FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.29% then 5.79% (variable) | 5.2% APRC |
 | 1.35% then 4.99% (variable) | 4.2% APRC |
 | 1.38% then 5.69% (variable) | 4.8% APRC |
Furness | |
1.29% then 5.79% (variable) | 5.2% APR Overall cost for comparison |
Coventry | |
1.35% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Leeds | |
1.38% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.39% then 4.74% (variable) | 4.3% APRC |
 | 1.47% then 5.24% (variable) | 4.8% APRC |
 | 1.48% then 5.24% (variable) | 4.7% APRC |
The Mortgage Works | |
1.39% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Barclays | |
1.47% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
Post Office | |
1.48% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Miss R O & Mr D, Sailsbury
Love that it is fee free. Love the online functionality, adviser has been fantastic and so has our case... Read more
Breaking news:
New protection for tenants from unfair charges
The amount landlords can charge as a deposit will be capped from next month to protect tenants from having to fork out t...
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News & Views
What is going on in the world of mortgages?
Since its launch in 2013, the Help to Buy equity loan scheme has allowed thousands of struggling buyers to purchase a property. This will come to an end in March 2023, and experts in this weekend’s financial press predicted a subsequent increase in demand for shared-ownership properties. ...
June 12, 2019
There are nearly 200 interest-only mortgages for borrowers to pick from, according to recent research, nearly double the number available in 2013. ...
June 06, 2019
Five-year fixed rates were the product of choice in April, reported the Times this weekend, with 45% of all borrowers opting for protection against the possibility of rising rates. ...
June 05, 2019
Here, we explain what it means for borrowers when a lender stops offering mortgages. ...
May 31, 2019