FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today
0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.13% then 4.24% (variable) | 3.4% APRC |
 | 1.14% then 5.29% (variable) | 4.4% APRC |
 | 1.14% then 3.99% (variable) | 3.6% APRC |
Lloyds | |
1.13% then 4.24% (variable) | 3.4% APR Overall cost for comparison |
Leeds | |
1.14% then 5.29% (variable) | 4.4% APR Overall cost for comparison |
West Brom | |
1.14% then 3.99% (variable) | 3.6% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
 | 1.22% then 4.59% (variable) | 4.0% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
BM Solutions | |
1.22% then 4.59% (variable) | 4.0% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mrs B, Trowbridge
I think you provide an excellent service, focusing on what is right for the customer. Read more
Breaking news:
Scotland and Wales follow England and NI stamp duty holiday
Homebuyers throughout the UK will now benefit from lower stamp duty costs, with Scottish and Welsh governments both conf...
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News & Views
What is going on in the world of mortgages?
If you’re currently on your lender’s standard variable rate you could potentially make big savings by switching to a better deal....
August 05, 2020
Homeowners with leasehold properties could find it easier to buy the freehold or extend their leases, under changes to the leasehold system proposed by the Law Commission....
August 04, 2020
L&C Mortgages has scooped four awards at the 2020 What Mortgage Awards, which recognise and reward the best businesses in the UK’s mortgage and personal finance markets. ...
August 03, 2020
Until recently there has only been a very limited range of mortgage products available for first time buyers with smaller deposits, but there are now signs of improvement....
July 23, 2020