in association with

in association with

Mortgages

We've teamed up with L&C Mortgages, the UK's leading fee free mortgage broker, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help – and you'll pay no fee for their advice.

Reasons to use L&C

  • Fee free advice on the right mortgage for you
  • They’ll compare 1,000s of mortgage deals so you don’t have to
  • Simple, hassle-free service
  • Expert advisers available 7 days a week
  • Opening Hours: 9-8 Mon-Thurs, 9-5.30 Fri, 9-5 Sat, 10-4 Sun
  • Unique online tracking tool

Call L&C's expert advisers now

Call free from mobile or landline or arrange a callback

or...

Start your mortgage online

Find the deals you qualify for & how much you could borrow
£
£
£
Find mortgages
Filters
Types of mortgage
Product period
Other features
Update
Try sorting by Annual Cost
?
Sort by:
Virgin Money
Max LTV 60%:
Fixed to 01/02/29
Initial rate
4.50%
then 9.49% (variable)
Monthly repayments
£695
Scheme fees
£895
Annual cost
£8,516
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/02/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.50% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £694 and 240 payments of £1,022. The total amount payable would be £287,815 made up of the loan amount plus interest (£161,920) and fees (£895). The overall cost for comparison is 7.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.8% APRC
?
0800 073 2339 Continue online
Skipton
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.57%
then 6.79% (variable)
Monthly repayments
£700
Scheme fees
£2,995
Annual cost
£8,996
Fees and charges
Booking fee £0
Arrangement fee £2,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
6% reducing to 1.75% until 31/03/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.57% and then on a variable rate of 6.79% for the remaining 20 years would require 60 payments of £699 and 240 payments of £838. The total amount payable would be £246,055 made up of the loan amount plus interest (£118,060) and fees (£2,995). The overall cost for comparison is 6.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 2339 Continue online
Cumberland
Max LTV 75%:
Fixed to 01/02/29
Initial rate
4.58%
then 8.24% (variable)
Monthly repayments
£700
Scheme fees
£999
Annual cost
£8,606
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/02/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.58% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £700 and 240 payments of £936. The total amount payable would be £267,639 made up of the loan amount plus interest (£141,640) and fees (£999). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 2339 Continue online
Yorkshire BS
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.59%
then 8.24% (variable)
Monthly repayments
£701
Scheme fees
£1,495
Annual cost
£8,713
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/03/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £701 and 240 payments of £936. The total amount payable would be £268,195 made up of the loan amount plus interest (£141,700) and fees (£1,495). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 2339 Continue online
Skipton
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.61%
then 6.79% (variable)
Monthly repayments
£703
Scheme fees
£2,995
Annual cost
£9,030
Fees and charges
Booking fee £0
Arrangement fee £2,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
6% reducing to 1.75% until 31/03/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.61% and then on a variable rate of 6.79% for the remaining 20 years would require 60 payments of £702 and 240 payments of £839. The total amount payable would be £246,475 made up of the loan amount plus interest (£118,480) and fees (£2,995). The overall cost for comparison is 6.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 2339 Continue online
First Direct
Max LTV 60%:
Fixed to 5 years
Initial rate
4.64%
then 6.99% (variable)
Monthly repayments
£705
Scheme fees
£490
Annual cost
£8,555
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.64% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £704 and 240 payments of £852. The total amount payable would be £247,210 made up of the loan amount plus interest (£121,720) and fees (£490). The overall cost for comparison is 6.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 073 2339 Continue online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
4.68%
then 7.99% (variable)
Monthly repayments
£708
Scheme fees
£798
Annual cost
£8,651
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.68% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £707 and 240 payments of £920. The total amount payable would be £264,018 made up of the loan amount plus interest (£138,220) and fees (£798). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 2339 Continue online
Yorkshire BS
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.69%
then 8.24% (variable)
Monthly repayments
£708
Scheme fees
£245
Annual cost
£8,549
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/03/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.69% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £708 and 240 payments of £938. The total amount payable would be £267,845 made up of the loan amount plus interest (£142,600) and fees (£245). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.69%
then 8.04% (variable)
Monthly repayments
£708
Scheme fees
£1,294
Annual cost
£8,759
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.69% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £708 and 240 payments of £924. The total amount payable would be £265,534 made up of the loan amount plus interest (£139,240) and fees (£1,294). The overall cost for comparison is 6.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 60%:
Fixed to 28/02/29
Initial rate
4.69%
then 8.04% (variable)
Monthly repayments
£708
Scheme fees
£1,495
Annual cost
£8,799
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.69% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £708 and 240 payments of £924. The total amount payable would be £265,735 made up of the loan amount plus interest (£139,240) and fees (£1,495). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 2339 Continue online
Virgin Money
Max LTV 60%:
Fixed to 01/02/29
Initial rate
4.70%
then 9.49% (variable)
Monthly repayments
£709
Scheme fees
£995
Annual cost
£8,708
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/02/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.70% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £709 and 240 payments of £1,026. The total amount payable would be £289,775 made up of the loan amount plus interest (£163,780) and fees (£995). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 2339 Continue online
Skipton
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.70%
then 6.79% (variable)
Monthly repayments
£709
Scheme fees
£1,295
Annual cost
£8,768
Fees and charges
Booking fee £0
Arrangement fee £1,295
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
6% reducing to 1.75% until 31/03/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.70% and then on a variable rate of 6.79% for the remaining 20 years would require 60 payments of £709 and 240 payments of £840. The total amount payable would be £245,435 made up of the loan amount plus interest (£119,140) and fees (£1,295). The overall cost for comparison is 6.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 2339 Continue online
Santander
Max LTV 60%:
Fixed to 02/05/29
Initial rate
4.71%
then 7.50% (variable)
Monthly repayments
£710
Scheme fees
£1,048
Annual cost
£8,727
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 02/05/29
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.71% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £709 and 240 payments of £887. The total amount payable would be £256,468 made up of the loan amount plus interest (£130,420) and fees (£1,048). The overall cost for comparison is 6.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 60%:
Fixed to 31/03/27
Initial rate
4.72%
then 8.04% (variable)
Monthly repayments
£710
Scheme fees
£1,494
Annual cost
£9,024
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/03/27
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.72% and then on a variable rate of 8.04% for the remaining 22 years would require 36 payments of £710 and 264 payments of £942. The total amount payable would be £275,742 made up of the loan amount plus interest (£149,248) and fees (£1,494). The overall cost for comparison is 7.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/31
Initial rate
4.73%
then 8.04% (variable)
Monthly repayments
£711
Scheme fees
£1,495
Annual cost
£8,748
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/31
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 7 years at 4.73% and then on a variable rate of 8.04% for the remaining 18 years would require 84 payments of £711 and 216 payments of £906. The total amount payable would be £256,915 made up of the loan amount plus interest (£130,420) and fees (£1,495). The overall cost for comparison is 6.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 073 2339 Continue online
Natwest
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.73%
then 8.24% (variable)
Monthly repayments
£711
Scheme fees
£1,544
Annual cost
£8,843
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.73% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £711 and 240 payments of £938. The total amount payable would be £269,324 made up of the loan amount plus interest (£142,780) and fees (£1,544). The overall cost for comparison is 7.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 60%:
Fixed to 28/02/29
Initial rate
4.74%
then 8.04% (variable)
Monthly repayments
£712
Scheme fees
£995
Annual cost
£8,742
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.74% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £711 and 240 payments of £925. The total amount payable would be £265,655 made up of the loan amount plus interest (£139,660) and fees (£995). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 2339 Continue online
TSB
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.74%
then 8.74% (variable)
Monthly repayments
£712
Scheme fees
£994
Annual cost
£8,742
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.74% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £711 and 240 payments of £973. The total amount payable would be £277,174 made up of the loan amount plus interest (£151,180) and fees (£994). The overall cost for comparison is 7.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 073 2339 Continue online
Nationwide
Max LTV 75%:
Fixed for 5 years
Initial rate
4.74%
then 7.99% (variable)
Monthly repayments
£712
Scheme fees
£798
Annual cost
£8,703
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.74% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £711 and 240 payments of £921. The total amount payable would be £264,498 made up of the loan amount plus interest (£138,700) and fees (£798). The overall cost for comparison is 6.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 073 2339 Continue online
Co-Op
Max LTV 60%:
Fixed to 30/04/29
Initial rate
4.75%
then 8.12% (variable)
Monthly repayments
£713
Scheme fees
£749
Annual cost
£8,702
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
5% reducing to 1% until 30/04/29
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.75% and then on a variable rate of 8.12% for the remaining 20 years would require 60 payments of £712 and 240 payments of £930. The total amount payable would be £266,669 made up of the loan amount plus interest (£140,920) and fees (£749). The overall cost for comparison is 7.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 2339 Continue online
Cumberland
Max LTV 85%:
Fixed to 01/02/29
Initial rate
4.75%
then 8.24% (variable)
Monthly repayments
£713
Scheme fees
£999
Annual cost
£8,752
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/02/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.75% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £712 and 240 payments of £938. The total amount payable would be £268,839 made up of the loan amount plus interest (£142,840) and fees (£999). The overall cost for comparison is 7.1% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.75%
then 8.04% (variable)
Monthly repayments
£713
Scheme fees
£1,495
Annual cost
£8,851
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.75% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £712 and 240 payments of £925. The total amount payable would be £266,215 made up of the loan amount plus interest (£139,720) and fees (£1,495). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 2339 Continue online
Skipton
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.75%
then 6.79% (variable)
Monthly repayments
£713
Scheme fees
£1,295
Annual cost
£8,811
Fees and charges
Booking fee £0
Arrangement fee £1,295
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
6% reducing to 1.75% until 31/03/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.75% and then on a variable rate of 6.79% for the remaining 20 years would require 60 payments of £712 and 240 payments of £841. The total amount payable would be £245,855 made up of the loan amount plus interest (£119,560) and fees (£1,295). The overall cost for comparison is 6.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.1% APRC
?
0800 073 2339 Continue online
Cumberland
Max LTV 75%:
Fixed to 01/02/29
Initial rate
4.76%
then 8.24% (variable)
Monthly repayments
£713
Scheme fees
£0
Annual cost
£8,560
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/02/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.76% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £713 and 240 payments of £939. The total amount payable would be £268,140 made up of the loan amount plus interest (£143,140) and fees (£0). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 2339 Continue online
Coventry
Max LTV 65%:
Fixed to 30/06/29
Initial rate
4.77%
then 7.49% (variable)
Monthly repayments
£714
Scheme fees
£948
Annual cost
£8,759
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £350
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £125
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.77% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £714 and 240 payments of £888. The total amount payable would be £256,908 made up of the loan amount plus interest (£130,960) and fees (£948). The overall cost for comparison is 6.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 31/03/26
Initial rate
4.77%
then 8.04% (variable)
Monthly repayments
£714
Scheme fees
£1,494
Annual cost
£9,316
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/03/26
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 4.77% and then on a variable rate of 8.04% for the remaining 23 years would require 24 payments of £714 and 276 payments of £951. The total amount payable would be £281,106 made up of the loan amount plus interest (£154,612) and fees (£1,494). The overall cost for comparison is 7.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.6% APRC
?
0800 073 2339 Continue online
Virgin Money
Max LTV 70%:
Fixed to 01/02/27
Initial rate
4.78%
then 9.49% (variable)
Monthly repayments
£715
Scheme fees
£995
Annual cost
£8,909
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% until 01/02/27
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.78% and then on a variable rate of 9.49% for the remaining 22 years would require 36 payments of £714 and 264 payments of £1,054. The total amount payable would be £304,955 made up of the loan amount plus interest (£178,960) and fees (£995). The overall cost for comparison is 8.5% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 8.5% APRC
?
0800 073 2339 Continue online
Virgin Money
Max LTV 70%:
Fixed to 01/02/29
Initial rate
4.78%
then 9.49% (variable)
Monthly repayments
£715
Scheme fees
£995
Annual cost
£8,777
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/02/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £714 and 240 payments of £1,027. The total amount payable would be £290,315 made up of the loan amount plus interest (£164,320) and fees (£995). The overall cost for comparison is 7.9% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/31
Initial rate
4.78%
then 8.04% (variable)
Monthly repayments
£715
Scheme fees
£995
Annual cost
£8,720
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/31
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 7 years at 4.78% and then on a variable rate of 8.04% for the remaining 18 years would require 84 payments of £714 and 216 payments of £907. The total amount payable would be £256,883 made up of the loan amount plus interest (£130,888) and fees (£995). The overall cost for comparison is 6.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 073 2339 Continue online
Natwest
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.78%
then 8.24% (variable)
Monthly repayments
£715
Scheme fees
£1,044
Annual cost
£8,787
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £714 and 240 payments of £939. The total amount payable would be £269,244 made up of the loan amount plus interest (£143,200) and fees (£1,044). The overall cost for comparison is 7.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 073 2339 Continue online
Natwest
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.78%
then 8.24% (variable)
Monthly repayments
£715
Scheme fees
£1,544
Annual cost
£8,887
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £714 and 240 payments of £939. The total amount payable would be £269,744 made up of the loan amount plus interest (£143,200) and fees (£1,544). The overall cost for comparison is 7.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 073 2339 Continue online
HSBC
Max LTV 60%:
Fixed to 28/02/29
Initial rate
4.79%
then 6.99% (variable)
Monthly repayments
£716
Scheme fees
£998
Annual cost
£8,786
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 28/02/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £715 and 240 payments of £854. The total amount payable would be £248,858 made up of the loan amount plus interest (£122,860) and fees (£998). The overall cost for comparison is 6.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 073 2339 Continue online
Virgin Money
Max LTV 60%:
Fixed to 01/02/26
Initial rate
4.79%
then 9.49% (variable)
Monthly repayments
£716
Scheme fees
£1,250
Annual cost
£9,211
Fees and charges
Booking fee £0
Arrangement fee £1,250
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% until 01/02/26
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 4.79% and then on a variable rate of 9.49% for the remaining 23 years would require 24 payments of £715 and 276 payments of £1,066. The total amount payable would be £312,626 made up of the loan amount plus interest (£186,376) and fees (£1,250). The overall cost for comparison is 8.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 8.9% APRC
?
0800 073 2339 Continue online
Yorkshire BS
Max LTV 80%:
Fixed to 31/03/29
Initial rate
4.79%
then 8.24% (variable)
Monthly repayments
£716
Scheme fees
£1,495
Annual cost
£8,885
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/03/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £715 and 240 payments of £939. The total amount payable would be £269,755 made up of the loan amount plus interest (£143,260) and fees (£1,495). The overall cost for comparison is 7.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 073 2339 Continue online
First Direct
Max LTV 75%:
Fixed to 5 years
Initial rate
4.79%
then 6.99% (variable)
Monthly repayments
£716
Scheme fees
£490
Annual cost
£8,684
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £715 and 240 payments of £854. The total amount payable would be £248,350 made up of the loan amount plus interest (£122,860) and fees (£490). The overall cost for comparison is 6.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 073 2339 Continue online
TSB
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.79%
then 8.74% (variable)
Monthly repayments
£716
Scheme fees
£994
Annual cost
£8,785
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £715 and 240 payments of £974. The total amount payable would be £277,654 made up of the loan amount plus interest (£151,660) and fees (£994). The overall cost for comparison is 7.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 31/03/26
Initial rate
4.79%
then 8.04% (variable)
Monthly repayments
£716
Scheme fees
£1,495
Annual cost
£9,334
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/03/26
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 4.79% and then on a variable rate of 8.04% for the remaining 23 years would require 24 payments of £715 and 276 payments of £951. The total amount payable would be £281,131 made up of the loan amount plus interest (£154,636) and fees (£1,495). The overall cost for comparison is 7.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.6% APRC
?
0800 073 2339 Continue online
Yorkshire BS
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.79%
then 8.24% (variable)
Monthly repayments
£716
Scheme fees
£0
Annual cost
£8,586
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/03/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £715 and 240 payments of £939. The total amount payable would be £268,260 made up of the loan amount plus interest (£143,260) and fees (£0). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 2339 Continue online
Skipton
Max LTV 85%:
Fixed to 31/03/29
Initial rate
4.80%
then 6.79% (variable)
Monthly repayments
£716
Scheme fees
£2,995
Annual cost
£9,194
Fees and charges
Booking fee £0
Arrangement fee £2,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
6% reducing to 1.75% until 31/03/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.80% and then on a variable rate of 6.79% for the remaining 20 years would require 60 payments of £716 and 240 payments of £841. The total amount payable would be £247,795 made up of the loan amount plus interest (£119,800) and fees (£2,995). The overall cost for comparison is 6.2% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.80%
then 8.04% (variable)
Monthly repayments
£716
Scheme fees
£995
Annual cost
£8,794
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.80% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £716 and 240 payments of £925. The total amount payable would be £265,955 made up of the loan amount plus interest (£139,960) and fees (£995). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 2339 Continue online
Virgin Money
Max LTV 60%:
Fixed to 01/02/29
Initial rate
4.80%
then 9.49% (variable)
Monthly repayments
£716
Scheme fees
£0
Annual cost
£8,595
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/02/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.80% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £716 and 240 payments of £1,028. The total amount payable would be £289,680 made up of the loan amount plus interest (£164,680) and fees (£0). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 60%:
Fixed to 31/03/26
Initial rate
4.81%
then 8.04% (variable)
Monthly repayments
£717
Scheme fees
£994
Annual cost
£9,101
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/03/26
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 4.81% and then on a variable rate of 8.04% for the remaining 23 years would require 24 payments of £716 and 276 payments of £951. The total amount payable would be £280,654 made up of the loan amount plus interest (£154,660) and fees (£994). The overall cost for comparison is 7.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.6% APRC
?
0800 073 2339 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 31/03/27
Initial rate
4.82%
then 8.04% (variable)
Monthly repayments
£718
Scheme fees
£1,494
Annual cost
£9,110
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/03/27
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.82% and then on a variable rate of 8.04% for the remaining 22 years would require 36 payments of £717 and 264 payments of £943. The total amount payable would be £276,258 made up of the loan amount plus interest (£149,764) and fees (£1,494). The overall cost for comparison is 7.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 073 2339 Continue online
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
4.82%
then 7.99% (variable)
Monthly repayments
£718
Scheme fees
£798
Annual cost
£9,011
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% for 2 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 4.82% and then on a variable rate of 7.99% for the remaining 23 years would require 24 payments of £717 and 276 payments of £948. The total amount payable would be £279,654 made up of the loan amount plus interest (£153,856) and fees (£798). The overall cost for comparison is 7.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.6% APRC
?
0800 073 2339 Continue online
Santander
Max LTV 75%:
Fixed to 02/05/29
Initial rate
4.82%
then 7.50% (variable)
Monthly repayments
£718
Scheme fees
£1,048
Annual cost
£8,822
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 02/05/29
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.82% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £717 and 240 payments of £889. The total amount payable would be £257,428 made up of the loan amount plus interest (£131,380) and fees (£1,048). The overall cost for comparison is 6.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 073 2339 Continue online
Natwest
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.83%
then 8.24% (variable)
Monthly repayments
£718
Scheme fees
£1,044
Annual cost
£8,830
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.83% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £718 and 240 payments of £940. The total amount payable would be £269,724 made up of the loan amount plus interest (£143,680) and fees (£1,044). The overall cost for comparison is 7.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 073 2339 Continue online
Nationwide
Max LTV 60%:
Fixed for 3 years
Initial rate
4.83%
then 7.99% (variable)
Monthly repayments
£718
Scheme fees
£798
Annual cost
£8,887
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% reducing to 1.5% for 3 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.83% and then on a variable rate of 7.99% for the remaining 22 years would require 36 payments of £718 and 264 payments of £939. The total amount payable would be £274,542 made up of the loan amount plus interest (£148,744) and fees (£798). The overall cost for comparison is 7.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 073 2339 Continue online
Co-Op
Max LTV 75%:
Fixed to 30/04/29
Initial rate
4.83%
then 8.12% (variable)
Monthly repayments
£718
Scheme fees
£749
Annual cost
£8,771
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
5% reducing to 1% until 30/04/29
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.83% and then on a variable rate of 8.12% for the remaining 20 years would require 60 payments of £718 and 240 payments of £931. The total amount payable would be £267,269 made up of the loan amount plus interest (£141,520) and fees (£749). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 073 2339 Continue online
HSBC
Max LTV 70%:
Fixed to 28/02/29
Initial rate
4.84%
then 6.99% (variable)
Monthly repayments
£719
Scheme fees
£998
Annual cost
£8,829
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 28/02/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.84% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £719 and 240 payments of £855. The total amount payable would be £249,338 made up of the loan amount plus interest (£123,340) and fees (£998). The overall cost for comparison is 6.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 073 2339 Continue online
Digital Mortgages
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.84%
then 6.99% (variable)
Monthly repayments
£719
Scheme fees
£900
Annual cost
£8,810
Fees and charges
Booking fee £0
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
5% reducing to 1.5% until 31/03/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.84% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £719 and 240 payments of £855. The total amount payable would be £249,240 made up of the loan amount plus interest (£123,340) and fees (£900). The overall cost for comparison is 6.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 073 2339 Continue online
Load more

Award-winning

What Mortgage Awards Best Online Mortgage Broker 2022

93% approval

93% of reviewers recommend London & Country Mortgages

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice.
Representative example A mortgage of £195,890 payable over 23 years, initially on a fixed rate until 31/12/25 at 5.69% and then on a variable rate of 6.99% for the remaining 21 years would require 26 payments of £1,274.15 followed by 250 payments of £1,417.33. The total amount payable would be £388,459 made up of the loan amount plus interest (£191,570) and fees (£999). The overall cost for comparison is 6.7% APRC representative.
London & Country Mortgages Ltd, Unit 26 (2.06), Newark Works, 2 Foundry Lane, Bath, BA2 3GZ is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
© 2023 London & Country. All rights reserved.
Sitemap | Privacy Statement | Terms of business | Keyfacts | Modern slavery policy | Gender pay gap report | How to complain | Complaints data
Our dedication to providing our customers with a first class mortgage service has helped us win over 150 awards since 2002, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.
We’re proud to support Winston’s Wish, the UK's leading childhood bereavement charity. Every year Winston’s Wish need to raise over £2.4million to provide practical help and support to children suffering the loss of a parent or sibling. For more information visit the Winston's Wish website and Twitter