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Mortgage guides

The subject of mortgages can feel complicated enough as it is. Trying to arrange one by yourself whilst juggling all your everyday demands can even feel rather daunting!

We also understand that there may be lots of questions you may have or things you feel you want to know more about.

We are here to help you and are happy to give you expert, fee-free advice at all stages of the journey - whether you're remortgaging, buying a new home or have a rental property.

And, in the meantime, if you'd rather do a little self-learning, or there's a question we can answer right here, we've also put together a range of mortgage guides for you to read if you have a spare 10 minutes. If there's something you need to know which we haven't covered in our guides, then just let us know! We'll either create a new guide for you or help you direct via email or phone.

What to do before you exchange contracts

First time buyer

How much deposit do you need for a mortgage?

Use this mortgage guide to find out all about deposits, including how much you're likely to have to save for a mortgage.

Conveyancing
First time buyer
Moving home
Stamp Duty
Tax

House buying schemes

If you're struggling to get on the property ladder, you could take advantage of possible schemes to help you buy a home. Go online today and see if you qualify for government or developer help

First time buyer

Your First Home Scheme: What you need to know

Could the Your First Home scheme help you buy with a 2.5% deposit? Find out how the scheme could work and what we know so far.

First time buyer

Fixed Rate Mortgages

First time buyer
Fixed rate

Remortgage essentials

Whether your deal is ending or you're looking for a better rate, our remortgage guide explains everything you need to know.

Remortgage

Mortgage credit readiness: is your credit profile ready for a mortgage?

Before you apply for a mortgage, it's a good idea to make sure your credit score is looking good. earn how with our expert guide.

First time buyer
Moving home
Remortgage

What are Shared Ownership mortgages and how do they work?

Looking to find out what a Shared Ownership mortgage is? This L&C guide answers all your important questions.

First time buyer
Moving home

Your interest only mortgage

Find out how an interest-only mortgage works and whether it is the right option for you

Product types
Moving home
Remortgage

Getting a tracker mortgage. What you need to know

Is a tracker mortgage the right option for you? Find out everything you need to know about tracker mortgages here.

Buy To Let
Fixed rate
First time buyer
Moving home
Remortgage

Buy to Let tax

Get all the essential information on buy to let tax in the UK, including advice on allowable expenses, capital gains and stamp duty.

Buy To Let
Stamp Duty
Tax

Buy to Let for Airbnb

If you're thinking of letting out your house for Airbnb, you'll need a specialist mortgage. Learn all about what you need with our in depth guide.

Buy To Let

Becoming a landlord. The basics of Buy to Let

Learn all about what a Buy o Let mortgage is and what to think about before becoming a landlord with our expert advice

Buy To Let

Divorce, mortgages and adding partners. What happens when your situation changes

Sometimes our living situations change.If you're getting a divorce or want to add a partner or spouse to your mortgage; it can be confusing. Learn everything you need to know with our Indepth guide.

Moving home
Remortgage

What is a mortgage?

Struggling to understand what a mortgage is? Bogged down by all the different terms surrounding mortgages? Learn everything you need to know with our mortgage advice

First time buyer
Moving home

Advice for buying or selling your home

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Check your mortgage options

See the deals you qualify for & how much you could borrow

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