FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
Or continue online - Do you want to
Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.09% then 3.59% (variable) | 3.3% APRC |
| 1.14% then 3.59% (variable) | 3.3% APRC |
 | 1.14% then 3.54% (variable) | 3.2% APRC |
TSB | |
1.09% then 3.59% (variable) | 3.3% APR Overall cost for comparison |
TSB | |
1.14% then 3.59% (variable) | 3.3% APR Overall cost for comparison |
HSBC | |
1.14% then 3.54% (variable) | 3.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
 | 1.32% then 4.59% (variable) | 4.2% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
BM Solutions | |
1.32% then 4.59% (variable) | 4.2% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mrs G, Waltham Abbey
We have used L&C now for 10 years. You have always made life easier for us in mortgage switching. We woul... Read more
Breaking news:
Mortgage market update - Lenders re-introduce deals
Now that the property market has restarted again, lenders are busy working through the backlog of mortgage applications ...
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News & Views
What is going on in the world of mortgages?
The Bank of England is reviewing whether to cut interest rates to less than zero to help stimulate an economic recovery, but has said it won’t act until it has fully assessed the impact of doing so....
June 01, 2020
Now that the property market has restarted again, lenders are busy working through the backlog of mortgage applications they put on hold when physical valuations had to cease during lockdown. ...
May 27, 2020
Thousands of homebuyers who had to put their moves on hold when the country went into lockdown at the end of March can now proceed with their plans ...
May 26, 2020
There are lots of reasons you might not have switched your mortgage yet, but are they actually myths? We look at the top reasons why you may not have remortgaged yet and why it might be a good idea......
May 15, 2020