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Yorkshire BS
Max LTV 65%:
Fixed to 31/03/22
Initial rate
1.27%
then 4.99% (variable)
Monthly repayments
£487
Scheme fees
£2,230
Annual cost
£6,953
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.27% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £486 and 276 payments of £709. The total amount payable would be £209,578 made up of the loan amount plus interest (£82,348) and fees (£2,230). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 31/03/22
Initial rate
1.29%
then 4.99% (variable)
Monthly repayments
£488
Scheme fees
£2,230
Annual cost
£6,967
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £709. The total amount payable would be £209,602 made up of the loan amount plus interest (£82,372) and fees (£2,230). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 28/02/22
Initial rate
1.29%
then 4.99% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,350
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £709. The total amount payable would be £208,367 made up of the loan amount plus interest (£82,372) and fees (£995). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/03/22
Initial rate
1.31%
then 4.00% (variable)
Monthly repayments
£489
Scheme fees
£999
Annual cost
£6,366
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.31% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £488 and 276 payments of £645. The total amount payable would be £190,731 made up of the loan amount plus interest (£64,732) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/03/22
Initial rate
1.39%
then 4.00% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £493 and 276 payments of £646. The total amount payable would be £191,127 made up of the loan amount plus interest (£65,128) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.31% discount for 2 years
Initial rate
1.43%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£2,329
Annual cost
£7,114
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.43% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £495 and 276 payments of £694. The total amount payable would be £205,753 made up of the loan amount plus interest (£78,424) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/03/22
Initial rate
1.44%
then 4.99% (variable)
Monthly repayments
£496
Scheme fees
£1,730
Annual cost
£6,822
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £209,594 made up of the loan amount plus interest (£82,864) and fees (£1,730). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/03/22
Initial rate
1.44%
then 4.00% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £496 and 276 payments of £646. The total amount payable would be £191,199 made up of the loan amount plus interest (£65,200) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 31/12/24
Initial rate
1.44%
then 4.99% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,156
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/12/24
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.44% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £496 and 240 payments of £682. The total amount payable would be £194,435 made up of the loan amount plus interest (£68,440) and fees (£995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.26% discount for 2 years
Initial rate
1.48%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£2,329
Annual cost
£7,150
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.48% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £498 and 276 payments of £694. The total amount payable would be £205,825 made up of the loan amount plus interest (£78,496) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 28/02/22
Initial rate
1.49%
then 4.24% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,489
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £499 and 276 payments of £662. The total amount payable would be £195,683 made up of the loan amount plus interest (£69,688) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/03/22
Initial rate
1.49%
then 4.00% (variable)
Monthly repayments
£499
Scheme fees
£999
Annual cost
£6,491
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £499 and 276 payments of £646. The total amount payable would be £191,271 made up of the loan amount plus interest (£65,272) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/03/25
Initial rate
1.49%
then 4.00% (variable)
Monthly repayments
£499
Scheme fees
£999
Annual cost
£6,192
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% until 02/03/25
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.49% and then on a variable rate of 4.00% for the remaining 20 years would require 60 payments of £499 and 240 payments of £627. The total amount payable would be £181,419 made up of the loan amount plus interest (£55,420) and fees (£999). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 28/02/25
Initial rate
1.49%
then 4.24% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,191
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 28/02/25
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.49% and then on a variable rate of 4.24% for the remaining 20 years would require 60 payments of £499 and 240 payments of £640. The total amount payable would be £184,535 made up of the loan amount plus interest (£58,540) and fees (£995). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Scottish Widows
Max LTV 60%:
Base +0.74% for 2 years
Initial rate
1.49%
then 4.24% (variable)
Monthly repayments
£499
Scheme fees
£1,329
Annual cost
£6,656
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £499 and 276 payments of £662. The total amount payable would be £196,017 made up of the loan amount plus interest (£69,688) and fees (£1,329). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 28/02/25
Initial rate
1.51%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£1,995
Annual cost
£6,405
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/25
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.51% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £500 and 240 payments of £683. The total amount payable would be £195,915 made up of the loan amount plus interest (£68,920) and fees (£1,995). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/03/22
Initial rate
1.51%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£495
Annual cost
£6,254
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.51% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £500 and 276 payments of £711. The total amount payable would be £208,731 made up of the loan amount plus interest (£83,236) and fees (£495). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 31/03/22
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£1,730
Annual cost
£6,878
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £209,990 made up of the loan amount plus interest (£83,260) and fees (£1,730). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
TSB
Max LTV 75%:
Fixed to 28/02/22
Initial rate
1.54%
then 4.24% (variable)
Monthly repayments
£502
Scheme fees
£995
Annual cost
£6,525
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £502 and 276 payments of £662. The total amount payable would be £195,755 made up of the loan amount plus interest (£69,760) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Skipton
Max LTV 60%:
Base +0.80% for 2 years
Initial rate
1.55%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£995
Annual cost
£6,532
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.55% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £209,279 made up of the loan amount plus interest (£83,284) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 28/02/25
Initial rate
1.56%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£995
Annual cost
£6,240
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/25
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.56% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £503 and 240 payments of £684. The total amount payable would be £195,335 made up of the loan amount plus interest (£69,340) and fees (£995). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.18% discount for 2 years
Initial rate
1.56%
then 4.74% (variable)
Monthly repayments
£503
Scheme fees
£1,579
Annual cost
£6,831
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.56% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £503 and 276 payments of £695. The total amount payable would be £205,471 made up of the loan amount plus interest (£78,892) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Virgin Money
Max LTV 65%:
Fixed to 01/03/25
Initial rate
1.56%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£909
Annual cost
£6,223
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% until 01/03/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.56% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £503 and 240 payments of £684. The total amount payable would be £195,249 made up of the loan amount plus interest (£69,340) and fees (£909). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 28/02/22
Initial rate
1.56%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£0
Annual cost
£6,041
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.56% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £503 and 276 payments of £711. The total amount payable would be £208,308 made up of the loan amount plus interest (£83,308) and fees (£0). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 28/02/22
Initial rate
1.58%
then 4.99% (variable)
Monthly repayments
£505
Scheme fees
-£5
Annual cost
£6,053
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £1,000
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.58% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £504 and 276 payments of £711. The total amount payable would be £208,327 made up of the loan amount plus interest (£83,332) and fees (-£5). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Skipton
Max LTV 75%:
Fixed to 28/02/22
Initial rate
1.58%
then 4.99% (variable)
Monthly repayments
£505
Scheme fees
£995
Annual cost
£6,553
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.58% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £504 and 276 payments of £711. The total amount payable would be £209,327 made up of the loan amount plus interest (£83,332) and fees (£995). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Scottish Widows
Max LTV 60%:
Fixed to 28/02/22
Initial rate
1.59%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£1,329
Annual cost
£6,727
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £505 and 276 payments of £662. The total amount payable would be £196,161 made up of the loan amount plus interest (£69,832) and fees (£1,329). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Scottish Widows
Max LTV 75%:
Base +0.84% for 2 years
Initial rate
1.59%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£1,329
Annual cost
£6,727
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.59% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £505 and 276 payments of £662. The total amount payable would be £196,161 made up of the loan amount plus interest (£69,832) and fees (£1,329). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/03/25
Initial rate
1.59%
then 4.00% (variable)
Monthly repayments
£505
Scheme fees
£999
Annual cost
£6,262
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% until 02/03/25
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.59% and then on a variable rate of 4.00% for the remaining 20 years would require 60 payments of £505 and 240 payments of £629. The total amount payable would be £182,259 made up of the loan amount plus interest (£56,260) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
West Brom
Max LTV 60%:
Fixed to 31/01/22
Initial rate
1.59%
then 4.49% (variable)
Monthly repayments
£505
Scheme fees
£0
Annual cost
£6,063
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £505 and 276 payments of £678. The total amount payable would be £199,248 made up of the loan amount plus interest (£74,248) and fees (£0). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
West Brom
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.59%
then 4.49% (variable)
Monthly repayments
£505
Scheme fees
£199
Annual cost
£6,162
Fees and charges
Booking fee £0
Arrangement fee £199
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £505 and 276 payments of £678. The total amount payable would be £199,447 made up of the loan amount plus interest (£74,248) and fees (£199). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/03/22
Initial rate
1.59%
then 4.00% (variable)
Monthly repayments
£505
Scheme fees
£0
Annual cost
£6,063
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £505 and 276 payments of £647. The total amount payable would be £190,692 made up of the loan amount plus interest (£65,692) and fees (£0). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/03/25
Initial rate
1.59%
then 4.99% (variable)
Monthly repayments
£505
Scheme fees
£1,730
Annual cost
£6,409
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1.5% until 31/03/25
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.59% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £505 and 240 payments of £684. The total amount payable would be £196,190 made up of the loan amount plus interest (£69,460) and fees (£1,730). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 28/02/23
Initial rate
1.59%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£995
Annual cost
£6,394
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.59% and then on a variable rate of 4.24% for the remaining 22 years would require 36 payments of £505 and 264 payments of £655. The total amount payable would be £192,095 made up of the loan amount plus interest (£66,100) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
TSB
Max LTV 75%:
Fixed to 28/02/23
Initial rate
1.59%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£995
Annual cost
£6,394
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.59% and then on a variable rate of 4.24% for the remaining 22 years would require 36 payments of £505 and 264 payments of £655. The total amount payable would be £192,095 made up of the loan amount plus interest (£66,100) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 31/03/22
Initial rate
1.60%
then 4.99% (variable)
Monthly repayments
£506
Scheme fees
£495
Annual cost
£6,317
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.60% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £505 and 276 payments of £711. The total amount payable would be £208,851 made up of the loan amount plus interest (£83,356) and fees (£495). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/03/23
Initial rate
1.62%
then 4.99% (variable)
Monthly repayments
£507
Scheme fees
£495
Annual cost
£6,249
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1.5% until 31/03/23
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.62% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £507 and 264 payments of £702. The total amount payable would be £204,075 made up of the loan amount plus interest (£78,580) and fees (£495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Virgin Money
Max LTV 65%:
Fixed to 01/03/22
Initial rate
1.62%
then 4.99% (variable)
Monthly repayments
£507
Scheme fees
£909
Annual cost
£6,539
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% until 01/03/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.62% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £507 and 276 payments of £712. The total amount payable would be £209,589 made up of the loan amount plus interest (£83,680) and fees (£909). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 31/03/25
Initial rate
1.63%
then 4.99% (variable)
Monthly repayments
£508
Scheme fees
£1,730
Annual cost
£6,437
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1.5% until 31/03/25
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.63% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £507 and 240 payments of £685. The total amount payable would be £196,550 made up of the loan amount plus interest (£69,820) and fees (£1,730). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Santander
Max LTV 85%:
Fixed to 02/03/22
Initial rate
1.63%
then 4.00% (variable)
Monthly repayments
£508
Scheme fees
£749
Annual cost
£6,466
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.63% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £507 and 276 payments of £647. The total amount payable would be £191,489 made up of the loan amount plus interest (£65,740) and fees (£749). The overall cost for comparison is 3.7% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/03/25
Initial rate
1.64%
then 4.99% (variable)
Monthly repayments
£508
Scheme fees
£495
Annual cost
£6,197
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1.5% until 31/03/25
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.64% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £508 and 240 payments of £685. The total amount payable would be £195,375 made up of the loan amount plus interest (£69,880) and fees (£495). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Skipton
Max LTV 80%:
Fixed to 28/02/22
Initial rate
1.64%
then 4.99% (variable)
Monthly repayments
£508
Scheme fees
£995
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.64% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £508 and 276 payments of £712. The total amount payable would be £209,699 made up of the loan amount plus interest (£83,704) and fees (£995). The overall cost for comparison is 4.3% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 31/03/23
Initial rate
1.65%
then 4.99% (variable)
Monthly repayments
£509
Scheme fees
£495
Annual cost
£6,270
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1.5% until 31/03/23
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.65% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £508 and 264 payments of £703. The total amount payable would be £204,375 made up of the loan amount plus interest (£78,880) and fees (£495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 85%:
Fixed to 31/03/22
Initial rate
1.65%
then 4.99% (variable)
Monthly repayments
£509
Scheme fees
£1,730
Annual cost
£6,970
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.65% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £508 and 276 payments of £712. The total amount payable would be £210,434 made up of the loan amount plus interest (£83,704) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.08% discount for 2 years
Initial rate
1.66%
then 4.74% (variable)
Monthly repayments
£509
Scheme fees
£1,579
Annual cost
£6,902
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.66% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £509 and 276 payments of £695. The total amount payable would be £205,615 made up of the loan amount plus interest (£79,036) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.08% discount for 2 years
Initial rate
1.66%
then 4.74% (variable)
Monthly repayments
£509
Scheme fees
£1,579
Annual cost
£6,902
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 1 year
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.66% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £509 and 276 payments of £695. The total amount payable would be £205,615 made up of the loan amount plus interest (£79,036) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 31/03/25
Initial rate
1.68%
then 4.99% (variable)
Monthly repayments
£511
Scheme fees
£495
Annual cost
£6,226
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1.5% until 31/03/25
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.68% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £510 and 240 payments of £685. The total amount payable would be £195,495 made up of the loan amount plus interest (£70,000) and fees (£495). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Santander
Max LTV 75%:
Base +0.94% for 2 years
Initial rate
1.69%
then 4.00% (variable)
Monthly repayments
£511
Scheme fees
£999
Annual cost
£6,633
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.69% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £511 and 276 payments of £648. The total amount payable would be £192,111 made up of the loan amount plus interest (£66,112) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Virgin Money
Max LTV 65%:
Fixed to 01/03/23
Initial rate
1.69%
then 4.99% (variable)
Monthly repayments
£511
Scheme fees
£909
Annual cost
£6,437
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% until 01/03/23
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.69% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £511 and 264 payments of £703. The total amount payable would be £204,897 made up of the loan amount plus interest (£78,988) and fees (£909). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
Virgin Money
Max LTV 75%:
Fixed to 01/03/25
Initial rate
1.69%
then 4.99% (variable)
Monthly repayments
£511
Scheme fees
£909
Annual cost
£6,316
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% until 01/03/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.69% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £511 and 240 payments of £686. The total amount payable would be £196,209 made up of the loan amount plus interest (£70,300) and fees (£909). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 1936 or check which deals you qualify for online
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