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Whether you're buying a new home or an investment property you'll be sure to get the best deal for your needs with L&C Mortgages. L&C is the UK's leading fee free mortgage broker - we've over 150 awards to our name and relationships with over 90 lenders.

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Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

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Filters
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Matching mortgages
Try sorting by Annual Cost
?
Leek United
Max LTV 75%:
4.10% discount for 2 years
Initial rate
1.09%
then 5.19% (variable)
Monthly repayments
£476
Scheme fees
£498
Annual cost
£5,963
Fees and charges
Booking fee £199
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.09% and then on a variable rate of 5.19% for the remaining 23 years would require 24 payments of £476 and 276 payments of £721. The total amount payable would be £210,918 made up of the loan amount plus interest (£85,420) and fees (£498). The overall cost for comparison is 5.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/06/22
Initial rate
1.19%
then 3.59% (variable)
Monthly repayments
£482
Scheme fees
£995
Annual cost
£6,281
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £481 and 276 payments of £619. The total amount payable would be £183,383 made up of the loan amount plus interest (£57,388) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/07/22
Initial rate
1.19%
then 3.35% (variable)
Monthly repayments
£482
Scheme fees
£999
Annual cost
£6,283
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/07/22
Other info
Exit fee £225
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £481 and 276 payments of £604. The total amount payable would be £179,247 made up of the loan amount plus interest (£53,248) and fees (£999). The overall cost for comparison is 2.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Base +1.10% to 30/06/22
Initial rate
1.20%
then 3.59% (variable)
Monthly repayments
£482
Scheme fees
£249
Annual cost
£5,914
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £750
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.20% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £482 and 276 payments of £619. The total amount payable would be £182,661 made up of the loan amount plus interest (£57,412) and fees (£249). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.88% discount for 2 years
Initial rate
1.21%
then 4.09% (variable)
Monthly repayments
£483
Scheme fees
£999
Annual cost
£6,296
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.21% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £483 and 276 payments of £651. The total amount payable would be £192,267 made up of the loan amount plus interest (£66,268) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 30/06/22
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,315
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £183,455 made up of the loan amount plus interest (£57,460) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Base +1.14% for 2 years
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£2,098
Annual cost
£6,866
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £184,558 made up of the loan amount plus interest (£57,460) and fees (£2,098). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Scottish Widows
Max LTV 60%:
Fixed to 30/04/22
Initial rate
1.25%
then 3.74% (variable)
Monthly repayments
£485
Scheme fees
£998
Annual cost
£6,323
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £485 and 276 payments of £629. The total amount payable would be £186,242 made up of the loan amount plus interest (£60,244) and fees (£998). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/06/22
Initial rate
1.25%
then 4.49% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,324
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £485 and 276 payments of £676. The total amount payable would be £199,215 made up of the loan amount plus interest (£73,216) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.26%
then 3.59% (variable)
Monthly repayments
£486
Scheme fees
£995
Annual cost
£6,329
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.26% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,755 made up of the loan amount plus interest (£57,760) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/07/22
Initial rate
1.26%
then 3.59% (variable)
Monthly repayments
£486
Scheme fees
£1,048
Annual cost
£6,355
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/07/22
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.26% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,808 made up of the loan amount plus interest (£57,760) and fees (£1,048). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 75%:
Base +1.19% for 2 years
Initial rate
1.29%
then 3.35% (variable)
Monthly repayments
£488
Scheme fees
£1,048
Annual cost
£6,376
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £487 and 276 payments of £605. The total amount payable would be £179,716 made up of the loan amount plus interest (£53,668) and fees (£1,048). The overall cost for comparison is 3.0% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 31/07/22
Initial rate
1.29%
then 4.34% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,227
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/22
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £487 and 276 payments of £667. The total amount payable would be £196,529 made up of the loan amount plus interest (£70,780) and fees (£749). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.29%
then 3.59% (variable)
Monthly repayments
£488
Scheme fees
£798
Annual cost
£6,251
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £487 and 276 payments of £620. The total amount payable would be £183,606 made up of the loan amount plus interest (£57,808) and fees (£798). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/06/22
Initial rate
1.29%
then 3.54% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £487 and 276 payments of £617. The total amount payable would be £182,979 made up of the loan amount plus interest (£56,980) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 30/06/22
Initial rate
1.30%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,359
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.30% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £488 and 276 payments of £677. The total amount payable would be £199,563 made up of the loan amount plus interest (£73,564) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.78% discount for 2 years
Initial rate
1.31%
then 4.09% (variable)
Monthly repayments
£489
Scheme fees
£999
Annual cost
£6,366
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 1 year
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.31% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £488 and 276 payments of £651. The total amount payable would be £192,387 made up of the loan amount plus interest (£66,388) and fees (£999). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Bank of Ireland
Max LTV 60%:
Fixed to 30/04/22
Initial rate
1.32%
then 4.09% (variable)
Monthly repayments
£489
Scheme fees
£1,794
Annual cost
£6,770
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 30/04/22
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £489 and 276 payments of £651. The total amount payable would be £193,206 made up of the loan amount plus interest (£66,412) and fees (£1,794). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 30/06/22
Initial rate
1.32%
then 4.64% (variable)
Monthly repayments
£489
Scheme fees
£995
Annual cost
£6,371
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.64% for the remaining 23 years would require 24 payments of £489 and 276 payments of £687. The total amount payable would be £202,343 made up of the loan amount plus interest (£76,348) and fees (£995). The overall cost for comparison is 5.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leeds
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.34%
then 5.69% (variable)
Monthly repayments
£491
Scheme fees
£1,999
Annual cost
£6,886
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/06/22
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £490 and 276 payments of £757. The total amount payable would be £222,691 made up of the loan amount plus interest (£95,692) and fees (£1,999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/06/22
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£745
Annual cost
£6,259
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £490 and 276 payments of £620. The total amount payable would be £183,625 made up of the loan amount plus interest (£57,880) and fees (£745). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 75%:
Fixed for 2 years
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£798
Annual cost
£6,286
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £490 and 276 payments of £620. The total amount payable would be £183,678 made up of the loan amount plus interest (£57,880) and fees (£798). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/06/23
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,220
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.34% and then on a variable rate of 3.54% for the remaining 22 years would require 36 payments of £490 and 264 payments of £611. The total amount payable would be £179,943 made up of the loan amount plus interest (£53,944) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£490
Annual cost
£6,132
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £617. The total amount payable would be £182,542 made up of the loan amount plus interest (£57,052) and fees (£490). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/07/22
Initial rate
1.34%
then 3.35% (variable)
Monthly repayments
£491
Scheme fees
£1,048
Annual cost
£6,411
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/07/22
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £490 and 276 payments of £605. The total amount payable would be £179,788 made up of the loan amount plus interest (£53,740) and fees (£1,048). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 70%:
Fixed to 30/06/22
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £617. The total amount payable would be £183,051 made up of the loan amount plus interest (£57,052) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £617. The total amount payable would be £183,051 made up of the loan amount plus interest (£57,052) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/06/22
Initial rate
1.35%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,393
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £491 and 276 payments of £677. The total amount payable would be £199,635 made up of the loan amount plus interest (£73,636) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 30/06/22
Initial rate
1.35%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£745
Annual cost
£6,266
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £491 and 276 payments of £620. The total amount payable would be £183,649 made up of the loan amount plus interest (£57,904) and fees (£745). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leeds
Max LTV 65%:
Fixed to 30/06/22
Initial rate
1.36%
then 5.69% (variable)
Monthly repayments
£492
Scheme fees
£999
Annual cost
£6,400
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/06/22
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.36% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £491 and 276 payments of £757. The total amount payable would be £221,715 made up of the loan amount plus interest (£95,716) and fees (£999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.37%
then 3.59% (variable)
Monthly repayments
£492
Scheme fees
£745
Annual cost
£6,280
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £492 and 276 payments of £620. The total amount payable would be £183,673 made up of the loan amount plus interest (£57,928) and fees (£745). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 31/05/22
Initial rate
1.39%
then 3.59% (variable)
Monthly repayments
£493
Scheme fees
£994
Annual cost
£6,419
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £493 and 276 payments of £620. The total amount payable would be £183,946 made up of the loan amount plus interest (£57,952) and fees (£994). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Skipton
Max LTV 60%:
Base +1.29% for 2 years
Initial rate
1.39%
then 4.64% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,419
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.64% for the remaining 23 years would require 24 payments of £493 and 276 payments of £687. The total amount payable would be £202,439 made up of the loan amount plus interest (£76,444) and fees (£995). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Newbury
Max LTV 60%:
2.56% discount for 3 years
Initial rate
1.39%
then 3.95% (variable)
Monthly repayments
£493
Scheme fees
£850
Annual cost
£6,205
Fees and charges
Booking fee £0
Arrangement fee £850
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.39% and then on a variable rate of 3.95% for the remaining 22 years would require 36 payments of £493 and 264 payments of £636. The total amount payable would be £186,502 made up of the loan amount plus interest (£60,652) and fees (£850). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Newbury
Max LTV 60%:
2.56% discount for 5 years
Initial rate
1.39%
then 3.95% (variable)
Monthly repayments
£493
Scheme fees
£850
Annual cost
£6,092
Fees and charges
Booking fee £0
Arrangement fee £850
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 1.39% and then on a variable rate of 3.95% for the remaining 20 years would require 60 payments of £493 and 240 payments of £623. The total amount payable would be £179,950 made up of the loan amount plus interest (£54,100) and fees (£850). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Newbury
Max LTV 75%:
2.56% discount for 3 years
Initial rate
1.39%
then 3.95% (variable)
Monthly repayments
£493
Scheme fees
£1,149
Annual cost
£6,305
Fees and charges
Booking fee £0
Arrangement fee £850
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.39% and then on a variable rate of 3.95% for the remaining 22 years would require 36 payments of £493 and 264 payments of £636. The total amount payable would be £186,801 made up of the loan amount plus interest (£60,652) and fees (£1,149). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 30/06/22
Initial rate
1.40%
then 4.49% (variable)
Monthly repayments
£494
Scheme fees
£999
Annual cost
£6,428
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £494 and 276 payments of £677. The total amount payable would be £199,707 made up of the loan amount plus interest (£73,708) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leek United
Max LTV 90%:
3.79% discount for 2 years
Initial rate
1.40%
then 5.19% (variable)
Monthly repayments
£494
Scheme fees
£498
Annual cost
£6,178
Fees and charges
Booking fee £199
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.40% and then on a variable rate of 5.19% for the remaining 23 years would require 24 payments of £494 and 276 payments of £723. The total amount payable would be £211,902 made up of the loan amount plus interest (£86,404) and fees (£498). The overall cost for comparison is 5.3% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 5.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Principality
Max LTV 65%:
Fixed until 30/06/22
Initial rate
1.42%
then 5.05% (variable)
Monthly repayments
£495
Scheme fees
£1,074
Annual cost
£6,480
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £380
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% until 30/06/22
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.42% and then on a variable rate of 5.05% for the remaining 23 years would require 24 payments of £495 and 276 payments of £714. The total amount payable would be £210,018 made up of the loan amount plus interest (£83,944) and fees (£1,074). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Skipton
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.42%
then 4.64% (variable)
Monthly repayments
£495
Scheme fees
£995
Annual cost
£6,440
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.42% and then on a variable rate of 4.64% for the remaining 23 years would require 24 payments of £495 and 276 payments of £687. The total amount payable would be £202,487 made up of the loan amount plus interest (£76,492) and fees (£995). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/07/25
Initial rate
1.44%
then 3.35% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,157
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% until 02/07/25
Other info
Exit fee £225
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 3.35% for the remaining 20 years would require 60 payments of £496 and 240 payments of £592. The total amount payable would be £172,839 made up of the loan amount plus interest (£46,840) and fees (£999). The overall cost for comparison is 2.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 31/05/25
Initial rate
1.44%
then 3.59% (variable)
Monthly repayments
£496
Scheme fees
£994
Annual cost
£6,156
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/05/25
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £496 and 240 payments of £604. The total amount payable would be £175,714 made up of the loan amount plus interest (£49,720) and fees (£994). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/07/22
Initial rate
1.44%
then 3.35% (variable)
Monthly repayments
£496
Scheme fees
£1,048
Annual cost
£6,481
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/07/22
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £496 and 276 payments of £606. The total amount payable would be £180,208 made up of the loan amount plus interest (£54,160) and fees (£1,048). The overall cost for comparison is 3.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Virgin Money
Max LTV 60%:
Fixed to 01/07/22
Initial rate
1.44%
then 4.34% (variable)
Monthly repayments
£496
Scheme fees
£1,495
Annual cost
£6,704
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% until 01/07/22
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £496 and 276 payments of £668. The total amount payable would be £197,767 made up of the loan amount plus interest (£71,272) and fees (£1,495). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 3 years
Initial rate
1.44%
then 3.59% (variable)
Monthly repayments
£496
Scheme fees
£798
Annual cost
£6,223
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.44% and then on a variable rate of 3.59% for the remaining 22 years would require 36 payments of £496 and 264 payments of £615. The total amount payable would be £181,014 made up of the loan amount plus interest (£55,216) and fees (£798). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
1.44%
then 3.59% (variable)
Monthly repayments
£496
Scheme fees
£798
Annual cost
£6,116
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £496 and 240 payments of £604. The total amount payable would be £175,518 made up of the loan amount plus interest (£49,720) and fees (£798). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/05/22
Initial rate
1.44%
then 4.99% (variable)
Monthly repayments
£496
Scheme fees
£1,974
Annual cost
£6,944
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £180
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/05/22
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £209,838 made up of the loan amount plus interest (£82,864) and fees (£1,974). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 70%:
Fixed to 30/06/23
Initial rate
1.44%
then 3.54% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,290
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.44% and then on a variable rate of 3.54% for the remaining 22 years would require 36 payments of £496 and 264 payments of £612. The total amount payable would be £180,423 made up of the loan amount plus interest (£54,424) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 30/06/23
Initial rate
1.44%
then 3.54% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,290
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.44% and then on a variable rate of 3.54% for the remaining 22 years would require 36 payments of £496 and 264 payments of £612. The total amount payable would be £180,423 made up of the loan amount plus interest (£54,424) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 80%:
Fixed to 30/06/22
Initial rate
1.44%
then 3.54% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £496 and 276 payments of £617. The total amount payable would be £183,195 made up of the loan amount plus interest (£57,196) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
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