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FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.39% then 4.00% (variable) | 3.2% APRC |
 | 1.39% then 5.69% (variable) | 4.8% APRC |
 | 1.41% then 4.99% (variable) | 4.1% APRC |
Santander | |
1.39% then 4.00% (variable) | 3.2% APR Overall cost for comparison |
Leeds | |
1.39% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Yorkshire BS | |
1.41% then 4.99% (variable) | 4.1% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
| 1.46% then 5.99% (variable) | 5.4% APRC |
 | 1.49% then 4.74% (variable) | 4.3% APRC |
| 1.49% then 5.99% (variable) | 5.2% APRC |
Leeds | |
1.46% then 5.99% (variable) | 5.4% APR Overall cost for comparison |
The Mortgage Works | |
1.49% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Leeds | |
1.49% then 5.99% (variable) | 5.2% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr D A, Aberystwyth
I personally have found that L & C are top of their game!! The speed and level of knowledge and assistanc... Read more
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News & Views
What is going on in the world of mortgages?
The Bank of England voted unanimously to leave the base rate unchanged at 0.75% in March, with political and economic uncertainty making it impossible to know which way rates will move next. ...
March 22, 2019
Council tax bills are on their way up again from April, but if you’re worried about rising household bills, remortgaging could help reduce your outgoings. ...
March 20, 2019
Good traffic links and nearby scenic walks are top of homebuyers’ wish lists, according to new L&C research, with takeaway delivery services and access to Uber cabs a much lower priority. ...
March 19, 2019
Joining forces with friends may be the only way some first-time buyers can afford to get onto the property ladder, but it’s important to weigh up all the pros and cons of co-owning a home first. ...
March 19, 2019