FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.82% then 3.59% (variable) | 3.2% APRC |
 | 0.84% then 4.49% (variable) | 3.6% APRC |
 | 0.85% then 4.64% (variable) | 3.7% APRC |
Natwest | |
0.82% then 3.59% (variable) | 3.2% APR Overall cost for comparison |
Yorkshire BS | |
0.84% then 4.49% (variable) | 3.6% APR Overall cost for comparison |
Skipton | |
0.85% then 4.64% (variable) | 3.7% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.99% then 4.74% (variable) | 4.4% APRC |
| 1.14% then 5.24% (variable) | 4.8% APRC |
 | 1.19% then 4.49% (variable) | 4.0% APRC |
The Mortgage Works | |
0.99% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
The Mortgage Works | |
1.14% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
Accord | |
1.19% then 4.49% (variable) | 4.0% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Ms K F & Mr S D, London
Our adviser has been excellent, we had a job change during our purchase process and our adviser was able... Read more
Breaking news:
L&C Mortgage Ratewatch
Higher inflation is now leading to speculation that there may be a need for interest rates to increase. ...
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News & Views
What is going on in the world of mortgages?
Movember aims to raise awareness of health issues ...
November 15, 2021
The Bank of England’s Monetary Policy Committee voted by a 7-2 majority to leave the base rate unchanged at 0.1% this month, despite widespread speculation that an increase could be on the cards. ...
November 04, 2021
Higher inflation is now leading to speculation that there may be a need for interest rates to increase. ...
November 01, 2021
Chancellor Rishi Sunak delivered today’s Autumn Budget as the UK prepares for a ‘new economy post-Covid’...
October 27, 2021
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Representative example A mortgage of £211,756 payable over 22 years, initially on a fixed rate until 31/12/26 at 1.19% and then on a variable rate of 4.55% for the remaining 17 years would require 62 payments of £912.07 and 202 payments of £1,184.03. The total amount payable would be £296,956 made up of the loan amount plus interest (£83,966) and fees (£1,234). The overall cost for comparison is 3.0% APRC representative.
London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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