Glide through your mortgage choices

FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

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Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time, hassle and money.

Call us to start saving today 0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 01/06/2018

79

Mr S & Mrs T M, Rochford

I called L&C because you are independent and fee free and as such I potentially expected slightly less fr... Read more

Breaking news:
First-time buyer numbers jump
Growing numbers of first-time buyers are getting onto the property ladder, new figures show, helped by low mortgage rate...
Learn more

Handy tools and calculators

Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

First-time buyer numbers jump
Growing numbers of first-time buyers are getting onto the property ladder, new figures show, helped by low mortgage rates and government schemes such as Help to Buy. ...
January 18, 2019
Incentive to remortgage at 11-year high
The savings homeowners can make by remortgaging have reached their highest level in 11 years, according to new research. ...
January 16, 2019
What the papers said about mortgage prisoners and lengthy terms
The financial press reported this weekend on plans by the Financial Conduct Authority (FCA) to change affordability rules for ‘mortgage prisoners’. ...
January 15, 2019
What will happen to house prices in 2019?
House prices rose at their slowest pace for nearly six years in December, according to Nationwide’s latest house price index, with ongoing Brexit uncertainty taking its toll. ...
January 11, 2019