Call free on 0800 923 2051

Mortgages

We've teamed up with L&C, one of the UK's leading fee free mortgage brokers, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help and you'll pay no fee for their advice.

Reasons to use L&C

  • Fee free advice on the right mortgage for you
  • We’ll compare 1,000s of mortgage deals so you don’t have to
  • Simple, hassle-free service
  • Fully-qualified advisers available 7 days a week
  • Opening Hours: 9-8 Mon-Fri, 9-5 Sat, 10-4 Sun
  • Unique online tracking tool
Over 150 awards since 2002
Call an expert
adviser now
partner-icon
Call free from mobile or landline
Open 7 days a week until 8pm weekdays

£
£
£
Filters
Types of mortgage
Product period
Other features
Update
Matching mortgages
Try sorting by Annual Cost
?
Yorkshire BS
Max LTV 65%:
3.82% discount to 31/12/20
Initial rate
1.17%
then 4.99% (variable)
Monthly repayments
£481
Scheme fees
£1,730
Annual cost
£6,634
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/12/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.17% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £480 and 276 payments of £709. The total amount payable would be £208,934 made up of the loan amount plus interest (£82,204) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Leeds
Max LTV 65%:
Base +0.57% to 31/01/21
Initial rate
1.32%
then 5.69% (variable)
Monthly repayments
£489
Scheme fees
£999
Annual cost
£6,373
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/21
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.32% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £489 and 276 payments of £757. The total amount payable would be £221,667 made up of the loan amount plus interest (£95,668) and fees (£999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Accord
Max LTV 60%:
3.65% discount to 28/02/21
Initial rate
1.34%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£1,730
Annual cost
£6,752
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £209,450 made up of the loan amount plus interest (£82,720) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Yorkshire BS
Max LTV 65%:
3.62% discount to 31/12/20
Initial rate
1.37%
then 4.99% (variable)
Monthly repayments
£492
Scheme fees
£995
Annual cost
£6,405
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.37% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £492 and 276 payments of £710. The total amount payable would be £208,763 made up of the loan amount plus interest (£82,768) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% No Early Repayment Charges
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Leeds
Max LTV 75%:
Base +0.63% to 31/01/21
Initial rate
1.38%
then 5.69% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,414
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/21
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.38% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £492 and 276 payments of £757. The total amount payable would be £221,739 made up of the loan amount plus interest (£95,740) and fees (£999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Leeds
Max LTV 65%:
Fixed to 31/01/21
Initial rate
1.39%
then 5.69% (variable)
Monthly repayments
£493
Scheme fees
£1,999
Annual cost
£6,921
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/21
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £493 and 276 payments of £757. The total amount payable would be £222,763 made up of the loan amount plus interest (£95,764) and fees (£1,999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Skipton
Max LTV 60%:
Base +0.66% for 2 years
Initial rate
1.41%
then 4.99% (variable)
Monthly repayments
£495
Scheme fees
£995
Annual cost
£6,433
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.41% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £494 and 276 payments of £710. The total amount payable would be £208,811 made up of the loan amount plus interest (£82,816) and fees (£995). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Halifax
Max LTV 60%:
Base +0.67% to 31/03/21
Initial rate
1.42%
then 4.24% (variable)
Monthly repayments
£495
Scheme fees
£1,199
Annual cost
£6,542
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 1% until 31/03/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.42% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £495 and 276 payments of £661. The total amount payable would be £195,515 made up of the loan amount plus interest (£69,316) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 31/01/21
Initial rate
1.44%
then 5.69% (variable)
Monthly repayments
£496
Scheme fees
£1,999
Annual cost
£6,956
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/21
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £496 and 276 payments of £758. The total amount payable would be £223,111 made up of the loan amount plus interest (£96,112) and fees (£1,999). The overall cost for comparison is 4.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
HSBC
Max LTV 60%:
Base +0.69% for 2 years
Initial rate
1.44%
then 4.19% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £496 and 276 payments of £658. The total amount payable would be £194,511 made up of the loan amount plus interest (£68,512) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Nationwide
Max LTV 60%:
Base +0.69% for 2 years
Initial rate
1.44%
then 4.24% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,339 made up of the loan amount plus interest (£69,340) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Barclays
Max LTV 60%:
Base +0.69% for 2 years
Initial rate
1.44%
then 4.24% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,339 made up of the loan amount plus interest (£69,340) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Santander
Max LTV 60%:
Base +0.69% for 2 years
Initial rate
1.44%
then 4.00% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £496 and 276 payments of £646. The total amount payable would be £191,199 made up of the loan amount plus interest (£65,200) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/12/20
Initial rate
1.47%
then 4.99% (variable)
Monthly repayments
£498
Scheme fees
£745
Annual cost
£6,350
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/12/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.47% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £498 and 276 payments of £711. The total amount payable would be £208,933 made up of the loan amount plus interest (£83,188) and fees (£745). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Yorkshire BS
Max LTV 75%:
3.52% discount to 31/12/20
Initial rate
1.47%
then 4.99% (variable)
Monthly repayments
£498
Scheme fees
£995
Annual cost
£6,475
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.47% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £498 and 276 payments of £711. The total amount payable would be £209,183 made up of the loan amount plus interest (£83,188) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Cumberland
Max LTV 60%:
3.27% discount for 2 years
Initial rate
1.47%
then 4.74% (variable)
Monthly repayments
£498
Scheme fees
£1,329
Annual cost
£6,642
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.47% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £498 and 276 payments of £694. The total amount payable would be £204,825 made up of the loan amount plus interest (£78,496) and fees (£1,329). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Leeds
Max LTV 65%:
4.22% discount for 2 years
Initial rate
1.47%
then 5.69% (variable)
Monthly repayments
£498
Scheme fees
£0
Annual cost
£5,978
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.47% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £498 and 276 payments of £758. The total amount payable would be £221,160 made up of the loan amount plus interest (£96,160) and fees (£0). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Monmouthshire BS
Max LTV 65%:
3.76% discount for 2 years
Initial rate
1.48%
then 5.24% (variable)
Monthly repayments
£499
Scheme fees
£1,437
Annual cost
£6,704
Fees and charges
Booking fee £150
Arrangement fee £999
Valuation fee £288
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.48% and then on a variable rate of 5.24% for the remaining 23 years would require 24 payments of £498 and 276 payments of £727. The total amount payable would be £214,041 made up of the loan amount plus interest (£87,604) and fees (£1,437). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% No Early Repayment Charges
Overall cost for comparison 4.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
TSB
Max LTV 60%:
Fixed to 31/01/21
Initial rate
1.49%
then 4.24% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,489
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £499 and 276 payments of £662. The total amount payable would be £195,683 made up of the loan amount plus interest (£69,688) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Natwest
Max LTV 60%:
Fixed to 31/03/21
Initial rate
1.49%
then 4.24% (variable)
Monthly repayments
£499
Scheme fees
£993
Annual cost
£6,488
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £499 and 276 payments of £662. The total amount payable would be £195,681 made up of the loan amount plus interest (£69,688) and fees (£993). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Bank of Cyprus
Max LTV 60%:
Base +0.74% for 2 years
Initial rate
1.49%
then 4.75% (variable)
Monthly repayments
£499
Scheme fees
£1,340
Annual cost
£6,662
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £345
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £58
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.75% for the remaining 23 years would require 24 payments of £499 and 276 payments of £695. The total amount payable would be £205,136 made up of the loan amount plus interest (£78,796) and fees (£1,340). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Loughborough
Max LTV 80%:
3.85% discount for 2 years
Initial rate
1.49%
then 5.34% (variable)
Monthly repayments
£499
Scheme fees
£859
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £599
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £120
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 5.34% for the remaining 23 years would require 24 payments of £499 and 276 payments of £734. The total amount payable would be £215,419 made up of the loan amount plus interest (£89,560) and fees (£859). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Sainsburys
Max LTV 60%:
Fixed to 31/12/20
Initial rate
1.50%
then 4.49% (variable)
Monthly repayments
£500
Scheme fees
£995
Annual cost
£6,497
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/20
Other info
Exit fee £100
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.50% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £499 and 276 payments of £678. The total amount payable would be £200,099 made up of the loan amount plus interest (£74,104) and fees (£995). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£2,230
Annual cost
£7,128
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £210,490 made up of the loan amount plus interest (£83,260) and fees (£2,230). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£2,230
Annual cost
£7,128
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £210,490 made up of the loan amount plus interest (£83,260) and fees (£2,230). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Halifax
Max LTV 60%:
Fixed to 31/03/21
Initial rate
1.52%
then 4.24% (variable)
Monthly repayments
£501
Scheme fees
£1,199
Annual cost
£6,613
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 1% until 31/03/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.52% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £501 and 276 payments of £662. The total amount payable would be £195,935 made up of the loan amount plus interest (£69,736) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Sainsburys
Max LTV 75%:
Fixed to 31/12/20
Initial rate
1.53%
then 4.49% (variable)
Monthly repayments
£502
Scheme fees
£995
Annual cost
£6,518
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/20
Other info
Exit fee £100
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.53% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £501 and 276 payments of £678. The total amount payable would be £200,147 made up of the loan amount plus interest (£74,152) and fees (£995). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 31/01/21
Initial rate
1.53%
then 4.24% (variable)
Monthly repayments
£502
Scheme fees
£999
Annual cost
£6,520
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/01/21
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.53% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £501 and 276 payments of £662. The total amount payable would be £195,735 made up of the loan amount plus interest (£69,736) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Digital Mortgages
Max LTV 60%:
Fixed to 31/01/21
Initial rate
1.54%
then 4.00% (variable)
Monthly repayments
£502
Scheme fees
£1,180
Annual cost
£6,617
Fees and charges
Booking fee £0
Arrangement fee £900
Valuation fee £280
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% P/A
Early repayment charge:
3% reducing to 2% until 31/01/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £502 and 276 payments of £647. The total amount payable would be £191,800 made up of the loan amount plus interest (£65,620) and fees (£1,180). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Digital Mortgages
Max LTV 75%:
Fixed to 31/01/21
Initial rate
1.54%
then 4.00% (variable)
Monthly repayments
£502
Scheme fees
£1,180
Annual cost
£6,617
Fees and charges
Booking fee £0
Arrangement fee £900
Valuation fee £280
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% P/A
Early repayment charge:
3% reducing to 2% until 31/01/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £502 and 276 payments of £647. The total amount payable would be £191,800 made up of the loan amount plus interest (£65,620) and fees (£1,180). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Santander
Max LTV 75%:
Fixed to 02/03/21
Initial rate
1.54%
then 4.00% (variable)
Monthly repayments
£502
Scheme fees
£999
Annual cost
£6,527
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/21
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £502 and 276 payments of £647. The total amount payable would be £191,619 made up of the loan amount plus interest (£65,620) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
TSB
Max LTV 75%:
Fixed to 31/01/21
Initial rate
1.54%
then 4.24% (variable)
Monthly repayments
£502
Scheme fees
£995
Annual cost
£6,525
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £502 and 276 payments of £662. The total amount payable would be £195,755 made up of the loan amount plus interest (£69,760) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Santander
Max LTV 60%:
Fixed to 02/03/21
Initial rate
1.54%
then 4.00% (variable)
Monthly repayments
£502
Scheme fees
£999
Annual cost
£6,527
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/03/21
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £502 and 276 payments of £647. The total amount payable would be £191,619 made up of the loan amount plus interest (£65,620) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Accord
Max LTV 65%:
3.45% discount to 28/02/21
Initial rate
1.54%
then 4.99% (variable)
Monthly repayments
£502
Scheme fees
£495
Annual cost
£6,275
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £208,779 made up of the loan amount plus interest (£83,284) and fees (£495). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% No Early Repayment Charges
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Cumberland
Max LTV 75%:
3.20% discount for 2 years
Initial rate
1.54%
then 4.74% (variable)
Monthly repayments
£502
Scheme fees
£1,329
Annual cost
£6,692
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £502 and 276 payments of £694. The total amount payable would be £204,921 made up of the loan amount plus interest (£78,592) and fees (£1,329). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Saffron
Max LTV 60%:
4.10% discount for 2 years
Initial rate
1.54%
then 5.64% (variable)
Monthly repayments
£502
Scheme fees
£495
Annual cost
£6,275
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £495
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 5.64% for the remaining 23 years would require 24 payments of £502 and 276 payments of £755. The total amount payable would be £220,923 made up of the loan amount plus interest (£95,428) and fees (£495). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Bank of Cyprus
Max LTV 70%:
Base +0.79% for 2 years
Initial rate
1.54%
then 4.75% (variable)
Monthly repayments
£502
Scheme fees
£1,340
Annual cost
£6,697
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £345
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £58
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.75% for the remaining 23 years would require 24 payments of £502 and 276 payments of £695. The total amount payable would be £205,208 made up of the loan amount plus interest (£78,868) and fees (£1,340). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Chelsea
Max LTV 75%:
3.45% discount to 31/12/20
Initial rate
1.54%
then 4.99% (variable)
Monthly repayments
£502
Scheme fees
£1,530
Annual cost
£6,792
Fees and charges
Booking fee £0
Arrangement fee £1,295
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 2 years
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £209,814 made up of the loan amount plus interest (£83,284) and fees (£1,530). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Leeds
Max LTV 75%:
4.15% discount for 2 years
Initial rate
1.54%
then 5.69% (variable)
Monthly repayments
£502
Scheme fees
£0
Annual cost
£6,027
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £502 and 276 payments of £758. The total amount payable would be £221,256 made up of the loan amount plus interest (£96,256) and fees (£0). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Leeds
Max LTV 80%:
Base +0.79% to 31/01/21
Initial rate
1.54%
then 5.69% (variable)
Monthly repayments
£502
Scheme fees
£999
Annual cost
£6,527
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/21
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £502 and 276 payments of £758. The total amount payable would be £222,255 made up of the loan amount plus interest (£96,256) and fees (£999). The overall cost for comparison is 4.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Skipton
Max LTV 75%:
Base +0.80% for 2 years
Initial rate
1.55%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£995
Annual cost
£6,532
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.55% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £209,279 made up of the loan amount plus interest (£83,284) and fees (£995). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 4.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Furness
Max LTV 80%:
4.24% discount for 2 years
Initial rate
1.55%
then 5.79% (variable)
Monthly repayments
£503
Scheme fees
£1,304
Annual cost
£6,686
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £305
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.55% and then on a variable rate of 5.79% for the remaining 23 years would require 24 payments of £502 and 276 payments of £765. The total amount payable would be £224,492 made up of the loan amount plus interest (£98,188) and fees (£1,304). The overall cost for comparison is 5.2% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Halifax
Max LTV 75%:
Base +0.80% to 31/03/21
Initial rate
1.55%
then 4.24% (variable)
Monthly repayments
£503
Scheme fees
£1,199
Annual cost
£6,634
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 1.1% until 31/03/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.55% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £502 and 276 payments of £662. The total amount payable would be £195,959 made up of the loan amount plus interest (£69,760) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Coventry
Max LTV 50%:
Fixed to 31/12/20
Initial rate
1.55%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£999
Annual cost
£6,534
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/20
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.55% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £209,283 made up of the loan amount plus interest (£83,284) and fees (£999). The overall cost for comparison is 4.2% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Cumberland
Max LTV 60%:
3.17% discount for 2 years
Initial rate
1.57%
then 4.74% (variable)
Monthly repayments
£504
Scheme fees
£1,329
Annual cost
£6,713
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 1 year
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.57% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £504 and 276 payments of £695. The total amount payable would be £205,245 made up of the loan amount plus interest (£78,916) and fees (£1,329). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Leeds
Max LTV 65%:
Fixed to 31/01/21
Initial rate
1.57%
then 5.69% (variable)
Monthly repayments
£504
Scheme fees
£999
Annual cost
£6,548
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/21
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.57% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £504 and 276 payments of £759. The total amount payable would be £222,579 made up of the loan amount plus interest (£96,580) and fees (£999). The overall cost for comparison is 4.9% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 31/01/21
Initial rate
1.58%
then 5.69% (variable)
Monthly repayments
£505
Scheme fees
£999
Annual cost
£6,555
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/21
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.58% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £504 and 276 payments of £759. The total amount payable would be £222,579 made up of the loan amount plus interest (£96,580) and fees (£999). The overall cost for comparison is 4.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Skipton
Max LTV 60%:
Base +0.83% for 2 years
Initial rate
1.58%
then 4.99% (variable)
Monthly repayments
£505
Scheme fees
£0
Annual cost
£6,056
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.5% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.58% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £504 and 276 payments of £711. The total amount payable would be £208,332 made up of the loan amount plus interest (£83,332) and fees (£0). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Hanley Economic
Max LTV 65%:
Fixed to 31/01/21
Initial rate
1.58%
then 5.44% (variable)
Monthly repayments
£505
Scheme fees
£450
Annual cost
£6,281
Fees and charges
Booking fee £250
Arrangement fee £200
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/01/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.58% and then on a variable rate of 5.44% for the remaining 23 years would require 24 payments of £504 and 276 payments of £742. The total amount payable would be £217,338 made up of the loan amount plus interest (£91,888) and fees (£450). The overall cost for comparison is 4.9% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.59%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£999
Annual cost
£6,562
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £505 and 276 payments of £662. The total amount payable would be £195,831 made up of the loan amount plus interest (£69,832) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0800 923 2051 or arrange a call back
Load more