FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

Click here to read more
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Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time, hassle and money.

Call us to start saving today 0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 01/06/2018

79

Mr K, Harpenden

I was also very happy with the quality of service - great advice & personal service. My adviser even pho... Read more

Breaking news:
4m homes could no longer qualify for first-time buyer stamp duty relief by 2028
According to new L&C research, if house prices continue to rise at the rate they have in recent years, the proportion of...
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News & Views

What is going on in the world of mortgages?

Bank of England leaves interest rates unchanged
The Bank of England’s Monetary Policy Committee has voted by 6-3 to leave the base rate at 0.5% in June, the seventh month since the last change. ...
June 21, 2018
More mortgage options for older borrowers
Older homeowners can now have a mortgage for longer, thanks to new deals designed to meet growing demand for borrowing into retirement. ...
June 20, 2018
Remortgages up by a third in April
More than 40,000 homeowners remortgaged in April, according to latest figures from trade body UK Finance, up 36% compared to the same month last year. ...
June 20, 2018
What the papers said about the Buy to Let market and the Bank of Mum and Dad
Recent figures have revealed that the Bank of Mum and Dad lent over £6.5 billion in 2017 to help their children get on to the property ladder. ...
June 18, 2018