FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.06% then 4.34% (variable) | 3.8% APRC |
 | 1.08% then 3.59% (variable) | 3.2% APRC |
 | 1.09% then 3.59% (variable) | 3.2% APRC |
Platform | |
1.06% then 4.34% (variable) | 3.8% APR Overall cost for comparison |
Natwest | |
1.08% then 3.59% (variable) | 3.2% APR Overall cost for comparison |
TSB | |
1.09% then 3.59% (variable) | 3.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.74% (variable) | 4.4% APRC |
| 1.24% then 4.74% (variable) | 4.4% APRC |
 | 1.40% then 3.35% (variable) | 3.2% APRC |
The Mortgage Works | |
1.19% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
Santander | |
1.40% then 3.35% (variable) | 3.2% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr K G & M S K, Peterborough
L & C is really helpful in finding the right mortgage. Since we are not UK nationals, L & C have reviewe... Read more
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As we continue to grow here at L&C we're looking for talented people to join our teams in Newcastle and Bath. Find out m...
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News & Views
What is going on in the world of mortgages?
World Parkinson’s Day takes place on 11th April, and aims to raise awareness of the condition as well as funds to help improve the lives of those affected. ...
April 09, 2021
Homeowners considering moving onto their lender’s standard variable rate (SVR) when their current mortgage deal ends are being urged to explore more affordable options. ...
April 09, 2021
If you and your partner have been living together, there may come a point where you want to put your partners name onto the mortgage alongside yours...
March 26, 2021
The Bank of England’s Monetary Policy Committee voted unanimously in March to leave the base rate unchanged at 0.1%, amid hopes that the UK’s economic recovery may be faster than expected. ...
March 23, 2021
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest (£86,963) and fees (£1,049). The overall cost for comparison is 3.2% APRC representative.
London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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