FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read more
Open 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time. We save you hassle. And we save you money.
Start saving today!
Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.97% then 4.99% (variable) | 4.4% APRC |
 | 0.99% then 4.95% (variable) | 4.3% APRC |
Accord | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Yorkshire BS | |
0.97% then 4.99% (variable) | 4.4% APR Overall cost for comparison |
Clydesdale | |
0.99% then 4.95% (variable) | 4.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.37% then 4.99% (variable) | 4.7% APRC |
| 1.37% then 4.99% (variable) | 4.7% APRC |
 | 1.38% then 4.99% (variable) | 4.5% APRC |
Virgin Money | |
1.37% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
Virgin Money | |
1.37% then 4.99% (variable) | 4.7% APR Overall cost for comparison |
Post Office | |
1.38% then 4.99% (variable) | 4.5% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr P & Mrs S T, Christchurch
L&C were used about 12 years ago. I was very impressed then, and this time the service and responsivenes... Read more
Breaking news:
Help needed for mortgage prisoners, says FCA
More should be done to help ‘mortgage prisoners’, according to the city regulator the Financial Conduct Authority. ...
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News & Views
What is going on in the world of mortgages?
House prices saw their sharpest drop since 2010 in April, according to Halifax’s latest House Price Index, falling by 3.1% following a 1.6% rise in March. ...
May 18, 2018
More should be done to help ‘mortgage prisoners’, according to the city regulator the Financial Conduct Authority. ...
May 17, 2018
The Guardian took a look at the property market this weekend, after data revealed a 3.1% drop in UK house prices in April. ...
May 15, 2018
The Bank of England voted to keep the base rate at 0.5% today, after recent weak UK growth figures put paid to an increase this month. ...
May 10, 2018