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FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.17% then 4.99% (variable) | 4.2% APRC |
 | 1.32% then 5.69% (variable) | 4.8% APRC |
| 1.38% then 5.69% (variable) | 4.8% APRC |
Yorkshire BS | |
1.17% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Leeds | |
1.32% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Leeds | |
1.38% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.40% then 5.24% (variable) | 4.9% APRC |
| 1.44% then 5.99% (variable) | 5.1% APRC |
 | 1.44% then 5.09% (variable) | 4.6% APRC |
Sainsburys | |
1.40% then 5.24% (variable) | 4.9% APR Overall cost for comparison |
Leeds | |
1.44% then 5.99% (variable) | 5.1% APR Overall cost for comparison |
TSB | |
1.44% then 5.09% (variable) | 4.6% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mrs J & Mr B B, Newbury
Very friendly and helpful service from the very first time I contacted L & C through to getting our mort... Read more
Breaking news:
New rules for HMO landlords
Tens of thousands of landlords may have to apply for a licence to rent out their property as a ‘house in multiple occupa...
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News & Views
What is going on in the world of mortgages?
Tens of thousands of landlords may have to apply for a licence to rent out their property as a ‘house in multiple occupation’ (HMO) once new government rules are introduced on October 1. ...
September 24, 2018
It is a decade since investment bank Lehman Brothers went bust, triggering a global financial crisis which resulted in widespread changes to the UK mortgage market. ...
September 20, 2018
Around one in five parents and grandparents aged over 55 accept a lower standard of living to help family onto the housing ladder, according to research. ...
September 20, 2018
This year’s Gas Safety Week, which runs from September 17-23, aims to raise awareness of the dangers of poorly maintained gas appliances, which can cause fires, explosions, gas leaks and carbon monoxide poisoning. ...
September 17, 2018