FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

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We make mortgages a piece of cake
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Open 7 days a week - until 8pm weekdays
(free from mobile or landline)

Arrange a callback

Let's L&C the best mortgage for you in 4 simple steps

Step 1
Compare & check >>

Compare the latest mortgage deals in real-time online and check what's affordable.

Step 2
See if you qualify

Call us - we'll need to run through a few questions to let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time. We save you hassle. And we save you money.

Start saving today!

First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we recieve a payement from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 16/06/2017

86

Mrs S J, Bath

A fantastic service - truly outstanding I only wish I had discovered L & C earlier. Keep up the great se... Read more

Breaking news:
Lenders hike fixed rates ahead of interest rate decision
Several lenders have increased their fixed rates over the last couple of weeks, so anyone hoping to secure one of the be...
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News & Views

What is going on in the world of mortgages?

Lenders hike fixed rates ahead of interest rate decision
Several lenders have increased their fixed rates over the last couple of weeks, so anyone hoping to secure one of the best deals should act fast while they are still available. ...
October 17, 2017
What the papers said about grabbing a cheap fixed rate deal
The main focus of the weekend papers was to urge readers to grap a cheap fixed rate deal before they're gone. . ...
October 16, 2017
House prices reach new record high
The average house price in the UK reached a record high of £225,109 in September, according to Halifax’s latest house price index, with prices supported by a shortage of properties for sale and low unemployment. ...
October 11, 2017
What the papers said about the end of cheap mortgages
There was one main talking point in this weekend’s financial press – the rumble of an approaching base rate rise. ...
October 10, 2017