FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.29% then 5.79% (variable) | 5.2% APRC |
 | 1.38% then 5.69% (variable) | 4.8% APRC |
| 1.39% then 5.69% (variable) | 4.8% APRC |
Furness | |
1.29% then 5.79% (variable) | 5.2% APR Overall cost for comparison |
Leeds | |
1.38% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Leeds | |
1.39% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.39% then 4.74% (variable) | 4.3% APRC |
| 1.46% then 5.99% (variable) | 5.4% APRC |
 | 1.47% then 5.24% (variable) | 4.8% APRC |
The Mortgage Works | |
1.39% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Leeds | |
1.46% then 5.99% (variable) | 5.4% APR Overall cost for comparison |
Barclays | |
1.47% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Miss M M, Birmingham
I am very grateful to L & C for helping me successfully switch from an interest only to a repayment mortg... Read more
Breaking news:
New protection for tenants from unfair charges
The amount landlords can charge as a deposit will be capped from next month to protect tenants from having to fork out t...
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News & Views
What is going on in the world of mortgages?
The amount landlords can charge as a deposit will be capped from next month to protect tenants from having to fork out thousands of pounds to secure a property. ...
May 24, 2019
Despite the fact that interest rates were kept on hold at 0.75% this month, the Bank of England has warned that rate increases could be “more frequent” if the economy picks up. ...
May 23, 2019
The amount first-time buyers are saving for a deposit has risen by 12% over the past year to reach an average of £30,989. ...
May 14, 2019
One in six parents who remortgage use it as an opportunity to provide financial support to their children, according to research. ...
May 13, 2019