Your new build mortgage, made easy

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Barratt Homes recommends L&C Mortgages to help you understand what you could borrow and take the next step towards your new home.

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0808 292 5516

Start you home buying journey with confidence

Find out what you could afford
Compare mortgage options from 95+ lenders
Fee-free expert advice whatever your circumstances
Trusted by over 1 million customers
Clear explanations that make things easier to understand

Straightforward mortgage advice

Arranging a mortgage can sometimes feel complicated. L&C, the UK’s favourite mortgage partner, can help make it simple and find the best deal for you. You can start your application online or call L&C for help - and you'll pay no fee for our service.

What fee free really means

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

OWN NEW RATE REDUCER

Buying a New Build? You could pay a lower mortgage rate

With Own New Rate Reducer, the housebuilder puts money towards your mortgage, and the lender uses it to cut your interest rate.

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The housebuilder contributes up to 5% of the purchase price
Your rate comes down for the first 2 to 5 years
Only some lenders take part. We'll tell you which do and whether it's right for you

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Buying new has its perks

Schemes made for new build buyers

Some schemes only exist when you're buying new, cutting your deposit or your rate. Not every lender takes part, so we'll tell you which you could use.

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Builders often chip in

Builders often help with Stamp Duty, legal fees or flooring. Most lenders count these when they value the home, so we'll make sure yours is handled properly.

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A home that costs less to run

Newbuilds are built to be efficient, so you'll spend less on energy than in an older home. Some lenders may even reward that with better rates, and we'll check if you qualify.

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