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FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.32% then 5.69% (variable) | 4.8% APRC |
 | 1.34% then 4.99% (variable) | 4.2% APRC |
 | 1.37% then 4.99% (variable) | 4.2% APRC |
Leeds | |
1.32% then 5.69% (variable) | 4.8% APR Overall cost for comparison |
Chelsea | |
1.34% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Yorkshire BS | |
1.37% then 4.99% (variable) | 4.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.44% then 4.74% (variable) | 4.3% APRC |
| 1.46% then 5.99% (variable) | 5.0% APRC |
 | 1.49% then 5.19% (variable) | 4.8% APRC |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Leeds | |
1.46% then 5.99% (variable) | 5.0% APR Overall cost for comparison |
Skipton | |
1.49% then 5.19% (variable) | 4.8% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr S & Mrs T M, Rochford
I called L&C because you are independent and fee free and as such I potentially expected slightly less fr... Read more
Breaking news:
First-time buyer numbers jump
Growing numbers of first-time buyers are getting onto the property ladder, new figures show, helped by low mortgage rate...
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News & Views
What is going on in the world of mortgages?
Growing numbers of first-time buyers are getting onto the property ladder, new figures show, helped by low mortgage rates and government schemes such as Help to Buy. ...
January 18, 2019
The savings homeowners can make by remortgaging have reached their highest level in 11 years, according to new research. ...
January 16, 2019
The financial press reported this weekend on plans by the Financial Conduct Authority (FCA) to change affordability rules for ‘mortgage prisoners’. ...
January 15, 2019
House prices rose at their slowest pace for nearly six years in December, according to Nationwide’s latest house price index, with ongoing Brexit uncertainty taking its toll. ...
January 11, 2019