FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

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Open 7 days a week - until 8pm weekdays
(free from mobile or landline)

Arrange a callback

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check >>

Compare the latest mortgage deals in real-time online and check what's affordable.

Step 2
See if you qualify

Call us - we'll need to run through a few questions to let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time. We save you hassle. And we save you money.

Start saving today!

First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 16/06/2017

76

Mr G, Birmingham

It was not just the Quality of Service I was impressed with, it was also having an Advisor and Case Manag... Read more

Breaking news:
Interest-only borrowers warned to take action
Homeowners with interest-only mortgages who could face a shortfall in their repayment plans should take action or contac...
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News & Views

What is going on in the world of mortgages?

Interest-only borrowers warned to take action
Homeowners with interest-only mortgages who could face a shortfall in their repayment plans should take action or contact their lender as soon as possible to discuss their options. ...
February 14, 2018
What the papers said about rate changes and the Bank of Mum and Dad
The financial press reported this weekend on the increasing popularity of ‘Joint Borrower Sole Proprietor’ (JBSP) mortgages, which allow the income of family members – usually parents – to be taken into account, while the property title is held only in the child’s name. ...
February 13, 2018
Interest rates kept on hold - but rate rises could be on the cards
Interest rates were kept on hold in February, but the Bank of England warned that rates could rise “somewhat earlier and by a somewhat greater extent” than previously forecast. ...
February 09, 2018
L&C water pump is up and running
L&C is proud to have contributed a new water pump to Manicaland, a north eastern province in Zimbabwe, which will provide fresh drinking water for upwards of 300 people for decades to come. ...
February 06, 2018