FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreWe make mortgages a piece of cake
Open 7 days a week - until 8pm weekdays
(free from mobile or landline)
Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time. We save you hassle. And we save you money.
Start saving today!
Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.89% then 4.74% (variable) | 4.4% APRC |
 | 0.99% then 3.69% (variable) | 3.3% APRC |
| 0.99% then 4.74% (variable) | 4.2% APRC |
Yorkshire BS | |
0.89% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
HSBC | |
0.99% then 3.69% (variable) | 3.3% APR Overall cost for comparison |
Yorkshire BS | |
0.99% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.33% then 4.74% (variable) | 4.2% APRC |
 | 1.34% then 5.00% (variable) | 4.7% APRC |
 | 1.39% then 4.49% (variable) | 4.3% APRC |
Post Office | |
1.33% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
Platform | |
1.34% then 5.00% (variable) | 4.7% APR Overall cost for comparison |
The Mortgage Works | |
1.39% then 4.49% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we recieve a payement from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr W, Winchester
Our adviser has been exemplary! He 'cleared the fog' for me several times when I was confused! He kept me... Read more
Breaking news:
Picnic basket competition winner revealed
Thanks to everyone who entered our competition to win a four person picnic hamper. After receiving over 900 entries, ...
Learn moreHandy tools and calculators
Practical gadgets to help keep things simple
News & Views
What is going on in the world of mortgages?
The Times looked at home ownership this weekend, following recent research by L&C which revealed that around 1.8 million adults have stayed in a relationship in order to get on to the housing ladder. ...
August 15, 2017
Thanks to everyone who entered our competition to win a four person picnic hamper. After receiving over 900 entries, we’ve now chosen a winner. Congratulations to......
August 15, 2017
The Times looked at interest-only mortgages this weekend, and in particular borrowers who do not have a repayment strategy in place. ...
August 08, 2017
Leaseholds on new build-houses could soon be banned under new proposals being considered by the government. The government said that it will consult on whether to prohibit the sale of new build leasehold houses and limit the amount of ground rent that can be charged. ...
August 04, 2017