FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.09% then 3.59% (variable) | 3.3% APRC |
| 1.14% then 3.59% (variable) | 3.3% APRC |
 | 1.14% then 3.54% (variable) | 3.2% APRC |
TSB | |
1.09% then 3.59% (variable) | 3.3% APR Overall cost for comparison |
TSB | |
1.14% then 3.59% (variable) | 3.3% APR Overall cost for comparison |
HSBC | |
1.14% then 3.54% (variable) | 3.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
 | 1.32% then 4.59% (variable) | 4.2% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
BM Solutions | |
1.32% then 4.59% (variable) | 4.2% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr S & Mrs T M, Rochford
I called L&C because you are independent and fee free and as such I potentially expected slightly less fr... Read more
Breaking news:
Mortgage market update - Lenders re-introduce deals
Now that the property market has restarted again, lenders are busy working through the backlog of mortgage applications ...
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News & Views
What is going on in the world of mortgages?
Homeowners who have taken mortgage payment holidays to help them weather the financial impact of coronavirus may be able to extend their breaks by three months, the Financial Conduct Authority (FCA) has confirmed. ...
June 04, 2020
The Bank of England is reviewing whether to cut interest rates to less than zero to help stimulate an economic recovery, but has said it won’t act until it has fully assessed the impact of doing so....
June 01, 2020
Now that the property market has restarted again, lenders are busy working through the backlog of mortgage applications they put on hold when physical valuations had to cease during lockdown. ...
May 27, 2020
Thousands of homebuyers who had to put their moves on hold when the country went into lockdown at the end of March can now proceed with their plans ...
May 26, 2020