FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
Or continue online - Do you want to
Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
Or continue online - Do you want to
Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.24% then 4.24% (variable) | 3.9% APRC |
 | 1.24% then 4.19% (variable) | 3.8% APRC |
 | 1.27% then 4.74% (variable) | 4.3% APRC |
Barclays | |
1.24% then 4.24% (variable) | 3.9% APR Overall cost for comparison |
HSBC | |
1.24% then 4.19% (variable) | 3.8% APR Overall cost for comparison |
Post Office | |
1.27% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
| 1.37% then 5.24% (variable) | 4.8% APRC |
| 1.40% then 5.24% (variable) | 4.7% APRC |
 | 1.44% then 4.74% (variable) | 4.3% APRC |
Barclays | |
1.37% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
Post Office | |
1.40% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr W, Winchester
Our adviser has been exemplary! He 'cleared the fog' for me several times when I was confused! He kept me... Read more
Breaking news:
Is your home Gas Safe?
Gas Safety Week takes place from 16th – 22nd September, and this year focuses on the most vulnerable members of society ...
Learn moreHandy tools and calculators
Practical gadgets to help keep things simple
News & Views
What is going on in the world of mortgages?
More than half of properties in the UK are in areas that are affordable for first-time buyers, according to new research, with Blackpool, Hull and Lincoln among the ‘affordable hotspots.’ ...
September 16, 2019
Homebuyers and owners wanting the security of a long-term fixed rate mortgage now have a much wider range of options to choose from following the launch of several new 15-year deals. ...
September 16, 2019
Over half of homeowners never overpay on their mortgage, even though doing so could potentially save them thousands in interest and reduce their mortgage term. ...
September 12, 2019
Gas Safety Week takes place from 16th – 22nd September, and this year focuses on the most vulnerable members of society and how they can stay gas safe. ...
September 09, 2019