FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

Click here to read more
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Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time. We save you hassle. And we save you money.

Call us to start saving today 0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 16/06/2017

76

Mr & Mrs S, Nottingham

Quick response to any queries - excellent, I was only recommended products that I could easily obtain wh... Read more

Breaking news:
4m homes could no longer qualify for first-time buyer stamp duty relief by 2028
According to new L&C research, if house prices continue to rise at the rate they have in recent years, the proportion of...
Learn more
Handy tools and calculators
Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

Yorkshire Building Society launches new Help to Buy ISA mortgages
Yorkshire Building Society has launched a range of new two and five-year fixed rate mortgage deals aimed only at first-time buyers with a Help to Buy ISA. ...
June 14, 2018
One in five landlords plan to sell up
Around 380,000 landlords (19%) plan to sell their rental properties in the coming year, according to research by the National Landlords Association. ...
June 14, 2018
What the papers say about First Time Buyer Stamp Duty Relief
This weekend's Financial Times highlighted the main findings of our First time Buyer stamp duty research, namely: 18% of FTB are calibrating their purchases to take advantage of tax relief by buying beneath the exemption threshold. ...
June 13, 2018
Tea for Two Competition winner
We are delighted to announce winner of our "Tea for Two" Competition, celebrating the launch of our new TV advert. ...
June 07, 2018