FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read more
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
Yorkshire BS | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Yorkshire Bank | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Clydesdale | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.35% then 5.44% (variable) | 5.0% APRC |
 | 1.49% then 4.74% (variable) | 4.3% APRC |
| 1.54% then 4.74% (variable) | 4.3% APRC |
Leek United | |
1.35% then 5.44% (variable) | 5.0% APR Overall cost for comparison |
The Mortgage Works | |
1.49% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
The Mortgage Works | |
1.54% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr J and Mrs R Carter, Oldham
Our Adviser has today - quite literally - saved our purchase and kept our chain going. He's intervened o... Read more
Breaking news:
SVR Watch - August 2018
The Bank of England has increased base rate by 0.25% to 0.75%. Here’s our rundown of how lenders are reacting to the...
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News & Views
What is going on in the world of mortgages?
The Bank of England has increased base rate by 0.25% to 0.75%. Here’s our rundown of how lenders are reacting to the rise, so you can see whether yours has increased its Standard Variable Rate. ...
August 20, 2018
If you've played video games in the last ten years, you've probably purchased some virtual property at some point. How much is yours worth in real money?...
August 17, 2018
Despite changes to stamp duty designed to help those struggling to get onto the property ladder, more than 2m first-time buyers aren’t sure whether they will benefit from the new rules. ...
August 16, 2018
House prices picked up last month, according to Nationwide’s latest house price index, with annual growth up from 2% in June to 2.5% in July. ...
August 14, 2018