FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
Or continue online - Do you want to
Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
Or continue online - Do you want to
Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 3.8% APRC |
| 1.24% then 4.24% (variable) | 3.8% APRC |
 | 1.24% then 4.19% (variable) | 3.8% APRC |
Natwest | |
1.19% then 4.24% (variable) | 3.8% APR Overall cost for comparison |
Natwest | |
1.24% then 4.24% (variable) | 3.8% APR Overall cost for comparison |
HSBC | |
1.24% then 4.19% (variable) | 3.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.40% then 5.24% (variable) | 4.7% APRC |
 | 1.44% then 4.74% (variable) | 4.3% APRC |
 | 1.45% then 4.74% (variable) | 4.3% APRC |
Post Office | |
1.40% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Bank of Ireland | |
1.45% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr J and Mrs R C, Oldham
Our Adviser has today - quite literally - saved our purchase and kept our chain going. He's intervened o... Read more
Breaking news:
Top first-time buyer misconceptions revealed
More than half of first-time buyers (57%) believe they’d be able to borrow up to 10 times’ their income when they take o...
Learn moreHandy tools and calculators
Practical gadgets to help keep things simple
News & Views
What is going on in the world of mortgages?
Over the last decade millennials have received a lot of flak for relying on the Bank of Mum and Dad. ...
October 08, 2019
Sainsbury’s Bank has become the latest lender to exit the mortgage market, just six months after Tesco announced that it was pulling out of mortgages. ...
October 04, 2019
October 1st marked the start of National Home Security Month (NHSM), designed to raise awareness of the importance of keeping your property secure. ...
October 04, 2019
Take a trip on the underground to find out if you should remortgage...
September 27, 2019