FEE FREE
MORTGAGE ADVICE

from the UK's No. 1 online mortgage broker

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

Click here to read more
Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

calculator
rosette
computer
eye

Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time, hassle and money.

Call us to start saving today 0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

Learn more
Buying a home

Secure your dream home with stress-free mortgage advice

Learn more
Remortgage your home

Switch your mortgage to suit your changing needs

Learn more
Buy to Let

Start out in the rental market or expand your portfolio

Learn more
Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 01/06/2018

79

Miss D K, London

I highly recommend L & C and bless the day that my friend recommended then to me! I am very happy with th... Read more

Breaking news:
Is your self-employed paperwork up to date?
There are nearly 5m self-employed workers in the UK but getting a mortgage if you work for yourself can be tricky if you...
Learn more

Handy tools and calculators

Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

UK house price growth slows amid Brexit uncertainty
House prices are rising at the slowest annual pace for six years according to Halifax, with ongoing political and economic uncertainty continuing to weigh on the market. ...
October 15, 2019
Is your self-employed paperwork up to date?
There are nearly 5m self-employed workers in the UK but getting a mortgage if you work for yourself can be tricky if you don’t have the right paperwork in place. ...
October 15, 2019
Millennial Mortgages
Over the last decade millennials have received a lot of flak for relying on the Bank of Mum and Dad. ...
October 08, 2019
Sainsbury’s stops mortgage sales
Sainsbury’s Bank has become the latest lender to exit the mortgage market, just six months after Tesco announced that it was pulling out of mortgages. ...
October 04, 2019