FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

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Open 7 days a week - until 8pm weekdays
(free from mobile or landline)

Arrange a callback

Let's L&C the best mortgage for you in 4 simple steps

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Step 1
Compare & check >>

Compare the latest mortgage deals in real-time online and check what's affordable.

Step 2
See if you qualify

Call us - we'll need to run through a few questions to let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time. We save you hassle. And we save you money.

Start saving today!

First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 16/06/2017

76

Mr B, Chesterfield

Your knowledge and expertise was second to none regarding what mortgage would suit us and our situation,... Read more

Breaking news:
Higher mortgage rates could be on the horizon
Homeowners and buyers could face steeper mortgage rates when the government’s scheme to boost lending finishes at the en...
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News & Views

What is going on in the world of mortgages?

Higher mortgage rates could be on the horizon
Homeowners and buyers could face steeper mortgage rates when the government’s scheme to boost lending finishes at the end of this month. ...
February 21, 2018
What the papers said about a broader lending market
There was good news for potential buyers in the Times this weekend, with experts reporting an increase in the number of products geared towards those looking to get ...
February 21, 2018
House price growth slows in January
Average house prices dropped by 0.6% in January, according to Halifax’s latest monthly House Price Index, with strained household finances contributing to the fall. ...
February 19, 2018
Interest-only borrowers warned to take action
Homeowners with interest-only mortgages who could face a shortfall in their repayment plans should take action or contact their lender as soon as possible to discuss their options. ...
February 14, 2018