FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.29% then 5.79% (variable) | 5.2% APRC |
 | 1.35% then 4.00% (variable) | 3.6% APRC |
| 1.35% then 4.00% (variable) | 3.5% APRC |
Furness | |
1.29% then 5.79% (variable) | 5.2% APR Overall cost for comparison |
Santander | |
1.35% then 4.00% (variable) | 3.6% APR Overall cost for comparison |
Santander | |
1.35% then 4.00% (variable) | 3.5% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.42% then 5.24% (variable) | 4.8% APRC |
 | 1.44% then 4.74% (variable) | 4.3% APRC |
 | 1.48% then 5.24% (variable) | 4.7% APRC |
Barclays | |
1.42% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Post Office | |
1.48% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Miss R and Mr M, Uxbridge
Fantastic! We are really happy with the support Jamie and Jordan provided. As first time buyers, they mad... Read more
Breaking news:
Lenders cut mortgage rates for landlords
Buy-to-let landlords are benefiting from cheaper mortgage rates and a wider choice of deals as lenders compete for their...
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News & Views
What is going on in the world of mortgages?
Buy-to-let landlords are benefiting from cheaper mortgage rates and a wider choice of deals as lenders compete for their business. ...
July 23, 2019
All new build homes should be sold on a freehold basis in future, in a bid to tackle unfair and exploitative leasehold practices, the government announced in recent weeks. ...
July 23, 2019
More than 28,000 mortgages running for 35 years or more were approved in 2017, according to data from the Financial Conduct Authority, with a growing number of lenders now offering terms of up to 40 years. ...
July 15, 2019
House price growth in the UK remains resilient despite ongoing Brexit uncertainty according to Halifax, with prices rising at their fastest annual rate since early 2017. ...
July 15, 2019