FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.99% then 3.54% (variable) | 3.2% APRC |
 | 0.99% then 3.74% (variable) | 3.2% APRC |
 | 0.99% then 4.49% (variable) | 3.6% APRC |
HSBC | |
0.99% then 3.54% (variable) | 3.2% APR Overall cost for comparison |
Natwest | |
0.99% then 3.74% (variable) | 3.2% APR Overall cost for comparison |
Yorkshire BS | |
0.99% then 4.49% (variable) | 3.6% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.99% then 4.74% (variable) | 4.3% APRC |
| 1.14% then 5.24% (variable) | 4.8% APRC |
| 1.24% then 4.74% (variable) | 4.2% APRC |
The Mortgage Works | |
0.99% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
The Mortgage Works | |
1.14% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr & Mrs J, Cheshire
My adviser got me a better rate at 0.99% than i had previously agreed. This and his overall professional... Read more
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January 24, 2022
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December 24, 2021
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Representative example A mortgage of £214,019 payable over 22 years, initially on a fixed rate until 01/04/27 at 1.69% and then on a variable rate of 4.49% for 1year 10 months and then a variable rate of 4.24% for the the remaining 15 years would require 62 payments of £971.26 followed by 22 payments of £1,205.42 and then 180 payments of £1,185.38. The total amount payable would be £300,186 made up of the loan amount plus interest (£86,087) and fees (£80). The overall cost for comparison is 3.2% APRC representative.
London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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