FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today
0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.14% then 5.29% (variable) | 4.4% APRC |
 | 1.16% then 4.34% (variable) | 3.7% APRC |
 | 1.17% then 4.24% (variable) | 3.4% APRC |
Leeds | |
1.14% then 5.29% (variable) | 4.4% APR Overall cost for comparison |
Virgin Money | |
1.16% then 4.34% (variable) | 3.7% APR Overall cost for comparison |
Lloyds | |
1.17% then 4.24% (variable) | 3.4% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
 | 1.22% then 4.59% (variable) | 4.0% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
BM Solutions | |
1.22% then 4.59% (variable) | 4.0% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Miss B, London
It was great that I could speak to an advisor on Sunday, and that all communication was either by phone o... Read more
Breaking news:
Base rate held at 0.1% in August
The Bank of England left the base rate unchanged at 0.1% in August to support the economy’s recovery from the impact of ...
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News & Views
What is going on in the world of mortgages?
New homes and planning reforms have been pledged by the government in a bid to “build better homes where people want to live” and boost the UK’s economic recovery post-coronavirus. ...
August 10, 2020
The Bank of England left the base rate unchanged at 0.1% in August to support the economy’s recovery from the impact of coronavirus. ...
August 07, 2020
House prices jumped by 1.7% in July following the re-opening of the property market after lockdown measures were relaxed. ...
August 06, 2020
If you’re currently on your lender’s standard variable rate you could potentially make big savings by switching to a better deal....
August 05, 2020