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?
Halifax
Max LTV 60%:
Fixed to 30/09/23
Initial rate
0.90%
then 3.59% (variable)
Monthly repayments
£465
Scheme fees
£1,499
Annual cost
£6,335
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.90% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £465 and 276 payments of £618. The total amount payable would be £183,227 made up of the loan amount plus interest (£56,728) and fees (£1,499). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/23
Initial rate
0.91%
then 3.59% (variable)
Monthly repayments
£466
Scheme fees
£999
Annual cost
£6,092
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.91% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £466 and 276 payments of £618. The total amount payable would be £182,751 made up of the loan amount plus interest (£56,752) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 30/11/23
Initial rate
0.92%
then 3.59% (variable)
Monthly repayments
£467
Scheme fees
£1,048
Annual cost
£6,123
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 30/11/23
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.92% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £466 and 276 payments of £618. The total amount payable would be £182,800 made up of the loan amount plus interest (£56,752) and fees (£1,048). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/11/23
Initial rate
0.94%
then 3.54% (variable)
Monthly repayments
£468
Scheme fees
£999
Annual cost
£6,112
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.94% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £467 and 276 payments of £615. The total amount payable would be £181,947 made up of the loan amount plus interest (£55,948) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/11/23
Initial rate
0.94%
then 3.59% (variable)
Monthly repayments
£468
Scheme fees
£795
Annual cost
£6,010
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 0.75% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.94% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £467 and 276 payments of £618. The total amount payable would be £182,571 made up of the loan amount plus interest (£56,776) and fees (£795). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 30/11/23
Initial rate
0.94%
then 3.59% (variable)
Monthly repayments
£468
Scheme fees
£994
Annual cost
£6,109
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.94% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £467 and 276 payments of £618. The total amount payable would be £182,770 made up of the loan amount plus interest (£56,776) and fees (£994). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
0.94%
then 3.59% (variable)
Monthly repayments
£468
Scheme fees
£798
Annual cost
£6,011
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 0.75% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.94% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £467 and 276 payments of £618. The total amount payable would be £182,574 made up of the loan amount plus interest (£56,776) and fees (£798). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 3 years
Initial rate
0.94%
then 3.59% (variable)
Monthly repayments
£468
Scheme fees
£798
Annual cost
£5,878
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 0.75% for 3 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 0.94% and then on a variable rate of 3.59% for the remaining 22 years would require 36 payments of £467 and 264 payments of £611. The total amount payable would be £178,914 made up of the loan amount plus interest (£53,116) and fees (£798). The overall cost for comparison is 2.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 30/09/23
Initial rate
0.98%
then 3.59% (variable)
Monthly repayments
£470
Scheme fees
£1,499
Annual cost
£6,389
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.98% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £469 and 276 payments of £618. The total amount payable would be £183,323 made up of the loan amount plus interest (£56,824) and fees (£1,499). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/26
Initial rate
0.98%
then 3.59% (variable)
Monthly repayments
£470
Scheme fees
£1,499
Annual cost
£5,939
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/09/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 0.98% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £469 and 240 payments of £598. The total amount payable would be £173,159 made up of the loan amount plus interest (£46,660) and fees (£1,499). The overall cost for comparison is 2.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 30/09/23
Initial rate
0.99%
then 3.59% (variable)
Monthly repayments
£471
Scheme fees
£999
Annual cost
£6,146
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.99% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £470 and 276 payments of £618. The total amount payable would be £182,847 made up of the loan amount plus interest (£56,848) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/23
Initial rate
0.99%
then 3.59% (variable)
Monthly repayments
£471
Scheme fees
£0
Annual cost
£5,646
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.99% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £470 and 276 payments of £618. The total amount payable would be £181,848 made up of the loan amount plus interest (£56,848) and fees (£0). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/23
Initial rate
1.00%
then 3.59% (variable)
Monthly repayments
£471
Scheme fees
£1,499
Annual cost
£6,403
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.00% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £471 and 276 payments of £618. The total amount payable would be £183,371 made up of the loan amount plus interest (£56,872) and fees (£1,499). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 70%:
Fixed to 02/11/23
Initial rate
1.00%
then 3.35% (variable)
Monthly repayments
£471
Scheme fees
£1,048
Annual cost
£6,177
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/11/23
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.00% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £471 and 276 payments of £603. The total amount payable would be £178,780 made up of the loan amount plus interest (£52,732) and fees (£1,048). The overall cost for comparison is 2.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 2.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 70%:
Base +0.90% to 30/11/23
Initial rate
1.00%
then 3.59% (variable)
Monthly repayments
£471
Scheme fees
£745
Annual cost
£6,026
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.5% reducing to 0.25% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.00% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £471 and 276 payments of £618. The total amount payable would be £182,617 made up of the loan amount plus interest (£56,872) and fees (£745). The overall cost for comparison is 3.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 75%:
Base +0.90% to 30/11/23
Initial rate
1.00%
then 3.59% (variable)
Monthly repayments
£471
Scheme fees
£745
Annual cost
£6,026
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.5% reducing to 0.25% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.00% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £471 and 276 payments of £618. The total amount payable would be £182,617 made up of the loan amount plus interest (£56,872) and fees (£745). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/26
Initial rate
1.00%
then 3.59% (variable)
Monthly repayments
£471
Scheme fees
£999
Annual cost
£5,853
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/09/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.00% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £471 and 240 payments of £598. The total amount payable would be £172,779 made up of the loan amount plus interest (£46,780) and fees (£999). The overall cost for comparison is 2.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
1.04%
then 3.59% (variable)
Monthly repayments
£473
Scheme fees
£798
Annual cost
£5,840
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 0.75% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.04% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £473 and 240 payments of £599. The total amount payable would be £172,938 made up of the loan amount plus interest (£47,140) and fees (£798). The overall cost for comparison is 2.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/11/26
Initial rate
1.04%
then 3.59% (variable)
Monthly repayments
£473
Scheme fees
£745
Annual cost
£5,829
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% reducing to 1% until 30/11/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.04% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £473 and 240 payments of £599. The total amount payable would be £172,885 made up of the loan amount plus interest (£47,140) and fees (£745). The overall cost for comparison is 2.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leeds
Max LTV 65%:
Fixed to 31/10/23
Initial rate
1.05%
then 5.29% (variable)
Monthly repayments
£474
Scheme fees
£999
Annual cost
£6,187
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/10/23
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.05% and then on a variable rate of 5.29% for the remaining 23 years would require 24 payments of £473 and 276 payments of £728. The total amount payable would be £213,279 made up of the loan amount plus interest (£87,280) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 75%:
Fixed to 30/11/23
Initial rate
1.05%
then 3.59% (variable)
Monthly repayments
£474
Scheme fees
£1,048
Annual cost
£6,211
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 30/11/23
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.05% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £473 and 276 payments of £618. The total amount payable would be £182,968 made up of the loan amount plus interest (£56,920) and fees (£1,048). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Cumberland
Max LTV 60%:
Fixed to 01/07/23
Initial rate
1.07%
then 4.09% (variable)
Monthly repayments
£475
Scheme fees
£999
Annual cost
£6,200
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 01/07/23
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.07% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £475 and 276 payments of £650. The total amount payable would be £191,799 made up of the loan amount plus interest (£65,800) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 30/11/23
Initial rate
1.07%
then 3.59% (variable)
Monthly repayments
£475
Scheme fees
£745
Annual cost
£6,073
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 0.75% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.07% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £475 and 276 payments of £618. The total amount payable would be £182,713 made up of the loan amount plus interest (£56,968) and fees (£745). The overall cost for comparison is 3.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 30/11/23
Initial rate
1.07%
then 3.59% (variable)
Monthly repayments
£475
Scheme fees
£745
Annual cost
£6,073
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 0.75% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.07% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £475 and 276 payments of £618. The total amount payable would be £182,713 made up of the loan amount plus interest (£56,968) and fees (£745). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leeds
Max LTV 75%:
Fixed to 31/10/23
Initial rate
1.07%
then 5.29% (variable)
Monthly repayments
£475
Scheme fees
£999
Annual cost
£6,200
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/10/23
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.07% and then on a variable rate of 5.29% for the remaining 23 years would require 24 payments of £475 and 276 payments of £728. The total amount payable would be £213,327 made up of the loan amount plus interest (£87,328) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 30/09/23
Initial rate
1.08%
then 3.59% (variable)
Monthly repayments
£476
Scheme fees
£1,499
Annual cost
£6,457
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.08% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £475 and 276 payments of £619. The total amount payable would be £183,743 made up of the loan amount plus interest (£57,244) and fees (£1,499). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 30/09/23
Initial rate
1.09%
then 3.59% (variable)
Monthly repayments
£476
Scheme fees
£999
Annual cost
£6,214
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £476 and 276 payments of £619. The total amount payable would be £183,267 made up of the loan amount plus interest (£57,268) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 75%:
Fixed to 30/11/23
Initial rate
1.09%
then 3.59% (variable)
Monthly repayments
£476
Scheme fees
£994
Annual cost
£6,211
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £476 and 276 payments of £619. The total amount payable would be £183,262 made up of the loan amount plus interest (£57,268) and fees (£994). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 60%:
2.90% discount for 2 years
Initial rate
1.09%
then 3.99% (variable)
Monthly repayments
£476
Scheme fees
£999
Annual cost
£6,214
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.09% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £476 and 276 payments of £644. The total amount payable would be £190,167 made up of the loan amount plus interest (£64,168) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 70%:
Fixed to 30/11/23
Initial rate
1.09%
then 3.54% (variable)
Monthly repayments
£476
Scheme fees
£999
Annual cost
£6,214
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £476 and 276 payments of £616. The total amount payable would be £182,439 made up of the loan amount plus interest (£56,440) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 30/11/23
Initial rate
1.09%
then 3.54% (variable)
Monthly repayments
£476
Scheme fees
£999
Annual cost
£6,214
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £476 and 276 payments of £616. The total amount payable would be £182,439 made up of the loan amount plus interest (£56,440) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/11/24
Initial rate
1.09%
then 3.54% (variable)
Monthly repayments
£476
Scheme fees
£999
Annual cost
£6,047
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/11/24
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.09% and then on a variable rate of 3.54% for the remaining 22 years would require 36 payments of £476 and 264 payments of £609. The total amount payable would be £178,911 made up of the loan amount plus interest (£52,912) and fees (£999). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/11/26
Initial rate
1.09%
then 3.54% (variable)
Monthly repayments
£476
Scheme fees
£999
Annual cost
£5,914
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/11/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.09% and then on a variable rate of 3.54% for the remaining 20 years would require 60 payments of £476 and 240 payments of £597. The total amount payable would be £172,839 made up of the loan amount plus interest (£46,840) and fees (£999). The overall cost for comparison is 2.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/09/23
Initial rate
1.09%
then 4.49% (variable)
Monthly repayments
£476
Scheme fees
£999
Annual cost
£6,214
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £476 and 276 payments of £675. The total amount payable would be £198,723 made up of the loan amount plus interest (£72,724) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/26
Initial rate
1.11%
then 3.59% (variable)
Monthly repayments
£477
Scheme fees
£1,499
Annual cost
£6,028
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/09/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.11% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £477 and 240 payments of £600. The total amount payable would be £174,119 made up of the loan amount plus interest (£47,620) and fees (£1,499). The overall cost for comparison is 2.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 30/11/24
Initial rate
1.12%
then 3.59% (variable)
Monthly repayments
£478
Scheme fees
£1,048
Annual cost
£6,084
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 30/11/24
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.12% and then on a variable rate of 3.59% for the remaining 22 years would require 36 payments of £477 and 264 payments of £613. The total amount payable would be £180,052 made up of the loan amount plus interest (£54,004) and fees (£1,048). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 75%:
Fixed for 2 years
Initial rate
1.12%
then 3.59% (variable)
Monthly repayments
£478
Scheme fees
£798
Annual cost
£6,134
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 0.75% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.12% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £477 and 276 payments of £619. The total amount payable would be £183,090 made up of the loan amount plus interest (£57,292) and fees (£798). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 75%:
Fixed for 3 years
Initial rate
1.12%
then 3.59% (variable)
Monthly repayments
£478
Scheme fees
£798
Annual cost
£6,001
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 0.75% for 3 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.12% and then on a variable rate of 3.59% for the remaining 22 years would require 36 payments of £477 and 264 payments of £613. The total amount payable would be £179,802 made up of the loan amount plus interest (£54,004) and fees (£798). The overall cost for comparison is 3.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/26
Initial rate
1.13%
then 3.59% (variable)
Monthly repayments
£478
Scheme fees
£999
Annual cost
£5,942
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/09/26
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.13% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £478 and 240 payments of £600. The total amount payable would be £173,679 made up of the loan amount plus interest (£47,680) and fees (£999). The overall cost for comparison is 2.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.14%
then 3.59% (variable)
Monthly repayments
£479
Scheme fees
-£201
Annual cost
£5,648
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 0.75% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £479 and 276 payments of £619. The total amount payable would be £182,139 made up of the loan amount plus interest (£57,340) and fees (-£201). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.14%
then 3.54% (variable)
Monthly repayments
£479
Scheme fees
£490
Annual cost
£5,994
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £479 and 276 payments of £616. The total amount payable would be £182,002 made up of the loan amount plus interest (£56,512) and fees (£490). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/11/23
Initial rate
1.14%
then 3.54% (variable)
Monthly repayments
£479
Scheme fees
£0
Annual cost
£5,749
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £479 and 276 payments of £616. The total amount payable would be £181,512 made up of the loan amount plus interest (£56,512) and fees (£0). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 3 years
Initial rate
1.14%
then 3.59% (variable)
Monthly repayments
£479
Scheme fees
-£201
Annual cost
£5,682
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 0.75% for 3 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.14% and then on a variable rate of 3.59% for the remaining 22 years would require 36 payments of £479 and 264 payments of £613. The total amount payable would be £178,875 made up of the loan amount plus interest (£54,076) and fees (-£201). The overall cost for comparison is 2.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/11/23
Initial rate
1.14%
then 3.59% (variable)
Monthly repayments
£479
Scheme fees
£0
Annual cost
£5,749
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 0.75% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £479 and 276 payments of £619. The total amount payable would be £182,340 made up of the loan amount plus interest (£57,340) and fees (£0). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/23
Initial rate
1.15%
then 3.59% (variable)
Monthly repayments
£480
Scheme fees
£0
Annual cost
£5,756
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.15% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £479 and 276 payments of £619. The total amount payable would be £182,340 made up of the loan amount plus interest (£57,340) and fees (£0). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Lloyds
Max LTV 60%:
Fixed to 30/11/23
Initial rate
1.16%
then 4.24% (variable)
Monthly repayments
£480
Scheme fees
£999
Annual cost
£6,262
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.16% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £480 and 276 payments of £660. The total amount payable would be £194,679 made up of the loan amount plus interest (£68,680) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.93% discount for 2 years
Initial rate
1.16%
then 4.09% (variable)
Monthly repayments
£480
Scheme fees
£999
Annual cost
£6,262
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.16% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £480 and 276 payments of £650. The total amount payable would be £191,919 made up of the loan amount plus interest (£65,920) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 30/11/26
Initial rate
1.17%
then 3.59% (variable)
Monthly repayments
£481
Scheme fees
£1,048
Annual cost
£5,979
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/11/26
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.17% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £480 and 240 payments of £601. The total amount payable would be £174,088 made up of the loan amount plus interest (£48,040) and fees (£1,048). The overall cost for comparison is 2.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/11/23
Initial rate
1.17%
then 3.35% (variable)
Monthly repayments
£481
Scheme fees
£1,048
Annual cost
£6,293
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/11/23
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.17% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £480 and 276 payments of £604. The total amount payable would be £179,272 made up of the loan amount plus interest (£53,224) and fees (£1,048). The overall cost for comparison is 3.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 70%:
Fixed to 02/11/26
Initial rate
1.18%
then 3.35% (variable)
Monthly repayments
£481
Scheme fees
£1,048
Annual cost
£5,986
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% until 02/11/26
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.18% and then on a variable rate of 3.35% for the remaining 20 years would require 60 payments of £481 and 240 payments of £588. The total amount payable would be £171,028 made up of the loan amount plus interest (£44,980) and fees (£1,048). The overall cost for comparison is 2.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 2.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
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