FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreWe make mortgages a piece of cake
Open 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time. We save you hassle. And we save you money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.89% then 4.74% (variable) | 4.4% APRC |
 | 0.99% then 3.69% (variable) | 3.3% APRC |
| 0.99% then 4.74% (variable) | 4.2% APRC |
Yorkshire BS | |
0.89% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
HSBC | |
0.99% then 3.69% (variable) | 3.3% APR Overall cost for comparison |
Yorkshire BS | |
0.99% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.33% then 4.74% (variable) | 4.2% APRC |
 | 1.34% then 5.00% (variable) | 4.7% APRC |
 | 1.39% then 4.49% (variable) | 4.3% APRC |
Post Office | |
1.33% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
Platform | |
1.34% then 5.00% (variable) | 4.7% APR Overall cost for comparison |
The Mortgage Works | |
1.39% then 4.49% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we recieve a payement from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Ms M A & Mr R R, Banbury
we were delighted with the friendly and efficient advice we received at every stage of the process, espec... Read more
Breaking news:
Picnic basket competition winner revealed
Thanks to everyone who entered our competition to win a four person picnic hamper. After receiving over 900 entries, ...
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News & Views
What is going on in the world of mortgages?
The Guardian and Times both reported this weekend on newly released Government figures, which show that a million Help to Buy ISA accounts have been opened since December 2015. These accounts, they suggest, have helped struggling First-Time Buyers save £1.8bn. ...
August 22, 2017
The Times looked at home ownership this weekend, following recent research by L&C which revealed that around 1.8 million adults have stayed in a relationship in order to get on to the housing ladder. ...
August 15, 2017
Thanks to everyone who entered our competition to win a four person picnic hamper. After receiving over 900 entries, we’ve now chosen a winner. Congratulations to......
August 15, 2017
The Times looked at interest-only mortgages this weekend, and in particular borrowers who do not have a repayment strategy in place. ...
August 08, 2017