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FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.39% then 4.00% (variable) | 3.2% APRC |
 | 1.39% then 5.69% (variable) | 4.8% APRC |
 | 1.43% then 4.24% (variable) | 3.8% APRC |
Santander | |
1.39% then 4.00% (variable) | 3.2% APR Overall cost for comparison |
Leeds | |
1.39% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Lloyds | |
1.43% then 4.24% (variable) | 3.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.39% then 4.74% (variable) | 4.3% APRC |
 | 1.48% then 5.24% (variable) | 4.7% APRC |
| 1.49% then 4.74% (variable) | 4.4% APRC |
The Mortgage Works | |
1.39% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Post Office | |
1.48% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
The Mortgage Works | |
1.49% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr and Mrs T V, Tonbridge
Truly excellent, my personal circumstances are slightly complicated but L & C was able to quickly find a... Read more
Breaking news:
25-year mortgages no longer the standard
Lenders are increasingly offering mortgages with terms of up to 40 years, helping homebuyers on tighter budgets to get o...
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News & Views
What is going on in the world of mortgages?
Non-UK residents buying homes in England and Northern Ireland could soon face steeper stamp duty costs, under proposals being considered by the government. ...
April 18, 2019
The building society said that it had launched its later life mortgage range in response to growing demand for borrowing into retirement, brought about by demographic and social changes....
April 17, 2019
For the first time in nearly six decades, a child is at least as likely to be born into a rented home as a home owned by its parents, a report by insurer Royal London found. ...
April 16, 2019
This weekend’s financial press highlighted the variety of new products coming on to the market, as lenders look for new and interesting ways to attract borrowers. ...
April 16, 2019