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FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.17% then 4.99% (variable) | 4.2% APRC |
 | 1.32% then 5.69% (variable) | 4.8% APRC |
 | 1.34% then 4.99% (variable) | 4.2% APRC |
Yorkshire BS | |
1.17% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Leeds | |
1.32% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Accord | |
1.34% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.39% then 5.09% (variable) | 4.7% APRC |
 | 1.44% then 4.74% (variable) | 4.3% APRC |
| 1.49% then 4.74% (variable) | 4.3% APRC |
TSB | |
1.39% then 5.09% (variable) | 4.7% APR Overall cost for comparison |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
The Mortgage Works | |
1.49% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr K, Bristol
This is the 4th time that we have used L&C and once again it appears we have landed on our feet with a de... Read more
Breaking news:
What does rising inflation mean for your mortgage?
When inflation rises or falls, it can have a significant impact on mortgage rates because the Bank of England uses the r...
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News & Views
What is going on in the world of mortgages?
The number of self-employed people in the UK continues to grow, but getting a mortgage if you work for yourself isn’t always straightforward. ...
October 15, 2018
The challenges of achieving home ownership were highlighted once again this weekend, with the Financial Times reporting on recent figures published by the Office of National Statistics. ...
October 10, 2018
Halifax’s latest house price index showed that the quarterly rate of growth held steady in September, although the month-on-month change revealed a drop. ...
October 08, 2018
Growing numbers of lenders are launching Help to Buy mortgages, increasing the options available to buyers of new build properties. ...
October 08, 2018