FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today
0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.17% then 4.24% (variable) | 3.4% APRC |
 | 1.19% then 3.59% (variable) | 3.3% APRC |
 | 1.24% then 3.99% (variable) | 3.6% APRC |
Lloyds | |
1.17% then 4.24% (variable) | 3.4% APR Overall cost for comparison |
TSB | |
1.19% then 3.59% (variable) | 3.3% APR Overall cost for comparison |
West Brom | |
1.24% then 3.99% (variable) | 3.6% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
 | 1.22% then 4.59% (variable) | 4.0% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
BM Solutions | |
1.22% then 4.59% (variable) | 4.0% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Miss H Smith, Newquay
L & C take all the hard work out of looking for a mortgage, as they have access to so many different mort... Read more
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News & Views
What is going on in the world of mortgages?
House prices reached a record high in August according to Nationwide, cancelling out the losses seen in May and June. ...
September 08, 2020
Borrowers who are experiencing financial difficulties due to coronavirus should continue to receive support from lenders once their payment holidays finish, under new draft guidance from the financial services’ conduct regulator. ...
September 04, 2020
Homebuyers and those looking to remortgage who want the security of a fixed rate deal may want to act sooner rather than later, as rates have started to tick up in recent weeks. ...
August 19, 2020
The government has confirmed it is extending the completion deadline for new homes to help homebuyers whose property purchases have been delayed due to coronavirus. ...
August 12, 2020