Get your Mortgage in
Principle with L&C

Voted the UK's #1 mortgage broker

Having a Mortgage in Principle is important when making offers on properties. It shows that you're a serious buyer and helps you understand how much you might be able to borrow and what you can afford

Getting a Mortgage in Principle couldn't be easier

  • Get your Mortgage in Principle online in minutes
  • Find out how much you could borrow and what it might cost
  • We’ll email you your Mortgage in Principle Certificate
  • No credit check needed for an L&C Mortgage in Principle
  • Our award winning advice service is fee free

Getting a Mortgage in Principle couldn't be easier

  • Get your Mortgage in Principle online in minutes
  • Find out how much you could borrow and what it might cost
  • We’ll email you your Mortgage in Principle Certificate
  • No credit check needed for an L&C Mortgage in Principle
  • Our award winning advice service is fee free

Handy tools & calculators calculator-line-icon

Handy tools
& calculators calculator-line-icon

  • How much will it cost?
  • How much Stamp Duty will I pay?
  • How much can I borrow?
  • How much can I borrow on a Buy to Let?
L&C is an award-winning
What Mortgage
Awards

Best Online Mortgage Broker 2022

Legal & General Business Quality Awards

Outstanding Customer Outcome (51+ employees) 2022

The Personal Finance Awards

Best Mortgage Broker
(40 advisers and over) 2022

6 REASONS TO CHOOSE L&C TO FIND YOUR NEXT MORTGAGE

No fees - our gift to you

We're genuinely free - we won't charge a fee for our mortgage advice service.

You can bank on us

We know our stuff - you'll always get advice from a mortgage expert.

Saving you time

We'll save you time with expert advice and support.

1000s of deals to compare

We'll compare, advise on and arrange the best mortgage for you from 1000s of deals.

We're kind of a big deal

We're pretty big - we're the largest fee free mortgage broker in the UK.

Top for customer service

93% of our reviews.co.uk ratings have given us 4 stars or more.

Affordability
How much can I borrow?
£
£
You could borrow
&
Calculate
Next see the deals you qualify for
Go
Monthly Payments
How much will it cost?
£
?
%
It will cost
Calculate
Next see the deals you qualify for
Go
Costs to consider
Stamp duty calculator
£
Are you a first time buyer?
Total stamp duty due will be
Calculate
Next see the deals you qualify for
Go
Buy to Let
How much can I borrow?
£
Per month/per property
You could borrow between
&
Calculate
Next see the deals you qualify for
Go
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice.
Representative example A mortgage of £218,181 payable over 24 years, initially on a fixed rate until 31/07/26 at 4.71% and then on a variable rate of 6.99% for the remaining 22 years would require 27 payments of £1,266.09 followed by 261 payments of £1,541.62. The total amount payable would be £437,546 made up of the loan amount plus interest (£218,366) and fees (£999). The overall cost for comparison is 6.7% APRC representative.
London & Country Mortgages Ltd, Unit 26 (2.06), Newark Works, 2 Foundry Lane, Bath, BA2 3GZ is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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