FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.15% then 4.00% (variable) | 3.5% APRC |
 | 1.19% then 4.24% (variable) | 3.7% APRC |
 | 1.19% then 4.24% (variable) | 3.7% APRC |
Santander | |
1.15% then 4.00% (variable) | 3.5% APR Overall cost for comparison |
Halifax | |
1.19% then 4.24% (variable) | 3.7% APR Overall cost for comparison |
Natwest | |
1.19% then 4.24% (variable) | 3.7% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.74% (variable) | 4.4% APRC |
| 1.24% then 4.74% (variable) | 4.4% APRC |
 | 1.34% then 5.09% (variable) | 4.6% APRC |
The Mortgage Works | |
1.19% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
TSB | |
1.34% then 5.09% (variable) | 4.6% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr and Mrs M, Fareham
We have used L & C services for many years, when recommended on the Martin Lewis website. Each time the... Read more
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January 24, 2020
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January 24, 2020
Spring is usually considered the best time to sell a property, but in fact there’s no time like the present, according to new research. ...
January 17, 2020