FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read more
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time. We save you hassle. And we save you money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
Yorkshire BS | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Clydesdale | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Yorkshire Bank | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.37% then 4.99% (variable) | 4.7% APRC |
 | 1.38% then 4.99% (variable) | 4.5% APRC |
 | 1.44% then 5.99% (variable) | 5.1% APRC |
Virgin Money | |
1.37% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
Post Office | |
1.38% then 4.99% (variable) | 4.5% APR Overall cost for comparison |
Leeds | |
1.44% then 5.99% (variable) | 5.1% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Miss O, Buxton
I was very impressed by the speed of service. At the same time, I didn't feel rushed or pressured, the... Read more
Breaking news:
4m homes could no longer qualify for first-time buyer stamp duty relief by 2028
According to new L&C research, if house prices continue to rise at the rate they have in recent years, the proportion of...
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News & Views
What is going on in the world of mortgages?
Recent figures have revealed that the Bank of Mum and Dad lent over £6.5 billion in 2017 to help their children get on to the property ladder. ...
June 18, 2018
Interest rates could be kept on hold for longer in the event of a “disorderly” Brexit, according to the Governor of the Bank of England....
June 18, 2018
Yorkshire Building Society has launched a range of new two and five-year fixed rate mortgage deals aimed only at first-time buyers with a Help to Buy ISA. ...
June 14, 2018
Around 380,000 landlords (19%) plan to sell their rental properties in the coming year, according to research by the National Landlords Association. ...
June 14, 2018