FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
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0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.15% then 4.49% (variable) | 3.9% APRC |
 | 1.17% then 4.24% (variable) | 3.4% APRC |
 | 1.19% then 4.55% (variable) | 4.2% APRC |
Coventry | |
1.15% then 4.49% (variable) | 3.9% APR Overall cost for comparison |
Lloyds | |
1.17% then 4.24% (variable) | 3.4% APR Overall cost for comparison |
Clydesdale | |
1.19% then 4.55% (variable) | 4.2% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.19% then 4.74% (variable) | 4.4% APRC |
| 1.24% then 4.74% (variable) | 4.4% APRC |
 | 1.40% then 4.44% (variable) | 4.3% APRC |
The Mortgage Works | |
1.19% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
The Mortgage Works | |
1.24% then 4.74% (variable) | 4.4% APR Overall cost for comparison |
Halifax | |
1.40% then 4.44% (variable) | 4.3% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mrs B, Trowbridge
I think you provide an excellent service, focusing on what is right for the customer. Read more
Handy tools and calculators
Practical gadgets to help keep things simple
News & Views
What is going on in the world of mortgages?
Millions of leaseholders, many of whom are currently stuck paying high ground rents, will be given the right to extend their leases by up to 990 years under new government reforms. ...
January 15, 2021
Is moving house one of your New Year’s resolutions? If so, check out our list of do’s and don’ts to get your home ready for viewing and see if you can get the best possible price. ...
January 12, 2021
Getting in touch over the festive period. Here are details of when we'll be here over the festive period: ...
December 23, 2020
The current Help to Buy scheme will be replaced by a new scheme in April, which will only be available to first-time buyers and will impose regional price caps on eligible properties. ...
December 16, 2020
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Representative example A mortgage of £226,340 payable over 24 years, initially on a fixed rate until 30/11/25 at 1.89% and then on a variable rate of 3.99% for the remaining 19 years would require 61 payments of £978.18 and 227 payments of £1,172.01. The total amount payable would be £325,940 made up of the loan amount plus interest (£99,375) and fees (£225). The overall cost for comparison is 3.2% APRC representative.
London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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