FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 3.8% APRC |
| 1.24% then 4.24% (variable) | 3.8% APRC |
 | 1.24% then 4.19% (variable) | 3.8% APRC |
Natwest | |
1.19% then 4.24% (variable) | 3.8% APR Overall cost for comparison |
Natwest | |
1.24% then 4.24% (variable) | 3.8% APR Overall cost for comparison |
HSBC | |
1.24% then 4.19% (variable) | 3.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.40% then 5.24% (variable) | 4.7% APRC |
 | 1.44% then 4.74% (variable) | 4.3% APRC |
 | 1.45% then 4.74% (variable) | 4.3% APRC |
Post Office | |
1.40% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Bank of Ireland | |
1.45% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Miss D K, London
I highly recommend L & C and bless the day that my friend recommended then to me! I am very happy with th... Read more
Breaking news:
Is your self-employed paperwork up to date?
There are nearly 5m self-employed workers in the UK but getting a mortgage if you work for yourself can be tricky if you...
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News & Views
What is going on in the world of mortgages?
House prices are rising at the slowest annual pace for six years according to Halifax, with ongoing political and economic uncertainty continuing to weigh on the market. ...
October 15, 2019
There are nearly 5m self-employed workers in the UK but getting a mortgage if you work for yourself can be tricky if you don’t have the right paperwork in place. ...
October 15, 2019
Over the last decade millennials have received a lot of flak for relying on the Bank of Mum and Dad. ...
October 08, 2019
Sainsbury’s Bank has become the latest lender to exit the mortgage market, just six months after Tesco announced that it was pulling out of mortgages. ...
October 04, 2019