Glide through your mortgage choices

FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

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Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time, hassle and money.

Call us to start saving today 0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 01/06/2018

79

Mrs J & Mr B B, Newbury

Very friendly and helpful service from the very first time I contacted L & C through to getting our mort... Read more

Breaking news:
New rules for HMO landlords
Tens of thousands of landlords may have to apply for a licence to rent out their property as a ‘house in multiple occupa...
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News & Views

What is going on in the world of mortgages?

New rules for HMO landlords
Tens of thousands of landlords may have to apply for a licence to rent out their property as a ‘house in multiple occupation’ (HMO) once new government rules are introduced on October 1. ...
September 24, 2018
10 years on from the credit crunch – the impact on the mortgage market
It is a decade since investment bank Lehman Brothers went bust, triggering a global financial crisis which resulted in widespread changes to the UK mortgage market. ...
September 20, 2018
Bank of Mum and Dad feeling the financial strain
Around one in five parents and grandparents aged over 55 accept a lower standard of living to help family onto the housing ladder, according to research. ...
September 20, 2018
Get set for Gas Safety Week
This year’s Gas Safety Week, which runs from September 17-23, aims to raise awareness of the dangers of poorly maintained gas appliances, which can cause fires, explosions, gas leaks and carbon monoxide poisoning. ...
September 17, 2018