (£798). The overall cost for comparison is 7.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 1945 Continue online
Nationwide
Max LTV 75%:
Fixed for 5 years
Initial rate
4.59%
then 7.99% (variable)
Monthly repayments
£701
Scheme fees
£798
Annual cost
£8,574
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £701 and 240 payments of £919. The total amount payable would be £263,418 made up of the loan amount plus interest (£137,620) and fees (£798). The overall cost for comparison is 6.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.8% APRC
?
0800 073 1945 Continue online
Virgin Money
Max LTV 60%:
Fixed to 01/06/29
Initial rate
4.59%
then 9.49% (variable)
Monthly repayments
£701
Scheme fees
£0
Annual cost
£8,414
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/06/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £701 and 240 payments of £1,024. The total amount payable would be £287,820 made up of the loan amount plus interest (£162,820) and fees (£0). The overall cost for comparison is 7.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.8% APRC
?
0800 073 1945 Continue online
Load more
comment

Customer Feedback

"Our whole experience using L&C has been outstanding. A truly professional transparent service executed with speed and diligence. Your staff are without a doubt fantastic. Thank you."

D H, Leeds

Affordability
How much can I borrow?
£
£
You could borrow
&
Monthly Payments
How much will it cost?
£
?
%
It will cost
Costs to consider
Stamp duty calculator
£
Are you a first time buyer?
Total stamp duty due will be
Buy to let
How much can I borrow?
£
Per month/per property
You could borrow between
&