FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

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We make mortgages a piece of cake
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Open 7 days a week - until 8pm weekdays
(free from mobile or landline)

Arrange a callback

Let's L&C the best mortgage for you in 4 simple steps

Step 1
Compare & check >>

Compare the latest mortgage deals in real-time online and check what's affordable.

Step 2
See if you qualify

Call us - we'll need to run through a few questions to let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time. We save you hassle. And we save you money.

Start saving today!

First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we recieve a payement from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 16/06/2017

86

Ms M A & Mr R R, Banbury

we were delighted with the friendly and efficient advice we received at every stage of the process, espec... Read more

Breaking news:
Interest rates held again in September - but a rise could be imminent
Interest rates were held at 0.25% again this month, but the Governor of the Bank of England warned that rates could incr...
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Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

What the papers said about Autumn offers and changing rules
As the end of the year approaches, mortgage lenders are keen to secure as much new business as possible, and this weekend’s financial press looked at the current crop of enticing deals. ...
September 21, 2017
Interest rates held again in September - but a rise could be imminent
Interest rates were held at 0.25% again this month, but the Governor of the Bank of England warned that rates could increase “over the coming months.” ...
September 15, 2017
What the papers said about portfolio landlords and the remortgage market
With new lending rules for portfolio landlords coming into force at the end of this month, the Times and Sunday Times looked at the likely impact on borrowers. ...
September 12, 2017
Limited supply supports house prices
Low mortgage rates and a continuing shortage of properties helped push house prices up by 1.1% between July and August....
September 08, 2017