FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.50% then 3.96% (variable) | 3.6% APRC |
 | 1.52% then 4.99% (variable) | 4.4% APRC |
| 1.52% then 4.99% (variable) | 4.4% APRC |
Newcastle | |
1.50% then 3.96% (variable) | 3.6% APR Overall cost for comparison |
Beverley BS | |
1.52% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Beverley BS | |
1.52% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.64% then 4.74% (variable) | 4.3% APRC |
 | 1.70% then 6.19% (variable) | 5.3% APRC |
| 1.74% then 5.24% (variable) | 4.7% APRC |
The Mortgage Works | |
1.64% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Hinckley & Rugby | |
1.70% then 6.19% (variable) | 5.3% APR Overall cost for comparison |
The Mortgage Works | |
1.74% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr P B and Miss J C, Eastbourne
Absolutely flawless service, makes these significant decisions easier and less stressful Read more
Breaking news:
Interest rates rise to 1%
Interest rates have risen to 1% in May, the first time they have been at this level since February 2009. ...
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News & Views
What is going on in the world of mortgages?
A series of interest rate hikes in recent months has seen mortgage rates more than double since their historic low in October 2021, and with further rises likely, it makes sense to review your mortgage now. ...
May 16, 2022
The Bank of England has increased base rate by to 1.00%. Here’s our rundown of how lenders are reacting to the rise, so you can see whether yours has increased its Standard Variable Rate. ...
May 12, 2022
Interest rates have risen to 1% in May, the first time they have been at this level since February 2009. ...
May 05, 2022
Discussing what both you and your family might want when the time comescan provide valuable peace of mind that your wishes will be carried out. ...
May 03, 2022
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Representative example A mortgage of £221,317 payable over 23 years, initially on a fixed rate until 31/05/27 at 2.09% and then on a variable rate of 4.24% for the the remaining 18 years would require 61 payments of £1,010.67 followed by 215 payments of £1,203.92. The total amount payable would be £321,608 made up of the loan amount plus interest (£99,177) and fees (£1,114). The overall cost for comparison is 3.4% APRC representative.
London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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