Fee free expert advice with L&C Mortgages

Fee free expert advice
with L&C Mortgages

Use our online Mortgage Finder to

  • Get a FREE Mortgage in Principle
  • Find out how much you can borrow
  • See which rates you qualify for

or call

0808 292 5152

Reasons to use L&C

  • See what you can borrow in minutes
  • Fee free, award winning advice
  • We'll compare 1000s of mortgage deals
  • Simple, hassle-free service
  • Open 7 days a week

Straightforward mortgage advice

Arranging a mortgage can sometimes feel complicated. L&C, the UK’s leading fee free mortgage broker, can help make it simple and find the best deal for you. That's why Barratt Homes recommends L&C and receives no payment in return for this introduction.

Reasons to use L&C

  • See what you can borrow in minutes
  • Fee free, award winning advice
  • We'll compare 1000s of mortgage deals
  • Simple, hassle-free service
  • Open 7 days a week

About L&C

L&C is the UK's largest fee free mortgage broker. Since 2002 we've won over 160 awards. We have offices in Bath, Newcastle-upon-Tyne and London. Check your eligibility online 7 days a week.

What fee free really means

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

"You'll pay no more applying through us than you would going directly to the lender on the same deal."
L&C is an award-winning
What Mortgage
Awards

Best Online Mortgage Broker 2022

Legal & General Business Quality Awards

Outstanding Customer Outcome (51+ employees) 2022

The Personal Finance Awards

Best Mortgage Broker
(40 advisers and over) 2022

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Customer Feedback

"Our whole experience using L&C has been outstanding. A truly professional transparent service executed with speed and diligence. Your staff are without a doubt fantastic. Thank you."

D H, Leeds

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice.
Representative example A mortgage of £218,181 payable over 24 years, initially on a fixed rate until 31/07/26 at 4.71% and then on a variable rate of 6.99% for the remaining 22 years would require 27 payments of £1,266.09 followed by 261 payments of £1,541.62. The total amount payable would be £437,546 made up of the loan amount plus interest (£218,366) and fees (£999). The overall cost for comparison is 6.7% APRC representative.
London & Country Mortgages Ltd, Unit 26 (2.06), Newark Works, 2 Foundry Lane, Bath, BA2 3GZ is a company limited by shares.Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority.Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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Our dedication to providing our customers with a first class mortgage service has helped us win over 150 awards since 2002, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.
We’re proud to support Winston’s Wish, the UK's leading childhood bereavement charity. Every year Winston’s Wish need to raise over £2.4million to provide practical help and support to children suffering the loss of a parent or sibling. For more information visit the Winston's Wish website and Twitter