FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreWe make mortgages a piece of cake
Open 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time. We save you hassle. And we save you money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.89% then 4.74% (variable) | 4.4% APRC |
 | 0.99% then 3.69% (variable) | 3.3% APRC |
| 0.99% then 4.74% (variable) | 4.2% APRC |
Yorkshire BS | |
0.89% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
HSBC | |
0.99% then 3.69% (variable) | 3.3% APR Overall cost for comparison |
Yorkshire BS | |
0.99% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.28% then 4.24% (variable) | 3.8% APRC |
 | 1.33% then 4.74% (variable) | 4.2% APRC |
 | 1.34% then 5.00% (variable) | 4.7% APRC |
Bank of Ireland | |
1.28% then 4.24% (variable) | 3.8% APR Overall cost for comparison |
Post Office | |
1.33% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
Platform | |
1.34% then 5.00% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we recieve a payement from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr & Mrs G, Cricklade
I approached L&C in quite a state. Our existing mortgage provider was refusing to lend on the property... Read more
Breaking news:
Interest rates held again in September - but a rise could be imminent
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News & Views
What is going on in the world of mortgages?
Interest rates were held at 0.25% again this month, but the Governor of the Bank of England warned that rates could increase “over the coming months.” ...
September 15, 2017
With new lending rules for portfolio landlords coming into force at the end of this month, the Times and Sunday Times looked at the likely impact on borrowers. ...
September 12, 2017
Low mortgage rates and a continuing shortage of properties helped push house prices up by 1.1% between July and August....
September 08, 2017
L&C is delighted to announce that we’ve been nominated for the prestigious Financial Innovations Awards 2017 in the ‘Innovation in Product or Service Design’ category....
September 08, 2017