FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.15% then 4.00% (variable) | 3.5% APRC |
 | 1.19% then 4.24% (variable) | 3.7% APRC |
 | 1.19% then 4.24% (variable) | 3.7% APRC |
Santander | |
1.15% then 4.00% (variable) | 3.5% APR Overall cost for comparison |
Natwest | |
1.19% then 4.24% (variable) | 3.7% APR Overall cost for comparison |
Halifax | |
1.19% then 4.24% (variable) | 3.7% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
| 1.35% then 4.74% (variable) | 4.2% APRC |
| 1.39% then 4.00% (variable) | 3.7% APRC |
 | 1.40% then 5.24% (variable) | 4.7% APRC |
Natwest | |
1.35% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
Santander | |
1.39% then 4.00% (variable) | 3.7% APR Overall cost for comparison |
Post Office | |
1.40% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr K G & M S K, Peterborough
L & C is really helpful in finding the right mortgage. Since we are not UK nationals, L & C have reviewe... Read more
Breaking news:
Help for ‘mortgage prisoners’
Thousands of homeowners who’ve previously been barred from moving to cheaper mortgage deals could now be able to switch,...
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News & Views
What is going on in the world of mortgages?
Ongoing political and economic uncertainty has failed to deter first-time buyers, with growing numbers managing to get on to the property ladder. ...
November 26, 2019
House price growth remained subdued in October, with many homebuyers and movers putting plans on hold amid ongoing Brexit uncertainty. ...
November 15, 2019
The Bank of England’s Monetary Policy Committee voted to keep interest rates at 0.75% again in November, although two of the nine members voted in favour of a cut. ...
November 12, 2019
With the general election confirmed for the 12th December, the weekend’s financial press highlighted the potential policy pledges and the impact they might have on our economy. ...
November 06, 2019