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FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.17% then 4.99% (variable) | 4.2% APRC |
 | 1.29% then 4.99% (variable) | 4.1% APRC |
 | 1.32% then 5.69% (variable) | 4.8% APRC |
Yorkshire BS | |
1.17% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Tipton & Coseley | |
1.29% then 4.99% (variable) | 4.1% APR Overall cost for comparison |
Leeds | |
1.32% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.40% then 5.24% (variable) | 4.9% APRC |
| 1.44% then 5.99% (variable) | 5.1% APRC |
 | 1.49% then 4.74% (variable) | 4.3% APRC |
Sainsburys | |
1.40% then 5.24% (variable) | 4.9% APR Overall cost for comparison |
Leeds | |
1.44% then 5.99% (variable) | 5.1% APR Overall cost for comparison |
The Mortgage Works | |
1.49% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr & Mrs G, Cricklade
I approached L&C in quite a state. Our existing mortgage provider was refusing to lend on the property... Read more
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What is going on in the world of mortgages?
This year’s Gas Safety Week, which runs from September 17-23, aims to raise awareness of the dangers of poorly maintained gas appliances, which can cause fires, explosions, gas leaks and carbon monoxide poisoning. ...
September 17, 2018
Longer term 5 and 10-year fixed rate mortgages are becoming increasingly popular, as borrowers seek to protect themselves from further interest rate rises. ...
September 14, 2018
The Bank of England today voted to keep the base rate unchanged at 0.75%. ...
September 13, 2018
This weekend’s financial press looked at the future of Help to Buy, with experts sharing their views on whether the Government scheme should be amended, extended or scrapped beyond its current end date of 2021. ...
September 11, 2018