FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

Click here to read more
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Open 7 days a week - until 8pm weekdays
(free from mobile or landline)

Arrange a callback

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check >>

Compare the latest mortgage deals in real-time online and check what's affordable.

Step 2
See if you qualify

Call us - we'll need to run through a few questions to let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time. We save you hassle. And we save you money.

Start saving today!

First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 16/06/2017

86

Mr and Mrs W, Wrexham

Our Adviser offered fantastic advice highly professional and motivated! We secured a mortgage to suit our... Read more

Breaking news:
How much deposit will first time buyers need in the future?
This interactive map shows how deposits required by first-time buyers have increased dramatically over the past two deca...
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Handy tools and calculators
Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

How much deposit will first time buyers need in the future?
This interactive map shows how deposits required by first-time buyers have increased dramatically over the past two decades, and could rocket again over the next 10 years. ...
December 07, 2017
Snippets of festive cheer in this weekend's mortgage news
There were snippets of festive cheer in the mortgage news this weekend, with The FT highlighting the fact that the number of fee free mortgage deals on the market has increased by c38% since 2012...
December 05, 2017
What was the outcome of the Budget?
The Budget introduced a range of measures designed to boost the housing market and improve the supply of new homes in the UK. Here’s our rundown of the changes announced. ...
November 30, 2017
SVR Watch - November 2017
Here’s how lenders are reacting to the Bank of England’s decision to increase Base Rate. We’ll keep updating this page as news comes in. ...
November 30, 2017