FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.29% then 5.79% (variable) | 5.2% APRC |
 | 1.35% then 4.99% (variable) | 4.2% APRC |
 | 1.35% then 4.00% (variable) | 3.5% APRC |
Furness | |
1.29% then 5.79% (variable) | 5.2% APR Overall cost for comparison |
Coventry | |
1.35% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Santander | |
1.35% then 4.00% (variable) | 3.5% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.39% then 4.74% (variable) | 4.3% APRC |
 | 1.47% then 5.24% (variable) | 4.8% APRC |
 | 1.48% then 5.24% (variable) | 4.7% APRC |
The Mortgage Works | |
1.39% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Barclays | |
1.47% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
Post Office | |
1.48% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr G S, London
I chose L&C primarily because of its fee free structure, and because L&C had the best online platform / q... Read more
Breaking news:
New mortgages for public sector heroes
NHS staff, police officers, firefighters and teachers are among those who’ll be eligible to apply for a new ‘Hero Mortga...
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News & Views
What is going on in the world of mortgages?
Most mortgage applications go without a hitch, but there are times when applications are refused, leaving buyers or homeowners wondering which way to turn. The good news is that once you know the reasons why a mortgage might be declined you can work on boosting your chances of being accepted. ...
June 25, 2019
NHS staff, police officers, firefighters and teachers are among those who’ll be eligible to apply for a new ‘Hero Mortgage’ from specialist lender Kensington. ...
June 21, 2019
Since its launch in 2013, the Help to Buy equity loan scheme has allowed thousands of struggling buyers to purchase a property. This will come to an end in March 2023, and experts in this weekend’s financial press predicted a subsequent increase in demand for shared-ownership properties. ...
June 12, 2019
There are nearly 200 interest-only mortgages for borrowers to pick from, according to recent research, nearly double the number available in 2013. ...
June 06, 2019