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Allied Irish Bank
Max LTV 60%:
Fixed to 31/05/29
Initial rate
4.09%
then 7.75% (variable)
Monthly repayments
£666
Scheme fees
£200
Annual cost
£8,032
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/05/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.09% and then on a variable rate of 7.75% for the remaining 20 years would require 60 payments of £666 and 240 payments of £895. The total amount payable would be £254,960 made up of the loan amount plus interest (£129,760) and fees (£200). The overall cost for comparison is 6.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 953 6015 Continue online
Natwest
Max LTV 60%:
Fixed to 31/08/29
Initial rate
4.28%
then 8.24% (variable)
Monthly repayments
£679
Scheme fees
£1,544
Annual cost
£8,460
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/08/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.28% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £679 and 240 payments of £931. The total amount payable would be £265,724 made up of the loan amount plus interest (£139,180) and fees (£1,544). The overall cost for comparison is 7.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
Allied Irish Bank
Max LTV 75%:
Fixed to 31/05/29
Initial rate
4.29%
then 7.75% (variable)
Monthly repayments
£680
Scheme fees
£200
Annual cost
£8,200
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/05/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.29% and then on a variable rate of 7.75% for the remaining 20 years would require 60 payments of £679 and 240 payments of £898. The total amount payable would be £256,460 made up of the loan amount plus interest (£131,260) and fees (£200). The overall cost for comparison is 6.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 953 6015 Continue online
Santander
Max LTV 60%:
Fixed to 02/09/29
Initial rate
4.30%
then 7.50% (variable)
Monthly repayments
£681
Scheme fees
£1,048
Annual cost
£8,378
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 02/09/29
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.30% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £680 and 240 payments of £881. The total amount payable would be £253,288 made up of the loan amount plus interest (£127,240) and fees (£1,048). The overall cost for comparison is 6.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 953 6015 Continue online
Halifax
Max LTV 60%:
Fixed to 30/06/29
Initial rate
4.33%
then 8.74% (variable)
Monthly repayments
£683
Scheme fees
£999
Annual cost
£8,393
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.33% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £682 and 240 payments of £967. The total amount payable would be £273,999 made up of the loan amount plus interest (£148,000) and fees (£999). The overall cost for comparison is 7.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 953 6015 Continue online
Natwest
Max LTV 60%:
Fixed to 31/08/29
Initial rate
4.33%
then 8.24% (variable)
Monthly repayments
£683
Scheme fees
£1,044
Annual cost
£8,402
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/08/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.33% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £682 and 240 payments of £932. The total amount payable would be £265,644 made up of the loan amount plus interest (£139,600) and fees (£1,044). The overall cost for comparison is 7.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
4.34%
then 7.99% (variable)
Monthly repayments
£683
Scheme fees
£798
Annual cost
£8,361
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.34% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £683 and 240 payments of £915. The total amount payable would be £261,378 made up of the loan amount plus interest (£135,580) and fees (£798). The overall cost for comparison is 6.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.8% APRC
?
0800 953 6015 Continue online
First Direct
Max LTV 60%:
Fixed for 5 years
Initial rate
4.37%
then 6.99% (variable)
Monthly repayments
£686
Scheme fees
£490
Annual cost
£8,325
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.37% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £685 and 240 payments of £848. The total amount payable would be £245,110 made up of the loan amount plus interest (£119,620) and fees (£490). The overall cost for comparison is 6.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 953 6015 Continue online
Cumberland
Max LTV 60%:
Fixed to 01/07/29
Initial rate
4.38%
then 8.24% (variable)
Monthly repayments
£686
Scheme fees
£999
Annual cost
£8,435
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/07/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.38% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £686 and 240 payments of £933. The total amount payable would be £266,079 made up of the loan amount plus interest (£140,080) and fees (£999). The overall cost for comparison is 7.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
TSB
Max LTV 60%:
Fixed to 30/06/29
Initial rate
4.39%
then 8.74% (variable)
Monthly repayments
£687
Scheme fees
£994
Annual cost
£8,443
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.39% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £687 and 240 payments of £968. The total amount payable would be £274,534 made up of the loan amount plus interest (£148,540) and fees (£994). The overall cost for comparison is 7.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 953 6015 Continue online
Allied Irish Bank
Max LTV 80%:
Fixed to 31/05/29
Initial rate
4.40%
then 7.75% (variable)
Monthly repayments
£688
Scheme fees
£200
Annual cost
£8,293
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/05/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.40% and then on a variable rate of 7.75% for the remaining 20 years would require 60 payments of £687 and 240 payments of £900. The total amount payable would be £257,420 made up of the loan amount plus interest (£132,220) and fees (£200). The overall cost for comparison is 6.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 953 6015 Continue online
Co-Op
Max LTV 60%:
Fixed to 31/08/29
Initial rate
4.43%
then 8.12% (variable)
Monthly repayments
£690
Scheme fees
£749
Annual cost
£8,428
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
5% reducing to 1% until 31/08/29
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.43% and then on a variable rate of 8.12% for the remaining 20 years would require 60 payments of £689 and 240 payments of £925. The total amount payable would be £264,089 made up of the loan amount plus interest (£138,340) and fees (£749). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 953 6015 Continue online
Halifax
Max LTV 60%:
Fixed to 31/08/29
Initial rate
4.44%
then 8.74% (variable)
Monthly repayments
£691
Scheme fees
£999
Annual cost
£8,486
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/08/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.44% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £690 and 240 payments of £968. The total amount payable would be £274,719 made up of the loan amount plus interest (£148,720) and fees (£999). The overall cost for comparison is 7.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 953 6015 Continue online
Santander
Max LTV 60%:
Fixed to 02/09/29
Initial rate
4.46%
then 7.50% (variable)
Monthly repayments
£692
Scheme fees
£49
Annual cost
£8,313
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 02/09/29
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.46% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £691 and 240 payments of £884. The total amount payable would be £253,669 made up of the loan amount plus interest (£128,620) and fees (£49). The overall cost for comparison is 6.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 953 6015 Continue online
Halifax
Max LTV 60%:
Fixed to 30/06/29
Initial rate
4.46%
then 8.74% (variable)
Monthly repayments
£692
Scheme fees
£0
Annual cost
£8,304
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.46% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £691 and 240 payments of £969. The total amount payable would be £274,020 made up of the loan amount plus interest (£149,020) and fees (£0). The overall cost for comparison is 7.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.3% APRC
?
0800 953 6015 Continue online
Halifax
Max LTV 60%:
Fixed to 30/06/27
Initial rate
4.48%
then 8.74% (variable)
Monthly repayments
£693
Scheme fees
£999
Annual cost
£8,653
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/27
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.48% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £693 and 264 payments of £993. The total amount payable would be £288,099 made up of the loan amount plus interest (£162,100) and fees (£999). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 953 6015 Continue online
First Direct
Max LTV 60%:
Fixed for 5 years
Initial rate
4.48%
then 6.99% (variable)
Monthly repayments
£693
Scheme fees
£0
Annual cost
£8,320
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.48% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £693 and 240 payments of £850. The total amount payable would be £245,580 made up of the loan amount plus interest (£120,580) and fees (£0). The overall cost for comparison is 6.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 953 6015 Continue online
HSBC
Max LTV 60%:
Fixed to 31/07/29
Initial rate
4.48%
then 6.99% (variable)
Monthly repayments
£693
Scheme fees
£998
Annual cost
£8,520
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/07/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.48% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £693 and 240 payments of £850. The total amount payable would be £246,578 made up of the loan amount plus interest (£120,580) and fees (£998). The overall cost for comparison is 6.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 953 6015 Continue online
Natwest
Max LTV 60%:
Fixed to 31/08/29
Initial rate
4.48%
then 8.24% (variable)
Monthly repayments
£693
Scheme fees
£49
Annual cost
£8,330
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/08/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.48% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £693 and 240 payments of £934. The total amount payable would be £265,789 made up of the loan amount plus interest (£140,740) and fees (£49). The overall cost for comparison is 7.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
Newbury
Max LTV 75%:
Fixed to 29/05/29
Initial rate
4.49%
then 7.00% (variable)
Monthly repayments
£694
Scheme fees
£850
Annual cost
£8,499
Fees and charges
Booking fee £850
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 29/5/29
Other info
Exit fee £115
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 7.00% for the remaining 20 years would require 60 payments of £694 and 240 payments of £851. The total amount payable would be £246,730 made up of the loan amount plus interest (£120,880) and fees (£850). The overall cost for comparison is 6.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 953 6015 Continue online
TSB
Max LTV 60%:
Fixed to 30/06/29
Initial rate
4.49%
then 8.74% (variable)
Monthly repayments
£694
Scheme fees
£995
Annual cost
£8,528
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £694 and 240 payments of £969. The total amount payable would be £275,195 made up of the loan amount plus interest (£149,200) and fees (£995). The overall cost for comparison is 7.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 953 6015 Continue online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
4.49%
then 7.99% (variable)
Monthly repayments
£694
Scheme fees
-£201
Annual cost
£8,289
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £694 and 240 payments of £917. The total amount payable would be £261,519 made up of the loan amount plus interest (£136,720) and fees (-£201). The overall cost for comparison is 6.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.8% APRC
?
0800 953 6015 Continue online
Virgin Money
Max LTV 65%:
Fixed to 01/08/29
Initial rate
4.49%
then 9.49% (variable)
Monthly repayments
£694
Scheme fees
£895
Annual cost
£8,508
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/08/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £694 and 240 payments of £1,022. The total amount payable would be £287,815 made up of the loan amount plus interest (£161,920) and fees (£895). The overall cost for comparison is 7.9% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 953 6015 Continue online
First Direct
Max LTV 75%:
Fixed for 5 years
Initial rate
4.51%
then 6.99% (variable)
Monthly repayments
£696
Scheme fees
£490
Annual cost
£8,444
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.51% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £695 and 240 payments of £850. The total amount payable would be £246,190 made up of the loan amount plus interest (£120,700) and fees (£490). The overall cost for comparison is 6.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 953 6015 Continue online
Natwest
Max LTV 75%:
Fixed to 31/08/29
Initial rate
4.51%
then 8.24% (variable)
Monthly repayments
£696
Scheme fees
£1,544
Annual cost
£8,655
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/08/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.51% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £695 and 240 payments of £935. The total amount payable would be £267,644 made up of the loan amount plus interest (£141,100) and fees (£1,544). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
Cumberland
Max LTV 75%:
Fixed to 01/07/29
Initial rate
4.53%
then 8.24% (variable)
Monthly repayments
£697
Scheme fees
£999
Annual cost
£8,563
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/07/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.53% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £696 and 240 payments of £935. The total amount payable would be £267,159 made up of the loan amount plus interest (£141,160) and fees (£999). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
Leeds
Max LTV 75%:
Fixed to 31/08/29
Initial rate
4.54%
then 8.24% (variable)
Monthly repayments
£698
Scheme fees
£999
Annual cost
£8,571
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/08/29
Other info
Exit fee £199
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.54% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £697 and 240 payments of £935. The total amount payable would be £267,219 made up of the loan amount plus interest (£141,220) and fees (£999). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
Yorkshire BS
Max LTV 75%:
Fixed to 31/07/29
Initial rate
4.54%
then 8.24% (variable)
Monthly repayments
£698
Scheme fees
£1,495
Annual cost
£8,671
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/07/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.54% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £697 and 240 payments of £935. The total amount payable would be £267,715 made up of the loan amount plus interest (£141,220) and fees (£1,495). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
TSB
Max LTV 75%:
Fixed to 30/06/29
Initial rate
4.54%
then 8.74% (variable)
Monthly repayments
£698
Scheme fees
£994
Annual cost
£8,570
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.54% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £697 and 240 payments of £970. The total amount payable would be £275,614 made up of the loan amount plus interest (£149,620) and fees (£994). The overall cost for comparison is 7.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 953 6015 Continue online
Virgin Money
Max LTV 75%:
Fixed to 01/08/29
Initial rate
4.54%
then 9.49% (variable)
Monthly repayments
£698
Scheme fees
£895
Annual cost
£8,551
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/08/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.54% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £697 and 240 payments of £1,023. The total amount payable would be £288,235 made up of the loan amount plus interest (£162,340) and fees (£895). The overall cost for comparison is 7.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 953 6015 Continue online
Santander
Max LTV 75%:
Fixed to 02/09/29
Initial rate
4.55%
then 7.50% (variable)
Monthly repayments
£698
Scheme fees
£1,048
Annual cost
£8,590
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 02/09/29
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.55% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £698 and 240 payments of £885. The total amount payable would be £255,328 made up of the loan amount plus interest (£129,280) and fees (£1,048). The overall cost for comparison is 6.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 953 6015 Continue online
Halifax
Max LTV 75%:
Fixed to 30/06/29
Initial rate
4.56%
then 8.74% (variable)
Monthly repayments
£699
Scheme fees
£999
Annual cost
£8,588
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.56% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £699 and 240 payments of £970. The total amount payable would be £275,739 made up of the loan amount plus interest (£149,740) and fees (£999). The overall cost for comparison is 7.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 953 6015 Continue online
Allied Irish Bank
Max LTV 85%:
Fixed to 31/05/29
Initial rate
4.56%
then 7.75% (variable)
Monthly repayments
£699
Scheme fees
£200
Annual cost
£8,429
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/05/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.56% and then on a variable rate of 7.75% for the remaining 20 years would require 60 payments of £699 and 240 payments of £902. The total amount payable would be £258,620 made up of the loan amount plus interest (£133,420) and fees (£200). The overall cost for comparison is 6.7% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 6.7% APRC
?
0800 953 6015 Continue online
Natwest
Max LTV 75%:
Fixed to 31/08/29
Initial rate
4.56%
then 8.24% (variable)
Monthly repayments
£699
Scheme fees
£1,044
Annual cost
£8,597
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/08/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.56% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £699 and 240 payments of £936. The total amount payable would be £267,624 made up of the loan amount plus interest (£141,580) and fees (£1,044). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
Halifax
Max LTV 60%:
Fixed to 31/08/29
Initial rate
4.57%
then 8.74% (variable)
Monthly repayments
£700
Scheme fees
£0
Annual cost
£8,397
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/08/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.57% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £699 and 240 payments of £970. The total amount payable would be £274,740 made up of the loan amount plus interest (£149,740) and fees (£0). The overall cost for comparison is 7.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 953 6015 Continue online
Santander
Max LTV 60%:
Fixed to 02/09/27
Initial rate
4.57%
then 7.50% (variable)
Monthly repayments
£700
Scheme fees
£1,048
Annual cost
£8,747
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 02/09/27
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.57% and then on a variable rate of 7.50% for the remaining 22 years would require 36 payments of £699 and 264 payments of £901. The total amount payable would be £264,076 made up of the loan amount plus interest (£138,028) and fees (£1,048). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 953 6015 Continue online
Co-Op
Max LTV 60%:
Fixed to 31/08/29
Initial rate
4.57%
then 8.12% (variable)
Monthly repayments
£700
Scheme fees
-£250
Annual cost
£8,347
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
5% reducing to 1% until 31/08/29
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.57% and then on a variable rate of 8.12% for the remaining 20 years would require 60 payments of £699 and 240 payments of £927. The total amount payable would be £264,170 made up of the loan amount plus interest (£139,420) and fees (-£250). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 953 6015 Continue online
Cumberland
Max LTV 60%:
Fixed to 01/07/29
Initial rate
4.58%
then 8.24% (variable)
Monthly repayments
£700
Scheme fees
£0
Annual cost
£8,406
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/07/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.58% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £700 and 240 payments of £936. The total amount payable would be £266,640 made up of the loan amount plus interest (£141,640) and fees (£0). The overall cost for comparison is 7.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
Vernon
Max LTV 80%:
Fixed to 30/06/27
Initial rate
4.59%
then 8.10% (variable)
Monthly repayments
£701
Scheme fees
£1,043
Annual cost
£8,762
Fees and charges
Booking fee £0
Arrangement fee £499
Valuation fee £245
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/06/27
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.59% and then on a variable rate of 8.10% for the remaining 22 years would require 36 payments of £701 and 264 payments of £945. The total amount payable would be £275,759 made up of the loan amount plus interest (£149,716) and fees (£1,043). The overall cost for comparison is 7.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 953 6015 Continue online
Nationwide
Max LTV 75%:
Fixed for 5 years
Initial rate
4.59%
then 7.99% (variable)
Monthly repayments
£701
Scheme fees
£798
Annual cost
£8,574
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £701 and 240 payments of £919. The total amount payable would be £263,418 made up of the loan amount plus interest (£137,620) and fees (£798). The overall cost for comparison is 6.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 953 6015 Continue online
TSB
Max LTV 60%:
Fixed to 30/06/27
Initial rate
4.59%
then 8.74% (variable)
Monthly repayments
£701
Scheme fees
£995
Annual cost
£8,746
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/27
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.59% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £701 and 264 payments of £994. The total amount payable would be £288,647 made up of the loan amount plus interest (£162,652) and fees (£995). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 953 6015 Continue online
Darlington
Max LTV 80%:
Fixed to 30/04/29
Initial rate
4.59%
then 8.09% (variable)
Monthly repayments
£701
Scheme fees
£798
Annual cost
£8,574
Fees and charges
Booking fee £0
Arrangement fee £499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10%
Early repayment charge:
5% reducing to 2% until 30/04/29
Other info
Exit fee £100
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.09% for the remaining 20 years would require 60 payments of £701 and 240 payments of £926. The total amount payable would be £265,098 made up of the loan amount plus interest (£139,300) and fees (£798). The overall cost for comparison is 6.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 953 6015 Continue online
First Direct
Max LTV 60%:
Fixed for 3 years
Initial rate
4.59%
then 6.99% (variable)
Monthly repayments
£701
Scheme fees
£490
Annual cost
£8,578
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 3 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.59% and then on a variable rate of 6.99% for the remaining 22 years would require 36 payments of £701 and 264 payments of £864. The total amount payable would be £253,822 made up of the loan amount plus interest (£128,332) and fees (£490). The overall cost for comparison is 6.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 953 6015 Continue online
Halifax
Max LTV 75%:
Fixed to 31/08/29
Initial rate
4.59%
then 8.74% (variable)
Monthly repayments
£701
Scheme fees
£999
Annual cost
£8,614
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/08/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £701 and 240 payments of £971. The total amount payable would be £276,099 made up of the loan amount plus interest (£150,100) and fees (£999). The overall cost for comparison is 7.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 953 6015 Continue online
Halifax
Max LTV 75%:
Fixed to 30/06/27
Initial rate
4.59%
then 8.74% (variable)
Monthly repayments
£701
Scheme fees
£999
Annual cost
£8,747
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/27
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.59% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £701 and 264 payments of £994. The total amount payable would be £288,651 made up of the loan amount plus interest (£162,652) and fees (£999). The overall cost for comparison is 7.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 953 6015 Continue online
TSB
Max LTV 60%:
Fixed to 30/06/29
Initial rate
4.59%
then 8.74% (variable)
Monthly repayments
£701
Scheme fees
-£1
Annual cost
£8,414
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £701 and 240 payments of £971. The total amount payable would be £275,099 made up of the loan amount plus interest (£150,100) and fees (-£1). The overall cost for comparison is 7.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 953 6015 Continue online
Allied Irish Bank
Max LTV 90%:
Fixed to 31/05/29
Initial rate
4.61%
then 7.75% (variable)
Monthly repayments
£703
Scheme fees
£200
Annual cost
£8,471
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/05/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.61% and then on a variable rate of 7.75% for the remaining 20 years would require 60 payments of £702 and 240 payments of £903. The total amount payable would be £259,040 made up of the loan amount plus interest (£133,840) and fees (£200). The overall cost for comparison is 6.7% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 6.7% APRC
?
0800 953 6015 Continue online
Co-Op
Max LTV 75%:
Fixed to 31/08/29
Initial rate
4.62%
then 8.12% (variable)
Monthly repayments
£703
Scheme fees
£749
Annual cost
£8,590
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
5% reducing to 1% until 31/08/29
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.62% and then on a variable rate of 8.12% for the remaining 20 years would require 60 payments of £703 and 240 payments of £928. The total amount payable would be £265,649 made up of the loan amount plus interest (£139,900) and fees (£749). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 953 6015 Continue online
Cumberland
Max LTV 60%:
Fixed to 01/07/29
Initial rate
4.63%
then 8.24% (variable)
Monthly repayments
£704
Scheme fees
£999
Annual cost
£8,648
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/07/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.63% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £704 and 240 payments of £937. The total amount payable would be £268,119 made up of the loan amount plus interest (£142,120) and fees (£999). The overall cost for comparison is 7.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 953 6015 Continue online
First Direct
Max LTV 75%:
Fixed for 5 years
Initial rate
4.63%
then 6.99% (variable)
Monthly repayments
£704
Scheme fees
£0
Annual cost
£8,449
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.63% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £704 and 240 payments of £852. The total amount payable would be £246,720 made up of the loan amount plus interest (£121,720) and fees (£0). The overall cost for comparison is 6.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 953 6015 Continue online
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