FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time. We save you hassle. And we save you money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
Accord | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Yorkshire BS | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Clydesdale | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.37% then 4.99% (variable) | 4.7% APRC |
| 1.37% then 4.99% (variable) | 4.7% APRC |
 | 1.38% then 4.99% (variable) | 4.5% APRC |
Virgin Money | |
1.37% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
Virgin Money | |
1.37% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
Post Office | |
1.38% then 4.99% (variable) | 4.5% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr S B and Mrs L B, St. Austell
We have used L & C for our mortgages and life cover 4 times over the last 10 years or so. Always pleased... Read more
Breaking news:
Millennials join forces to buy property
More than half of millennials – those aged between 18 and 35 - are considering buying a home with friends or family to a...
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News & Views
What is going on in the world of mortgages?
More than half of millennials – those aged between 18 and 35 - are considering buying a home with friends or family to achieve their aim of getting on the property ladder. ...
May 23, 2018
Both ends of the lending spectrum were covered in this weekend’s financial press, and in particular the criteria that is enabling different generations to either get onto the property ladder, or stay on it. ...
May 23, 2018
House prices saw their sharpest drop since 2010 in April, according to Halifax’s latest House Price Index, falling by 3.1% following a 1.6% rise in March. ...
May 18, 2018
More should be done to help ‘mortgage prisoners’, according to the city regulator the Financial Conduct Authority. ...
May 17, 2018