FEE FREE
MORTGAGE ADVICE

from the UK's No. 1 online mortgage broker

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

Click here to read more
Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time, hassle and money.

Call us to start saving today
0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promoter Score (NPS) is a gauge many businesses use to measure customer satisfaction.

A Net Promoter Score greater than +50 for the banking / finance industry would be considered excellent * so we're really proud of our score.

* Source Satmetrix 2019

as at 31/03/2020

81

Mrs G, Waltham Abbey

We have used L&C now for 10 years. You have always made life easier for us in mortgage switching. We woul... Read more

Breaking news:
Your Guide to Property Valuations and Surveys
When you take out a mortgage, your lender will require a valuation. Our infographic helps to explain the different types...
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Handy tools and calculators

Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

Your Guide to Property Valuations and Surveys
When you take out a mortgage, your lender will require a valuation. Our infographic helps to explain the different types of valuations and surveys and the impact of the pandemic on timescales. ...
July 02, 2020
Barclays launches 10-year fixed rate mortgage below 2%
Locking into a long-term fixed rate can provide valuable peace of mind that you’ll know exactly what your mortgage payments will be for several years, regardless of what happens to interest rates during this time. ...
July 02, 2020
Nationwide joins lenders in lowering loan-to-value ceilings
Nationwide, Britain’s biggest building society, has reduced the maximum amount it will lend so that it can “continue to lend responsibly”. ...
June 29, 2020
Base rate held at 0.1% in June
The Bank of England has held the base rate at 0.1% in June, despite speculation that rates could fall into negative territory to help shore up the economy. ...
June 19, 2020