FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

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Open 7 days a week - until 8pm weekdays
(free from mobile or landline)

Arrange a callback

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check >>

Compare the latest mortgage deals in real-time online and check what's affordable.

Step 2
See if you qualify

Call us - we'll need to run through a few questions to let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time. We save you hassle. And we save you money.

Start saving today!

First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 16/06/2017

76

Mr C and Mrs A S, London

Very pleased with my Adviser and Case Manager. I found them both attentive and friendly - no sales press... Read more

Breaking news:
Here’s what economists think will happen to house prices in 2018
Here’s our rundown of what economists think will happen to house prices in 2018. ...
Learn more
Handy tools and calculators
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News & Views

What is going on in the world of mortgages?

What the papers said about leasehold houses and energy efficiency
The Guardian revealed this weekend that thousands of homeowners are finding themselves trapped in new-build properties they cannot sell, due to a clause in their lease which allows for a doubling in ground rent every 10 years. ...
January 19, 2018
Stamp duty exemption benefits more than 16,000 so far
The stamp duty exemption for first-time buyers announced in the budget has benefited over 16,000 homebuyers in the first six weeks since it came into effect, according to the government. ...
January 18, 2018
Here’s what economists think will happen to house prices in 2018
Here’s our rundown of what economists think will happen to house prices in 2018. ...
January 17, 2018
Make checking your annual mortgage statement a priority
Annual mortgage statements will be landing on doormats across the country this January, but don’t just file yours away without checking your current rate. ...
January 11, 2018