Remortgage calculator

If you’re thinking about remortgaging, whether it’s because your current deal is ending or you’re looking to borrow more, the L&C remortgage calculator will help you see what you could save by switching to a new deal. You’ll also get an idea of what your monthly payments could look like with a new mortgage.

Use our remortgage calculator to see what you could save.

Trustpilot widget

Calculate the cost of doing nothing

If you're one of the many borrowers currently on or about to slip onto a lender's standard variable rate (SVR), it could cost you thousands. Fill in some basic details below and we'll show you what the cost could be.
Error message
Error message
%
This is typically what you might revert to if your initial deal has ended
Error message
£
Tell us what you think your property is worth
Error message
£
Error message
yrs
Loans are typically over 25 years, so we've defaulted to that for you
Error message
Error message
Your results
Your mortgage could be costing you an extra:
£XX a month /
£XX a year
Payments on follow-on rate:
Around £XX a month
Payments if you switch:
Around £XX a month

From the basic information you've given us, it looks like you might be on the best rate. But there's so much we don't know about your circumstances yet, that might not be accurate.

To find out what your mortgage options are, and to get a better idea of any potential saving you could make by switching deals, head to our Mortgage Finder.

Use our mortgage finder
Next see the deals you qualify for

How much is my house worth?

Error message
Error message
Error message
Error message
Error message

Enter the values above to calculate how much your property is worth

Your results
Property value:
£X
An upper value of £X and a lower value of £X is likely.

Important notice

‍At the successful completion of your mortgage application, L&C are paid a commission by the lender and will share a small part of the fee with Which? This sum is to help fund their not for profit mission and their campaign work as a champion for the UK consumer. Which? do not allow this commercial relationship to affect their editorial independence.‍