Call free on 0800 073 9999

Mortgages

We've teamed up with L&C Mortgages, the UK's leading fee free mortgage broker, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help – and you'll pay no fee for their advice.

Reasons to use L&C

  • Fee free, advice on the right mortgage for you
  • We’ll compare 1,000s of mortgage deals so you don’t have to
  • Simple, hassle-free service
  • Fully-qualified advisers available 7 days a week
  • Opening Hours: 9-8 Mon-Fri, 9-5 Sat, 10-4 Sun
  • Unique online tracking tool
Call L&C's expert
advisers now
Call free from mobile or landline
Arrange a callback
or
Start your
mortgage online
Find the deals you qualify for &
how much you could borrow

£
£
£
Filters
Types of mortgage
Product period
Other features
Update
Matching mortgages
Try sorting by Annual Cost
?
Santander
Max LTV 60%:
Fixed to 02/12/21
Initial rate
1.28%
then 4.00% (variable)
Monthly repayments
£487
Scheme fees
£749
Annual cost
£6,220
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/12/21
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,457 made up of the loan amount plus interest (£64,708) and fees (£749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 60%:
Base +0.54% to 31/12/21
Initial rate
1.29%
then 4.24% (variable)
Monthly repayments
£488
Scheme fees
£1,199
Annual cost
£6,452
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.9% reducing to 0.8% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £487 and 276 payments of £661. The total amount payable would be £195,323 made up of the loan amount plus interest (£69,124) and fees (£1,199). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Furness
Max LTV 60%:
4.50% discount for 2 years
Initial rate
1.29%
then 5.79% (variable)
Monthly repayments
£488
Scheme fees
£1,304
Annual cost
£6,504
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £305
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 5.79% for the remaining 23 years would require 24 payments of £487 and 276 payments of £764. The total amount payable would be £223,856 made up of the loan amount plus interest (£97,552) and fees (£1,304). The overall cost for comparison is 5.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 31/10/21
Initial rate
1.30%
then 4.24% (variable)
Monthly repayments
£488
Scheme fees
£745
Annual cost
£6,232
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.30% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £488 and 276 payments of £661. The total amount payable would be £194,893 made up of the loan amount plus interest (£69,148) and fees (£745). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/10/21
Initial rate
1.33%
then 4.24% (variable)
Monthly repayments
£490
Scheme fees
£999
Annual cost
£6,380
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/10/21
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £490 and 276 payments of £661. The total amount payable would be £195,195 made up of the loan amount plus interest (£69,196) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/12/22
Initial rate
1.34%
then 4.00% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,387
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/12/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.34% and then on a variable rate of 4.00% for the remaining 22 years would require 36 payments of £490 and 264 payments of £639. The total amount payable would be £187,835 made up of the loan amount plus interest (£61,336) and fees (£1,499). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 31/10/21
Initial rate
1.34%
then 4.19% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £490 and 276 payments of £658. The total amount payable would be £194,367 made up of the loan amount plus interest (£68,368) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.37% discount for 2 years
Initial rate
1.37%
then 4.74% (variable)
Monthly repayments
£492
Scheme fees
£2,329
Annual cost
£7,072
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.37% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £205,405 made up of the loan amount plus interest (£78,076) and fees (£2,329). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.37% discount for 2 years
Initial rate
1.37%
then 4.74% (variable)
Monthly repayments
£492
Scheme fees
£2,329
Annual cost
£7,072
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.37% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £205,405 made up of the loan amount plus interest (£78,076) and fees (£2,329). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/11/21
Initial rate
1.39%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£1,195
Annual cost
£6,519
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 1.3% until 30/11/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £493 and 276 payments of £661. The total amount payable would be £195,463 made up of the loan amount plus interest (£69,268) and fees (£1,195). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/12/21
Initial rate
1.39%
then 4.00% (variable)
Monthly repayments
£493
Scheme fees
£749
Annual cost
£6,296
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/12/21
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £493 and 276 payments of £646. The total amount payable would be £190,877 made up of the loan amount plus interest (£65,128) and fees (£749). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 75%:
Fixed to 31/10/21
Initial rate
1.39%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/10/21
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £493 and 276 payments of £661. The total amount payable would be £195,267 made up of the loan amount plus interest (£69,268) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Leeds
Max LTV 75%:
4.30% discount for 2 years
Initial rate
1.39%
then 5.69% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £493 and 276 payments of £757. The total amount payable would be £221,763 made up of the loan amount plus interest (£95,764) and fees (£999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 31/10/21
Initial rate
1.40%
then 4.24% (variable)
Monthly repayments
£494
Scheme fees
£995
Annual cost
£6,426
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £494 and 276 payments of £661. The total amount payable would be £195,287 made up of the loan amount plus interest (£69,292) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 31/10/21
Initial rate
1.40%
then 4.24% (variable)
Monthly repayments
£494
Scheme fees
£995
Annual cost
£6,426
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £494 and 276 payments of £661. The total amount payable would be £195,287 made up of the loan amount plus interest (£69,292) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 60%:
Base +0.67% to 31/10/21
Initial rate
1.42%
then 4.24% (variable)
Monthly repayments
£495
Scheme fees
£645
Annual cost
£6,265
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £350
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% until 31/10/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.42% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £495 and 276 payments of £661. The total amount payable would be £194,961 made up of the loan amount plus interest (£69,316) and fees (£645). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 75%:
Base +0.67% to 31/12/21
Initial rate
1.42%
then 4.24% (variable)
Monthly repayments
£495
Scheme fees
£1,199
Annual cost
£6,542
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.9% reducing to 0.8% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.42% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £495 and 276 payments of £661. The total amount payable would be £195,515 made up of the loan amount plus interest (£69,316) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Post Office
Max LTV 60%:
Fixed to 30/09/21
Initial rate
1.43%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,995
Annual cost
£6,947
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/09/21
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.43% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £495 and 276 payments of £694. The total amount payable would be £205,419 made up of the loan amount plus interest (£78,424) and fees (£1,995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 31/10/21
Initial rate
1.44%
then 4.19% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £496 and 276 payments of £658. The total amount payable would be £194,511 made up of the loan amount plus interest (£68,512) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Base +0.69% for 2 years
Initial rate
1.44%
then 4.24% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,339 made up of the loan amount plus interest (£69,340) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 60%:
Base +0.69% for 2 years
Initial rate
1.44%
then 4.24% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,339 made up of the loan amount plus interest (£69,340) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 55%:
Fixed to 31/10/21
Initial rate
1.45%
then 4.24% (variable)
Monthly repayments
£497
Scheme fees
£749
Annual cost
£6,338
Fees and charges
Booking fee £0
Arrangement fee £749
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/10/21
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,089 made up of the loan amount plus interest (£69,340) and fees (£749). The overall cost for comparison is 3.9% APRC representative.
Max LTV 55% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Post Office
Max LTV 75%:
Fixed to 30/11/21
Initial rate
1.45%
then 4.74% (variable)
Monthly repayments
£497
Scheme fees
£1,495
Annual cost
£6,711
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/11/21
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,943 made up of the loan amount plus interest (£78,448) and fees (£1,495). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 70%:
Base +0.70% to 31/10/21
Initial rate
1.45%
then 4.24% (variable)
Monthly repayments
£497
Scheme fees
£645
Annual cost
£6,286
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £350
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% until 31/10/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.45% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £194,985 made up of the loan amount plus interest (£69,340) and fees (£645). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/09/21
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£999
Annual cost
£6,463
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £208,863 made up of the loan amount plus interest (£82,864) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 75%:
Base +0.72% to 31/10/21
Initial rate
1.47%
then 4.24% (variable)
Monthly repayments
£498
Scheme fees
£645
Annual cost
£6,300
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £350
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% until 31/10/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.47% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £498 and 276 payments of £662. The total amount payable would be £195,309 made up of the loan amount plus interest (£69,664) and fees (£645). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 80%:
Base +0.73% to 31/12/21
Initial rate
1.48%
then 4.24% (variable)
Monthly repayments
£499
Scheme fees
£1,199
Annual cost
£6,585
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.9% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.48% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £498 and 276 payments of £662. The total amount payable would be £195,863 made up of the loan amount plus interest (£69,664) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Cumberland
Max LTV 60%:
Fixed to 01/08/21
Initial rate
1.50%
then 4.74% (variable)
Monthly repayments
£500
Scheme fees
£2,329
Annual cost
£7,164
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 01/08/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.50% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £205,849 made up of the loan amount plus interest (£78,520) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Cumberland
Max LTV 75%:
Fixed to 01/08/21
Initial rate
1.50%
then 4.74% (variable)
Monthly repayments
£500
Scheme fees
£2,329
Annual cost
£7,164
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 01/08/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.50% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £205,849 made up of the loan amount plus interest (£78,520) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 30/11/21
Initial rate
1.52%
then 4.24% (variable)
Monthly repayments
£501
Scheme fees
£1,195
Annual cost
£6,611
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.75% reducing to 1.3% until 30/11/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.52% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £501 and 276 payments of £662. The total amount payable would be £195,931 made up of the loan amount plus interest (£69,736) and fees (£1,195). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£2,230
Annual cost
£7,128
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £210,490 made up of the loan amount plus interest (£83,260) and fees (£2,230). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.52%
then 4.99% (variable)
Monthly repayments
£501
Scheme fees
£2,230
Annual cost
£7,128
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £335
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £175
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £501 and 276 payments of £711. The total amount payable would be £210,490 made up of the loan amount plus interest (£83,260) and fees (£2,230). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/12/22
Initial rate
1.54%
then 4.00% (variable)
Monthly repayments
£502
Scheme fees
£1,499
Annual cost
£6,527
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/12/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.54% and then on a variable rate of 4.00% for the remaining 22 years would require 36 payments of £502 and 264 payments of £640. The total amount payable would be £188,531 made up of the loan amount plus interest (£62,032) and fees (£1,499). The overall cost for comparison is 3.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/12/21
Initial rate
1.54%
then 4.99% (variable)
Monthly repayments
£502
Scheme fees
£1,730
Annual cost
£6,892
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/12/21
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £210,014 made up of the loan amount plus interest (£83,284) and fees (£1,730). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
HSBC
Max LTV 80%:
Fixed to 31/10/21
Initial rate
1.54%
then 4.19% (variable)
Monthly repayments
£502
Scheme fees
£999
Annual cost
£6,527
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/10/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £502 and 276 payments of £659. The total amount payable would be £194,931 made up of the loan amount plus interest (£68,932) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Santander
Max LTV 60%:
Base+0.79% for 2 years
Initial rate
1.54%
then 4.00% (variable)
Monthly repayments
£502
Scheme fees
£999
Annual cost
£6,527
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £502 and 276 payments of £647. The total amount payable would be £191,619 made up of the loan amount plus interest (£65,620) and fees (£999). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 30/09/21
Initial rate
1.55%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£999
Annual cost
£6,534
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.55% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £209,283 made up of the loan amount plus interest (£83,284) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/09/21
Initial rate
1.55%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£999
Annual cost
£6,534
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.55% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £209,283 made up of the loan amount plus interest (£83,284) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 75%:
Fixed to 31/10/21
Initial rate
1.55%
then 4.24% (variable)
Monthly repayments
£503
Scheme fees
£749
Annual cost
£6,409
Fees and charges
Booking fee £0
Arrangement fee £749
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/10/21
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.55% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £502 and 276 payments of £662. The total amount payable would be £195,509 made up of the loan amount plus interest (£69,760) and fees (£749). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Furness
Max LTV 80%:
4.24% discount for 2 years
Initial rate
1.55%
then 5.79% (variable)
Monthly repayments
£503
Scheme fees
£1,304
Annual cost
£6,686
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £305
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.55% and then on a variable rate of 5.79% for the remaining 23 years would require 24 payments of £502 and 276 payments of £765. The total amount payable would be £224,492 made up of the loan amount plus interest (£98,188) and fees (£1,304). The overall cost for comparison is 5.2% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/10/21
Initial rate
1.55%
then 4.24% (variable)
Monthly repayments
£503
Scheme fees
£299
Annual cost
£6,184
Fees and charges
Booking fee £0
Arrangement fee £299
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/10/21
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.55% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £502 and 276 payments of £662. The total amount payable would be £195,059 made up of the loan amount plus interest (£69,760) and fees (£299). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Bank of Ireland
Max LTV 75%:
Fixed to 31/10/21
Initial rate
1.56%
then 4.74% (variable)
Monthly repayments
£503
Scheme fees
£495
Annual cost
£6,289
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/10/21
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.56% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £503 and 276 payments of £695. The total amount payable would be £204,387 made up of the loan amount plus interest (£78,892) and fees (£495). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 31/12/21
Initial rate
1.57%
then 4.99% (variable)
Monthly repayments
£504
Scheme fees
£1,730
Annual cost
£6,913
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/12/21
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.57% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £504 and 276 payments of £711. The total amount payable would be £210,062 made up of the loan amount plus interest (£83,332) and fees (£1,730). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 85%:
Fixed to 31/10/21
Initial rate
1.57%
then 4.24% (variable)
Monthly repayments
£504
Scheme fees
£999
Annual cost
£6,548
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/10/21
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.57% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £504 and 276 payments of £662. The total amount payable would be £195,807 made up of the loan amount plus interest (£69,808) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 31/12/22
Initial rate
1.58%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£1,199
Annual cost
£6,455
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.75% reducing to 1.3% until 31/12/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.58% and then on a variable rate of 4.24% for the remaining 22 years would require 36 payments of £504 and 264 payments of £655. The total amount payable would be £192,263 made up of the loan amount plus interest (£66,064) and fees (£1,199). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 85%:
Base +0.83% to 31/12/21
Initial rate
1.58%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£1,199
Annual cost
£6,655
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.9% reducing to 0.8% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.58% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £504 and 276 payments of £662. The total amount payable would be £196,007 made up of the loan amount plus interest (£69,808) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 80%:
Fixed to 30/11/21
Initial rate
1.58%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£1,195
Annual cost
£6,653
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.75% reducing to 1.4% until 30/11/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.58% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £504 and 276 payments of £662. The total amount payable would be £196,003 made up of the loan amount plus interest (£69,808) and fees (£1,195). The overall cost for comparison is 3.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/11/21
Initial rate
1.59%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£1,195
Annual cost
£6,660
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.4% until 30/11/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £505 and 276 payments of £662. The total amount payable would be £196,027 made up of the loan amount plus interest (£69,832) and fees (£1,195). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 75%:
Base +0.84% for 2 years
Initial rate
1.59%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£999
Annual cost
£6,562
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.59% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £505 and 276 payments of £662. The total amount payable would be £195,831 made up of the loan amount plus interest (£69,832) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.59%
then 4.19% (variable)
Monthly repayments
£505
Scheme fees
£525
Annual cost
£6,325
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £35
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £505 and 276 payments of £659. The total amount payable would be £194,529 made up of the loan amount plus interest (£69,004) and fees (£525). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Load more