Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
What do you want to do today?
Mortgages
Whether you’re a first time buyer or switching to a better deal, find the best mortgage or remortgage. We’ll compare over 90 lenders to find the best deal for you from 1000s of mortgages. And we’ll do all the legwork to apply for your mortgage - for free.
Protection
Protect what matters most and get peace of mind that your family and lifestyle is protected. We can help you with life insurance and serious illness policies chosen to protect you, your family and your home - for free.
Conveyancing
Take advantage of L&C’s industry know how to get quality legal help for your home purchase. We’ll guide you through your choices whether you need a specialist in new build or just a quality professional to get your chain moving - at a great price.
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 4.09% then 7.75% (variable) | 6.5% APRC |
 | 4.28% then 8.24% (variable) | 7.0% APRC |
| 4.29% then 7.75% (variable) | 6.6% APRC |
Allied Irish Bank | |
4.09% then 7.75% (variable) | 6.5% APR Overall cost for comparison |
Natwest | |
4.28% then 8.24% (variable) | 7.0% APR Overall cost for comparison |
Allied Irish Bank | |
4.29% then 7.75% (variable) | 6.6% APR Overall cost for comparison |
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 3.69% then 8.49% (variable) | 7.9% APRC |
| 3.79% then 8.99% (variable) | 8.3% APRC |
 | 3.84% then 8.74% (variable) | 8.3% APRC |
The Mortgage Works | |
3.69% then 8.49% (variable) | 7.9% APR Overall cost for comparison |
The Mortgage Works | |
3.79% then 8.99% (variable) | 8.3% APR Overall cost for comparison |
Landbay | |
3.84% then 8.74% (variable) | 8.3% APR Overall cost for comparison |
How can we offer all this for free?
Ms C P & Mr T C, Penistone
We were very impressed with L & C's ability to source us a mortgage that met our rather awkward needs (wa... Read more
Handy tools and calculators
What is going on in the world of mortgages?
