FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
Or continue online - Do you want to
Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today
0808 292 0724
Or continue online - Do you want to
Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.14% then 5.29% (variable) | 4.4% APRC |
 | 1.14% then 3.54% (variable) | 3.2% APRC |
 | 1.16% then 4.34% (variable) | 3.7% APRC |
Leeds | |
1.14% then 5.29% (variable) | 4.4% APR Overall cost for comparison |
HSBC | |
1.14% then 3.54% (variable) | 3.2% APR Overall cost for comparison |
Virgin Money | |
1.16% then 4.34% (variable) | 3.7% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
 | 1.22% then 4.59% (variable) | 4.0% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
BM Solutions | |
1.22% then 4.59% (variable) | 4.0% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Miss H Smith, Newquay
L & C take all the hard work out of looking for a mortgage, as they have access to so many different mort... Read more
Breaking news:
Base rate held at 0.1% in August
The Bank of England left the base rate unchanged at 0.1% in August to support the economy’s recovery from the impact of ...
Learn moreHandy tools and calculators
Practical gadgets to help keep things simple
News & Views
What is going on in the world of mortgages?
The government has confirmed it is extending the completion deadline for new homes to help homebuyers whose property purchases have been delayed due to coronavirus. ...
August 12, 2020
New homes and planning reforms have been pledged by the government in a bid to “build better homes where people want to live” and boost the UK’s economic recovery post-coronavirus. ...
August 10, 2020
The Bank of England left the base rate unchanged at 0.1% in August to support the economy’s recovery from the impact of coronavirus. ...
August 07, 2020
House prices jumped by 1.7% in July following the re-opening of the property market after lockdown measures were relaxed. ...
August 06, 2020