FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.29% then 5.79% (variable) | 5.2% APRC |
 | 1.35% then 4.00% (variable) | 3.6% APRC |
| 1.35% then 4.00% (variable) | 3.7% APRC |
Furness | |
1.29% then 5.79% (variable) | 5.2% APR Overall cost for comparison |
Santander | |
1.35% then 4.00% (variable) | 3.6% APR Overall cost for comparison |
Santander | |
1.35% then 4.00% (variable) | 3.7% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.42% then 5.24% (variable) | 4.8% APRC |
 | 1.44% then 4.74% (variable) | 4.3% APRC |
 | 1.48% then 5.24% (variable) | 4.7% APRC |
Barclays | |
1.42% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Post Office | |
1.48% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Ms P & Mr B, Aylesbury
Our L & C adviser was very thorough in his approach, very efficient service throughout. Thank you for al... Read more
Breaking news:
Government announces funding for green mortgages
The government has pledged £5m to help boost the number of green mortgages available to homebuyers. ...
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News & Views
What is going on in the world of mortgages?
More than 28,000 mortgages running for 35 years or more were approved in 2017, according to data from the Financial Conduct Authority, with a growing number of lenders now offering terms of up to 40 years. ...
July 15, 2019
House price growth in the UK remains resilient despite ongoing Brexit uncertainty according to Halifax, with prices rising at their fastest annual rate since early 2017. ...
July 15, 2019
Recent UK Finance figures revealed a significant increase in the number of people ‘staying put’ and remortgaging to release money from their property, many of whom are using the funds to carry out home improvements including extensions. ...
July 09, 2019
The government has pledged £5m to help boost the number of green mortgages available to homebuyers. ...
July 05, 2019