Which Membership terms and conditions
- The mortgage advice and intermediary service is provided by London & Country Mortgages Limited (L&C), Unit 26 (2.06), Newark Works, 2 Foundry Lane, Bath, BA2 3GZ.
- Employers that offer employee access to L&C’s Mortgage Service Benefit, including access to mortgage advice, enters an arrangement under which L&C provides mortgage advice and related services to eligible employees.
- Under this arrangement, eligible employees who submit a mortgage application through L&C may qualify to receive a 12-month fully funded Which? membership, subject to these terms and conditions.
- A qualifying employee is a permanent (full-time or part-time) member of the PAYE staff of the participating employer at the time they make their initial contact with L&C, provided they are not an existing or previous client of L&C.
- A qualifying employee will become eligible for the 12-month fully funded Which? membership once a mortgage application has been submitted through L&C to a lender. L&C reserves the right to verify eligibility and may refuse or withdraw the offer where it reasonably believes these terms and conditions have not been met.
- The Which? membership is provided by Which? Limited (or such other Which? group company responsible for providing the membership service from time to time) and is subject to the applicable Which? membership terms and conditions in force at the time the membership is activated. By accepting this offer and activating the membership, the qualifying employee agrees to be bound by those terms and conditions.
- Details of how to activate the Which? membership will be provided to qualifying employees within 60 days of submission of a mortgage application through L&C, subject to eligibility being confirmed.
- The 12-month fully funded Which? membership is non-transferable, has no cash alternative and cannot be exchanged for any other product, service or benefit unless required by law.
- L&C reserves the right to withdraw, suspend or amend this promotion at any time and at its sole discretion, including to comply with applicable law, regulation or contractual obligations.
- When making initial contact with L&C, employees should be prepared to provide information required to verify their status as a qualifying employee. Personal data will be collected, stored and processed for the purposes of administering the mortgage advice service and this promotion. For more information on how L&C processes personal data, please see L&C's Privacy Statement at: https://www.landc.co.uk/about-us/privacy-statement.
- Any personal data shared with Which? for the purpose of administering or providing the membership will be processed in accordance with Which?'s privacy notice and applicable data protection legislation.