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FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.34% then 4.99% (variable) | 4.2% APRC |
 | 1.38% then 5.69% (variable) | 4.8% APRC |
 | 1.39% then 4.49% (variable) | 4.1% APRC |
Chelsea | |
1.34% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Leeds | |
1.38% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Sainsburys | |
1.39% then 4.49% (variable) | 4.1% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.44% then 4.74% (variable) | 4.3% APRC |
| 1.46% then 5.99% (variable) | 5.4% APRC |
| 1.49% then 4.74% (variable) | 4.3% APRC |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Leeds | |
1.46% then 5.99% (variable) | 5.4% APR Overall cost for comparison |
The Mortgage Works | |
1.49% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr and Mrs M, Fareham
We have used L & C services for many years, when recommended on the Martin Lewis website. Each time the... Read more
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News & Views
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February 19, 2019
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February 14, 2019
There were around 785,000 first-time buyers in England last year, according to the latest English Housing Survey, with many helped by the Bank of Mum and Dad. ...
February 12, 2019
100% mortgages have hit the headlines recently with the launch of Lloyds Bank’s new ‘Lend a Hand’ scheme, but can homebuyers really purchase a property with no deposit? ...
February 08, 2019