FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.09% then 3.59% (variable) | 3.3% APRC |
| 1.14% then 3.59% (variable) | 3.3% APRC |
 | 1.14% then 3.54% (variable) | 3.2% APRC |
TSB | |
1.09% then 3.59% (variable) | 3.3% APR Overall cost for comparison |
TSB | |
1.14% then 3.59% (variable) | 3.3% APR Overall cost for comparison |
HSBC | |
1.14% then 3.54% (variable) | 3.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.24% (variable) | 4.4% APRC |
| 1.24% then 4.24% (variable) | 4.4% APRC |
 | 1.32% then 4.59% (variable) | 4.2% APRC |
The Mortgage Works | |
1.19% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.24% (variable) | 4.4% APR Overall cost for comparison |
BM Solutions | |
1.32% then 4.59% (variable) | 4.2% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Ms P & Mr B, Aylesbury
Our L & C adviser was very thorough in his approach, very efficient service throughout. Thank you for al... Read more
Breaking news:
Mortgage market update - What happens next?
Recent weeks have proved a rollercoaster ride for the mortgage market, with several lenders withdrawing products and the...
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News & Views
What is going on in the world of mortgages?
There are lots of reasons you might not have switched your mortgage yet, but are they actually myths? We look at the top reasons why you may not have remortgaged yet and why it might be a good idea......
May 15, 2020
Recent weeks have proved a rollercoaster ride for the mortgage market, with several lenders withdrawing products and then expanding their ranges. But what next for the mortgage market? ...
May 14, 2020
The Bank’s Monetary Policy Committee voted unanimously to hold the rate at its current record low, to help support economic activity during the coronavirus pandemic. ...
May 11, 2020
Annual house price growth rose by 3.7% in April, according to Nationwide’s latest house price index, the highest rate of annual growth for more than two years. ...
May 07, 2020