FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreWe make mortgages a piece of cake
Open 7 days a week - until 8pm weekdays
(free from mobile or landline)
Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time. We save you hassle. And we save you money.
Start saving today!
Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.99% then 3.69% (variable) | 3.3% APRC |
 | 0.99% then 4.74% (variable) | 4.1% APRC |
| 1.09% then 3.69% (variable) | 3.4% APRC |
HSBC | |
0.99% then 3.69% (variable) | 3.3% APR Overall cost for comparison |
Skipton | |
0.99% then 4.74% (variable) | 4.1% APR Overall cost for comparison |
HSBC | |
1.09% then 3.69% (variable) | 3.4% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.34% then 5.00% (variable) | 4.5% APRC |
 | 1.39% then 4.49% (variable) | 4.3% APRC |
 | 1.39% then 5.54% (variable) | 4.6% APRC |
Platform | |
1.34% then 5.00% (variable) | 4.5% APR Overall cost for comparison |
The Mortgage Works | |
1.39% then 4.49% (variable) | 4.3% APR Overall cost for comparison |
Accord | |
1.39% then 5.54% (variable) | 4.6% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we recieve a payement from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr and Mrs B, Mid Glamorgan
Fantastic all round service. This is the third time in 10 years we have used you, we wouldn't go anywhere... Read more
Breaking news:
Property prices show signs of cooling
The traditional spring bounce in the housing market failed to materialise this year, according to Halifax’s latest house...
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News & Views
What is going on in the world of mortgages?
The traditional spring bounce in the housing market failed to materialise this year, according to Halifax’s latest house price index, which showed prices have fallen for the third quarter running....
July 21, 2017
The Telegraph was keen to highlight that in the first quarter of 2017 almost one in seven borrowers took a mortgage term of 35 years or more.......
July 18, 2017
Lenders will have to adopt a more uniform approach to mortgage stress tests, following a clarification of the rules by the Bank of England’s Financial Policy Committee (FPC)....
July 10, 2017
L&C Mortgages was named Best Mortgage Adviser at the prestigious Money Marketing Awards held in London on June 22. The awards recognise those who have reached the top of their field ..............
July 05, 2017