Call free on 0800 073 2325

Mortgages

We've teamed up with L&C, the UK's leading fee free mortgage broker, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help and you'll pay no fee for their advice.

   

Reasons to use L&C

 
     
  • Fee free advice on the right mortgage for you
  • We'll compare 1,000s of mortgage deals so you don't have to
  • Simple, hassle-free service
  • Fully-qualified advisers available 7 days a week
  • Opening Hours: 9-8 Mon-Fri, 9-5 Sat, 10-4 Sun  
  • Unique online tracking tool
  •  
Over 150 awards since 2002
Call L&C's expert
advisers now
partner-icon
Call free from mobile or landline
Open 7 days a week until 8pm weekdays

£
£
£
Filters
Types of mortgage
Product period
Other features
Update
Matching mortgages
Try sorting by Annual Cost
?
Cumberland
Max LTV 60%:
3.31% discount for 2 years
Initial rate
1.43%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£2,329
Annual cost
£7,114
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.43% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £495 and 276 payments of £694. The total amount payable would be £205,753 made up of the loan amount plus interest (£78,424) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Cumberland
Max LTV 75%:
3.26% discount for 2 years
Initial rate
1.48%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£2,329
Annual cost
£7,150
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.48% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £498 and 276 payments of £694. The total amount payable would be £205,825 made up of the loan amount plus interest (£78,496) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Cumberland
Max LTV 60%:
3.18% discount for 2 years
Initial rate
1.56%
then 4.74% (variable)
Monthly repayments
£503
Scheme fees
£1,579
Annual cost
£6,831
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.56% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £503 and 276 payments of £695. The total amount payable would be £205,471 made up of the loan amount plus interest (£78,892) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
West Brom
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.59%
then 4.49% (variable)
Monthly repayments
£505
Scheme fees
£199
Annual cost
£6,162
Fees and charges
Booking fee £0
Arrangement fee £199
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £505 and 276 payments of £678. The total amount payable would be £199,447 made up of the loan amount plus interest (£74,248) and fees (£199). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Cumberland
Max LTV 75%:
3.08% discount for 2 years
Initial rate
1.66%
then 4.74% (variable)
Monthly repayments
£509
Scheme fees
£1,579
Annual cost
£6,902
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.66% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £509 and 276 payments of £695. The total amount payable would be £205,615 made up of the loan amount plus interest (£79,036) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Cumberland
Max LTV 60%:
3.08% discount for 2 years
Initial rate
1.66%
then 4.74% (variable)
Monthly repayments
£509
Scheme fees
£1,579
Annual cost
£6,902
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 1 year
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.66% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £509 and 276 payments of £695. The total amount payable would be £205,615 made up of the loan amount plus interest (£79,036) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Cumberland
Max LTV 75%:
2.98% discount for 2 years
Initial rate
1.76%
then 4.74% (variable)
Monthly repayments
£515
Scheme fees
£1,579
Annual cost
£6,973
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 1 year
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.76% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £515 and 276 payments of £696. The total amount payable would be £206,035 made up of the loan amount plus interest (£79,456) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Loughborough
Max LTV 75%:
Fixed for 3 years
Initial rate
1.79%
then 5.34% (variable)
Monthly repayments
£517
Scheme fees
£1,259
Annual cost
£6,625
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 3 years
Other info
Exit fee £120
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.79% and then on a variable rate of 5.34% for the remaining 22 years would require 36 payments of £517 and 264 payments of £727. The total amount payable would be £211,799 made up of the loan amount plus interest (£85,540) and fees (£1,259). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Yorkshire BS
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.79%
then 4.99% (variable)
Monthly repayments
£517
Scheme fees
£1,730
Annual cost
£7,071
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.79% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £517 and 276 payments of £713. The total amount payable would be £210,926 made up of the loan amount plus interest (£84,196) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Natwest
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.80%
then 4.24% (variable)
Monthly repayments
£518
Scheme fees
£995
Annual cost
£6,710
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.80% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £517 and 276 payments of £664. The total amount payable would be £196,667 made up of the loan amount plus interest (£70,672) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Natwest
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.84%
then 4.24% (variable)
Monthly repayments
£520
Scheme fees
£993
Annual cost
£6,738
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.84% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £520 and 276 payments of £664. The total amount payable would be £196,737 made up of the loan amount plus interest (£70,744) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
HSBC
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.84%
then 4.19% (variable)
Monthly repayments
£520
Scheme fees
£999
Annual cost
£6,741
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.84% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £520 and 276 payments of £661. The total amount payable would be £195,915 made up of the loan amount plus interest (£69,916) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Coventry
Max LTV 90%:
Fixed until 31/12/21
Initial rate
1.85%
then 4.99% (variable)
Monthly repayments
£521
Scheme fees
£999
Annual cost
£6,748
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.85% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £520 and 276 payments of £713. The total amount payable would be £210,267 made up of the loan amount plus interest (£84,268) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Virgin Money
Max LTV 90%:
Fixed to 01/03/22
Initial rate
1.88%
then 4.99% (variable)
Monthly repayments
£523
Scheme fees
£909
Annual cost
£6,725
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% until 01/03/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.88% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £522 and 276 payments of £713. The total amount payable would be £210,225 made up of the loan amount plus interest (£84,316) and fees (£909). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Platform
Max LTV 90%:
Fixed to 28/02/22
Initial rate
1.89%
then 4.99% (variable)
Monthly repayments
£523
Scheme fees
£749
Annual cost
£6,652
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.89% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £523 and 276 payments of £713. The total amount payable would be £210,089 made up of the loan amount plus interest (£84,340) and fees (£749). The overall cost for comparison is 4.6% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Nationwide
Max LTV 90%:
Fixed for 2 years
Initial rate
1.89%
then 4.24% (variable)
Monthly repayments
£523
Scheme fees
£999
Annual cost
£6,777
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.89% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £523 and 276 payments of £664. The total amount payable would be £196,815 made up of the loan amount plus interest (£70,816) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Santander
Max LTV 90%:
Fixed to 02/04/22
Initial rate
1.89%
then 4.00% (variable)
Monthly repayments
£523
Scheme fees
£749
Annual cost
£6,652
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/04/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.89% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £523 and 276 payments of £649. The total amount payable would be £192,425 made up of the loan amount plus interest (£66,676) and fees (£749). The overall cost for comparison is 3.7% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Coventry
Max LTV 90%:
Fixed until 31/12/21
Initial rate
1.95%
then 4.99% (variable)
Monthly repayments
£527
Scheme fees
£999
Annual cost
£6,821
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.95% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £526 and 276 payments of £714. The total amount payable would be £210,687 made up of the loan amount plus interest (£84,688) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Yorkshire BS
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.96%
then 4.99% (variable)
Monthly repayments
£527
Scheme fees
£495
Annual cost
£6,576
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.96% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £527 and 276 payments of £714. The total amount payable would be £210,207 made up of the loan amount plus interest (£84,712) and fees (£495). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Virgin Money
Max LTV 90%:
Fixed to 01/03/23
Initial rate
1.99%
then 4.99% (variable)
Monthly repayments
£529
Scheme fees
£909
Annual cost
£6,654
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% until 01/03/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.99% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £529 and 264 payments of £706. The total amount payable would be £206,337 made up of the loan amount plus interest (£80,428) and fees (£909). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
M&S Bank
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.99%
then 4.19% (variable)
Monthly repayments
£529
Scheme fees
£995
Annual cost
£6,848
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.99% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £529 and 276 payments of £661. The total amount payable would be £196,127 made up of the loan amount plus interest (£70,132) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Chelsea
Max LTV 90%:
Fixed to 31/03/22
Initial rate
2.01%
then 4.99% (variable)
Monthly repayments
£530
Scheme fees
£495
Annual cost
£6,613
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.01% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £530 and 276 payments of £714. The total amount payable would be £210,279 made up of the loan amount plus interest (£84,784) and fees (£495). The overall cost for comparison is 4.3% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Digital Mortgages
Max LTV 90%:
Fixed to 31/01/22
Initial rate
2.04%
then 4.00% (variable)
Monthly repayments
£532
Scheme fees
£1,180
Annual cost
£6,977
Fees and charges
Booking fee £0
Arrangement fee £900
Valuation fee £280
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.04% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £532 and 276 payments of £650. The total amount payable would be £193,348 made up of the loan amount plus interest (£67,168) and fees (£1,180). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
HSBC
Max LTV 90%:
Fixed to 31/03/23
Initial rate
2.04%
then 4.19% (variable)
Monthly repayments
£532
Scheme fees
£999
Annual cost
£6,720
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/03/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.04% and then on a variable rate of 4.19% for the remaining 22 years would require 36 payments of £532 and 264 payments of £656. The total amount payable would be £193,335 made up of the loan amount plus interest (£67,336) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
HSBC
Max LTV 90%:
Base +1.34% for 2 years
Initial rate
2.09%
then 4.19% (variable)
Monthly repayments
£535
Scheme fees
£999
Annual cost
£6,923
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.09% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £535 and 276 payments of £662. The total amount payable would be £196,551 made up of the loan amount plus interest (£70,552) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 4.0% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Platform
Max LTV 90%:
Fixed to 28/02/22
Initial rate
2.09%
then 4.99% (variable)
Monthly repayments
£535
Scheme fees
£49
Annual cost
£6,448
Fees and charges
Booking fee £0
Arrangement fee £299
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.09% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £535 and 276 payments of £714. The total amount payable would be £209,953 made up of the loan amount plus interest (£84,904) and fees (£49). The overall cost for comparison is 4.5% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
First Direct
Max LTV 90%:
Fixed for 2 years
Initial rate
2.09%
then 4.19% (variable)
Monthly repayments
£535
Scheme fees
£525
Annual cost
£6,686
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £35
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.09% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £535 and 276 payments of £662. The total amount payable would be £196,077 made up of the loan amount plus interest (£70,552) and fees (£525). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Coventry
Max LTV 90%:
Fixed until 31/12/22
Initial rate
2.10%
then 4.99% (variable)
Monthly repayments
£536
Scheme fees
£999
Annual cost
£6,764
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/12/22
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.10% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £535 and 264 payments of £707. The total amount payable would be £206,907 made up of the loan amount plus interest (£80,908) and fees (£999). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Lloyds
Max LTV 60%:
Fixed to 28/02/22
Initial rate
2.11%
then 4.24% (variable)
Monthly repayments
£537
Scheme fees
£995
Annual cost
£6,936
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.75% reducing to 1.5% until 28/02/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.11% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £536 and 276 payments of £665. The total amount payable would be £197,399 made up of the loan amount plus interest (£71,404) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Virgin Money
Max LTV 90%:
Fixed to 01/03/22
Initial rate
2.13%
then 4.99% (variable)
Monthly repayments
£538
Scheme fees
-£86
Annual cost
£6,410
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% until 01/03/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.13% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £537 and 276 payments of £715. The total amount payable would be £210,142 made up of the loan amount plus interest (£85,228) and fees (-£86). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Yorkshire BS
Max LTV 90%:
Fixed to 31/03/22
Initial rate
2.14%
then 4.99% (variable)
Monthly repayments
£538
Scheme fees
£235
Annual cost
£6,578
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.14% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £538 and 276 payments of £715. The total amount payable would be £210,487 made up of the loan amount plus interest (£85,252) and fees (£235). The overall cost for comparison is 4.3% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Digital Mortgages
Max LTV 90%:
Fixed to 31/01/23
Initial rate
2.14%
then 4.00% (variable)
Monthly repayments
£538
Scheme fees
£1,180
Annual cost
£6,854
Fees and charges
Booking fee £0
Arrangement fee £900
Valuation fee £280
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 31/01/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.14% and then on a variable rate of 4.00% for the remaining 22 years would require 36 payments of £538 and 264 payments of £645. The total amount payable would be £190,828 made up of the loan amount plus interest (£64,648) and fees (£1,180). The overall cost for comparison is 3.6% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Scottish BS
Max LTV 80%:
3.15% discount for 3 years
Initial rate
2.14%
then 5.29% (variable)
Monthly repayments
£538
Scheme fees
£1,245
Annual cost
£6,876
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £250
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% for 3 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 2.14% and then on a variable rate of 5.29% for the remaining 22 years would require 36 payments of £538 and 264 payments of £727. The total amount payable would be £212,541 made up of the loan amount plus interest (£86,296) and fees (£1,245). The overall cost for comparison is 4.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Nationwide
Max LTV 90%:
Fixed for 3 years
Initial rate
2.14%
then 4.24% (variable)
Monthly repayments
£538
Scheme fees
£999
Annual cost
£6,794
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.14% and then on a variable rate of 4.24% for the remaining 22 years would require 36 payments of £538 and 264 payments of £660. The total amount payable would be £194,607 made up of the loan amount plus interest (£68,608) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Nationwide
Max LTV 90%:
Base +1.39% for 2 years
Initial rate
2.14%
then 4.24% (variable)
Monthly repayments
£538
Scheme fees
£999
Annual cost
£6,960
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.14% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £538 and 276 payments of £665. The total amount payable would be £197,451 made up of the loan amount plus interest (£71,452) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 4.0% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
TSB
Max LTV 90%:
Fixed to 28/02/22
Initial rate
2.14%
then 4.24% (variable)
Monthly repayments
£538
Scheme fees
£495
Annual cost
£6,708
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.14% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £538 and 276 payments of £665. The total amount payable would be £196,947 made up of the loan amount plus interest (£71,452) and fees (£495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Platform
Max LTV 90%:
Fixed to 28/02/23
Initial rate
2.14%
then 4.99% (variable)
Monthly repayments
£538
Scheme fees
£749
Annual cost
£6,710
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/23
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.14% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £538 and 264 payments of £707. The total amount payable would be £206,765 made up of the loan amount plus interest (£81,016) and fees (£749). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Santander
Max LTV 90%:
Base +1.39 for 2 years
Initial rate
2.14%
then 4.00% (variable)
Monthly repayments
£538
Scheme fees
£999
Annual cost
£6,960
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.14% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £538 and 276 payments of £650. The total amount payable would be £193,311 made up of the loan amount plus interest (£67,312) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Cumberland
Max LTV 60%:
2.58% discount for 2 years
Initial rate
2.16%
then 4.74% (variable)
Monthly repayments
£540
Scheme fees
£330
Annual cost
£6,640
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.16% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £539 and 276 payments of £698. The total amount payable would be £205,914 made up of the loan amount plus interest (£80,584) and fees (£330). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Platform
Max LTV 90%:
Fixed to 28/02/22
Initial rate
2.19%
then 4.99% (variable)
Monthly repayments
£541
Scheme fees
-£250
Annual cost
£6,373
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.19% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £541 and 276 payments of £715. The total amount payable would be £210,074 made up of the loan amount plus interest (£85,324) and fees (-£250). The overall cost for comparison is 4.5% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Halifax
Max LTV 90%:
Fixed to 31/03/22
Initial rate
2.19%
then 4.24% (variable)
Monthly repayments
£541
Scheme fees
£1,199
Annual cost
£7,097
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.19% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £541 and 276 payments of £666. The total amount payable would be £197,999 made up of the loan amount plus interest (£71,800) and fees (£1,199). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Post Office
Max LTV 90%:
Fixed to 31/01/22
Initial rate
2.20%
then 4.74% (variable)
Monthly repayments
£542
Scheme fees
£0
Annual cost
£6,505
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/22
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.20% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £542 and 276 payments of £698. The total amount payable would be £205,656 made up of the loan amount plus interest (£80,656) and fees (£0). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Yorkshire BS
Max LTV 90%:
Fixed to 31/03/25
Initial rate
2.21%
then 4.99% (variable)
Monthly repayments
£543
Scheme fees
£1,730
Annual cost
£6,858
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1.5% until 31/03/25
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.21% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £542 and 240 payments of £693. The total amount payable would be £200,570 made up of the loan amount plus interest (£73,840) and fees (£1,730). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Lloyds
Max LTV 50%:
Fixed to 28/02/25
Initial rate
2.21%
then 4.24% (variable)
Monthly repayments
£543
Scheme fees
£995
Annual cost
£6,711
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/25
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.21% and then on a variable rate of 4.24% for the remaining 20 years would require 60 payments of £542 and 240 payments of £650. The total amount payable would be £189,515 made up of the loan amount plus interest (£63,520) and fees (£995). The overall cost for comparison is 3.4% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Virgin Money
Max LTV 85%:
Fixed to 01/03/25
Initial rate
2.24%
then 4.99% (variable)
Monthly repayments
£545
Scheme fees
£214
Annual cost
£6,577
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £214
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% until 01/03/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.24% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £544 and 240 payments of £694. The total amount payable would be £199,414 made up of the loan amount plus interest (£74,200) and fees (£214). The overall cost for comparison is 3.8% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
M&S Bank
Max LTV 90%:
Base +1.49% for 2 years
Initial rate
2.24%
then 4.19% (variable)
Monthly repayments
£545
Scheme fees
£995
Annual cost
£7,032
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.24% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £544 and 276 payments of £663. The total amount payable would be £197,039 made up of the loan amount plus interest (£71,044) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Platform
Max LTV 90%:
Fixed to 28/02/25
Initial rate
2.24%
then 4.99% (variable)
Monthly repayments
£545
Scheme fees
£749
Annual cost
£6,684
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 28/02/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.24% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £544 and 240 payments of £694. The total amount payable would be £199,949 made up of the loan amount plus interest (£74,200) and fees (£749). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Natwest
Max LTV 90%:
Fixed to 31/03/25
Initial rate
2.24%
then 4.24% (variable)
Monthly repayments
£545
Scheme fees
£995
Annual cost
£6,733
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/03/25
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.24% and then on a variable rate of 4.24% for the remaining 20 years would require 60 payments of £544 and 240 payments of £651. The total amount payable would be £189,875 made up of the loan amount plus interest (£63,880) and fees (£995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Virgin Money
Max LTV 90%:
Fixed to 01/03/25
Initial rate
2.25%
then 4.99% (variable)
Monthly repayments
£545
Scheme fees
£909
Annual cost
£6,724
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% until 01/03/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.25% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £545 and 240 payments of £694. The total amount payable would be £200,169 made up of the loan amount plus interest (£74,260) and fees (£909). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Coventry
Max LTV 90%:
Fixed until 31/12/24
Initial rate
2.25%
then 4.74% (variable)
Monthly repayments
£545
Scheme fees
£999
Annual cost
£6,742
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/12/24
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.25% and then on a variable rate of 4.74% for the remaining 20 years would require 60 payments of £545 and 240 payments of £679. The total amount payable would be £196,659 made up of the loan amount plus interest (£70,660) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2325 or arrange a call back
Load more