Fee free expert advice with L&C mortgages
Use our online Mortgage Finder to
- Get a FREE Mortgage in Principle
- Find out how much you can borrow
- See which rates you qualify for
Straightforward mortgage advice
Arranging a mortgage can sometimes feel complicated. L&C, the UK’s leading fee free mortgage broker, can help make it simple and find the best deal for you. You can start your application online or call L&C for help - and you'll pay no fee for our service.
What fee free really means
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
Compare mortgages & remortgages - check if you qualify & apply online
Step 1
Rates & eligibility
See how much you can borrow & find out which deals you're eligible for in real-time online
Step 2
Best deal for you
When you're ready we'll give you a call if we need to and email you advice on the best mortgage and lender for you
Step 3
Apply online
No need to tell us any info twice; we'll pre-populate the lenders application form & you can apply online
Step 4
Track & chase
Track your application online 24/7
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See how much you can borrow on a mortgage
Enter the values above to calculate how much you can borrow
What will my monthly mortgage repayments be?
Enter the values above to calculate how much your mortgage will cost
Calculate the cost of doing nothing
Enter the values above to compare two mortgages
How much can I borrow on a Buy to Let mortgage?
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How much is my house worth?
Enter the values above to calculate how much your property is worth
Loan to value ratio calculator
Enter the values above to calculate your LTV
Stamp duty calculator
Enter the values above to calculate how much stamp duty you will pay
How much would making overpayments save me on my mortgage?
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What will happen if interest rates rise or fall?
Enter the values above to calculate what will happen if interest rates rise or fall
How much interest will I earn?
Enter the values above to see how much interest you will earn
Our life insurance cost calculator
Enter the values above to see calculate how much life cover you require.
How much could I save?
Enter the values above to calculate how much you need to save
Would an offset mortgage work for me?
Enter the values above to see how much your mortgage will cost.
Body Mass Index
Enter the values above to calculate your BMI
Compare two mortgage rates
Enter the values above to compare two mortgages
What’s the likely rental income?
Enter the values above to calculate how much rent to charge
L&C is an award-winning mortgage broker
What Mortgage Awards
Best Online Mortgage Broker 2022
Legal & General Business Quality Awards
Outstanding Customer Outcome (51+ employees) 2022
The Personal Finance Awards
Best Mortgage Broker
(40 advisers and over) 2022
Word of mouth
Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.