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Find and compare the best mortgage deals currently on the market in the table below, based on a typical mortgage scenario. Get more relevant results by entering your own requirements and filtering the list as you need.

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HSBC
Max LTV 65%:
Fixed to 31/08/18
Initial rate
0.99%
then 3.94% (variable)
Monthly repayments
£471
Scheme fees
£1,696
Annual cost
£6,494
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.99% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £470 and 276 payments of £640. The total amount payable would be £189,616 made up of the loan amount plus interest (£62,920) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,499
Annual cost
£6,709
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,383 made up of the loan amount plus interest (£77,884) and fees (£1,499). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.24%
then 3.69% (variable)
Monthly repayments
£485
Scheme fees
£1,682
Annual cost
£6,641
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £484 and 276 payments of £626. The total amount payable would be £186,074 made up of the loan amount plus interest (£59,392) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.25%
then 4.99% (variable)
Monthly repayments
£485
Scheme fees
£1,710
Annual cost
£6,679
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £485 and 276 payments of £709. The total amount payable would be £209,034 made up of the loan amount plus interest (£82,324) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.26%
then 5.15% (variable)
Monthly repayments
£486
Scheme fees
£1,510
Annual cost
£6,586
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.26% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £485 and 276 payments of £720. The total amount payable would be £211,870 made up of the loan amount plus interest (£85,360) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.27%
then 4.99% (variable)
Monthly repayments
£487
Scheme fees
£1,915
Annual cost
£6,751
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.27% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £486 and 276 payments of £709. The total amount payable would be £209,263 made up of the loan amount plus interest (£82,348) and fees (£1,915). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/07/18
Initial rate
1.28%
then 4.49% (variable)
Monthly repayments
£487
Scheme fees
£1,805
Annual cost
£6,748
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £200,345 made up of the loan amount plus interest (£73,540) and fees (£1,805). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.28%
then 4.99% (variable)
Monthly repayments
£487
Scheme fees
£1,710
Annual cost
£6,700
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £709. The total amount payable would be £209,082 made up of the loan amount plus interest (£82,372) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
HSBC
Max LTV 70%:
Fixed to 31/08/18
Initial rate
1.29%
then 3.94% (variable)
Monthly repayments
£488
Scheme fees
£1,696
Annual cost
£6,700
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £487 and 276 payments of £642. The total amount payable would be £190,576 made up of the loan amount plus interest (£63,880) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 31/08/18
Initial rate
1.29%
then 3.94% (variable)
Monthly repayments
£488
Scheme fees
£1,696
Annual cost
£6,700
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £487 and 276 payments of £642. The total amount payable would be £190,576 made up of the loan amount plus interest (£63,880) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
First Direct
Max LTV 75%:
Fixed for 2 years
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,682
Annual cost
£6,676
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £626. The total amount payable would be £186,146 made up of the loan amount plus interest (£59,464) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.29%
then 5.15% (variable)
Monthly repayments
£488
Scheme fees
£1,910
Annual cost
£6,807
Fees and charges
Booking fee £130
Arrangement fee £1,545
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £487 and 276 payments of £720. The total amount payable would be £212,318 made up of the loan amount plus interest (£85,408) and fees (£1,910). The overall cost for comparison is 4.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Norwich & Peterborough
Max LTV 75%:
Fixed for 2 years
Initial rate
1.32%
then 4.99% (variable)
Monthly repayments
£489
Scheme fees
£1,915
Annual cost
£6,786
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £489 and 276 payments of £710. The total amount payable would be £209,611 made up of the loan amount plus interest (£82,696) and fees (£1,915). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.33%
then 4.49% (variable)
Monthly repayments
£490
Scheme fees
£2,305
Annual cost
£7,033
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £200,917 made up of the loan amount plus interest (£73,612) and fees (£2,305). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,339
Annual cost
£6,653
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,367 made up of the loan amount plus interest (£78,028) and fees (£1,339). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 31/10/18
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,778
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,527 made up of the loan amount plus interest (£78,028) and fees (£1,499). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 30/09/18
Initial rate
1.35%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,498
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/09/18
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £491 and 276 payments of £645. The total amount payable would be £190,803 made up of the loan amount plus interest (£64,804) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Bank of Ireland
Max LTV 60%:
Fixed to 30/09/18
Initial rate
1.38%
then 4.49% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,567
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 30/09/18
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £492 and 276 payments of £677. The total amount payable would be £199,655 made up of the loan amount plus interest (£73,660) and fees (£995). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Co-Op
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,499
Annual cost
£6,813
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,875 made up of the loan amount plus interest (£78,376) and fees (£1,499). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Platform
Max LTV 60%:
Base +0.89% for 2 years
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,089
Annual cost
£6,563
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,465 made up of the loan amount plus interest (£78,376) and fees (£1,089). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 31/08/18
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£1,196
Annual cost
£6,520
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,220 made up of the loan amount plus interest (£64,024) and fees (£1,196). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
TSB
Max LTV 60%:
Base + 0.94% to 31/08/18
Initial rate
1.44%
then 3.99% (variable)
Monthly repayments
£496
Scheme fees
£1,995
Annual cost
£7,154
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/08/18
Other info
Exit fee £265
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £646. The total amount payable would be £192,195 made up of the loan amount plus interest (£65,200) and fees (£1,995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Platform
Max LTV 70%:
Base +0.94% for 2 years
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,089
Annual cost
£6,598
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,537 made up of the loan amount plus interest (£78,448) and fees (£1,089). The overall cost for comparison is 4.4% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Platform
Max LTV 70%:
Fixed to 31/10/18
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,339
Annual cost
£6,723
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,787 made up of the loan amount plus interest (£78,448) and fees (£1,339). The overall cost for comparison is 4.4% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,598
Fees and charges
Booking fee £150
Arrangement fee £849
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,447 made up of the loan amount plus interest (£78,448) and fees (£999). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Nationwide
Max LTV 60%:
Base + 0.94% for 2 years
Initial rate
1.44%
then 3.99% (variable)
Monthly repayments
£496
Scheme fees
£749
Annual cost
£6,541
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £646. The total amount payable would be £190,949 made up of the loan amount plus interest (£65,200) and fees (£749). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£1,710
Annual cost
£6,819
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £209,574 made up of the loan amount plus interest (£82,864) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Principality
Max LTV 65%:
3.54% discount to 30/09/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£895
Annual cost
£6,576
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/09/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £208,759 made up of the loan amount plus interest (£82,864) and fees (£895). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.46%
then 5.15% (variable)
Monthly repayments
£498
Scheme fees
£1,510
Annual cost
£6,726
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.46% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £497 and 276 payments of £721. The total amount payable would be £212,434 made up of the loan amount plus interest (£85,924) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.47%
then 4.49% (variable)
Monthly repayments
£498
Scheme fees
£1,495
Annual cost
£6,880
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.47% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £498 and 276 payments of £678. The total amount payable would be £200,575 made up of the loan amount plus interest (£74,080) and fees (£1,495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Tesco Bank
Max LTV 60%:
Base +0.97% to 30/09/18
Initial rate
1.47%
then 4.24% (variable)
Monthly repayments
£498
Scheme fees
£995
Annual cost
£6,613
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 30/09/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.47% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £498 and 276 payments of £662. The total amount payable would be £195,659 made up of the loan amount plus interest (£69,664) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.48%
then 4.99% (variable)
Monthly repayments
£499
Scheme fees
£1,710
Annual cost
£6,840
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £498 and 276 payments of £711. The total amount payable would be £209,898 made up of the loan amount plus interest (£83,188) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
HSBC
Max LTV 80%:
Fixed to 31/08/18
Initial rate
1.48%
then 3.94% (variable)
Monthly repayments
£499
Scheme fees
£1,696
Annual cost
£6,833
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £498 and 276 payments of £643. The total amount payable would be £191,116 made up of the loan amount plus interest (£64,420) and fees (£1,696). The overall cost for comparison is 3.7% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
First Direct
Max LTV 80%:
Fixed for 2 years
Initial rate
1.48%
then 3.69% (variable)
Monthly repayments
£499
Scheme fees
£1,682
Annual cost
£6,809
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £498 and 276 payments of £627. The total amount payable would be £186,686 made up of the loan amount plus interest (£60,004) and fees (£1,682). The overall cost for comparison is 3.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.49%
then 5.15% (variable)
Monthly repayments
£499
Scheme fees
£1,910
Annual cost
£6,947
Fees and charges
Booking fee £130
Arrangement fee £1,545
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £499 and 276 payments of £721. The total amount payable would be £212,882 made up of the loan amount plus interest (£85,972) and fees (£1,910). The overall cost for comparison is 4.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Barclays
Max LTV 60%:
Base + 0.99% for 2 years
Initial rate
1.49%
then 2.49% (variable)
Monthly repayments
£499
Scheme fees
£999
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 2.49% for the remaining 23 years would require 24 payments of £499 and 276 payments of £555. The total amount payable would be £166,155 made up of the loan amount plus interest (£40,156) and fees (£999). The overall cost for comparison is 2.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Skipton
Max LTV 60%:
Fixed to 30/09/18
Initial rate
1.49%
then 4.99% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,615
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/18
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £499 and 276 payments of £711. The total amount payable would be £209,207 made up of the loan amount plus interest (£83,212) and fees (£995). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
HSBC
Max LTV 70%:
Fixed to 31/08/18
Initial rate
1.49%
then 3.94% (variable)
Monthly repayments
£499
Scheme fees
£1,196
Annual cost
£6,590
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £499 and 276 payments of £643. The total amount payable would be £190,640 made up of the loan amount plus interest (£64,444) and fees (£1,196). The overall cost for comparison is 3.6% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 31/08/18
Initial rate
1.49%
then 3.94% (variable)
Monthly repayments
£499
Scheme fees
£1,196
Annual cost
£6,590
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £499 and 276 payments of £643. The total amount payable would be £190,640 made up of the loan amount plus interest (£64,444) and fees (£1,196). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.49%
then 4.99% (variable)
Monthly repayments
£499
Scheme fees
£635
Annual cost
£6,264
Fees and charges
Booking fee £0
Arrangement fee £195
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £499 and 276 payments of £711. The total amount payable would be £208,847 made up of the loan amount plus interest (£83,212) and fees (£635). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Platform
Max LTV 75%:
Base +0.99% for 2 years
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£1,089
Annual cost
£6,633
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £204,609 made up of the loan amount plus interest (£78,520) and fees (£1,089). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Co-Op
Max LTV 80%:
Fixed to 31/10/18
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£1,499
Annual cost
£6,883
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £205,019 made up of the loan amount plus interest (£78,520) and fees (£1,499). The overall cost for comparison is 4.3% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Bank of Ireland
Max LTV 75%:
Fixed to 30/09/18
Initial rate
1.49%
then 4.49% (variable)
Monthly repayments
£499
Scheme fees
£1,805
Annual cost
£6,894
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 30/09/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £499 and 276 payments of £678. The total amount payable would be £200,909 made up of the loan amount plus interest (£74,104) and fees (£1,805). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Platform
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£1,339
Annual cost
£6,758
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £204,859 made up of the loan amount plus interest (£78,520) and fees (£1,339). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£839
Annual cost
£6,508
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £204,359 made up of the loan amount plus interest (£78,520) and fees (£839). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 30/09/18
Initial rate
1.50%
then 5.69% (variable)
Monthly repayments
£500
Scheme fees
£1,999
Annual cost
£7,179
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/09/18
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.50% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £499 and 276 payments of £758. The total amount payable would be £223,183 made up of the loan amount plus interest (£96,184) and fees (£1,999). The overall cost for comparison is 5.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Melton Mowbray
Max LTV 65%:
3.49% discount for 3 years
Initial rate
1.50%
then 4.99% (variable)
Monthly repayments
£500
Scheme fees
£260
Annual cost
£6,086
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 3 years
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.50% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £499 and 264 payments of £701. The total amount payable would be £203,288 made up of the loan amount plus interest (£78,028) and fees (£260). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Platform
Max LTV 70%:
Fixed to 31/10/18
Initial rate
1.54%
then 4.74% (variable)
Monthly repayments
£502
Scheme fees
£839
Annual cost
£6,544
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £502 and 276 payments of £694. The total amount payable would be £204,431 made up of the loan amount plus interest (£78,592) and fees (£839). The overall cost for comparison is 4.4% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Tesco Bank
Max LTV 75%:
Base +1.04% to 30/09/18
Initial rate
1.54%
then 4.24% (variable)
Monthly repayments
£502
Scheme fees
£995
Annual cost
£6,662
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 30/09/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £502 and 276 payments of £662. The total amount payable would be £195,755 made up of the loan amount plus interest (£69,760) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 073 2320 or arrange a call back
Co-Op
Max LTV 85%:
Fixed to 31/10/18
Initial rate
1.54%
then 4.74% (variable)
Monthly repayments
£502
Scheme fees
£1,499
Annual cost
£6,919
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £502 and 276 payments of £694. The total amount payable would be £205,091 made up of the loan amount plus interest (£78,592) and fees (£1,499). The overall cost for comparison is 4.4% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
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