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HSBC
Max LTV 65%:
Fixed to 31/10/18
Initial rate
0.99%
then 3.69% (variable)
Monthly repayments
£471
Scheme fees
£1,696
Annual cost
£6,494
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 0.99% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £470 and 276 payments of £624. The total amount payable would be £185,200 made up of the loan amount plus interest (£58,504) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,935
Annual cost
£6,706
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £204,471 made up of the loan amount plus interest (£77,536) and fees (£1,935). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/10/18
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,710
Annual cost
£6,638
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £204,246 made up of the loan amount plus interest (£77,536) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/10/18
Initial rate
1.20%
then 4.90% (variable)
Monthly repayments
£482
Scheme fees
£1,510
Annual cost
£6,545
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.20% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £482 and 276 payments of £703. The total amount payable would be £207,106 made up of the loan amount plus interest (£80,596) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.24%
then 4.49% (variable)
Monthly repayments
£485
Scheme fees
£1,499
Annual cost
£6,709
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £484 and 276 payments of £676. The total amount payable would be £199,691 made up of the loan amount plus interest (£73,192) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.24%
then 3.69% (variable)
Monthly repayments
£485
Scheme fees
£1,682
Annual cost
£6,641
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £484 and 276 payments of £626. The total amount payable would be £186,074 made up of the loan amount plus interest (£59,392) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/12/18
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,339
Annual cost
£6,584
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,223 made up of the loan amount plus interest (£77,884) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/07/18
Initial rate
1.28%
then 4.24% (variable)
Monthly repayments
£487
Scheme fees
£1,805
Annual cost
£6,748
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £487 and 276 payments of £661. The total amount payable would be £195,929 made up of the loan amount plus interest (£69,124) and fees (£1,805). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Norwich & Peterborough
Max LTV 75%:
Fixed for 2 years
Initial rate
1.28%
then 4.74% (variable)
Monthly repayments
£487
Scheme fees
£1,915
Annual cost
£6,758
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £204,871 made up of the loan amount plus interest (£77,956) and fees (£1,915). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.28%
then 4.74% (variable)
Monthly repayments
£487
Scheme fees
£1,710
Annual cost
£6,700
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £204,666 made up of the loan amount plus interest (£77,956) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 60%:
Base +1.04% to 31/10/18
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£1,995
Annual cost
£7,050
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/10/18
Other info
Exit fee £265
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £187,287 made up of the loan amount plus interest (£60,292) and fees (£1,995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
First Direct
Max LTV 75%:
Fixed for 2 years
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,682
Annual cost
£6,676
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £626. The total amount payable would be £186,146 made up of the loan amount plus interest (£59,464) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Nationwide
Max LTV 60%:
Base + 1.04% for 2 years
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,437
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,041 made up of the loan amount plus interest (£60,292) and fees (£749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.29%
then 4.90% (variable)
Monthly repayments
£488
Scheme fees
£1,510
Annual cost
£6,607
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £487 and 276 payments of £703. The total amount payable would be £207,226 made up of the loan amount plus interest (£80,716) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
HSBC
Max LTV 70%:
Fixed to 31/10/18
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,696
Annual cost
£6,700
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £626. The total amount payable would be £186,160 made up of the loan amount plus interest (£59,464) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,696
Annual cost
£6,700
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £626. The total amount payable would be £186,160 made up of the loan amount plus interest (£59,464) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.33%
then 4.24% (variable)
Monthly repayments
£490
Scheme fees
£2,305
Annual cost
£7,033
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £490 and 276 payments of £661. The total amount payable would be £196,501 made up of the loan amount plus interest (£69,196) and fees (£2,305). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Natwest
Max LTV 60%:
NBBR + 1.08% to 30/11/18
Initial rate
1.33%
then 3.75% (variable)
Monthly repayments
£490
Scheme fees
£995
Annual cost
£6,464
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.50% until 30/11/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.33% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £490 and 276 payments of £630. The total amount payable would be £186,635 made up of the loan amount plus interest (£60,640) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 31/10/18
Initial rate
1.34%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,778
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £200,111 made up of the loan amount plus interest (£73,612) and fees (£1,499). The overall cost for comparison is 4.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Halifax
Max LTV 60%:
Fixed to 31/12/18
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,564
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.75% reducing to 1.5% until 31/12/18
Other info
Exit fee £295
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,363 made up of the loan amount plus interest (£60,364) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 30/09/18
Initial rate
1.35%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,498
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/09/18
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £491 and 276 payments of £629. The total amount payable would be £186,387 made up of the loan amount plus interest (£60,388) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Co-Op
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.39%
then 4.49% (variable)
Monthly repayments
£493
Scheme fees
£1,499
Annual cost
£6,813
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £493 and 276 payments of £677. The total amount payable would be £200,183 made up of the loan amount plus interest (£73,684) and fees (£1,499). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Virgin Money
Max LTV 65%:
Base +1.14% to 01/11/18
Initial rate
1.39%
then 4.54% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,526
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/11/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £493 and 276 payments of £680. The total amount payable would be £200,507 made up of the loan amount plus interest (£74,512) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.39%
then 3.69% (variable)
Monthly repayments
£493
Scheme fees
£1,196
Annual cost
£6,520
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £493 and 276 payments of £626. The total amount payable would be £185,804 made up of the loan amount plus interest (£59,608) and fees (£1,196). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/10/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,710
Annual cost
£6,777
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £205,086 made up of the loan amount plus interest (£78,376) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 70%:
Fixed to 31/12/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,339
Annual cost
£6,688
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,715 made up of the loan amount plus interest (£78,376) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 60%:
Fixed to 31/12/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£839
Annual cost
£6,438
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,215 made up of the loan amount plus interest (£78,376) and fees (£839). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 60%:
Base +0.89% for 2 years
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,089
Annual cost
£6,563
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,465 made up of the loan amount plus interest (£78,376) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Barclays
Max LTV 60%:
Base +1.14% for 2 years
Initial rate
1.39%
then 2.24% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,526
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 2.24% for the remaining 23 years would require 24 payments of £493 and 276 payments of £540. The total amount payable would be £161,871 made up of the loan amount plus interest (£35,872) and fees (£999). The overall cost for comparison is 2.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 2.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Nationwide
Max LTV 75%:
Base + 1.14% for 2 years
Initial rate
1.39%
then 3.74% (variable)
Monthly repayments
£493
Scheme fees
£749
Annual cost
£6,506
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £630. The total amount payable would be £186,461 made up of the loan amount plus interest (£60,712) and fees (£749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Principality
Max LTV 65%:
3.59% discount to 30/09/18
Initial rate
1.40%
then 4.99% (variable)
Monthly repayments
£494
Scheme fees
£895
Annual cost
£6,541
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.40% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £494 and 276 payments of £710. The total amount payable would be £208,711 made up of the loan amount plus interest (£82,816) and fees (£895). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Skipton
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.40%
then 4.74% (variable)
Monthly repayments
£494
Scheme fees
£995
Annual cost
£6,552
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £494 and 276 payments of £694. The total amount payable would be £204,395 made up of the loan amount plus interest (£78,400) and fees (£995). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.40%
then 5.44% (variable)
Monthly repayments
£494
Scheme fees
£1,499
Annual cost
£6,858
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/10/18
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 5.44% for the remaining 23 years would require 24 payments of £494 and 276 payments of £740. The total amount payable would be £217,595 made up of the loan amount plus interest (£91,096) and fees (£1,499). The overall cost for comparison is 5.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/10/18
Initial rate
1.40%
then 4.90% (variable)
Monthly repayments
£494
Scheme fees
£1,510
Annual cost
£6,684
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £494 and 276 payments of £704. The total amount payable would be £207,670 made up of the loan amount plus interest (£81,160) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Tesco Bank
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.44%
then 4.24% (variable)
Monthly repayments
£496
Scheme fees
£1,300
Annual cost
£6,744
Fees and charges
Booking fee £0
Arrangement fee £1,300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 31/10/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,640 made up of the loan amount plus interest (£69,340) and fees (£1,300). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Accord
Max LTV 65%:
Fixed to 30/11/18
Initial rate
1.44%
then 5.54% (variable)
Monthly repayments
£496
Scheme fees
£975
Annual cost
£6,562
Fees and charges
Booking fee £130
Arrangement fee £845
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £496 and 276 payments of £747. The total amount payable would be £219,051 made up of the loan amount plus interest (£93,076) and fees (£975). The overall cost for comparison is 5.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Virgin Money
Max LTV 70%:
Base +1.19% to 01/11/18
Initial rate
1.44%
then 4.54% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,561
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/11/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £496 and 276 payments of £681. The total amount payable would be £200,855 made up of the loan amount plus interest (£74,860) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Natwest
Max LTV 60%:
Fixed to 30/11/18
Initial rate
1.44%
then 3.75% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,541
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/11/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £496 and 276 payments of £630. The total amount payable would be £186,779 made up of the loan amount plus interest (£60,784) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/10/18
Initial rate
1.44%
then 4.49% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,598
Fees and charges
Booking fee £150
Arrangement fee £849
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £496 and 276 payments of £678. The total amount payable would be £200,031 made up of the loan amount plus interest (£74,032) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 70%:
Base +0.94% for 2 years
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,089
Annual cost
£6,598
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,537 made up of the loan amount plus interest (£78,448) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Platform
Max LTV 75%:
Fixed to 31/12/18
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,339
Annual cost
£6,723
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/12/18
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,787 made up of the loan amount plus interest (£78,448) and fees (£1,339). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Principality
Max LTV 75%:
3.54% discount to 30/09/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£895
Annual cost
£6,576
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £208,759 made up of the loan amount plus interest (£82,864) and fees (£895). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Principality
Max LTV 65%:
Fixed to 30/09/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£1,275
Annual cost
£6,576
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £380
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% until 30/09/18
Other info
Exit fee £155
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £209,139 made up of the loan amount plus interest (£82,864) and fees (£1,275). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Tesco Bank
Max LTV 60%:
Base +1.20% to 31/10/18
Initial rate
1.45%
then 4.24% (variable)
Monthly repayments
£497
Scheme fees
£995
Annual cost
£6,599
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 31/10/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.45% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,335 made up of the loan amount plus interest (£69,340) and fees (£995). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.47%
then 4.24% (variable)
Monthly repayments
£498
Scheme fees
£1,495
Annual cost
£6,880
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.47% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £498 and 276 payments of £662. The total amount payable would be £196,159 made up of the loan amount plus interest (£69,664) and fees (£1,495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
First Direct
Max LTV 80%:
Fixed for 2 years
Initial rate
1.48%
then 3.69% (variable)
Monthly repayments
£499
Scheme fees
£1,682
Annual cost
£6,809
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £498 and 276 payments of £627. The total amount payable would be £186,686 made up of the loan amount plus interest (£60,004) and fees (£1,682). The overall cost for comparison is 3.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/10/18
Initial rate
1.48%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£1,710
Annual cost
£6,840
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £498 and 276 payments of £694. The total amount payable would be £205,206 made up of the loan amount plus interest (£78,496) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
HSBC
Max LTV 80%:
Fixed to 31/10/18
Initial rate
1.48%
then 3.69% (variable)
Monthly repayments
£499
Scheme fees
£1,696
Annual cost
£6,833
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £498 and 276 payments of £627. The total amount payable would be £186,700 made up of the loan amount plus interest (£60,004) and fees (£1,696). The overall cost for comparison is 3.7% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
TSB
Max LTV 75%:
Base +1.24% to 31/10/18
Initial rate
1.49%
then 3.74% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,689
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/10/18
Other info
Exit fee £265
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £630. The total amount payable would be £186,851 made up of the loan amount plus interest (£60,856) and fees (£995). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0800 694 3300 or arrange a call back
Virgin Money
Max LTV 65%:
Base +1.24% to 01/11/18
Initial rate
1.49%
then 4.54% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/11/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £499 and 276 payments of £681. The total amount payable would be £200,927 made up of the loan amount plus interest (£74,932) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
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