FEE FREE
MORTGAGE ADVICE
from the UK's No. 1 online mortgage broker
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreCall free 7 days a week - until 8pm weekdays
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time, hassle and money.
Call us to start saving today 0808 292 0724
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.28% then 4.00% (variable) | 3.5% APRC |
 | 1.29% then 5.79% (variable) | 5.2% APRC |
 | 1.31% then 4.24% (variable) | 3.8% APRC |
Santander | |
1.28% then 4.00% (variable) | 3.5% APR Overall cost for comparison |
Furness | |
1.29% then 5.79% (variable) | 5.2% APR Overall cost for comparison |
Natwest | |
1.31% then 4.24% (variable) | 3.8% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.42% then 5.24% (variable) | 4.8% APRC |
 | 1.44% then 4.74% (variable) | 4.3% APRC |
 | 1.49% then 5.24% (variable) | 4.9% APRC |
Barclays | |
1.42% then 5.24% (variable) | 4.8% APR Overall cost for comparison |
The Mortgage Works | |
1.44% then 4.74% (variable) | 4.3% APR Overall cost for comparison |
Sainsburys | |
1.49% then 5.24% (variable) | 4.9% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mr G S, London
I chose L&C primarily because of its fee free structure, and because L&C had the best online platform / q... Read more
Breaking news:
Are you improving rather than moving?
May saw a sharp increase in the number of people remortgaging and borrowing extra funds, suggesting that many are choosi...
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News & Views
What is going on in the world of mortgages?
First-time buyer and homemover mortgage numbers dropped slightly in June, with many people putting their plans on hold due to current political and economic uncertainty. ...
August 21, 2019
The number of homes purchased using Help to Buy increased by 9% in the year to the end of March 2019, with 52,404 properties bought using the scheme over this period. ...
August 16, 2019
The Bank of England’s Monetary Policy Committee (MPC) voted unanimously to keep the base rate at 0.75% in August amid ongoing Brexit uncertainty. ...
August 15, 2019
If you're selling your home you'll want to get the best price possible, but there could be things you aren't even aware of that are affecting its value. Here we reveal six surprising things that could affect your property's price....
August 09, 2019