If you'd like to take a mortgage on a property that's currently mortgage free (unencumbered) or you'd like to raise extra funds, e.g. for home improvements, please select 'I want to remortgage to a better deal'.

If you aren't sure when your current mortgage deal ends, no problem. Let us know when you're planning to remortgage and we'll make sure you get the right support.

If you've taken a payday loan in the last 2 years or in the last 6 years you've had late payments on credit commitments, had a default or County Court Judgement (CCJ), been bankrupt, entered into an Individual Voluntary Arrangement (IVA) or debt management plan or had a property repossessed please tick yes.

If you'd like to borrow more than your current mortgage amount, e.g. for home improvements, debt consolidation etc, or you don't currently have a mortgage on this property, please answer 'Borrow more'.
If you'd like to reduce your current mortgage balance select 'Borrow less'.
If you want to increase or reduce your overall mortgage term or change to repayment, interest-only or part and part, select 'Change my term and/or repayment type'.

Tell us if you'd like to focus on deals from your current lender or deals from across the market and we'll compare your current lender's typical follow-on rate against potential new deals you could switch to. Don't worry you can change your mind at any time to see other deals.