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FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.99% then 5.69% (variable) | 4.8% APRC |
 | 1.17% then 4.99% (variable) | 4.2% APRC |
| 1.32% then 5.69% (variable) | 4.8% APRC |
Leeds | |
0.99% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Yorkshire BS | |
1.17% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Leeds | |
1.32% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.39% then 5.09% (variable) | 4.7% APRC |
 | 1.49% then 5.24% (variable) | 4.9% APRC |
| 1.53% then 5.99% (variable) | 5.1% APRC |
TSB | |
1.39% then 5.09% (variable) | 4.7% APR Overall cost for comparison |
Sainsburys | |
1.49% then 5.24% (variable) | 4.9% APR Overall cost for comparison |
Leeds | |
1.53% then 5.99% (variable) | 5.1% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr K, Harpenden
I was also very happy with the quality of service - great advice & personal service. My adviser even pho... Read more
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News & Views
What is going on in the world of mortgages?
Fixed rate mortgages have proved hugely popular in recent years, but with increasingly attractive variable rate deals on offer, is it time for borrowers to consider other options? ...
November 08, 2018
The Bank of England voted unanimously to keep the base rate at 0.75% in November, the third consecutive month it has left rates unchanged. ...
November 07, 2018
L&C recently ran a study to find out the real world value of video game properties. You might be surprised to find out that more people Google ‘How to buy a house in Skyrim’ than ‘How to buy a house in London, Paris, or even New York! So what could this mean in reality? We’ve put together a comparison so you can figure out whether you’d be hanging out in Hyrule or slumming it in Fallout 4’s Home Plate....
November 07, 2018
Landlords should be incentivised to sell to tenants at a discount under a new scheme proposed by conservative think-tank the Centre for Policy Studies. ...
November 05, 2018