FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read more
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
Yorkshire BS | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Yorkshire Bank | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Clydesdale | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.35% then 5.44% (variable) | 5.0% APRC |
 | 1.38% then 4.99% (variable) | 4.5% APRC |
 | 1.44% then 4.99% (variable) | 4.7% APRC |
Leek United | |
1.35% then 5.44% (variable) | 5.0% APR Overall cost for comparison |
Post Office | |
1.38% then 4.99% (variable) | 4.5% APR Overall cost for comparison |
Virgin Money | |
1.44% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mrs G, Waltham Abbey
We have used L&C now for 10 years. You have always made life easier for us in mortgage switching. We woul... Read more
Breaking news:
Difference between SVRs and fixed rates grows
The gap between the best fixed rate mortgage deals and lenders’ standard variable rates has widened substantially over t...
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News & Views
What is going on in the world of mortgages?
The gap between the best fixed rate mortgage deals and lenders’ standard variable rates has widened substantially over the past nine years, according to the Financial Conduct Authority (FCA). ...
July 19, 2018
The desire for home ownership was a talking point in this weekend’s press, following recent research by Barclays which revealed that more than 60% of First Time Buyers view buying a home as a greater sign of commitment than marriage. ...
July 16, 2018
Renters would be able to stay in their homes for at least three years under new government proposals aimed at giving both them and landlords more security. ...
July 16, 2018
Homeowners with only a limited amount of equity now have a greater choice of remortgage options, with lenders including Virgin Money, Tesco and Atom Bank improving their offerings at this end of the market. ...
July 11, 2018