FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read more
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time. We save you hassle. And we save you money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
Accord | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Yorkshire BS | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Yorkshire Bank | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.37% then 4.99% (variable) | 4.7% APRC |
 | 1.39% then 5.25% (variable) | 4.5% APRC |
| 1.44% then 4.99% (variable) | 4.7% APRC |
Virgin Money | |
1.37% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
Platform | |
1.39% then 5.25% (variable) | 4.5% APR Overall cost for comparison |
Virgin Money | |
1.44% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr P B and Miss J C, Eastbourne
Absolutely flawless service, makes these significant decisions easier and less stressful Read more
Breaking news:
Post Office launches new no deposit mortgage
The Post Office has introduced a new ‘Family Link’ mortgage aimed at first-time buyers that can afford monthly mortgage ...
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News & Views
What is going on in the world of mortgages?
House prices rose by 1.5% in March, according to Halifax, bringing the average cost of a property in the UK to a record high of £227,871. ...
April 20, 2018
The Post Office has introduced a new ‘Family Link’ mortgage aimed at first-time buyers that can afford monthly mortgage payments but who don’t have a deposit to put down. ...
April 18, 2018
There was some good news for experienced landlords this week, as one lender removes its upper age limit for those who have owned and let a Buy to Let property for at least 6 months. ...
April 18, 2018
The start of the new 2018-19 tax year on April 6 saw further reductions in the amount of tax relief landlords can claim on mortgage interest payments. ...
April 13, 2018