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At L&C, we've been helping people with free, expert mortgage advice since 1999

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  • See real-time rates from across the market
  • Find out how much you could borrow in minutes
  • Track your application online 24/7
  • Our entire service is fee free
  • Expert advice on hand when you need it

Important notice

If you complete on a mortgage through L&C, L&C will be paid a commission by the chosen lender. L&C will share a percentage of this commission with the referring third party. The commission L&C receives doesn't affect the product or rate recommended to you.

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Exclusive offer - get a £50 voucher when your mortgage completes.* Home buyers also get free buyer's protection insurance worth £79.**

*Terms and conditions apply, you can find out about the voucher promotion here.

** Purchases in England and Wales only, full details of the buyer's protection insurance will be provided with your mortgage recommendation.

Today's best buy mortgages

Latest home buyer mortgage best buys

Based on a mortgage of £125,000 at 50% LTV
Provider
Details
Initial rate
Overall cost for comparison
Fixed for 5 years
X%
then X% (variable)
Fixed for 5 years
X%
then X% (variable)
Fixed for 5 years
X%
then X% (variable)
See all mortgage best buys

Latest remortgage best buys                 

Based on a mortgage of £125,000 at 50% LTV
Provider
Details
Initial rate
Overall cost for comparison
Fixed for 5 years
X%
then X% (variable)
Fixed for 5 years
X%
then X% (variable)
Fixed for 5 years
X%
then X% (variable)
See all remortgage best buys

L&C is an award-winning mortgage broker

We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice. Our dedication to providing our customers with a first class mortgage service has helped us win over 220 awards since 1999, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.

What Mortgage
Awards

Best Mortgage Broker
(40 advisers and over) 2025

Legal & General Business Quality Awards

Consumer Duty (Customer Outcomes/Data Precision) 2025

The Personal Finance
Awards

Best Mortgage Broker
(40 advisers and over) 2025

Latest mortgage news

Couple looking at paperwork on kitchen table

Inflation jumps to 3.3% in March

The UK’s main measure of inflation, the Consumer Prices Index (CPI), rose to 3.3% in the year to March, according to the Office for National Statistics, up from 3% in February.

April 24, 2026
Home with sage green front door

Lenders to get in touch with 1.6 million borrowers as deals end

Lenders must proactively contact around 1.6 million mortgage customers whose fixed rate deals are expiring in 2026, setting out their options and explaining any support that might be available.

April 1, 2026
Couple looking at phone

Inflation stays at 3% in February, but is it the calm before the storm?

Inflation held steady at 3% in the 12 months to February, providing a brief sense of stability in an otherwise volatile economic environment.

March 27, 2026
Woman looking at phone in kitchen

Rates held at 3.75% in March

The Bank of England’s Monetary Policy Committee voted unanimously to leave the base rate unchanged at 3.75% in March, due to ongoing economic uncertainty caused by conflict in the Middle East.

March 19, 2026

Let us guide you

Check out our essential guides on all you need to know about the mortgage process.

How much deposit do I need?

When it comes to putting down a deposit to buy a property, the more you can save up, the better.

How much does it cost to buy a house?

Make no mistake about it - buying property is expensive, however modest your new home. A mortgage is not the only expense.

Do I need life insurance?

When it coms to putting down a deposit to buy a property, the more you can save up, the better.

What are the different types of mortgage?

With so many different mortgage deals to choose from, finding the right one for your individual circumstances can feel difficult to find.

Smiling woman wearing glasses talking on a phone while using a laptop at home, with two children sitting on a couch in the background.