FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.28% then 4.00% (variable) | 3.5% APRC |
 | 1.29% then 5.79% (variable) | 5.2% APRC |
 | 1.31% then 4.24% (variable) | 3.8% APRC |
Santander | |
1.28% then 4.00% (variable) | 3.5% APR Overall cost for comparison |
Furness | |
1.29% then 5.79% (variable) | 5.2% APR Overall cost for comparison |
Natwest | |
1.31% then 4.24% (variable) | 3.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.40% then 5.24% (variable) | 4.7% APRC |
 | 1.42% then 5.24% (variable) | 4.8% APRC |
 | 1.44% then 4.74% (variable) | 4.3% APRC |
Post Office | |
1.40% then 5.24% (variable) | 4.7% APR Overall cost for comparison |
Barclays | |
1.42% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Miss M M, Birmingham
I am very grateful to L & C for helping me successfully switch from an interest only to a repayment mortg... Read more
Breaking news:
Are you improving rather than moving?
May saw a sharp increase in the number of people remortgaging and borrowing extra funds, suggesting that many are choosi...
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News & Views
What is going on in the world of mortgages?
Getting onto the property ladder can seem daunting. Here, we explain how much you should aim to save, and some of the things you might be able to do to reach your goal more quickly. ...
August 22, 2019
Older homeowners have typically been in their properties around 10 years longer than younger owners, as home mover activity in the UK remains subdued. ...
August 22, 2019
First-time buyer and homemover mortgage numbers dropped slightly in June, with many people putting their plans on hold due to current political and economic uncertainty. ...
August 21, 2019
The number of homes purchased using Help to Buy increased by 9% in the year to the end of March 2019, with 52,404 properties bought using the scheme over this period. ...
August 16, 2019