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Whether you're buying a new home or an investment property you'll be sure to get the best deal for your needs with L&C Mortgages. L&C is the UK's leading fee free mortgage broker - we've over 160 awards to our name and relationships with over 90 lenders.

Reasons to use L&C

  • Fee free advice on the right mortgage for you
  • We’ll compare 1000s of mortgage deals
  • Simple, hassle-free service
  • Available online or over the phone 7 days a week
  • No need for an appointment

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About L&C

L&C is the UK's largest fee free mortgage broker. Since 2002 we have won over 160 awards. We have offices in Bath, Newcastle-upon-Tyne and London. We're on hand 7 days a week.

What fee free really means

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

"You'll pay no more applying through us than you would going directly to the lender on the same deal."
L&C is an award-winning
What Mortgage
Awards

Best Online Mortgage Broker 2022

Legal & General Business Quality Awards

Outstanding Customer Outcome (51+ employees) 2022

The Personal Finance Awards

Best Mortgage Broker
(40 advisers and over) 2022

6 REASONS TO CHOOSE L&C TO FIND YOUR NEXT MORTGAGE

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We'll compare, advise on and arrange the best mortgage for you from 1000s of deals.

We're kind of a big deal

We're pretty big - we're the largest fee free mortgage broker in the UK.

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See today's Best buys

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Virgin Money
Max LTV 60%:
Fixed to 01/02/29
Initial rate
4.54%
then 9.49% (variable)
Monthly repayments
£698
Scheme fees
£895
Annual cost
£8,551
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/02/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.54% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £697 and 240 payments of £1,023. The total amount payable would be £288,235 made up of the loan amount plus interest (£162,340) and fees (£895). The overall cost for comparison is 7.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.8% APRC
?
0800 694 2288 Continue online
Yorkshire BS
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.59%
then 8.24% (variable)
Monthly repayments
£701
Scheme fees
£1,495
Annual cost
£8,713
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £701 and 240 payments of £936. The total amount payable would be £268,195 made up of the loan amount plus interest (£141,700) and fees (£1,495). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 694 2288 Continue online
Yorkshire BS
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.69%
then 8.24% (variable)
Monthly repayments
£708
Scheme fees
£245
Annual cost
£8,549
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.69% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £708 and 240 payments of £938. The total amount payable would be £267,845 made up of the loan amount plus interest (£142,600) and fees (£245). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 694 2288 Continue online
Bank of Ireland
Max LTV 60%:
Fixed to 28/02/29
Initial rate
4.69%
then 8.04% (variable)
Monthly repayments
£708
Scheme fees
£1,495
Annual cost
£8,799
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.69% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £708 and 240 payments of £924. The total amount payable would be £265,735 made up of the loan amount plus interest (£139,240) and fees (£1,495). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 694 2288 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.69%
then 8.04% (variable)
Monthly repayments
£708
Scheme fees
£1,294
Annual cost
£8,759
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.69% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £708 and 240 payments of £924. The total amount payable would be £265,534 made up of the loan amount plus interest (£139,240) and fees (£1,294). The overall cost for comparison is 6.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 694 2288 Continue online
Virgin Money
Max LTV 60%:
Fixed to 01/02/29
Initial rate
4.70%
then 9.49% (variable)
Monthly repayments
£709
Scheme fees
£995
Annual cost
£8,708
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/02/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.70% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £709 and 240 payments of £1,026. The total amount payable would be £289,775 made up of the loan amount plus interest (£163,780) and fees (£995). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 694 2288 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/31
Initial rate
4.73%
then 8.04% (variable)
Monthly repayments
£711
Scheme fees
£1,495
Annual cost
£8,748
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/31
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 7 years at 4.73% and then on a variable rate of 8.04% for the remaining 18 years would require 84 payments of £711 and 216 payments of £906. The total amount payable would be £256,915 made up of the loan amount plus interest (£130,420) and fees (£1,495). The overall cost for comparison is 6.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 694 2288 Continue online
Natwest
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.73%
then 8.24% (variable)
Monthly repayments
£711
Scheme fees
£1,544
Annual cost
£8,843
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.73% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £711 and 240 payments of £938. The total amount payable would be £269,324 made up of the loan amount plus interest (£142,780) and fees (£1,544). The overall cost for comparison is 7.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 694 2288 Continue online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
4.74%
then 7.99% (variable)
Monthly repayments
£712
Scheme fees
£798
Annual cost
£8,703
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.74% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £711 and 240 payments of £921. The total amount payable would be £264,498 made up of the loan amount plus interest (£138,700) and fees (£798). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 694 2288 Continue online
Bank of Ireland
Max LTV 60%:
Fixed to 28/02/29
Initial rate
4.74%
then 8.04% (variable)
Monthly repayments
£712
Scheme fees
£995
Annual cost
£8,742
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.74% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £711 and 240 payments of £925. The total amount payable would be £265,655 made up of the loan amount plus interest (£139,660) and fees (£995). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 694 2288 Continue online
First Direct
Max LTV 60%:
Fixed to 5 years
Initial rate
4.74%
then 6.99% (variable)
Monthly repayments
£712
Scheme fees
£490
Annual cost
£8,641
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.74% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £711 and 240 payments of £854. The total amount payable would be £248,110 made up of the loan amount plus interest (£122,620) and fees (£490). The overall cost for comparison is 6.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 694 2288 Continue online
TSB
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.74%
then 8.74% (variable)
Monthly repayments
£712
Scheme fees
£994
Annual cost
£8,742
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.74% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £711 and 240 payments of £973. The total amount payable would be £277,174 made up of the loan amount plus interest (£151,180) and fees (£994). The overall cost for comparison is 7.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 694 2288 Continue online
Cumberland
Max LTV 75%:
Fixed to 01/01/29
Initial rate
4.75%
then 8.24% (variable)
Monthly repayments
£713
Scheme fees
£999
Annual cost
£8,752
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 01/01/29
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.75% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £712 and 240 payments of £938. The total amount payable would be £268,839 made up of the loan amount plus interest (£142,840) and fees (£999). The overall cost for comparison is 7.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 694 2288 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.75%
then 8.04% (variable)
Monthly repayments
£713
Scheme fees
£1,495
Annual cost
£8,851
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.75% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £712 and 240 payments of £925. The total amount payable would be £266,215 made up of the loan amount plus interest (£139,720) and fees (£1,495). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 694 2288 Continue online
Skipton
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.76%
then 6.79% (variable)
Monthly repayments
£713
Scheme fees
£2,995
Annual cost
£9,159
Fees and charges
Booking fee £0
Arrangement fee £2,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
6% reducing to 1.75% until 31/03/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.76% and then on a variable rate of 6.79% for the remaining 20 years would require 60 payments of £713 and 240 payments of £841. The total amount payable would be £247,615 made up of the loan amount plus interest (£119,620) and fees (£2,995). The overall cost for comparison is 6.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 694 2288 Continue online
Coventry
Max LTV 65%:
Fixed to 30/06/29
Initial rate
4.77%
then 7.49% (variable)
Monthly repayments
£714
Scheme fees
£948
Annual cost
£8,759
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £350
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £125
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.77% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £714 and 240 payments of £888. The total amount payable would be £256,908 made up of the loan amount plus interest (£130,960) and fees (£948). The overall cost for comparison is 6.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 694 2288 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/31
Initial rate
4.78%
then 8.04% (variable)
Monthly repayments
£715
Scheme fees
£995
Annual cost
£8,720
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/31
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 7 years at 4.78% and then on a variable rate of 8.04% for the remaining 18 years would require 84 payments of £714 and 216 payments of £907. The total amount payable would be £256,883 made up of the loan amount plus interest (£130,888) and fees (£995). The overall cost for comparison is 6.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.5% APRC
?
0800 694 2288 Continue online
Natwest
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.78%
then 8.24% (variable)
Monthly repayments
£715
Scheme fees
£1,044
Annual cost
£8,787
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £714 and 240 payments of £939. The total amount payable would be £269,244 made up of the loan amount plus interest (£143,200) and fees (£1,044). The overall cost for comparison is 7.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 694 2288 Continue online
Natwest
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.78%
then 8.24% (variable)
Monthly repayments
£715
Scheme fees
£1,544
Annual cost
£8,887
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £714 and 240 payments of £939. The total amount payable would be £269,744 made up of the loan amount plus interest (£143,200) and fees (£1,544). The overall cost for comparison is 7.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 694 2288 Continue online
Yorkshire BS
Max LTV 80%:
Fixed to 28/02/29
Initial rate
4.79%
then 8.24% (variable)
Monthly repayments
£716
Scheme fees
£1,495
Annual cost
£8,885
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £715 and 240 payments of £939. The total amount payable would be £269,755 made up of the loan amount plus interest (£143,260) and fees (£1,495). The overall cost for comparison is 7.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 694 2288 Continue online
Yorkshire BS
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.79%
then 8.24% (variable)
Monthly repayments
£716
Scheme fees
-£150
Annual cost
£8,556
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £150
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £715 and 240 payments of £939. The total amount payable would be £268,110 made up of the loan amount plus interest (£143,260) and fees (-£150). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 694 2288 Continue online
Co-Op
Max LTV 60%:
Fixed to 30/04/29
Initial rate
4.79%
then 8.12% (variable)
Monthly repayments
£716
Scheme fees
£749
Annual cost
£8,736
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
5% reducing to 1% until 30/04/29
Other info
Exit fee £50
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 8.12% for the remaining 20 years would require 60 payments of £715 and 240 payments of £931. The total amount payable would be £267,089 made up of the loan amount plus interest (£141,340) and fees (£749). The overall cost for comparison is 7.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 694 2288 Continue online
HSBC
Max LTV 60%:
Fixed to 28/02/29
Initial rate
4.79%
then 6.99% (variable)
Monthly repayments
£716
Scheme fees
£998
Annual cost
£8,786
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 28/02/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £715 and 240 payments of £854. The total amount payable would be £248,858 made up of the loan amount plus interest (£122,860) and fees (£998). The overall cost for comparison is 6.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 694 2288 Continue online
TSB
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.79%
then 8.74% (variable)
Monthly repayments
£716
Scheme fees
£994
Annual cost
£8,785
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £715 and 240 payments of £974. The total amount payable would be £277,654 made up of the loan amount plus interest (£151,660) and fees (£994). The overall cost for comparison is 7.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 694 2288 Continue online
Virgin Money
Max LTV 70%:
Fixed to 01/02/29
Initial rate
4.80%
then 9.49% (variable)
Monthly repayments
£716
Scheme fees
£995
Annual cost
£8,794
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/02/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.80% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £716 and 240 payments of £1,028. The total amount payable would be £290,675 made up of the loan amount plus interest (£164,680) and fees (£995). The overall cost for comparison is 7.9% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
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Virgin Money
Max LTV 60%:
Fixed to 01/02/29
Initial rate
4.80%
then 9.49% (variable)
Monthly repayments
£716
Scheme fees
£0
Annual cost
£8,595
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3.5% until 01/02/29
Other info
Exit fee £99
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.80% and then on a variable rate of 9.49% for the remaining 20 years would require 60 payments of £716 and 240 payments of £1,028. The total amount payable would be £289,680 made up of the loan amount plus interest (£164,680) and fees (£0). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 694 2288 Continue online
Bank of Ireland
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.80%
then 8.04% (variable)
Monthly repayments
£716
Scheme fees
£995
Annual cost
£8,794
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
4% reducing to 2% until 28/02/29
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.80% and then on a variable rate of 8.04% for the remaining 20 years would require 60 payments of £716 and 240 payments of £925. The total amount payable would be £265,955 made up of the loan amount plus interest (£139,960) and fees (£995). The overall cost for comparison is 7.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 694 2288 Continue online
Skipton
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.80%
then 6.79% (variable)
Monthly repayments
£716
Scheme fees
£2,995
Annual cost
£9,194
Fees and charges
Booking fee £0
Arrangement fee £2,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
6% reducing to 1.75% until 31/03/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.80% and then on a variable rate of 6.79% for the remaining 20 years would require 60 payments of £716 and 240 payments of £841. The total amount payable would be £247,795 made up of the loan amount plus interest (£119,800) and fees (£2,995). The overall cost for comparison is 6.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 694 2288 Continue online
Natwest
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.83%
then 8.24% (variable)
Monthly repayments
£718
Scheme fees
£1,044
Annual cost
£8,830
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
4.5% reducing to 1% until 31/03/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.83% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £718 and 240 payments of £940. The total amount payable would be £269,724 made up of the loan amount plus interest (£143,680) and fees (£1,044). The overall cost for comparison is 7.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 694 2288 Continue online
Santander
Max LTV 60%:
Fixed to 02/04/29
Initial rate
4.83%
then 7.50% (variable)
Monthly repayments
£718
Scheme fees
£1,048
Annual cost
£8,831
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 02/04/29
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.83% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £718 and 240 payments of £889. The total amount payable would be £257,488 made up of the loan amount plus interest (£131,440) and fees (£1,048). The overall cost for comparison is 6.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 694 2288 Continue online
Nationwide
Max LTV 75%:
Fixed for 5 years
Initial rate
4.84%
then 7.99% (variable)
Monthly repayments
£719
Scheme fees
£798
Annual cost
£8,789
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.84% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £719 and 240 payments of £923. The total amount payable would be £265,458 made up of the loan amount plus interest (£139,660) and fees (£798). The overall cost for comparison is 6.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 694 2288 Continue online
HSBC
Max LTV 70%:
Fixed to 28/02/29
Initial rate
4.84%
then 6.99% (variable)
Monthly repayments
£719
Scheme fees
£998
Annual cost
£8,829
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 28/02/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.84% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £719 and 240 payments of £855. The total amount payable would be £249,338 made up of the loan amount plus interest (£123,340) and fees (£998). The overall cost for comparison is 6.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 694 2288 Continue online
HSBC
Max LTV 75%:
Fixed to 28/02/29
Initial rate
4.84%
then 6.99% (variable)
Monthly repayments
£719
Scheme fees
£998
Annual cost
£8,829
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 28/02/29
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.84% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £719 and 240 payments of £855. The total amount payable would be £249,338 made up of the loan amount plus interest (£123,340) and fees (£998). The overall cost for comparison is 6.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 694 2288 Continue online
Digital Mortgages
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.84%
then 6.99% (variable)
Monthly repayments
£719
Scheme fees
£900
Annual cost
£8,810
Fees and charges
Booking fee £0
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
5% reducing to 1.5% until 31/03/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.84% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £719 and 240 payments of £855. The total amount payable would be £249,240 made up of the loan amount plus interest (£123,340) and fees (£900). The overall cost for comparison is 6.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 694 2288 Continue online
First Direct
Max LTV 75%:
Fixed to 5 years
Initial rate
4.84%
then 6.99% (variable)
Monthly repayments
£719
Scheme fees
£490
Annual cost
£8,728
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 5 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.84% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £719 and 240 payments of £855. The total amount payable would be £248,830 made up of the loan amount plus interest (£123,340) and fees (£490). The overall cost for comparison is 6.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 694 2288 Continue online
Coventry
Max LTV 75%:
Fixed to 30/06/29
Initial rate
4.84%
then 7.49% (variable)
Monthly repayments
£719
Scheme fees
£948
Annual cost
£8,819
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £350
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 30/06/29
Other info
Exit fee £125
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.84% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £719 and 240 payments of £889. The total amount payable would be £257,448 made up of the loan amount plus interest (£131,500) and fees (£948). The overall cost for comparison is 6.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
0800 694 2288 Continue online
Vernon
Max LTV 80%:
Fixed to 31/01/29
Initial rate
4.85%
then 8.10% (variable)
Monthly repayments
£720
Scheme fees
£1,243
Annual cost
£8,887
Fees and charges
Booking fee £0
Arrangement fee £699
Valuation fee £245
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/01/29
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.85% and then on a variable rate of 8.10% for the remaining 20 years would require 60 payments of £719 and 240 payments of £930. The total amount payable would be £267,583 made up of the loan amount plus interest (£141,340) and fees (£1,243). The overall cost for comparison is 7.0% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 694 2288 Continue online
Nationwide
Max LTV 60%:
Fixed for 5 years
Initial rate
4.85%
then 7.99% (variable)
Monthly repayments
£720
Scheme fees
-£201
Annual cost
£8,598
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.85% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £719 and 240 payments of £923. The total amount payable would be £264,459 made up of the loan amount plus interest (£139,660) and fees (-£201). The overall cost for comparison is 6.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.9% APRC
?
0800 694 2288 Continue online
Skipton
Max LTV 60%:
Fixed to 31/03/29
Initial rate
4.86%
then 6.79% (variable)
Monthly repayments
£721
Scheme fees
£1,295
Annual cost
£8,906
Fees and charges
Booking fee £0
Arrangement fee £1,295
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
6% reducing to 1.75% until 31/03/29
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.86% and then on a variable rate of 6.79% for the remaining 20 years would require 60 payments of £720 and 240 payments of £842. The total amount payable would be £246,575 made up of the loan amount plus interest (£120,280) and fees (£1,295). The overall cost for comparison is 6.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 6.2% APRC
?
0800 694 2288 Continue online
Natwest
Max LTV 60%:
Fixed to 31/03/26
Initial rate
4.87%
then 8.24% (variable)
Monthly repayments
£721
Scheme fees
£1,544
Annual cost
£9,428
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
1.5% reducing to 0.75% until 31/03/26
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 4.87% and then on a variable rate of 8.24% for the remaining 23 years would require 24 payments of £721 and 276 payments of £967. The total amount payable would be £285,740 made up of the loan amount plus interest (£159,196) and fees (£1,544). The overall cost for comparison is 7.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.8% APRC
?
0800 694 2288 Continue online
Bank of Ireland
Max LTV 60%:
Fixed to 28/02/27
Initial rate
4.87%
then 8.04% (variable)
Monthly repayments
£721
Scheme fees
£1,494
Annual cost
£9,154
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 28/02/27
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.87% and then on a variable rate of 8.04% for the remaining 22 years would require 36 payments of £721 and 264 payments of £943. The total amount payable would be £276,402 made up of the loan amount plus interest (£149,908) and fees (£1,494). The overall cost for comparison is 7.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.4% APRC
?
0800 694 2288 Continue online
Coventry
Max LTV 65%:
Fixed to 30/06/27
Initial rate
4.88%
then 7.49% (variable)
Monthly repayments
£722
Scheme fees
£948
Annual cost
£8,980
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £350
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/06/27
Other info
Exit fee £125
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.88% and then on a variable rate of 7.49% for the remaining 22 years would require 36 payments of £722 and 264 payments of £903. The total amount payable would be £265,332 made up of the loan amount plus interest (£139,384) and fees (£948). The overall cost for comparison is 7.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 7.0% APRC
?
0800 694 2288 Continue online
TSB
Max LTV 60%:
Fixed to 31/03/26
Initial rate
4.89%
then 8.74% (variable)
Monthly repayments
£723
Scheme fees
£994
Annual cost
£9,170
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/26
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 4.89% and then on a variable rate of 8.74% for the remaining 23 years would require 24 payments of £722 and 276 payments of £1,007. The total amount payable would be £296,254 made up of the loan amount plus interest (£170,260) and fees (£994). The overall cost for comparison is 8.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 8.2% APRC
?
0800 694 2288 Continue online
TSB
Max LTV 60%:
Fixed to 31/03/27
Initial rate
4.89%
then 8.74% (variable)
Monthly repayments
£723
Scheme fees
£994
Annual cost
£9,004
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/03/27
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.89% and then on a variable rate of 8.74% for the remaining 22 years would require 36 payments of £722 and 264 payments of £997. The total amount payable would be £290,194 made up of the loan amount plus interest (£164,200) and fees (£994). The overall cost for comparison is 7.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 7.9% APRC
?
0800 694 2288 Continue online
Yorkshire BS
Max LTV 85%:
Fixed to 28/02/29
Initial rate
4.89%
then 8.24% (variable)
Monthly repayments
£723
Scheme fees
£1,495
Annual cost
£8,972
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.89% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £722 and 240 payments of £941. The total amount payable would be £270,655 made up of the loan amount plus interest (£144,160) and fees (£1,495). The overall cost for comparison is 7.1% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 694 2288 Continue online
MPowered Mortgages
Max LTV 85%:
Fixed for 10 years
Initial rate
4.89%
then 8.74% (variable)
Monthly repayments
£723
Scheme fees
£798
Annual cost
£8,753
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% for 10 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 10 years at 4.89% and then on a variable rate of 8.74% for the remaining 15 years would require 120 payments of £722 and 180 payments of £919. The total amount payable would be £252,858 made up of the loan amount plus interest (£127,060) and fees (£798). The overall cost for comparison is 6.3% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 694 2288 Continue online
Yorkshire BS
Max LTV 75%:
Fixed to 28/02/27
Initial rate
4.89%
then 8.24% (variable)
Monthly repayments
£723
Scheme fees
£1,495
Annual cost
£9,171
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 28/02/27
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 4.89% and then on a variable rate of 8.24% for the remaining 22 years would require 36 payments of £722 and 264 payments of £959. The total amount payable would be £280,663 made up of the loan amount plus interest (£154,168) and fees (£1,495). The overall cost for comparison is 7.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 7.6% APRC
?
0800 694 2288 Continue online
Digital Mortgages
Max LTV 75%:
Fixed to 31/03/29
Initial rate
4.89%
then 6.99% (variable)
Monthly repayments
£723
Scheme fees
£900
Annual cost
£8,853
Fees and charges
Booking fee £0
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
5% reducing to 1.5% until 31/03/29
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.89% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £722 and 240 payments of £856. The total amount payable would be £249,660 made up of the loan amount plus interest (£123,760) and fees (£900). The overall cost for comparison is 6.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.3% APRC
?
0800 694 2288 Continue online
Yorkshire BS
Max LTV 80%:
Fixed to 28/02/29
Initial rate
4.89%
then 8.24% (variable)
Monthly repayments
£723
Scheme fees
£245
Annual cost
£8,722
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/29
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.89% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £722 and 240 payments of £941. The total amount payable would be £269,405 made up of the loan amount plus interest (£144,160) and fees (£245). The overall cost for comparison is 7.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 7.1% APRC
?
0800 694 2288 Continue online
Santander
Max LTV 75%:
Fixed to 02/04/29
Initial rate
4.89%
then 7.50% (variable)
Monthly repayments
£723
Scheme fees
£1,048
Annual cost
£8,883
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 02/04/29
Other info
Exit fee £225
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.89% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £722 and 240 payments of £890. The total amount payable would be £257,968 made up of the loan amount plus interest (£131,920) and fees (£1,048). The overall cost for comparison is 6.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 6.6% APRC
?
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How much will it cost?
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Costs to consider
Stamp duty calculator
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Per month/per property
You could borrow between
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