FEE FREE
MORTGAGE ADVICE

from the UK's No. 1 online mortgage broker

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

Click here to read more
Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time, hassle and money.

Call us to start saving today
0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promoter Score (NPS) is a gauge many businesses use to measure customer satisfaction.

A Net Promoter Score greater than +50 for the banking / finance industry would be considered excellent * so we're really proud of our score.

* Source Satmetrix 2019

as at 31/03/2021

71
Net Promoter Score

Mr G, Birmingham

It was not just the Quality of Service I was impressed with, it was also having an Advisor and Case Manag... Read more

Breaking news:
We are hiring!
As we continue to grow here at L&C we're looking for talented people to join our teams in Newcastle and Bath. Find out m...
Learn more

Handy tools and calculators

Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

Review your mortgage options now!
Thousands of fixed rate mortgages are due to mature in the second half of 2021, so now’s the perfect time to start looking for a new deal. ...
July 16, 2021
Providers pay out more than £6bn in protection claims
Despite the challenges we all faced in 2020, protection providers have continued to provide a crucial financial safety net for thousands of people and their families...
July 16, 2021
Mortgage rates fall to historic lows
Rock bottom mortgage rates mean that borrowers can now choose from a wide range of two-year fixed rate mortgages at less than 1%, or five-year fixed rate mortgages at just over 1%. ...
June 23, 2021
Home movers overtake first time buyers
Nearly half of all mortgage lending made in the first three months of this year went to home movers , according to the Financial Conduct Authority (FCA), the highest share since records began. ...
June 18, 2021