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TSB
Max LTV 60%:
Fixed to 31/08/22
Initial rate
1.09%
then 3.59% (variable)
Monthly repayments
£476
Scheme fees
£1,494
Annual cost
£6,461
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.09% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £476 and 276 payments of £619. The total amount payable would be £183,762 made up of the loan amount plus interest (£57,268) and fees (£1,494). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 75%:
Fixed to 31/08/22
Initial rate
1.14%
then 3.59% (variable)
Monthly repayments
£479
Scheme fees
£1,494
Annual cost
£6,496
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £479 and 276 payments of £619. The total amount payable would be £183,834 made up of the loan amount plus interest (£57,340) and fees (£1,494). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/09/22
Initial rate
1.14%
then 3.54% (variable)
Monthly repayments
£479
Scheme fees
£999
Annual cost
£6,248
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £479 and 276 payments of £616. The total amount payable would be £182,511 made up of the loan amount plus interest (£56,512) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leeds
Max LTV 75%:
Fixed to 31/07/22
Initial rate
1.14%
then 5.29% (variable)
Monthly repayments
£479
Scheme fees
£1,999
Annual cost
£6,748
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/22
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.14% and then on a variable rate of 5.29% for the remaining 23 years would require 24 payments of £479 and 276 payments of £729. The total amount payable would be £214,699 made up of the loan amount plus interest (£87,700) and fees (£1,999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/09/22
Initial rate
1.15%
then 3.59% (variable)
Monthly repayments
£480
Scheme fees
£995
Annual cost
£6,253
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.15% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £479 and 276 payments of £619. The total amount payable would be £183,335 made up of the loan amount plus interest (£57,340) and fees (£995). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 31/08/22
Initial rate
1.15%
then 4.64% (variable)
Monthly repayments
£480
Scheme fees
£995
Annual cost
£6,253
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/22
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.15% and then on a variable rate of 4.64% for the remaining 23 years would require 24 payments of £479 and 276 payments of £686. The total amount payable would be £201,827 made up of the loan amount plus interest (£75,832) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/07/22
Initial rate
1.18%
then 3.59% (variable)
Monthly repayments
£481
Scheme fees
£1,048
Annual cost
£6,300
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/07/22
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.18% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £481 and 276 payments of £619. The total amount payable would be £183,436 made up of the loan amount plus interest (£57,388) and fees (£1,048). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/06/22
Initial rate
1.18%
then 4.49% (variable)
Monthly repayments
£481
Scheme fees
£999
Annual cost
£6,276
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.18% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £481 and 276 payments of £676. The total amount payable would be £199,119 made up of the loan amount plus interest (£73,120) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 31/08/22
Initial rate
1.19%
then 3.59% (variable)
Monthly repayments
£482
Scheme fees
£994
Annual cost
£6,280
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £481 and 276 payments of £619. The total amount payable would be £183,382 made up of the loan amount plus interest (£57,388) and fees (£994). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leek United
Max LTV 60%:
Fixed to 30/09/22
Initial rate
1.19%
then 5.19% (variable)
Monthly repayments
£482
Scheme fees
£1,394
Annual cost
£6,480
Fees and charges
Booking fee £100
Arrangement fee £1,395
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 5.19% for the remaining 23 years would require 24 payments of £481 and 276 payments of £722. The total amount payable would be £212,210 made up of the loan amount plus interest (£85,816) and fees (£1,394). The overall cost for comparison is 4.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leeds
Max LTV 65%:
Fixed to 31/07/22
Initial rate
1.19%
then 5.29% (variable)
Monthly repayments
£482
Scheme fees
£999
Annual cost
£6,283
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/22
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 5.29% for the remaining 23 years would require 24 payments of £481 and 276 payments of £729. The total amount payable would be £213,747 made up of the loan amount plus interest (£87,748) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/22
Initial rate
1.19%
then 3.59% (variable)
Monthly repayments
£482
Scheme fees
£999
Annual cost
£6,283
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £481 and 276 payments of £619. The total amount payable would be £183,387 made up of the loan amount plus interest (£57,388) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.88% discount for 2 years
Initial rate
1.21%
then 4.09% (variable)
Monthly repayments
£483
Scheme fees
£999
Annual cost
£6,296
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.21% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £483 and 276 payments of £651. The total amount payable would be £192,267 made up of the loan amount plus interest (£66,268) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 30/06/22
Initial rate
1.23%
then 4.49% (variable)
Monthly repayments
£484
Scheme fees
£999
Annual cost
£6,310
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £484 and 276 payments of £676. The total amount payable would be £199,191 made up of the loan amount plus interest (£73,192) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 70%:
Fixed to 30/09/22
Initial rate
1.24%
then 3.54% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,317
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £484 and 276 payments of £616. The total amount payable would be £182,631 made up of the loan amount plus interest (£56,632) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 30/09/22
Initial rate
1.24%
then 3.54% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,317
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £484 and 276 payments of £616. The total amount payable would be £182,631 made up of the loan amount plus interest (£56,632) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 75%:
Fixed to 31/08/22
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£994
Annual cost
£6,314
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £183,454 made up of the loan amount plus interest (£57,460) and fees (£994). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 60%:
Base +1.14% for 2 years
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£1,098
Annual cost
£6,366
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £183,558 made up of the loan amount plus interest (£57,460) and fees (£1,098). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 30/09/22
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,315
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £183,455 made up of the loan amount plus interest (£57,460) and fees (£995). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leeds
Max LTV 75%:
Fixed to 31/07/22
Initial rate
1.24%
then 5.29% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,317
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/22
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 5.29% for the remaining 23 years would require 24 payments of £484 and 276 payments of £729. The total amount payable would be £213,819 made up of the loan amount plus interest (£87,820) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
West Brom
Max LTV 60%:
Fixed to 30/09/22
Initial rate
1.24%
then 3.99% (variable)
Monthly repayments
£485
Scheme fees
£798
Annual cost
£6,216
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £644. The total amount payable would be £190,158 made up of the loan amount plus interest (£64,360) and fees (£798). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 30/09/22
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,315
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £183,455 made up of the loan amount plus interest (£57,460) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/22
Initial rate
1.25%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£998
Annual cost
£6,323
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,758 made up of the loan amount plus interest (£57,760) and fees (£998). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Scottish Widows
Max LTV 60%:
Fixed to 31/08/22
Initial rate
1.25%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£998
Annual cost
£6,323
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,758 made up of the loan amount plus interest (£57,760) and fees (£998). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leek United
Max LTV 75%:
Fixed to 30/09/22
Initial rate
1.25%
then 5.19% (variable)
Monthly repayments
£485
Scheme fees
£1,394
Annual cost
£6,521
Fees and charges
Booking fee £100
Arrangement fee £1,395
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 5.19% for the remaining 23 years would require 24 payments of £485 and 276 payments of £723. The total amount payable would be £212,582 made up of the loan amount plus interest (£86,188) and fees (£1,394). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Barclays
Max LTV 75%:
Fixed to 31/07/22
Initial rate
1.25%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£1,048
Annual cost
£6,348
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/07/22
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,808 made up of the loan amount plus interest (£57,760) and fees (£1,048). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 30/09/22
Initial rate
1.26%
then 3.59% (variable)
Monthly repayments
£486
Scheme fees
£999
Annual cost
£6,331
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.26% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,759 made up of the loan amount plus interest (£57,760) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/06/22
Initial rate
1.28%
then 4.49% (variable)
Monthly repayments
£487
Scheme fees
£999
Annual cost
£6,345
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £199,539 made up of the loan amount plus interest (£73,540) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Leek United
Max LTV 60%:
Fixed to 30/09/22
Initial rate
1.29%
then 5.19% (variable)
Monthly repayments
£488
Scheme fees
£894
Annual cost
£6,299
Fees and charges
Booking fee £100
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 5.19% for the remaining 23 years would require 24 payments of £487 and 276 payments of £723. The total amount payable would be £212,130 made up of the loan amount plus interest (£86,236) and fees (£894). The overall cost for comparison is 4.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 30/09/22
Initial rate
1.29%
then 4.34% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,227
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £487 and 276 payments of £667. The total amount payable would be £196,529 made up of the loan amount plus interest (£70,780) and fees (£749). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Skipton
Max LTV 75%:
Fixed to 31/08/22
Initial rate
1.29%
then 4.64% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,350
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/22
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.64% for the remaining 23 years would require 24 payments of £487 and 276 payments of £686. The total amount payable would be £202,019 made up of the loan amount plus interest (£76,024) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.29%
then 3.59% (variable)
Monthly repayments
£488
Scheme fees
£798
Annual cost
£6,251
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £487 and 276 payments of £620. The total amount payable would be £183,606 made up of the loan amount plus interest (£57,808) and fees (£798). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/09/23
Initial rate
1.29%
then 3.54% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,185
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/09/23
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.29% and then on a variable rate of 3.54% for the remaining 22 years would require 36 payments of £487 and 264 payments of £611. The total amount payable would be £179,835 made up of the loan amount plus interest (£53,836) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.30%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,359
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.30% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £488 and 276 payments of £677. The total amount payable would be £199,563 made up of the loan amount plus interest (£73,564) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/08/22
Initial rate
1.30%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£1,974
Annual cost
£6,846
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £180
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/08/22
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.30% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £488 and 276 payments of £677. The total amount payable would be £200,538 made up of the loan amount plus interest (£73,564) and fees (£1,974). The overall cost for comparison is 3.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 30/09/22
Initial rate
1.30%
then 3.59% (variable)
Monthly repayments
£488
Scheme fees
£998
Annual cost
£6,358
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/22
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.30% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £488 and 276 payments of £620. The total amount payable would be £183,830 made up of the loan amount plus interest (£57,832) and fees (£998). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.78% discount for 2 years
Initial rate
1.31%
then 4.09% (variable)
Monthly repayments
£489
Scheme fees
£999
Annual cost
£6,366
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing for 1 year
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.31% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £488 and 276 payments of £651. The total amount payable would be £192,387 made up of the loan amount plus interest (£66,388) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Bank of Ireland
Max LTV 60%:
Fixed to 31/08/22
Initial rate
1.32%
then 4.09% (variable)
Monthly repayments
£489
Scheme fees
£1,794
Annual cost
£6,770
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/08/22
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £489 and 276 payments of £651. The total amount payable would be £193,206 made up of the loan amount plus interest (£66,412) and fees (£1,794). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 31/08/22
Initial rate
1.33%
then 4.49% (variable)
Monthly repayments
£490
Scheme fees
£1,974
Annual cost
£6,867
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £180
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/08/22
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £200,586 made up of the loan amount plus interest (£73,612) and fees (£1,974). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 30/06/22
Initial rate
1.33%
then 4.49% (variable)
Monthly repayments
£490
Scheme fees
£999
Annual cost
£6,380
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £199,611 made up of the loan amount plus interest (£73,612) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Base +1.24% to 31/08/22
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£994
Annual cost
£6,384
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £490 and 276 payments of £620. The total amount payable would be £183,874 made up of the loan amount plus interest (£57,880) and fees (£994). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 60%:
Base +1.24% for 2 years
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £617. The total amount payable would be £183,051 made up of the loan amount plus interest (£57,052) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 31/08/25
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£1,494
Annual cost
£6,186
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/08/25
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.34% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £490 and 240 payments of £603. The total amount payable would be £175,614 made up of the loan amount plus interest (£49,120) and fees (£1,494). The overall cost for comparison is 2.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Virgin Money
Max LTV 65%:
Fixed to 01/09/22
Initial rate
1.34%
then 4.34% (variable)
Monthly repayments
£491
Scheme fees
£1,495
Annual cost
£6,634
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% until 01/09/22
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £490 and 276 payments of £667. The total amount payable would be £197,347 made up of the loan amount plus interest (£70,852) and fees (£1,495). The overall cost for comparison is 3.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/09/22
Initial rate
1.34%
then 3.35% (variable)
Monthly repayments
£491
Scheme fees
£698
Annual cost
£6,236
Fees and charges
Booking fee £0
Arrangement fee £649
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/09/22
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £490 and 276 payments of £605. The total amount payable would be £179,438 made up of the loan amount plus interest (£53,740) and fees (£698). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£490
Annual cost
£6,132
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £617. The total amount payable would be £182,542 made up of the loan amount plus interest (£57,052) and fees (£490). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Nationwide
Max LTV 75%:
Fixed for 2 years
Initial rate
1.34%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£798
Annual cost
£6,286
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £490 and 276 payments of £620. The total amount payable would be £183,678 made up of the loan amount plus interest (£57,880) and fees (£798). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/09/25
Initial rate
1.35%
then 3.59% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,194
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/09/25
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.35% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £491 and 240 payments of £603. The total amount payable would be £175,679 made up of the loan amount plus interest (£49,180) and fees (£1,499). The overall cost for comparison is 2.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
Post Office
Max LTV 60%:
Fixed to 31/08/22
Initial rate
1.37%
then 4.09% (variable)
Monthly repayments
£492
Scheme fees
£1,794
Annual cost
£6,805
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/08/22
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £492 and 276 payments of £651. The total amount payable would be £193,278 made up of the loan amount plus interest (£66,484) and fees (£1,794). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
HSBC
Max LTV 70%:
Base +1.29% for 2 years
Initial rate
1.39%
then 3.54% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £493 and 276 payments of £617. The total amount payable would be £183,123 made up of the loan amount plus interest (£57,124) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 70% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1945 or check which deals you qualify for online
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