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How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter

Net Promoter Score (NPS) is a gauge many businesses use to measure customer satisfaction.

A Net Promoter Score greater than +50 for the banking / finance industry would be considered excellent * so we're really proud of our score.

* Source Satmetrix 2019

as at 30/06/2023

Net Promoter Score

Mr B V, Manchester

I have had 4 mortgages through L&C and wouldn't ever consider another broker, they are excellent in how t... Read more

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News & Views

What is going on in the world of mortgages?

Property sellers offer biggest discounts since 2018
Buyers have a good chance of bagging a property bargain this winter, with sellers currently offering the biggest discounts for five years, according to new research. ...
December 01, 2023
Autumn Statement: what it means for property
The mortgage guarantee scheme will be extended for another 18 months, the Chancellor announced in his Autumn Statement. Under the scheme, lenders can purchase a guarantee on any loans where only a small deposit is put down. If...
November 28, 2023
Inflation drops sharply in October – what does it mean for you?
Inflation fell to its lowest level for two years in October, raising hopes that we may have seen the last of interest rate rises – for now. ...
November 17, 2023
Interest rates held at 5.25%
The Bank of England’s Monetary Policy Committee voted 6-3 to leave the base rate unchanged at 5.25% in November, suggesting that interest rates may have peaked for now. ...
November 02, 2023