Looking to buy your first home?

Market leading rate available with deposits from 2%*

*Subject to change and elegibility

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At L&C, we've been helping people with free, expert mortgage advice since 1999

Get started:

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Why choose our free, award-winning service?

See real-time rates from across the market

Find out how much you could borrow in minutes

Track your application online 24/7

Expert advice on hand when you need it

Our entire service is fee free

Important notice

If you complete on a mortgage through L&C, L&C will be paid a commission by the chosen lender. L&C may choose to share a percentage of this commission with Aon UK Limited. The commission L&C receives doesn't affect the product or rate recommended to you.

Not quite ready to remortgage yet?

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let you know when it's time to renew.

Mortgage Minder™

Your mortgage, perfectly timed

Timing is everything - get what you need, when you need it

Timely reminders for your mortgage deal end date

Stay informed with mortgage market insights

Fee free mortgage advice at the perfect time

Get reminded with the best deals from over 90 lenders

Exclusive offer - get a £50 voucher when your mortgage completes.* Home buyers also get free buyer's protection insurance worth £79.**

*Terms and conditions apply, you can find out about the voucher promotion here.

** Purchases in England and Wales only, full details of the buyer's protection insurance will be provided with your mortgage recommendation.

Expert. Honest. Free.

Today's best buy mortgages

Latest home buyer mortgage best buys

Based on a mortgage of £125,000 at 50% LTV
Provider
Details
Initial rate
Overall cost for comparison
Fixed for 5 years
X%
then X% (variable)
Fixed for 5 years
X%
then X% (variable)
Fixed for 5 years
X%
then X% (variable)
See all mortgage best buys

Latest remortgage best buys                 

Based on a mortgage of £125,000 at 50% LTV
Provider
Details
Initial rate
Overall cost for comparison
Fixed for 5 years
X%
then X% (variable)
Fixed for 5 years
X%
then X% (variable)
Fixed for 5 years
X%
then X% (variable)
See all remortgage best buys
Fee free since 1999

L&C is an award-winning mortgage broker

We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice. Our dedication to providing our customers with a first class mortgage service has helped us win over 160 awards since 2002, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.

What Mortgage
Awards

Best mortgage broker 2025

Legal & General logo

Legal & General Business Quality Awards

Outstanding customer service outcome (51+ employees) 2022

The Personal Finance
Awards

Best mortgage broker (40 advisors and over) 2023

Let us guide you

Check out our essential guides on all you need to know about the mortgage process.

How much deposit do I need?

When it comes to putting down a deposit to buy a property, the more you can save up, the better.

How much does it cost to buy a house?

Make no mistake about it - buying property is expensive, however modest your new home. A mortgage is not the only expense.

Do I need life insurance?

When it coms to putting down a deposit to buy a property, the more you can save up, the better.

What are the different types of mortgage?

With so many different mortgage deals to choose from, finding the right one for your individual circumstances can feel difficult to find.