COMPARE Mortgages

We've teamed up with L&C, the UK's leading fee free mortgage broker, to offer you expert advice on the right deal. Whether you're buying a new home, remortgaging to a new deal, or buying a Buy to Let, use the tool below to see how much you can borrow, and the mortgages, rates and monthly payments you could potentially apply for. You can start your application online or call L&C for help - and you'll pay no fee for their service.

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Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.52%
then 5.24% (variable)
Monthly repayments
£501
Scheme fees
£1,945
Annual cost
£6,986
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.52% and then on a variable rate of 5.24% for the remaining 23 years would require 24 payments of £501 and 276 payments of £728. The total amount payable would be £214,897 made up of the loan amount plus interest (£87,952) and fees (£1,945). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 073 9999 Continue online
Furness
Max LTV 80%:
4.20% discount for 2 years
Initial rate
1.69%
then 5.89% (variable)
Monthly repayments
£511
Scheme fees
£1,048
Annual cost
£6,658
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.69% and then on a variable rate of 5.89% for the remaining 23 years would require 24 payments of £511 and 276 payments of £773. The total amount payable would be £226,660 made up of the loan amount plus interest (£100,612) and fees (£1,048). The overall cost for comparison is 5.0% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 5.0% APRC
?
0800 073 9999 Continue online
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.77%
then 5.24% (variable)
Monthly repayments
£516
Scheme fees
£1,945
Annual cost
£7,164
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.77% and then on a variable rate of 5.24% for the remaining 23 years would require 24 payments of £515 and 276 payments of £729. The total amount payable would be £215,509 made up of the loan amount plus interest (£88,564) and fees (£1,945). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 073 9999 Continue online
Newbury
Max LTV 75%:
2.26% discount for 3 years
Initial rate
1.84%
then 4.10% (variable)
Monthly repayments
£520
Scheme fees
£1,149
Annual cost
£6,625
Fees and charges
Booking fee £0
Arrangement fee £850
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.84% and then on a variable rate of 4.10% for the remaining 22 years would require 36 payments of £520 and 264 payments of £649. The total amount payable would be £191,205 made up of the loan amount plus interest (£65,056) and fees (£1,149). The overall cost for comparison is 3.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
0800 073 9999 Continue online
Newbury
Max LTV 75%:
2.26% discount for 5 years
Initial rate
1.84%
then 4.10% (variable)
Monthly repayments
£520
Scheme fees
£1,149
Annual cost
£6,471
Fees and charges
Booking fee £0
Arrangement fee £850
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 1.84% and then on a variable rate of 4.10% for the remaining 20 years would require 60 payments of £520 and 240 payments of £637. The total amount payable would be £185,229 made up of the loan amount plus interest (£59,080) and fees (£1,149). The overall cost for comparison is 2.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 2.9% APRC
?
0800 073 9999 Continue online
West Brom
Max LTV 60%:
2.60% discount to 31/08/24
Initial rate
1.99%
then 4.59% (variable)
Monthly repayments
£529
Scheme fees
£999
Annual cost
£6,850
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.99% and then on a variable rate of 4.59% for the remaining 23 years would require 24 payments of £529 and 276 payments of £687. The total amount payable would be £203,307 made up of the loan amount plus interest (£77,308) and fees (£999). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.2% APRC
?
0800 073 9999 Continue online
Yorkshire BS
Max LTV 75%:
Base +0.74% to 30/09/24
Initial rate
1.99%
then 4.99% (variable)
Monthly repayments
£529
Scheme fees
£1,294
Annual cost
£6,998
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.99% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £529 and 276 payments of £714. The total amount payable would be £211,054 made up of the loan amount plus interest (£84,760) and fees (£1,294). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
0800 073 9999 Continue online
Barclays
Max LTV 60%:
Base +0.75% for 2 years
Initial rate
2.00%
then 4.74% (variable)
Monthly repayments
£530
Scheme fees
£1,048
Annual cost
£6,882
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.00% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £529 and 276 payments of £697. The total amount payable would be £206,116 made up of the loan amount plus interest (£80,068) and fees (£1,048). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.2% APRC
?
0800 073 9999 Continue online
Suffolk BS
Max LTV 80%:
3.54% discount for 2 years
Initial rate
2.00%
then 5.54% (variable)
Monthly repayments
£530
Scheme fees
£699
Annual cost
£6,707
Fees and charges
Booking fee £199
Arrangement fee £500
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 50%
Early repayment charge:
1% for 1 year
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.00% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £529 and 276 payments of £751. The total amount payable would be £220,671 made up of the loan amount plus interest (£94,972) and fees (£699). The overall cost for comparison is 4.7% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
?
0800 073 9999 Continue online
HSBC
Max LTV 60%:
Base +0.79% for 2 years
Initial rate
2.04%
then 4.04% (variable)
Monthly repayments
£532
Scheme fees
£999
Annual cost
£6,887
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.04% and then on a variable rate of 4.04% for the remaining 23 years would require 24 payments of £532 and 276 payments of £652. The total amount payable would be £193,719 made up of the loan amount plus interest (£67,720) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
0800 073 9999 Continue online
Furness
Max LTV 90%:
3.85% discount for 2 years
Initial rate
2.04%
then 5.89% (variable)
Monthly repayments
£532
Scheme fees
£49
Annual cost
£6,412
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.04% and then on a variable rate of 5.89% for the remaining 23 years would require 24 payments of £532 and 276 payments of £776. The total amount payable would be £226,993 made up of the loan amount plus interest (£101,944) and fees (£49). The overall cost for comparison is 5.1% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
?
0800 073 9999 Continue online
Yorkshire BS
Max LTV 80%:
Base +0.84% to 30/09/24
Initial rate
2.09%
then 4.99% (variable)
Monthly repayments
£535
Scheme fees
£1,294
Annual cost
£7,071
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.09% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £535 and 276 payments of £714. The total amount payable would be £211,198 made up of the loan amount plus interest (£84,904) and fees (£1,294). The overall cost for comparison is 3.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
0800 073 9999 Continue online
Vernon
Max LTV 75%:
3.51% discount for 2 years
Initial rate
2.09%
then 5.60% (variable)
Monthly repayments
£535
Scheme fees
£99
Annual cost
£6,473
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.09% and then on a variable rate of 5.60% for the remaining 23 years would require 24 payments of £535 and 276 payments of £756. The total amount payable would be £221,595 made up of the loan amount plus interest (£96,496) and fees (£99). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
0800 073 9999 Continue online
West Brom
Max LTV 80%:
2.45% discount to 31/08/24
Initial rate
2.14%
then 4.59% (variable)
Monthly repayments
£538
Scheme fees
£999
Annual cost
£6,960
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.14% and then on a variable rate of 4.59% for the remaining 23 years would require 24 payments of £538 and 276 payments of £688. The total amount payable would be £203,799 made up of the loan amount plus interest (£77,800) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 4.3% APRC
?
0800 073 9999 Continue online
Newbury
Max LTV 85%:
1.96% discount for 5 years
Initial rate
2.14%
then 4.10% (variable)
Monthly repayments
£538
Scheme fees
£850
Annual cost
£6,631
Fees and charges
Booking fee £0
Arrangement fee £850
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 2.14% and then on a variable rate of 4.10% for the remaining 20 years would require 60 payments of £538 and 240 payments of £642. The total amount payable would be £187,210 made up of the loan amount plus interest (£61,360) and fees (£850). The overall cost for comparison is 3.2% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
0800 073 9999 Continue online
Yorkshire BS
Max LTV 85%:
Base +0.89% to 30/09/24
Initial rate
2.14%
then 4.99% (variable)
Monthly repayments
£538
Scheme fees
£1,294
Annual cost
£7,108
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.14% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £538 and 276 payments of £715. The total amount payable would be £211,546 made up of the loan amount plus interest (£85,252) and fees (£1,294). The overall cost for comparison is 3.9% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
0800 073 9999 Continue online
Beverley BS
Max LTV 80%:
2.80% discount for 2 years
Initial rate
2.19%
then 5.24% (variable)
Monthly repayments
£541
Scheme fees
£50
Annual cost
£6,523
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.19% and then on a variable rate of 5.24% for the remaining 23 years would require 24 payments of £541 and 276 payments of £732. The total amount payable would be £215,066 made up of the loan amount plus interest (£90,016) and fees (£50). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 073 9999 Continue online
Vernon
Max LTV 80%:
3.41% discount for 3 years
Initial rate
2.19%
then 5.60% (variable)
Monthly repayments
£541
Scheme fees
£99
Annual cost
£6,531
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 3 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 2.19% and then on a variable rate of 5.60% for the remaining 22 years would require 36 payments of £541 and 264 payments of £747. The total amount payable would be £216,783 made up of the loan amount plus interest (£91,684) and fees (£99). The overall cost for comparison is 4.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
0800 073 9999 Continue online
Vernon
Max LTV 80%:
3.41% discount for 2 years
Initial rate
2.19%
then 5.60% (variable)
Monthly repayments
£541
Scheme fees
£99
Annual cost
£6,547
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.19% and then on a variable rate of 5.60% for the remaining 23 years would require 24 payments of £541 and 276 payments of £756. The total amount payable would be £221,739 made up of the loan amount plus interest (£96,640) and fees (£99). The overall cost for comparison is 4.8% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
0800 073 9999 Continue online
Barclays
Max LTV 75%:
Base +0.95% for 2 years
Initial rate
2.20%
then 4.74% (variable)
Monthly repayments
£542
Scheme fees
£1,048
Annual cost
£7,029
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.20% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £542 and 276 payments of £698. The total amount payable would be £206,704 made up of the loan amount plus interest (£80,656) and fees (£1,048). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 073 9999 Continue online
Nationwide
Max LTV 60%:
Base +0.99% for 2 years
Initial rate
2.24%
then 4.49% (variable)
Monthly repayments
£545
Scheme fees
£798
Annual cost
£6,933
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.24% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £544 and 276 payments of £682. The total amount payable would be £202,086 made up of the loan amount plus interest (£76,288) and fees (£798). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 073 9999 Continue online
Leek United
Max LTV 75%:
3.45% discount for 2 years
Initial rate
2.24%
then 5.69% (variable)
Monthly repayments
£545
Scheme fees
£794
Annual cost
£6,931
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.24% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £544 and 276 payments of £763. The total amount payable would be £224,438 made up of the loan amount plus interest (£98,644) and fees (£794). The overall cost for comparison is 5.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
?
0800 073 9999 Continue online
HSBC
Max LTV 70%:
Base +0.99% for 2 years
Initial rate
2.24%
then 4.04% (variable)
Monthly repayments
£545
Scheme fees
£999
Annual cost
£7,034
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.24% and then on a variable rate of 4.04% for the remaining 23 years would require 24 payments of £544 and 276 payments of £653. The total amount payable would be £194,283 made up of the loan amount plus interest (£68,284) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
0800 073 9999 Continue online
HSBC
Max LTV 75%:
Base +0.99% for 2 years
Initial rate
2.24%
then 4.04% (variable)
Monthly repayments
£545
Scheme fees
£999
Annual cost
£7,034
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.24% and then on a variable rate of 4.04% for the remaining 23 years would require 24 payments of £544 and 276 payments of £653. The total amount payable would be £194,283 made up of the loan amount plus interest (£68,284) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
0800 073 9999 Continue online
Vernon
Max LTV 80%:
3.31% discount for 5 years
Initial rate
2.29%
then 5.60% (variable)
Monthly repayments
£548
Scheme fees
£99
Annual cost
£6,591
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% for 5 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 2.29% and then on a variable rate of 5.60% for the remaining 20 years would require 60 payments of £547 and 240 payments of £730. The total amount payable would be £208,119 made up of the loan amount plus interest (£83,020) and fees (£99). The overall cost for comparison is 4.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
0800 073 9999 Continue online
Tipton & Coseley
Max LTV 75%:
3.35% discount for 2 years
Initial rate
2.29%
then 5.64% (variable)
Monthly repayments
£548
Scheme fees
£999
Annual cost
£7,071
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.29% and then on a variable rate of 5.64% for the remaining 23 years would require 24 payments of £547 and 276 payments of £760. The total amount payable would be £223,887 made up of the loan amount plus interest (£97,888) and fees (£999). The overall cost for comparison is 5.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.0% APRC
?
0800 073 9999 Continue online
Nationwide
Max LTV 75%:
Base +1.04% for 2 years
Initial rate
2.29%
then 4.49% (variable)
Monthly repayments
£548
Scheme fees
£798
Annual cost
£6,971
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.29% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £547 and 276 payments of £682. The total amount payable would be £202,158 made up of the loan amount plus interest (£76,360) and fees (£798). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
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Leek United
Max LTV 85%:
3.39% discount for 2 years
Initial rate
2.30%
then 5.69% (variable)
Monthly repayments
£548
Scheme fees
-£101
Annual cost
£6,529
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.30% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £548 and 276 payments of £763. The total amount payable would be £223,639 made up of the loan amount plus interest (£98,740) and fees (-£101). The overall cost for comparison is 4.9% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
0800 073 9999 Continue online
West Brom
Max LTV 85%:
2.25% discount to 31/08/24
Initial rate
2.34%
then 4.59% (variable)
Monthly repayments
£551
Scheme fees
£999
Annual cost
£7,109
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.34% and then on a variable rate of 4.59% for the remaining 23 years would require 24 payments of £550 and 276 payments of £689. The total amount payable would be £204,363 made up of the loan amount plus interest (£78,364) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 85% No Early Repayment Charges
Overall cost for comparison 4.3% APRC
?
0800 073 9999 Continue online
Suffolk BS
Max LTV 90%:
3.19% discount for 2 years
Initial rate
2.35%
then 5.54% (variable)
Monthly repayments
£551
Scheme fees
£1,198
Annual cost
£7,216
Fees and charges
Booking fee £199
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 50%
Early repayment charge:
1% for 2 years
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.35% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £551 and 276 payments of £753. The total amount payable would be £222,250 made up of the loan amount plus interest (£96,052) and fees (£1,198). The overall cost for comparison is 4.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
0800 073 9999 Continue online
Stafford Railway
Max LTV 75%:
0.96% discount for 2 years
Initial rate
2.39%
then 3.35% (variable)
Monthly repayments
£554
Scheme fees
£1,179
Annual cost
£7,236
Fees and charges
Booking fee £0
Arrangement fee £625
Valuation fee £255
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.39% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £553 and 276 payments of £611. The total amount payable would be £183,087 made up of the loan amount plus interest (£56,908) and fees (£1,179). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
0800 073 9999 Continue online
Beverley BS
Max LTV 80%:
2.80% discount for 2 years
Initial rate
2.44%
then 5.24% (variable)
Monthly repayments
£557
Scheme fees
£50
Annual cost
£6,709
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.44% and then on a variable rate of 5.24% for the remaining 23 years would require 24 payments of £557 and 276 payments of £733. The total amount payable would be £215,726 made up of the loan amount plus interest (£90,676) and fees (£50). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 073 9999 Continue online
Leek United
Max LTV 90%:
3.14% discount for 2 years
Initial rate
2.45%
then 5.69% (variable)
Monthly repayments
£558
Scheme fees
-£101
Annual cost
£6,641
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.45% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £557 and 276 payments of £764. The total amount payable would be £224,131 made up of the loan amount plus interest (£99,232) and fees (-£101). The overall cost for comparison is 4.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
0800 073 9999 Continue online
Suffolk BS
Max LTV 80%:
3.09% discount for 2 years
Initial rate
2.45%
then 5.54% (variable)
Monthly repayments
£558
Scheme fees
£1,198
Annual cost
£7,291
Fees and charges
Booking fee £199
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 50%
Early repayment charge:
1% for 1 year
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.45% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £557 and 276 payments of £754. The total amount payable would be £222,670 made up of the loan amount plus interest (£96,472) and fees (£1,198). The overall cost for comparison is 4.8% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
0800 073 9999 Continue online
Barclays
Max LTV 75%:
Base +1.22% for 2 years
Initial rate
2.47%
then 4.74% (variable)
Monthly repayments
£559
Scheme fees
£1,798
Annual cost
£7,606
Fees and charges
Booking fee £0
Arrangement fee £1,749
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.47% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £558 and 276 payments of £700. The total amount payable would be £208,390 made up of the loan amount plus interest (£81,592) and fees (£1,798). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
0800 073 9999 Continue online
Yorkshire BS
Max LTV 90%:
Base +1.24% to 30/09/24
Initial rate
2.49%
then 4.99% (variable)
Monthly repayments
£560
Scheme fees
£1,294
Annual cost
£7,369
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/09/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.49% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £560 and 276 payments of £717. The total amount payable would be £212,626 made up of the loan amount plus interest (£86,332) and fees (£1,294). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
0800 073 9999 Continue online
Barclays
Max LTV 75%:
Base +1.25% for 5 years
Initial rate
2.50%
then 4.74% (variable)
Monthly repayments
£561
Scheme fees
£1,798
Annual cost
£7,089
Fees and charges
Booking fee £0
Arrangement fee £1,749
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
1% for 5 years
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 2.50% and then on a variable rate of 4.74% for the remaining 20 years would require 60 payments of £560 and 240 payments of £683. The total amount payable would be £199,318 made up of the loan amount plus interest (£72,520) and fees (£1,798). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
0800 073 9999 Continue online
Mansfield
Max LTV 80%:
3.46% discount for 2 years
Initial rate
2.53%
then 5.99% (variable)
Monthly repayments
£563
Scheme fees
£499
Annual cost
£7,001
Fees and charges
Booking fee £199
Arrangement fee £300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.53% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £562 and 276 payments of £786. The total amount payable would be £230,923 made up of the loan amount plus interest (£105,424) and fees (£499). The overall cost for comparison is 4.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
0800 073 9999 Continue online
Barclays
Max LTV 80%:
Base +1.29% for 2 years
Initial rate
2.54%
then 4.74% (variable)
Monthly repayments
£563
Scheme fees
£1,048
Annual cost
£7,283
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.54% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £563 and 276 payments of £700. The total amount payable would be £207,760 made up of the loan amount plus interest (£81,712) and fees (£1,048). The overall cost for comparison is 3.3% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
0800 073 9999 Continue online
Leek United
Max LTV 75%:
3.15% discount for 2 years
Initial rate
2.54%
then 5.69% (variable)
Monthly repayments
£563
Scheme fees
£299
Annual cost
£6,909
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.54% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £563 and 276 payments of £765. The total amount payable would be £224,951 made up of the loan amount plus interest (£99,652) and fees (£299). The overall cost for comparison is 5.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
?
0800 073 9999 Continue online
West Brom
Max LTV 90%:
2.05% discount to 31/08/24
Initial rate
2.54%
then 4.59% (variable)
Monthly repayments
£563
Scheme fees
£999
Annual cost
£7,259
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.54% and then on a variable rate of 4.59% for the remaining 23 years would require 24 payments of £563 and 276 payments of £690. The total amount payable would be £204,951 made up of the loan amount plus interest (£78,952) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 4.4% APRC
?
0800 073 9999 Continue online
Nationwide
Max LTV 80%:
Base +1.34% for 2 years
Initial rate
2.59%
then 4.49% (variable)
Monthly repayments
£566
Scheme fees
£798
Annual cost
£7,196
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.59% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £566 and 276 payments of £684. The total amount payable would be £203,166 made up of the loan amount plus interest (£77,368) and fees (£798). The overall cost for comparison is 3.7% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 073 9999 Continue online
Nationwide
Max LTV 85%:
Base +1.34% for 2 years
Initial rate
2.59%
then 4.49% (variable)
Monthly repayments
£566
Scheme fees
£798
Annual cost
£7,196
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.59% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £566 and 276 payments of £684. The total amount payable would be £203,166 made up of the loan amount plus interest (£77,368) and fees (£798). The overall cost for comparison is 3.7% APRC representative.
Max LTV 85% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
0800 073 9999 Continue online
HSBC
Max LTV 80%:
Base +1.34% for 2 years
Initial rate
2.59%
then 4.04% (variable)
Monthly repayments
£566
Scheme fees
£999
Annual cost
£7,297
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.59% and then on a variable rate of 4.04% for the remaining 23 years would require 24 payments of £566 and 276 payments of £655. The total amount payable would be £195,363 made up of the loan amount plus interest (£69,364) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
0800 073 9999 Continue online
HSBC
Max LTV 85%:
Base +1.34% for 2 years
Initial rate
2.59%
then 4.04% (variable)
Monthly repayments
£566
Scheme fees
£999
Annual cost
£7,297
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.59% and then on a variable rate of 4.04% for the remaining 23 years would require 24 payments of £566 and 276 payments of £655. The total amount payable would be £195,363 made up of the loan amount plus interest (£69,364) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 85% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
0800 073 9999 Continue online
Allied Irish Bank
Max LTV 90%:
Fixed to 31/08/24
Initial rate
2.60%
then 4.45% (variable)
Monthly repayments
£567
Scheme fees
£200
Annual cost
£6,905
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/08/24
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.60% and then on a variable rate of 4.45% for the remaining 23 years would require 24 payments of £567 and 276 payments of £682. The total amount payable would be £202,040 made up of the loan amount plus interest (£76,840) and fees (£200). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 073 9999 Continue online
Allied Irish Bank
Max LTV 85%:
Fixed to 31/08/27
Initial rate
2.60%
then 4.45% (variable)
Monthly repayments
£567
Scheme fees
£200
Annual cost
£6,845
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
6 months interest until 31/08/27
Other info
Exit fee £55
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.60% and then on a variable rate of 4.45% for the remaining 20 years would require 60 payments of £567 and 240 payments of £668. The total amount payable would be £194,540 made up of the loan amount plus interest (£69,340) and fees (£200). The overall cost for comparison is 4.0% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
0800 073 9999 Continue online
Lloyds
Max LTV 60%:
Fixed to 31/08/24
Initial rate
2.69%
then 4.49% (variable)
Monthly repayments
£573
Scheme fees
£999
Annual cost
£7,373
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/08/24
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.69% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £572 and 276 payments of £685. The total amount payable would be £203,787 made up of the loan amount plus interest (£77,788) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
0800 073 9999 Continue online
Vernon
Max LTV 85%:
2.91% discount for 2 years
Initial rate
2.69%
then 5.60% (variable)
Monthly repayments
£573
Scheme fees
£569
Annual cost
£7,158
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £270
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.69% and then on a variable rate of 5.60% for the remaining 23 years would require 24 payments of £572 and 276 payments of £759. The total amount payable would be £223,781 made up of the loan amount plus interest (£98,212) and fees (£569). The overall cost for comparison is 4.9% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
0800 073 9999 Continue online
Cambridge BS
Max LTV 90%:
2.60% discount for 2 years
Initial rate
2.69%
then 5.29% (variable)
Monthly repayments
£573
Scheme fees
£0
Annual cost
£6,874
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £60
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.69% and then on a variable rate of 5.29% for the remaining 23 years would require 24 payments of £572 and 276 payments of £738. The total amount payable would be £217,416 made up of the loan amount plus interest (£92,416) and fees (£0). The overall cost for comparison is 4.9% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 4.9% APRC
?
0800 073 9999 Continue online
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