FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.14% then 3.54% (variable) | 3.2% APRC |
 | 1.14% then 3.99% (variable) | 3.6% APRC |
 | 1.14% then 5.29% (variable) | 4.4% APRC |
HSBC | |
1.14% then 3.54% (variable) | 3.2% APR Overall cost for comparison |
West Brom | |
1.14% then 3.99% (variable) | 3.6% APR Overall cost for comparison |
Leeds | |
1.14% then 5.29% (variable) | 4.4% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
| 1.24% then 5.59% (variable) | 4.8% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
Leeds | |
1.24% then 5.59% (variable) | 4.8% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mrs G, Waltham Abbey
We have used L&C now for 10 years. You have always made life easier for us in mortgage switching. We woul... Read more
Breaking news:
Your Guide to Property Valuations and Surveys
When you take out a mortgage, your lender will require a valuation. Our infographic helps to explain the different types...
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News & Views
What is going on in the world of mortgages?
When you take out a mortgage, your lender will require a valuation. Our infographic helps to explain the different types of valuations and surveys and the impact of the pandemic on timescales. ...
July 02, 2020
Locking into a long-term fixed rate can provide valuable peace of mind that you’ll know exactly what your mortgage payments will be for several years, regardless of what happens to interest rates during this time. ...
July 02, 2020
Nationwide, Britain’s biggest building society, has reduced the maximum amount it will lend so that it can “continue to lend responsibly”. ...
June 29, 2020
The Bank of England has held the base rate at 0.1% in June, despite speculation that rates could fall into negative territory to help shore up the economy. ...
June 19, 2020