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FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.17% then 4.99% (variable) | 4.2% APRC |
 | 1.32% then 5.69% (variable) | 4.8% APRC |
 | 1.34% then 4.99% (variable) | 4.2% APRC |
Yorkshire BS | |
1.17% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Leeds | |
1.32% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Accord | |
1.34% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.44% then 4.74% (variable) | 4.3% APRC |
| 1.46% then 5.99% (variable) | 5.0% APRC |
 | 1.49% then 5.09% (variable) | 4.7% APRC |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Leeds | |
1.46% then 5.99% (variable) | 5.0% APR Overall cost for comparison |
TSB | |
1.49% then 5.09% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr B, Chesterfield
Your knowledge and expertise was second to none regarding what mortgage would suit us and our situation,... Read more
Breaking news:
New long-term fixes available for landlords
Landlords who are concerned about higher mortgage costs if interest rates rise have a wider range of fixed rate options ...
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News & Views
What is going on in the world of mortgages?
Landlords who are concerned about higher mortgage costs if interest rates rise have a wider range of fixed rate options to choose from following the launch of a new range of 10-year fixes. ...
December 11, 2018
Smart meters are gradually being installed in homes across the UK, putting an end to estimated bills and allowing us to see exactly how much energy we’re using. ...
December 06, 2018
1. The competition runs from 10am 30/11/2018 until midnight 17/12/2018. Entries received after this time will not be put forward for the draw. ...
November 30, 2018
One in five mortgage holders, equivalent to three million people, believe they will still be paying off their mortgage beyond the age of 65, according to new L&C research. ...
November 21, 2018