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i has teamed up with award-winning mortgage advisers L&C Mortgages to offer readers an easy way to find the best deal. Whether you're buying a home, remortgaging to a new deal or looking for help with a Buy to Let their advice is fee free and covers 1000s of deals from over 90 lenders. Use the calculator below to work out how much you can borrow and compare the best mortgage rates then start your application online or over the phone.

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Newcastle
Max LTV 80%:
2.46% discount to 31/08/24
Initial rate
1.50%
then 3.96% (variable)
Monthly repayments
£500
Scheme fees
£1,289
Annual cost
£6,644
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £130
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.50% and then on a variable rate of 3.96% for the remaining 23 years would require 24 payments of £499 and 276 payments of £644. The total amount payable would be £191,009 made up of the loan amount plus interest (£64,720) and fees (£1,289). The overall cost for comparison is 3.6% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.6% APRC
?
0800 694 6926 Continue online
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£2,230
Annual cost
£7,128
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £210,490 made up of the loan amount plus interest (£83,260) and fees (£2,230). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 694 6926 Continue online
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£2,230
Annual cost
£7,128
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £210,490 made up of the loan amount plus interest (£83,260) and fees (£2,230). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 694 6926 Continue online
Furness
Max LTV 80%:
4.35% discount for 2 years
Initial rate
1.59%
then 5.64% (variable)
Monthly repayments
£505
Scheme fees
£749
Annual cost
£6,437
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.59% and then on a variable rate of 5.64% for the remaining 23 years would require 24 payments of £505 and 276 payments of £755. The total amount payable would be £221,249 made up of the loan amount plus interest (£95,500) and fees (£749). The overall cost for comparison is 5.0% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 5.0% APRC
?
0800 694 6926 Continue online
Newcastle
Max LTV 85%:
2.36% discount to 31/08/24
Initial rate
1.60%
then 3.96% (variable)
Monthly repayments
£506
Scheme fees
£1,289
Annual cost
£6,714
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £130
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.60% and then on a variable rate of 3.96% for the remaining 23 years would require 24 payments of £505 and 276 payments of £645. The total amount payable would be £191,429 made up of the loan amount plus interest (£65,140) and fees (£1,289). The overall cost for comparison is 3.7% APRC representative.
Max LTV 85% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 694 6926 Continue online
Monmouthshire BS
Max LTV 80%:
3.35% discount for 2 years
Initial rate
1.64%
then 4.99% (variable)
Monthly repayments
£508
Scheme fees
£1,409
Annual cost
£6,803
Fees and charges
Booking fee £150
Arrangement fee £999
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.64% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £508 and 276 payments of £712. The total amount payable would be £210,113 made up of the loan amount plus interest (£83,704) and fees (£1,409). The overall cost for comparison is 4.5% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
0800 694 6926 Continue online
Barclays
Max LTV 60%:
Base +0.75% for 2 years
Initial rate
1.75%
then 4.49% (variable)
Monthly repayments
£515
Scheme fees
£999
Annual cost
£6,676
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.75% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £514 and 276 payments of £679. The total amount payable would be £200,739 made up of the loan amount plus interest (£74,740) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.2% APRC
?
0800 694 6926 Continue online
Newcastle
Max LTV 90%:
2.16% discount to 31/08/24
Initial rate
1.80%
then 3.96% (variable)
Monthly repayments
£518
Scheme fees
£1,289
Annual cost
£6,857
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £130
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.80% and then on a variable rate of 3.96% for the remaining 23 years would require 24 payments of £517 and 276 payments of £646. The total amount payable would be £191,993 made up of the loan amount plus interest (£65,704) and fees (£1,289). The overall cost for comparison is 3.7% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 694 6926 Continue online
Beverley BS
Max LTV 80%:
3.17% discount for 2 years
Initial rate
1.82%
then 4.99% (variable)
Monthly repayments
£519
Scheme fees
£1,330
Annual cost
£6,892
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.82% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £518 and 276 payments of £713. The total amount payable would be £210,550 made up of the loan amount plus interest (£84,220) and fees (£1,330). The overall cost for comparison is 4.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
0800 694 6926 Continue online
Beverley BS
Max LTV 80%:
3.17% discount for 2 years
Initial rate
1.82%
then 4.99% (variable)
Monthly repayments
£519
Scheme fees
£1,330
Annual cost
£6,892
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.82% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £518 and 276 payments of £713. The total amount payable would be £210,550 made up of the loan amount plus interest (£84,220) and fees (£1,330). The overall cost for comparison is 4.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
0800 694 6926 Continue online
Newbury
Max LTV 75%:
2.26% discount for 3 years
Initial rate
1.84%
then 4.10% (variable)
Monthly repayments
£520
Scheme fees
£600
Annual cost
£6,442
Fees and charges
Booking fee £0
Arrangement fee £600
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.84% and then on a variable rate of 4.10% for the remaining 22 years would require 36 payments of £520 and 264 payments of £649. The total amount payable would be £190,656 made up of the loan amount plus interest (£65,056) and fees (£600). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
0800 694 6926 Continue online
Newbury
Max LTV 75%:
2.26% discount for 5 years
Initial rate
1.84%
then 4.10% (variable)
Monthly repayments
£520
Scheme fees
£600
Annual cost
£6,362
Fees and charges
Booking fee £0
Arrangement fee £600
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 1.84% and then on a variable rate of 4.10% for the remaining 20 years would require 60 payments of £520 and 240 payments of £637. The total amount payable would be £184,680 made up of the loan amount plus interest (£59,080) and fees (£600). The overall cost for comparison is 2.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 2.9% APRC
?
0800 694 6926 Continue online
Principality
Max LTV 65%:
2.80% discount to 30/09/24
Initial rate
1.85%
then 4.65% (variable)
Monthly repayments
£521
Scheme fees
£0
Annual cost
£6,249
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/24
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.85% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £520 and 276 payments of £690. The total amount payable would be £202,920 made up of the loan amount plus interest (£77,920) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 694 6926 Continue online
Accord
Max LTV 65%:
2.85% discount to 31/08/24
Initial rate
1.89%
then 4.74% (variable)
Monthly repayments
£523
Scheme fees
£495
Annual cost
£6,525
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/08/24
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.89% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £523 and 276 payments of £697. The total amount payable would be £205,419 made up of the loan amount plus interest (£79,924) and fees (£495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
0800 694 6926 Continue online
Accord
Max LTV 75%:
2.80% discount to 31/08/24
Initial rate
1.94%
then 4.74% (variable)
Monthly repayments
£526
Scheme fees
£495
Annual cost
£6,562
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/08/24
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.94% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £526 and 276 payments of £697. The total amount payable would be £205,491 made up of the loan amount plus interest (£79,996) and fees (£495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
0800 694 6926 Continue online
Nationwide
Max LTV 60%:
Base +0.94% for 2 years
Initial rate
1.94%
then 3.99% (variable)
Monthly repayments
£526
Scheme fees
£999
Annual cost
£6,814
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.94% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £526 and 276 payments of £648. The total amount payable would be £192,471 made up of the loan amount plus interest (£66,472) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 694 6926 Continue online
Principality
Max LTV 75%:
2.70% discount to 30/09/24
Initial rate
1.95%
then 4.65% (variable)
Monthly repayments
£527
Scheme fees
£0
Annual cost
£6,321
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/24
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.95% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £526 and 276 payments of £691. The total amount payable would be £203,340 made up of the loan amount plus interest (£78,340) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 694 6926 Continue online
Barclays
Max LTV 75%:
Base +0.95% for 2 years
Initial rate
1.95%
then 4.49% (variable)
Monthly repayments
£527
Scheme fees
£999
Annual cost
£6,821
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.95% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £526 and 276 payments of £681. The total amount payable would be £201,579 made up of the loan amount plus interest (£75,580) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 694 6926 Continue online
Tipton & Coseley
Max LTV 75%:
3.35% discount for 2 years
Initial rate
1.99%
then 5.34% (variable)
Monthly repayments
£529
Scheme fees
£1,274
Annual cost
£6,988
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £275
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.99% and then on a variable rate of 5.34% for the remaining 23 years would require 24 payments of £529 and 276 payments of £737. The total amount payable would be £217,382 made up of the loan amount plus interest (£91,108) and fees (£1,274). The overall cost for comparison is 5.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.0% APRC
?
0800 694 6926 Continue online
Nationwide
Max LTV 75%:
Base +0.99% for 2 years
Initial rate
1.99%
then 3.99% (variable)
Monthly repayments
£529
Scheme fees
£999
Annual cost
£6,850
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.99% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £529 and 276 payments of £649. The total amount payable would be £192,819 made up of the loan amount plus interest (£66,820) and fees (£999). The overall cost for comparison is 3.0% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.0% APRC
?
0800 694 6926 Continue online
Beverley BS
Max LTV 65%:
3.00% discount for 3 years
Initial rate
1.99%
then 4.99% (variable)
Monthly repayments
£529
Scheme fees
£1,330
Annual cost
£6,794
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 3 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.99% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £529 and 264 payments of £706. The total amount payable would be £206,758 made up of the loan amount plus interest (£80,428) and fees (£1,330). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 694 6926 Continue online
Beverley BS
Max LTV 65%:
3.00% discount for 3 years
Initial rate
1.99%
then 4.99% (variable)
Monthly repayments
£529
Scheme fees
£1,330
Annual cost
£6,794
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 3 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.99% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £529 and 264 payments of £706. The total amount payable would be £206,758 made up of the loan amount plus interest (£80,428) and fees (£1,330). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 694 6926 Continue online
Suffolk BS
Max LTV 80%:
3.54% discount for 2 years
Initial rate
2.00%
then 5.54% (variable)
Monthly repayments
£530
Scheme fees
£879
Annual cost
£6,797
Fees and charges
Booking fee £199
Arrangement fee £500
Valuation fee £180
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 50%
Early repayment charge:
1% for 1 year
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.00% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £529 and 276 payments of £751. The total amount payable would be £220,851 made up of the loan amount plus interest (£94,972) and fees (£879). The overall cost for comparison is 4.7% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
?
0800 694 6926 Continue online
Accord
Max LTV 80%:
2.71% discount to 31/08/24
Initial rate
2.03%
then 4.74% (variable)
Monthly repayments
£532
Scheme fees
£495
Annual cost
£6,627
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/08/24
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.03% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £531 and 276 payments of £697. The total amount payable would be £205,611 made up of the loan amount plus interest (£80,116) and fees (£495). The overall cost for comparison is 4.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 694 6926 Continue online
Nationwide
Max LTV 60%:
Base +1.04% for 2 years
Initial rate
2.04%
then 3.99% (variable)
Monthly repayments
£532
Scheme fees
£999
Annual cost
£6,887
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.04% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £532 and 276 payments of £649. The total amount payable would be £192,891 made up of the loan amount plus interest (£66,892) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 694 6926 Continue online
Principality
Max LTV 80%:
2.60% discount to 30/09/24
Initial rate
2.05%
then 4.65% (variable)
Monthly repayments
£533
Scheme fees
£0
Annual cost
£6,394
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/24
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.05% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £532 and 276 payments of £692. The total amount payable would be £203,760 made up of the loan amount plus interest (£78,760) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 694 6926 Continue online
Accord
Max LTV 85%:
2.65% discount to 31/08/24
Initial rate
2.09%
then 4.74% (variable)
Monthly repayments
£535
Scheme fees
£495
Annual cost
£6,671
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/08/24
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.09% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £535 and 276 payments of £698. The total amount payable would be £205,983 made up of the loan amount plus interest (£80,488) and fees (£495). The overall cost for comparison is 4.1% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 694 6926 Continue online
Nationwide
Max LTV 75%:
Base +1.09% for 2 years
Initial rate
2.09%
then 3.99% (variable)
Monthly repayments
£535
Scheme fees
£999
Annual cost
£6,923
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.09% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £535 and 276 payments of £649. The total amount payable would be £192,963 made up of the loan amount plus interest (£66,964) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 694 6926 Continue online
Mansfield
Max LTV 80%:
3.46% discount for 2 years
Initial rate
2.14%
then 5.60% (variable)
Monthly repayments
£538
Scheme fees
£499
Annual cost
£6,710
Fees and charges
Booking fee £199
Arrangement fee £300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.14% and then on a variable rate of 5.60% for the remaining 23 years would require 24 payments of £538 and 276 payments of £756. The total amount payable would be £222,067 made up of the loan amount plus interest (£96,568) and fees (£499). The overall cost for comparison is 4.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
0800 694 6926 Continue online
Newbury
Max LTV 85%:
1.96% discount for 5 years
Initial rate
2.14%
then 4.10% (variable)
Monthly repayments
£538
Scheme fees
£600
Annual cost
£6,581
Fees and charges
Booking fee £0
Arrangement fee £600
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 2.14% and then on a variable rate of 4.10% for the remaining 20 years would require 60 payments of £538 and 240 payments of £642. The total amount payable would be £186,960 made up of the loan amount plus interest (£61,360) and fees (£600). The overall cost for comparison is 3.2% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
0800 694 6926 Continue online
Beverley BS
Max LTV 80%:
2.84% discount for 3 years
Initial rate
2.15%
then 4.99% (variable)
Monthly repayments
£539
Scheme fees
£1,330
Annual cost
£6,911
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 3 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 2.15% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £538 and 264 payments of £707. The total amount payable would be £207,346 made up of the loan amount plus interest (£81,016) and fees (£1,330). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 694 6926 Continue online
Beverley BS
Max LTV 80%:
2.84% discount for 3 years
Initial rate
2.15%
then 4.99% (variable)
Monthly repayments
£539
Scheme fees
£1,330
Annual cost
£6,911
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 3 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 2.15% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £538 and 264 payments of £707. The total amount payable would be £207,346 made up of the loan amount plus interest (£81,016) and fees (£1,330). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 694 6926 Continue online
Principality
Max LTV 85%:
2.48% discount to 30/09/24
Initial rate
2.17%
then 4.65% (variable)
Monthly repayments
£540
Scheme fees
£0
Annual cost
£6,483
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/24
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.17% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £540 and 276 payments of £692. The total amount payable would be £203,952 made up of the loan amount plus interest (£78,952) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 694 6926 Continue online
Furness
Max LTV 90%:
3.65% discount for 2 years
Initial rate
2.19%
then 5.64% (variable)
Monthly repayments
£541
Scheme fees
-£250
Annual cost
£6,373
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.19% and then on a variable rate of 5.64% for the remaining 23 years would require 24 payments of £541 and 276 payments of £759. The total amount payable would be £222,218 made up of the loan amount plus interest (£97,468) and fees (-£250). The overall cost for comparison is 5.1% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
?
0800 694 6926 Continue online
Loughborough
Max LTV 80%:
3.15% discount for 2 years
Initial rate
2.19%
then 5.34% (variable)
Monthly repayments
£541
Scheme fees
£0
Annual cost
£6,498
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £120
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.19% and then on a variable rate of 5.34% for the remaining 23 years would require 24 payments of £541 and 276 payments of £739. The total amount payable would be £216,948 made up of the loan amount plus interest (£91,948) and fees (£0). The overall cost for comparison is 4.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
0800 694 6926 Continue online
Coventry
Max LTV 75%:
Base +1.20% to 31/10/24
Initial rate
2.20%
then 4.64% (variable)
Monthly repayments
£542
Scheme fees
£999
Annual cost
£7,004
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.20% and then on a variable rate of 4.64% for the remaining 23 years would require 24 payments of £542 and 276 payments of £692. The total amount payable would be £204,999 made up of the loan amount plus interest (£79,000) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 4.3% APRC
?
0800 694 6926 Continue online
Barclays
Max LTV 75%:
Base +1.22% for 2 years
Initial rate
2.22%
then 4.49% (variable)
Monthly repayments
£543
Scheme fees
£1,749
Annual cost
£7,394
Fees and charges
Booking fee £0
Arrangement fee £1,749
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.22% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £543 and 276 payments of £682. The total amount payable would be £203,013 made up of the loan amount plus interest (£76,264) and fees (£1,749). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
0800 694 6926 Continue online
Leek United
Max LTV 75%:
3.45% discount for 2 years
Initial rate
2.24%
then 5.69% (variable)
Monthly repayments
£545
Scheme fees
£495
Annual cost
£6,782
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.24% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £544 and 276 payments of £763. The total amount payable would be £224,139 made up of the loan amount plus interest (£98,644) and fees (£495). The overall cost for comparison is 5.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
?
0800 694 6926 Continue online
Nationwide
Max LTV 80%:
Base +1.24% for 2 years
Initial rate
2.24%
then 3.99% (variable)
Monthly repayments
£545
Scheme fees
£999
Annual cost
£7,034
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.24% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £544 and 276 payments of £650. The total amount payable would be £193,455 made up of the loan amount plus interest (£67,456) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 694 6926 Continue online
Accord
Max LTV 90%:
2.49% discount to 31/08/24
Initial rate
2.25%
then 4.74% (variable)
Monthly repayments
£545
Scheme fees
£0
Annual cost
£6,542
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/08/24
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.25% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £545 and 276 payments of £699. The total amount payable would be £206,004 made up of the loan amount plus interest (£81,004) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 694 6926 Continue online
Principality
Max LTV 90%:
2.40% discount to 30/09/24
Initial rate
2.25%
then 4.65% (variable)
Monthly repayments
£545
Scheme fees
£0
Annual cost
£6,542
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/24
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.25% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £545 and 276 payments of £693. The total amount payable would be £204,348 made up of the loan amount plus interest (£79,348) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 694 6926 Continue online
Barclays
Max LTV 75%:
Base +1.25% for 5 years
Initial rate
2.25%
then 4.49% (variable)
Monthly repayments
£545
Scheme fees
£1,749
Annual cost
£6,892
Fees and charges
Booking fee £0
Arrangement fee £1,749
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
1% for 5 years
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 2.25% and then on a variable rate of 4.49% for the remaining 20 years would require 60 payments of £545 and 240 payments of £665. The total amount payable would be £194,049 made up of the loan amount plus interest (£67,300) and fees (£1,749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
0800 694 6926 Continue online
Nationwide
Max LTV 85%:
Base +1.29% for 2 years
Initial rate
2.29%
then 3.99% (variable)
Monthly repayments
£548
Scheme fees
£999
Annual cost
£7,071
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £547 and 276 payments of £650. The total amount payable would be £193,527 made up of the loan amount plus interest (£67,528) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 85% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 694 6926 Continue online
Barclays
Max LTV 80%:
Base +1.29% for 2 years
Initial rate
2.29%
then 4.49% (variable)
Monthly repayments
£548
Scheme fees
£999
Annual cost
£7,071
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.29% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £547 and 276 payments of £682. The total amount payable would be £202,359 made up of the loan amount plus interest (£76,360) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
0800 694 6926 Continue online
Skipton
Max LTV 90%:
Base +1.30% for 2 years
Initial rate
2.30%
then 4.89% (variable)
Monthly repayments
£548
Scheme fees
£995
Annual cost
£7,077
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £95
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.30% and then on a variable rate of 4.89% for the remaining 23 years would require 24 payments of £548 and 276 payments of £709. The total amount payable would be £209,831 made up of the loan amount plus interest (£83,836) and fees (£995). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 4.4% APRC
?
0800 694 6926 Continue online
Leek United
Max LTV 85%:
3.39% discount for 2 years
Initial rate
2.30%
then 5.69% (variable)
Monthly repayments
£548
Scheme fees
-£400
Annual cost
£6,379
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.30% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £548 and 276 payments of £763. The total amount payable would be £223,340 made up of the loan amount plus interest (£98,740) and fees (-£400). The overall cost for comparison is 4.9% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
0800 694 6926 Continue online
Nationwide
Max LTV 90%:
Base +1.34% for 2 years
Initial rate
2.34%
then 3.99% (variable)
Monthly repayments
£551
Scheme fees
£999
Annual cost
£7,109
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £550 and 276 payments of £651. The total amount payable would be £193,875 made up of the loan amount plus interest (£67,876) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 694 6926 Continue online
Suffolk BS
Max LTV 90%:
3.19% discount for 2 years
Initial rate
2.35%
then 5.54% (variable)
Monthly repayments
£551
Scheme fees
£1,378
Annual cost
£7,306
Fees and charges
Booking fee £199
Arrangement fee £999
Valuation fee £180
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 50%
Early repayment charge:
1% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.35% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £551 and 276 payments of £753. The total amount payable would be £222,430 made up of the loan amount plus interest (£96,052) and fees (£1,378). The overall cost for comparison is 4.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
0800 694 6926 Continue online
Monmouthshire BS
Max LTV 95%:
2.64% discount for 2 years
Initial rate
2.35%
then 4.99% (variable)
Monthly repayments
£551
Scheme fees
£1,409
Annual cost
£7,321
Fees and charges
Booking fee £150
Arrangement fee £999
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.35% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £551 and 276 payments of £716. The total amount payable would be £212,249 made up of the loan amount plus interest (£85,840) and fees (£1,409). The overall cost for comparison is 4.7% APRC representative.
Max LTV 95% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
?
0800 694 6926 Continue online
Accord
Max LTV 75%:
Fixed to 31/08/24
Initial rate
2.36%
then 4.74% (variable)
Monthly repayments
£552
Scheme fees
£1,175
Annual cost
£7,212
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £180
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/08/24
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.36% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £552 and 276 payments of £699. The total amount payable would be £207,347 made up of the loan amount plus interest (£81,172) and fees (£1,175). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 694 6926 Continue online
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