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- See real-time rates from across the market
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- Our entire service is fee free
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Important notice
If you complete on a mortgage through L&C, L&C will be paid a commission by the chosen lender. L&C will share a percentage of this commission with the referring third party. The commission L&C receives doesn't affect the product or rate recommended to you.
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Exclusive offer - get a £50 voucher when your mortgage completes.* Home buyers also get free buyer's protection insurance worth £79.**
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** Purchases in England and Wales only, full details of the buyer's protection insurance will be provided with your mortgage recommendation.
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L&C is an award-winning mortgage broker
We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice. Our dedication to providing our customers with a first class mortgage service has helped us win over 220 awards since 1999, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.
What Mortgage
Awards
Best Mortgage Broker
(40 advisers and over) 2025
Legal & General
Business Quality Awards
Consumer Duty (Customer Outcomes/Data Precision) 2025
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The Personal Finance
Awards
Best Mortgage Broker
(40 advisers and over) 2025
Latest mortgage news
Government to replace Lifetime ISA with new First Time Buyer ISA
The Lifetime ISA is set to be replaced by a new Government-backed First Time Buyer ISA designed to help those wanting to get onto the property ladder to save a deposit.
Government reforms aim to speed up homebuying and cut costs
Purchasing a property should become easier and cheaper under Government reforms designed to put an end to gazumping and reduce buying and selling costs.
Inflation boost for borrowers
The Consumer Prices Index (CPI) measure of inflation remained at 2.8% in the 12 months to May, according to the Office for National Statistics, defying expectations that it would rise.
Self-employed? Get your mortgage paperwork in order
Self-employed workers could soon find it easier to take out a mortgage, under changes to lending rules currently being considered by the Financial Conduct Authority (FCA).
Let us guide you
Check out our essential guides on all you need to know about the mortgage process.
How much deposit do I need?
When it comes to putting down a deposit to buy a property, the more you can save up, the better.
How much does it cost to buy a house?
Make no mistake about it - buying property is expensive, however modest your new home. A mortgage is not the only expense.
Do I need life insurance?
When it coms to putting down a deposit to buy a property, the more you can save up, the better.
What are the different types of mortgage?
With so many different mortgage deals to choose from, finding the right one for your individual circumstances can feel difficult to find.
