Thanks for joining us from Allianz
At L&C, we’ve been helping people with free, expert mortgage advice since 1999.
Why choose our free, award-winning service?
- See real-time rates from across the market
- Find out how much you could borrow in minutes
- Track your application online 24/7
- Our entire service is fee free
- Expert advice on hand when you need it
Important notice
If you complete on a mortgage through L&C, L&C will be paid a commission by the chosen lender. L&C will share a percentage of this commission with Aon UK Limited. The commission L&C receives doesn't affect the product or rate recommended to you.
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L&C is an award-winning mortgage broker
We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice. Our dedication to providing our customers with a first class mortgage service has helped us win over 220 awards since 1999, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.
What Mortgage
Awards
Best Mortgage Broker
(40 advisers and over) 2026
Legal & General
Business Quality Awards
Consumer Duty 2026
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The Financial Reporter
Awards
Mortgage Broker of the Year
(50+ employees) 2026
Latest mortgage news
Bank of England raises interest rates for first time in over 3 years
For many mortgage borrowers, the impact won't be immediate, as their rate is fixed. However, those on tracker mortgages or approaching the end of a fixed-rate deal should expect to see higher borrowing costs in the months ahead.
Autumn 2026 Budget: What does it mean for you?
John Healey delivered his first Budget speech as Chancellor today, calling it a ‘Budget for the working people’. Here’s a roundup of the announcements related to property and mortgages that could affect you.
How quitting smoking could improve your financial wellbeing too
Quitting smoking can also have a significant impact on their finances, particularly when it comes to protection insurance and long-term financial goals such as homeownership.
World Heart Day: What if waiting longer isn't an option?
World Heart Day reminds us of the importance of protecting our health and finances, particularly when serious illness and treatment delays can affect both.
Handy tools and calculators
Practical gadgets to help keep things simple
Let us guide you
Check out our essential guides on all you need to know about the mortgage process.
How much deposit do I need?
When it comes to putting down a deposit to buy a property, the more you can save up, the better.
How much does it cost to buy a house?
Make no mistake about it - buying property is expensive, however modest your new home. A mortgage is not the only expense.
Do I need life insurance?
When it coms to putting down a deposit to buy a property, the more you can save up, the better.
What are the different types of mortgage?
With so many different mortgage deals to choose from, finding the right one for your individual circumstances can feel difficult to find.
