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Halifax
Max LTV 60%:
Base +0.43% to 31/12/21
Initial rate
1.18%
then 4.24% (variable)
Monthly repayments
£481
Scheme fees
£1,199
Annual cost
£6,376
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.0% reducing to 0.9% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.18% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £481 and 276 payments of £660. The total amount payable would be £194,903 made up of the loan amount plus interest (£68,704) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 31/01/22
Initial rate
1.19%
then 4.24% (variable)
Monthly repayments
£482
Scheme fees
£995
Annual cost
£6,281
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £481 and 276 payments of £660. The total amount payable would be £194,699 made up of the loan amount plus interest (£68,704) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/02/22
Initial rate
1.21%
then 4.00% (variable)
Monthly repayments
£483
Scheme fees
£749
Annual cost
£6,171
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/02/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.21% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £483 and 276 payments of £645. The total amount payable would be £190,361 made up of the loan amount plus interest (£64,612) and fees (£749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 31/01/22
Initial rate
1.21%
then 4.24% (variable)
Monthly repayments
£483
Scheme fees
£993
Annual cost
£6,293
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.21% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £483 and 276 payments of £660. The total amount payable would be £194,745 made up of the loan amount plus interest (£68,752) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/01/22
Initial rate
1.21%
then 4.24% (variable)
Monthly repayments
£483
Scheme fees
£999
Annual cost
£6,296
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/01/22
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.21% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £483 and 276 payments of £660. The total amount payable would be £194,751 made up of the loan amount plus interest (£68,752) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 31/01/22
Initial rate
1.23%
then 4.24% (variable)
Monthly repayments
£484
Scheme fees
£993
Annual cost
£6,307
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £484 and 276 payments of £660. The total amount payable would be £194,769 made up of the loan amount plus interest (£68,776) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 31/01/22
Initial rate
1.24%
then 4.24% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,315
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £484 and 276 payments of £660. The total amount payable would be £194,771 made up of the loan amount plus interest (£68,776) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 31/01/22
Initial rate
1.24%
then 4.19% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,317
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £484 and 276 payments of £657. The total amount payable would be £193,947 made up of the loan amount plus interest (£67,948) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 31/01/22
Initial rate
1.24%
then 4.99% (variable)
Monthly repayments
£485
Scheme fees
£749
Annual cost
£6,192
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £709. The total amount payable would be £208,049 made up of the loan amount plus interest (£82,300) and fees (£749). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.25%
then 4.24% (variable)
Monthly repayments
£485
Scheme fees
£993
Annual cost
£6,321
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £485 and 276 payments of £660. The total amount payable would be £194,793 made up of the loan amount plus interest (£68,800) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.26%
then 4.24% (variable)
Monthly repayments
£486
Scheme fees
£995
Annual cost
£6,329
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.26% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £485 and 276 payments of £660. The total amount payable would be £194,795 made up of the loan amount plus interest (£68,800) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Post Office
Max LTV 60%:
Fixed to 31/01/22
Initial rate
1.27%
then 4.74% (variable)
Monthly repayments
£487
Scheme fees
£1,495
Annual cost
£6,586
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/22
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.27% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £486 and 276 payments of £693. The total amount payable would be £204,427 made up of the loan amount plus interest (£77,932) and fees (£1,495). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 75%:
Base +0.53% to 31/12/21
Initial rate
1.28%
then 4.24% (variable)
Monthly repayments
£487
Scheme fees
£1,199
Annual cost
£6,445
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.9% reducing to 0.8% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.28% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £487 and 276 payments of £661. The total amount payable would be £195,323 made up of the loan amount plus interest (£69,124) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 31/12/21
Initial rate
1.28%
then 4.24% (variable)
Monthly repayments
£487
Scheme fees
£1,199
Annual cost
£6,445
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 1.1% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £487 and 276 payments of £661. The total amount payable would be £195,323 made up of the loan amount plus interest (£69,124) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 31/01/22
Initial rate
1.28%
then 4.24% (variable)
Monthly repayments
£487
Scheme fees
£993
Annual cost
£6,342
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £487 and 276 payments of £661. The total amount payable would be £195,117 made up of the loan amount plus interest (£69,124) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
HSBC
Max LTV 70%:
Fixed to 31/01/22
Initial rate
1.29%
then 4.19% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £487 and 276 payments of £657. The total amount payable would be £194,019 made up of the loan amount plus interest (£68,020) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.29%
then 4.19% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £487 and 276 payments of £657. The total amount payable would be £194,019 made up of the loan amount plus interest (£68,020) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/02/22
Initial rate
1.29%
then 4.00% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/02/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,707 made up of the loan amount plus interest (£64,708) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed until 31/12/21
Initial rate
1.29%
then 4.99% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £709. The total amount payable would be £208,371 made up of the loan amount plus interest (£82,372) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Cumberland
Max LTV 60%:
Fixed to 01/11/21
Initial rate
1.33%
then 4.74% (variable)
Monthly repayments
£490
Scheme fees
£2,329
Annual cost
£7,045
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 01/11/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £205,357 made up of the loan amount plus interest (£78,028) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Platform
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.34%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£749
Annual cost
£6,261
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £208,469 made up of the loan amount plus interest (£82,720) and fees (£749). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
HSBC
Max LTV 60%:
Base +0.59% for 2 years
Initial rate
1.34%
then 4.19% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £490 and 276 payments of £658. The total amount payable would be £194,367 made up of the loan amount plus interest (£68,368) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.35%
then 4.24% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,393
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/01/22
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £491 and 276 payments of £661. The total amount payable would be £195,219 made up of the loan amount plus interest (£69,220) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Accord
Max LTV 75%:
Fixed to 31/03/22
Initial rate
1.35%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£1,230
Annual cost
£6,509
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £491 and 276 payments of £710. The total amount payable would be £208,974 made up of the loan amount plus interest (£82,744) and fees (£1,230). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Principality
Max LTV 65%:
Fixed to 31/01/22
Initial rate
1.37%
then 5.05% (variable)
Monthly repayments
£492
Scheme fees
£1,025
Annual cost
£6,420
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £380
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% until 31/01/22
Other info
Exit fee £145
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 5.05% for the remaining 23 years would require 24 payments of £492 and 276 payments of £714. The total amount payable would be £209,897 made up of the loan amount plus interest (£83,872) and fees (£1,025). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 31/12/21
Initial rate
1.38%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£1,199
Annual cost
£6,514
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 1.1% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £492 and 276 payments of £661. The total amount payable would be £195,443 made up of the loan amount plus interest (£69,244) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 31/12/21
Initial rate
1.38%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£1,199
Annual cost
£6,514
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 1.0% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £492 and 276 payments of £661. The total amount payable would be £195,443 made up of the loan amount plus interest (£69,244) and fees (£1,199). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed until 31/12/21
Initial rate
1.39%
then 4.99% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £710. The total amount payable would be £208,791 made up of the loan amount plus interest (£82,792) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed until 31/12/21
Initial rate
1.39%
then 4.99% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £710. The total amount payable would be £208,791 made up of the loan amount plus interest (£82,792) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Furness
Max LTV 60%:
4.40% discount for 2 years
Initial rate
1.39%
then 5.79% (variable)
Monthly repayments
£493
Scheme fees
£1,304
Annual cost
£6,574
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £305
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 5.79% for the remaining 23 years would require 24 payments of £493 and 276 payments of £764. The total amount payable would be £224,000 made up of the loan amount plus interest (£97,696) and fees (£1,304). The overall cost for comparison is 5.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Leeds
Max LTV 75%:
4.30% discount for 2 years
Initial rate
1.39%
then 5.69% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £493 and 276 payments of £757. The total amount payable would be £221,763 made up of the loan amount plus interest (£95,764) and fees (£999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Clydesdale
Max LTV 75%:
Fixed to 31/12/21
Initial rate
1.39%
then 5.20% (variable)
Monthly repayments
£493
Scheme fees
£1,399
Annual cost
£6,621
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £400
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/12/21
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 5.20% for the remaining 23 years would require 24 payments of £493 and 276 payments of £724. The total amount payable would be £213,055 made up of the loan amount plus interest (£86,656) and fees (£1,399). The overall cost for comparison is 4.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 31/01/22
Initial rate
1.39%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£993
Annual cost
£6,418
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £493 and 276 payments of £661. The total amount payable would be £195,261 made up of the loan amount plus interest (£69,268) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.39%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£993
Annual cost
£6,418
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £493 and 276 payments of £661. The total amount payable would be £195,261 made up of the loan amount plus interest (£69,268) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 80%:
Fixed to 31/01/22
Initial rate
1.41%
then 4.24% (variable)
Monthly repayments
£495
Scheme fees
£993
Annual cost
£6,432
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.41% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £494 and 276 payments of £661. The total amount payable would be £195,285 made up of the loan amount plus interest (£69,292) and fees (£993). The overall cost for comparison is 3.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Principality
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.43%
then 5.05% (variable)
Monthly repayments
£496
Scheme fees
£1,025
Annual cost
£6,462
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £380
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% until 31/01/22
Other info
Exit fee £145
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.43% and then on a variable rate of 5.05% for the remaining 23 years would require 24 payments of £495 and 276 payments of £714. The total amount payable would be £209,969 made up of the loan amount plus interest (£83,944) and fees (£1,025). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Cumberland
Max LTV 75%:
Fixed to 01/11/21
Initial rate
1.43%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£2,329
Annual cost
£7,114
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 01/11/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.43% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £495 and 276 payments of £694. The total amount payable would be £205,753 made up of the loan amount plus interest (£78,424) and fees (£2,329). The overall cost for comparison is 4.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.31% discount for 2 years
Initial rate
1.43%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£2,329
Annual cost
£7,114
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.43% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £495 and 276 payments of £694. The total amount payable would be £205,753 made up of the loan amount plus interest (£78,424) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.44%
then 4.19% (variable)
Monthly repayments
£496
Scheme fees
£525
Annual cost
£6,219
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £35
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £496 and 276 payments of £658. The total amount payable would be £194,037 made up of the loan amount plus interest (£68,512) and fees (£525). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 31/01/23
Initial rate
1.44%
then 4.19% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,290
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/01/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.44% and then on a variable rate of 4.19% for the remaining 22 years would require 36 payments of £496 and 264 payments of £651. The total amount payable would be £190,719 made up of the loan amount plus interest (£64,720) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
HSBC
Max LTV 75%:
Base +0.69% for 2 years
Initial rate
1.44%
then 4.19% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £496 and 276 payments of £658. The total amount payable would be £194,511 made up of the loan amount plus interest (£68,512) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Base +0.69% for 2 years
Initial rate
1.44%
then 4.24% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,339 made up of the loan amount plus interest (£69,340) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Barclays
Max LTV 60%:
Base +0.69% for 2 years
Initial rate
1.44%
then 4.24% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,339 made up of the loan amount plus interest (£69,340) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/12/21
Initial rate
1.44%
then 4.99% (variable)
Monthly repayments
£496
Scheme fees
£1,730
Annual cost
£6,822
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/12/21
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £209,594 made up of the loan amount plus interest (£82,864) and fees (£1,730). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 80%:
Fixed to 31/01/22
Initial rate
1.45%
then 4.24% (variable)
Monthly repayments
£497
Scheme fees
£995
Annual cost
£6,461
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,335 made up of the loan amount plus interest (£69,340) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Skipton
Max LTV 60%:
Fixed to 31/12/24
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£1,495
Annual cost
£6,263
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 31/12/24
Other info
Exit fee £75
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.45% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £496 and 240 payments of £682. The total amount payable would be £194,935 made up of the loan amount plus interest (£68,440) and fees (£1,495). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 80%:
Base +0.71% to 31/12/21
Initial rate
1.46%
then 4.24% (variable)
Monthly repayments
£498
Scheme fees
£1,199
Annual cost
£6,570
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.9% reducing to 0.8% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.46% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £497 and 276 payments of £662. The total amount payable would be £195,839 made up of the loan amount plus interest (£69,640) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 31/01/22
Initial rate
1.47%
then 4.24% (variable)
Monthly repayments
£498
Scheme fees
£993
Annual cost
£6,474
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.47% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £498 and 276 payments of £662. The total amount payable would be £195,657 made up of the loan amount plus interest (£69,664) and fees (£993). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 31/12/21
Initial rate
1.48%
then 4.24% (variable)
Monthly repayments
£499
Scheme fees
£1,199
Annual cost
£6,585
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% reducing to 1.1% until 31/12/21
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £498 and 276 payments of £662. The total amount payable would be £195,863 made up of the loan amount plus interest (£69,664) and fees (£1,199). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0800 073 9999 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.26% discount for 2 years
Initial rate
1.48%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£2,329
Annual cost
£7,150
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.48% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £498 and 276 payments of £694. The total amount payable would be £205,825 made up of the loan amount plus interest (£78,496) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
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