FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

Click here to read more
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Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time. We save you hassle. And we save you money.

Call us to start saving today 0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 16/06/2017

76

Mr & Mrs A K, London

My adviser was fantastic. He has a no-nonsense approach which reflects a commercially astute mind. He cam... Read more

Breaking news:
Millennials join forces to buy property
More than half of millennials – those aged between 18 and 35 - are considering buying a home with friends or family to a...
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News & Views

What is going on in the world of mortgages?

Millennials join forces to buy property
More than half of millennials – those aged between 18 and 35 - are considering buying a home with friends or family to achieve their aim of getting on the property ladder. ...
May 23, 2018
What the papers said about borrowers young and old
Both ends of the lending spectrum were covered in this weekend’s financial press, and in particular the criteria that is enabling different generations to either get onto the property ladder, or stay on it. ...
May 23, 2018
House prices see biggest monthly fall for eight years
House prices saw their sharpest drop since 2010 in April, according to Halifax’s latest House Price Index, falling by 3.1% following a 1.6% rise in March. ...
May 18, 2018
Help needed for mortgage prisoners, says FCA
More should be done to help ‘mortgage prisoners’, according to the city regulator the Financial Conduct Authority. ...
May 17, 2018