FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read more
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.99% then 5.49% (variable) | 4.9% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
Yorkshire BS | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Nottingham | |
0.99% then 5.49% (variable) | 4.9% APR Overall cost for comparison |
Yorkshire Bank | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.35% then 5.44% (variable) | 5.0% APRC |
 | 1.45% then 4.99% (variable) | 4.7% APRC |
 | 1.49% then 5.89% (variable) | 5.2% APRC |
Leek United | |
1.35% then 5.44% (variable) | 5.0% APR Overall cost for comparison |
Sainsburys | |
1.45% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
Hinckley & Rugby | |
1.49% then 5.89% (variable) | 5.2% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mrs F & Mr M H, Portsmouth
Very quick and smooth process, much easier than previous experiences where I've dealt directly with the l... Read more
Breaking news:
SVR Watch - August 2018
The Bank of England has increased base rate by 0.25% to 0.75%. Here’s our rundown of how lenders are reacting to the...
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News & Views
What is going on in the world of mortgages?
The Bank of England has increased base rate by 0.25% to 0.75%. Here’s our rundown of how lenders are reacting to the rise, so you can see whether yours has increased its Standard Variable Rate. ...
August 15, 2018
House prices picked up last month, according to Nationwide’s latest house price index, with annual growth up from 2% in June to 2.5% in July. ...
August 14, 2018
Nearly 60 mortgage lenders have pledged to help up to 10,000 ‘mortgage prisoners’ trapped on their existing deals. ...
August 09, 2018
Short-term holiday lets are becoming increasingly popular as a way for landlords to generate an income, but it’s important to weigh up the pros and cons carefully first. ...
August 08, 2018