FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.15% then 4.99% (variable) | 4.3% APRC |
 | 1.19% then 4.00% (variable) | 3.5% APRC |
 | 1.19% then 4.24% (variable) | 3.7% APRC |
Coventry | |
1.15% then 4.99% (variable) | 4.3% APR Overall cost for comparison |
Santander | |
1.19% then 4.00% (variable) | 3.5% APR Overall cost for comparison |
Natwest | |
1.19% then 4.24% (variable) | 3.7% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.74% (variable) | 4.4% APRC |
| 1.24% then 4.74% (variable) | 4.4% APRC |
 | 1.29% then 4.99% (variable) | 4.5% APRC |
The Mortgage Works | |
1.19% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
Godiva | |
1.29% then 4.99% (variable) | 4.5% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mrs S J, Bath
A fantastic service - truly outstanding I only wish I had discovered L & C earlier. Keep up the great se... Read more
Breaking news:
Government announces new build discounts for first time buyers
First time buyers will be able to benefit from discounted new homes under a new ‘First Homes’ scheme proposed by the Gov...
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News & Views
What is going on in the world of mortgages?
Buyers will now be responsible for finding out whether the property they are purchasing has been invaded by Japanese knotweed if the current owner isn’t sure. ...
February 20, 2020
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February 13, 2020
First time buyers will be able to benefit from discounted new homes under a new ‘First Homes’ scheme proposed by the Government. ...
February 10, 2020
With Valentine’s Day around the corner you might be starting to feel a bit romantic. Perhaps you’re thinking about moving in with your partner, or even popping the question? There’s a practical consideration you’ll want to think about before you make the big commitment of living together: How will the mortgage work?...
February 07, 2020