FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.15% then 4.49% (variable) | 3.9% APRC |
 | 1.17% then 4.24% (variable) | 3.4% APRC |
 | 1.25% then 3.35% (variable) | 2.9% APRC |
Coventry | |
1.15% then 4.49% (variable) | 3.9% APR Overall cost for comparison |
Lloyds | |
1.17% then 4.24% (variable) | 3.4% APR Overall cost for comparison |
Santander | |
1.25% then 3.35% (variable) | 2.9% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
 | 1.22% then 4.59% (variable) | 4.0% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
BM Solutions | |
1.22% then 4.59% (variable) | 4.0% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr G, Birmingham
It was not just the Quality of Service I was impressed with, it was also having an Advisor and Case Manag... Read more
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News & Views
What is going on in the world of mortgages?
Demand from property buyers showed no signs of slowing in October, pushing up house prices across all parts of the UK, according to the latest RICS UK Residential survey. ...
November 19, 2020
The Bank of England held interest rates at a record low of 0.1% in November and pledged to continue injecting money into the economy to help support it during the pandemic. ...
November 16, 2020
Homeowners who are struggling to meet their mortgage repayments because their incomes have fallen can take a break from payments for up to six months, under new plans to extend the availability of payment deferrals. ...
November 06, 2020
Read our factsheet to find out about Stamp Duty and the current Stamp Duty Holiday ...
November 03, 2020
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Representative example A mortgage of £226,340 payable over 24 years, initially on a fixed rate until 30/11/25 at 1.89% and then on a variable rate of 3.99% for the remaining 19 years would require 61 payments of £978.18 and 227 payments of £1,172.01. The total amount payable would be £325,940 made up of the loan amount plus interest (£99,375) and fees (£225). The overall cost for comparison is 3.2% APRC representative.
London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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