FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today
0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.17% then 4.24% (variable) | 3.4% APRC |
 | 1.24% then 3.99% (variable) | 3.6% APRC |
 | 1.29% then 3.59% (variable) | 3.3% APRC |
Lloyds | |
1.17% then 4.24% (variable) | 3.4% APR Overall cost for comparison |
West Brom | |
1.24% then 3.99% (variable) | 3.6% APR Overall cost for comparison |
Natwest | |
1.29% then 3.59% (variable) | 3.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
 | 1.22% then 4.59% (variable) | 4.0% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
BM Solutions | |
1.22% then 4.59% (variable) | 4.0% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr G S, London
I chose L&C primarily because of its fee free structure, and because L&C had the best online platform / q... Read more
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News & Views
What is going on in the world of mortgages?
Keyworkers who have helped the UK through Covid-19 have been added to Swansea Building Society’s list of professionals who can benefit from lower mortgage rates....
October 21, 2020
House prices jumped by an annual 5% in September, according to Nationwide’s latest House Price Index, the highest rate since 2016. ...
October 07, 2020
House prices reached a record high in August according to Nationwide, cancelling out the losses seen in May and June. ...
September 08, 2020
Borrowers who are experiencing financial difficulties due to coronavirus should continue to receive support from lenders once their payment holidays finish, under new draft guidance from the financial services’ conduct regulator. ...
September 04, 2020
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Representative example A mortgage of £226,340 payable over 24 years, initially on a fixed rate until 30/11/25 at 1.89% and then on a variable rate of 3.99% for the remaining 19 years would require 61 payments of £978.18 and 227 payments of £1,172.01. The total amount payable would be £325,940 made up of the loan amount plus interest (£99,375) and fees (£225). The overall cost for comparison is 3.2% APRC representative.
London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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