Glide through your mortgage choices

FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

Click here to read more
Call free 7 days a week - until 8pm weekdays
Or continue online - Do you want to

Let's L&C the best mortgage for you in 4 simple steps

calculator
rosette
computer
eye

Step 1
Compare & check

Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online.

Step 2
See if you qualify

Answer a few questions by phone or online & we'll let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time, hassle and money.

Call us to start saving today 0808 292 0724

Or continue online - Do you want to
First time buyer

Step onto the property ladder with our expert help

Learn more
Buying a home

Secure your dream home with stress-free mortgage advice

Learn more
Remortgage your home

Switch your mortgage to suit your changing needs

Learn more
Buy to Let

Start out in the rental market or expand your portfolio

Learn more
Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 01/06/2018

79

Miss R, London

I can't fault my experience. As a first time buyer everything was explained to me clearly and the speed... Read more

Breaking news:
25-year mortgages no longer the standard
Lenders are increasingly offering mortgages with terms of up to 40 years, helping homebuyers on tighter budgets to get o...
Learn more

Handy tools and calculators

Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

Overseas buyers to pay higher stamp duty
Non-UK residents buying homes in England and Northern Ireland could soon face steeper stamp duty costs, under proposals being considered by the government. ...
April 18, 2019
Nationwide launches later life mortgage options
The building society said that it had launched its later life mortgage range in response to growing demand for borrowing into retirement, brought about by demographic and social changes....
April 17, 2019
Are you stuck in the parent rent trap?
For the first time in nearly six decades, a child is at least as likely to be born into a rented home as a home owned by its parents, a report by insurer Royal London found. ...
April 16, 2019
What the papers said about new offerings and holiday lets
This weekend’s financial press highlighted the variety of new products coming on to the market, as lenders look for new and interesting ways to attract borrowers. ...
April 16, 2019