FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read more
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
Yorkshire BS | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Clydesdale | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Yorkshire Bank | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.37% then 4.99% (variable) | 4.7% APRC |
 | 1.38% then 4.99% (variable) | 4.5% APRC |
 | 1.44% then 5.99% (variable) | 5.1% APRC |
Virgin Money | |
1.37% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
Post Office | |
1.38% then 4.99% (variable) | 4.5% APR Overall cost for comparison |
Leeds | |
1.44% then 5.99% (variable) | 5.1% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr K, Harpenden
I was also very happy with the quality of service - great advice & personal service. My adviser even pho... Read more
Breaking news:
4m homes could no longer qualify for first-time buyer stamp duty relief by 2028
According to new L&C research, if house prices continue to rise at the rate they have in recent years, the proportion of...
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News & Views
What is going on in the world of mortgages?
The Bank of England’s Monetary Policy Committee has voted by 6-3 to leave the base rate at 0.5% in June, the seventh month since the last change. ...
June 21, 2018
Older homeowners can now have a mortgage for longer, thanks to new deals designed to meet growing demand for borrowing into retirement. ...
June 20, 2018
More than 40,000 homeowners remortgaged in April, according to latest figures from trade body UK Finance, up 36% compared to the same month last year. ...
June 20, 2018
Recent figures have revealed that the Bank of Mum and Dad lent over £6.5 billion in 2017 to help their children get on to the property ladder. ...
June 18, 2018