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?
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.77%
then 5.25% (variable)
Monthly repayments
£516
Scheme fees
£1,945
Annual cost
£7,164
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.77% and then on a variable rate of 5.25% for the remaining 23 years would require 24 payments of £515 and 276 payments of £730. The total amount payable would be £215,785 made up of the loan amount plus interest (£88,840) and fees (£1,945). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Beverley BS
Max LTV 65%:
3.47% discount for 2 years
Initial rate
1.78%
then 5.25% (variable)
Monthly repayments
£517
Scheme fees
£1,945
Annual cost
£7,171
Fees and charges
Booking fee £0
Arrangement fee £1,895
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.78% and then on a variable rate of 5.25% for the remaining 23 years would require 24 payments of £516 and 276 payments of £730. The total amount payable would be £215,809 made up of the loan amount plus interest (£88,864) and fees (£1,945). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Accord
Max LTV 65%:
2.95% discount to 30/11/24
Initial rate
2.04%
then 4.99% (variable)
Monthly repayments
£532
Scheme fees
£294
Annual cost
£6,534
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.04% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £532 and 276 payments of £714. The total amount payable would be £210,126 made up of the loan amount plus interest (£84,832) and fees (£294). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Accord
Max LTV 65%:
2.93% discount to 30/11/24
Initial rate
2.06%
then 4.99% (variable)
Monthly repayments
£533
Scheme fees
£299
Annual cost
£6,551
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.06% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £533 and 276 payments of £714. The total amount payable would be £210,155 made up of the loan amount plus interest (£84,856) and fees (£299). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Accord
Max LTV 75%:
2.90% discount to 30/11/24
Initial rate
2.09%
then 4.99% (variable)
Monthly repayments
£535
Scheme fees
£294
Annual cost
£6,571
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.09% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £535 and 276 payments of £714. The total amount payable would be £210,198 made up of the loan amount plus interest (£84,904) and fees (£294). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Vernon
Max LTV 75%:
3.51% discount for 2 years
Initial rate
2.09%
then 5.60% (variable)
Monthly repayments
£535
Scheme fees
£99
Annual cost
£6,473
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
2% for 2 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.09% and then on a variable rate of 5.60% for the remaining 23 years would require 24 payments of £535 and 276 payments of £756. The total amount payable would be £221,595 made up of the loan amount plus interest (£96,496) and fees (£99). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Principality
Max LTV 65%:
2.55% discount to 30/11/24
Initial rate
2.10%
then 4.65% (variable)
Monthly repayments
£536
Scheme fees
£0
Annual cost
£6,431
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £65
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.10% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £535 and 276 payments of £692. The total amount payable would be £203,832 made up of the loan amount plus interest (£78,832) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Accord
Max LTV 75%:
2.88% discount to 30/11/24
Initial rate
2.11%
then 4.99% (variable)
Monthly repayments
£537
Scheme fees
£299
Annual cost
£6,588
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.11% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £536 and 276 payments of £714. The total amount payable would be £210,227 made up of the loan amount plus interest (£84,928) and fees (£299). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
West Brom
Max LTV 90%:
2.65% discount to 30/11/24
Initial rate
2.14%
then 4.79% (variable)
Monthly repayments
£538
Scheme fees
£999
Annual cost
£6,960
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £195
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.14% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £538 and 276 payments of £701. The total amount payable would be £207,387 made up of the loan amount plus interest (£81,388) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 4.4% APRC
?
Principality
Max LTV 75%:
2.50% discount to 30/11/24
Initial rate
2.15%
then 4.65% (variable)
Monthly repayments
£539
Scheme fees
£0
Annual cost
£6,468
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £65
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.15% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £538 and 276 payments of £692. The total amount payable would be £203,904 made up of the loan amount plus interest (£78,904) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Vernon
Max LTV 80%:
3.41% discount for 3 years
Initial rate
2.19%
then 5.60% (variable)
Monthly repayments
£541
Scheme fees
£99
Annual cost
£6,531
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
3% reducing to 2% for 3 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 2.19% and then on a variable rate of 5.60% for the remaining 22 years would require 36 payments of £541 and 264 payments of £747. The total amount payable would be £216,783 made up of the loan amount plus interest (£91,684) and fees (£99). The overall cost for comparison is 4.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Vernon
Max LTV 80%:
3.41% discount for 2 years
Initial rate
2.19%
then 5.60% (variable)
Monthly repayments
£541
Scheme fees
£99
Annual cost
£6,547
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
2% for 2 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.19% and then on a variable rate of 5.60% for the remaining 23 years would require 24 payments of £541 and 276 payments of £756. The total amount payable would be £221,739 made up of the loan amount plus interest (£96,640) and fees (£99). The overall cost for comparison is 4.8% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Tipton & Coseley
Max LTV 75%:
3.65% discount to 30/09/25
Initial rate
2.24%
then 5.89% (variable)
Monthly repayments
£545
Scheme fees
£999
Annual cost
£6,867
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
4% reducing to 1% until 30/09/25
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 2.24% and then on a variable rate of 5.89% for the remaining 22 years would require 36 payments of £544 and 264 payments of £767. The total amount payable would be £223,071 made up of the loan amount plus interest (£97,072) and fees (£999). The overall cost for comparison is 5.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.0% APRC
?
Principality
Max LTV 80%:
2.40% discount to 30/11/24
Initial rate
2.25%
then 4.65% (variable)
Monthly repayments
£545
Scheme fees
£0
Annual cost
£6,542
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £65
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.25% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £545 and 276 payments of £693. The total amount payable would be £204,348 made up of the loan amount plus interest (£79,348) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Vernon
Max LTV 80%:
3.31% discount for 5 years
Initial rate
2.29%
then 5.60% (variable)
Monthly repayments
£548
Scheme fees
£99
Annual cost
£6,591
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
5% reducing to 2% for 5 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 2.29% and then on a variable rate of 5.60% for the remaining 20 years would require 60 payments of £547 and 240 payments of £730. The total amount payable would be £208,119 made up of the loan amount plus interest (£83,020) and fees (£99). The overall cost for comparison is 4.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Leek United
Max LTV 75%:
3.55% discount for 2 years
Initial rate
2.29%
then 5.84% (variable)
Monthly repayments
£548
Scheme fees
£794
Annual cost
£6,969
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.29% and then on a variable rate of 5.84% for the remaining 23 years would require 24 payments of £547 and 276 payments of £774. The total amount payable would be £227,546 made up of the loan amount plus interest (£101,752) and fees (£794). The overall cost for comparison is 5.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.5% APRC
?
Accord
Max LTV 85%:
2.65% discount to 30/11/24
Initial rate
2.34%
then 4.99% (variable)
Monthly repayments
£551
Scheme fees
£294
Annual cost
£6,756
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.34% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £550 and 276 payments of £716. The total amount payable would be £211,110 made up of the loan amount plus interest (£85,816) and fees (£294). The overall cost for comparison is 4.1% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Principality
Max LTV 85%:
2.30% discount to 30/11/24
Initial rate
2.35%
then 4.65% (variable)
Monthly repayments
£551
Scheme fees
£0
Annual cost
£6,617
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £65
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.35% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £551 and 276 payments of £693. The total amount payable would be £204,492 made up of the loan amount plus interest (£79,492) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Accord
Max LTV 85%:
2.63% discount to 30/11/24
Initial rate
2.36%
then 4.99% (variable)
Monthly repayments
£552
Scheme fees
£299
Annual cost
£6,774
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.36% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £552 and 276 payments of £716. The total amount payable would be £211,163 made up of the loan amount plus interest (£85,864) and fees (£299). The overall cost for comparison is 4.1% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Skipton
Max LTV 60%:
Base +0.66% for 2 years
Initial rate
2.41%
then 4.89% (variable)
Monthly repayments
£555
Scheme fees
£995
Annual cost
£7,159
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.41% and then on a variable rate of 4.89% for the remaining 23 years would require 24 payments of £555 and 276 payments of £710. The total amount payable would be £210,275 made up of the loan amount plus interest (£84,280) and fees (£995). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.1% APRC
?
Tipton & Coseley
Max LTV 90%:
3.45% discount to 30/09/25
Initial rate
2.44%
then 5.89% (variable)
Monthly repayments
£557
Scheme fees
£999
Annual cost
£7,017
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
4% reducing to 1% until 30/09/25
Other info
Exit fee £90
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 2.44% and then on a variable rate of 5.89% for the remaining 22 years would require 36 payments of £557 and 264 payments of £769. The total amount payable would be £224,067 made up of the loan amount plus interest (£98,068) and fees (£999). The overall cost for comparison is 5.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
?
West Brom
Max LTV 75%:
2.35% discount to 30/11/24
Initial rate
2.44%
then 4.79% (variable)
Monthly repayments
£557
Scheme fees
£1,298
Annual cost
£7,333
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £195
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.44% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £557 and 276 payments of £703. The total amount payable would be £208,694 made up of the loan amount plus interest (£82,396) and fees (£1,298). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 4.3% APRC
?
Beverley BS
Max LTV 80%:
2.80% discount for 2 years
Initial rate
2.44%
then 5.25% (variable)
Monthly repayments
£557
Scheme fees
£50
Annual cost
£6,709
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.44% and then on a variable rate of 5.25% for the remaining 23 years would require 24 payments of £557 and 276 payments of £734. The total amount payable would be £216,002 made up of the loan amount plus interest (£90,952) and fees (£50). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Beverley BS
Max LTV 80%:
2.80% discount for 2 years
Initial rate
2.45%
then 5.25% (variable)
Monthly repayments
£558
Scheme fees
£50
Annual cost
£6,717
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £50
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
2% for 2 years
Other info
Exit fee £175
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.45% and then on a variable rate of 5.25% for the remaining 23 years would require 24 payments of £557 and 276 payments of £734. The total amount payable would be £216,002 made up of the loan amount plus interest (£90,952) and fees (£50). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Leek United
Max LTV 85%:
3.39% discount for 2 years
Initial rate
2.45%
then 5.84% (variable)
Monthly repayments
£558
Scheme fees
-£101
Annual cost
£6,641
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.45% and then on a variable rate of 5.84% for the remaining 23 years would require 24 payments of £557 and 276 payments of £775. The total amount payable would be £227,167 made up of the loan amount plus interest (£102,268) and fees (-£101). The overall cost for comparison is 4.9% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
Principality
Max LTV 90%:
2.20% discount to 30/11/24
Initial rate
2.45%
then 4.65% (variable)
Monthly repayments
£558
Scheme fees
£0
Annual cost
£6,692
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £65
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.45% and then on a variable rate of 4.65% for the remaining 23 years would require 24 payments of £557 and 276 payments of £694. The total amount payable would be £204,912 made up of the loan amount plus interest (£79,912) and fees (£0). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Monmouthshire BS
Max LTV 80%:
3.00% discount for 2 years
Initial rate
2.49%
then 5.49% (variable)
Monthly repayments
£560
Scheme fees
£999
Annual cost
£7,221
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.49% and then on a variable rate of 5.49% for the remaining 23 years would require 24 payments of £560 and 276 payments of £751. The total amount payable would be £221,715 made up of the loan amount plus interest (£95,716) and fees (£999). The overall cost for comparison is 4.5% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Accord
Max LTV 90%:
2.49% discount to 30/11/24
Initial rate
2.50%
then 4.99% (variable)
Monthly repayments
£561
Scheme fees
£294
Annual cost
£6,876
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.50% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £560 and 276 payments of £717. The total amount payable would be £211,626 made up of the loan amount plus interest (£86,332) and fees (£294). The overall cost for comparison is 4.1% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Barclays
Max LTV 60%:
Base +0.75% for 2 years
Initial rate
2.50%
then 5.24% (variable)
Monthly repayments
£561
Scheme fees
£1,048
Annual cost
£7,253
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.50% and then on a variable rate of 5.24% for the remaining 23 years would require 24 payments of £560 and 276 payments of £734. The total amount payable would be £217,072 made up of the loan amount plus interest (£91,024) and fees (£1,048). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.2% APRC
?
Leek United
Max LTV 75%:
3.34% discount for 2 years
Initial rate
2.50%
then 5.84% (variable)
Monthly repayments
£561
Scheme fees
£299
Annual cost
£6,879
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.50% and then on a variable rate of 5.84% for the remaining 23 years would require 24 payments of £560 and 276 payments of £775. The total amount payable would be £227,639 made up of the loan amount plus interest (£102,340) and fees (£299). The overall cost for comparison is 5.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.5% APRC
?
Accord
Max LTV 90%:
2.47% discount to 30/11/24
Initial rate
2.52%
then 4.99% (variable)
Monthly repayments
£562
Scheme fees
£299
Annual cost
£6,894
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.52% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £562 and 276 payments of £717. The total amount payable would be £211,679 made up of the loan amount plus interest (£86,380) and fees (£299). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Mansfield
Max LTV 80%:
3.46% discount for 2 years
Initial rate
2.53%
then 5.99% (variable)
Monthly repayments
£563
Scheme fees
£499
Annual cost
£7,001
Fees and charges
Booking fee £199
Arrangement fee £300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
2% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.53% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £562 and 276 payments of £786. The total amount payable would be £230,923 made up of the loan amount plus interest (£105,424) and fees (£499). The overall cost for comparison is 4.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
HSBC
Max LTV 60%:
Base +0.79% for 2 years
Initial rate
2.54%
then 4.54% (variable)
Monthly repayments
£563
Scheme fees
£999
Annual cost
£7,259
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.54% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £563 and 276 payments of £687. The total amount payable would be £204,123 made up of the loan amount plus interest (£78,124) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
Leek United
Max LTV 90%:
3.14% discount for 2 years
Initial rate
2.60%
then 5.84% (variable)
Monthly repayments
£567
Scheme fees
-£101
Annual cost
£6,755
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £400
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.60% and then on a variable rate of 5.84% for the remaining 23 years would require 24 payments of £567 and 276 payments of £776. The total amount payable would be £227,683 made up of the loan amount plus interest (£102,784) and fees (-£101). The overall cost for comparison is 4.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
Stafford Railway
Max LTV 75%:
0.96% discount for 2 years
Initial rate
2.64%
then 3.60% (variable)
Monthly repayments
£570
Scheme fees
£1,179
Annual cost
£7,425
Fees and charges
Booking fee £0
Arrangement fee £625
Valuation fee £255
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
3% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.64% and then on a variable rate of 3.60% for the remaining 23 years would require 24 payments of £569 and 276 payments of £627. The total amount payable would be £187,887 made up of the loan amount plus interest (£61,708) and fees (£1,179). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Skipton
Max LTV 70%:
Base +0.89% for 2 years
Initial rate
2.64%
then 4.89% (variable)
Monthly repayments
£570
Scheme fees
£995
Annual cost
£7,333
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.64% and then on a variable rate of 4.89% for the remaining 23 years would require 24 payments of £569 and 276 payments of £711. The total amount payable would be £210,887 made up of the loan amount plus interest (£84,892) and fees (£995). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% No Early Repayment Charges
Overall cost for comparison 4.3% APRC
?
Monmouthshire BS
Max LTV 90%:
2.84% discount for 2 years
Initial rate
2.65%
then 5.49% (variable)
Monthly repayments
£570
Scheme fees
£999
Annual cost
£7,343
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% for 2 years
Other info
Exit fee £125
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.65% and then on a variable rate of 5.49% for the remaining 23 years would require 24 payments of £570 and 276 payments of £752. The total amount payable would be £222,231 made up of the loan amount plus interest (£96,232) and fees (£999). The overall cost for comparison is 4.6% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Vernon
Max LTV 85%:
2.91% discount for 2 years
Initial rate
2.69%
then 5.60% (variable)
Monthly repayments
£573
Scheme fees
£569
Annual cost
£7,158
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £270
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
2% for 2 years
Other info
Exit fee £130
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.69% and then on a variable rate of 5.60% for the remaining 23 years would require 24 payments of £572 and 276 payments of £759. The total amount payable would be £223,781 made up of the loan amount plus interest (£98,212) and fees (£569). The overall cost for comparison is 4.9% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
Barclays
Max LTV 75%:
Base +0.95% for 2 years
Initial rate
2.70%
then 5.24% (variable)
Monthly repayments
£573
Scheme fees
£1,048
Annual cost
£7,405
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.70% and then on a variable rate of 5.24% for the remaining 23 years would require 24 payments of £573 and 276 payments of £735. The total amount payable would be £217,660 made up of the loan amount plus interest (£91,612) and fees (£1,048). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
Nationwide
Max LTV 60%:
Base +0.99% for 2 years
Initial rate
2.74%
then 4.74% (variable)
Monthly repayments
£576
Scheme fees
£798
Annual cost
£7,311
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.74% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £576 and 276 payments of £701. The total amount payable would be £208,098 made up of the loan amount plus interest (£82,300) and fees (£798). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
HSBC
Max LTV 70%:
Base +0.99% for 2 years
Initial rate
2.74%
then 4.54% (variable)
Monthly repayments
£576
Scheme fees
£999
Annual cost
£7,412
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.74% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £576 and 276 payments of £688. The total amount payable would be £204,711 made up of the loan amount plus interest (£78,712) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
HSBC
Max LTV 75%:
Base +0.99% for 2 years
Initial rate
2.74%
then 4.54% (variable)
Monthly repayments
£576
Scheme fees
£999
Annual cost
£7,412
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £0
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.74% and then on a variable rate of 4.54% for the remaining 23 years would require 24 payments of £576 and 276 payments of £688. The total amount payable would be £204,711 made up of the loan amount plus interest (£78,712) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.8% APRC
?
Nationwide
Max LTV 75%:
Base +1.04% for 2 years
Initial rate
2.79%
then 4.74% (variable)
Monthly repayments
£579
Scheme fees
£798
Annual cost
£7,349
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £65
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.79% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £579 and 276 payments of £702. The total amount payable would be £208,446 made up of the loan amount plus interest (£82,648) and fees (£798). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
Skipton
Max LTV 80%:
Base +1.20% for 2 years
Initial rate
2.95%
then 4.89% (variable)
Monthly repayments
£590
Scheme fees
£995
Annual cost
£7,572
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £95
Estimated legals £0
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.95% and then on a variable rate of 4.89% for the remaining 23 years would require 24 payments of £589 and 276 payments of £713. The total amount payable would be £211,919 made up of the loan amount plus interest (£85,924) and fees (£995). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 4.4% APRC
?
Barclays
Max LTV 75%:
Base +1.22% for 2 years
Initial rate
2.97%
then 5.24% (variable)
Monthly repayments
£591
Scheme fees
£1,798
Annual cost
£7,989
Fees and charges
Booking fee £0
Arrangement fee £1,749
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? Unlimited
Early Repayment Charge:
1% for 2 years
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.97% and then on a variable rate of 5.24% for the remaining 23 years would require 24 payments of £590 and 276 payments of £736. The total amount payable would be £219,094 made up of the loan amount plus interest (£92,296) and fees (£1,798). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Barclays
Max LTV 75%:
Base +1.25% for 5 years
Initial rate
3.00%
then 5.24% (variable)
Monthly repayments
£593
Scheme fees
£1,798
Annual cost
£7,473
Fees and charges
Booking fee £0
Arrangement fee £1,749
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? Unlimited
Early Repayment Charge:
1% for 5 years
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 3.00% and then on a variable rate of 5.24% for the remaining 20 years would require 60 payments of £592 and 240 payments of £719. The total amount payable would be £209,878 made up of the loan amount plus interest (£83,080) and fees (£1,798). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Leek United
Max LTV 95%:
2.84% discount for 2 years
Initial rate
3.00%
then 5.84% (variable)
Monthly repayments
£593
Scheme fees
-£201
Annual cost
£7,013
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 3.00% and then on a variable rate of 5.84% for the remaining 23 years would require 24 payments of £592 and 276 payments of £778. The total amount payable would be £228,735 made up of the loan amount plus interest (£103,936) and fees (-£201). The overall cost for comparison is 5.0% APRC representative.
Max LTV 95% Early Repayment Charges apply
Overall cost for comparison 5.0% APRC
?
Accord
Max LTV 95%:
1.99% discount to 30/11/24
Initial rate
3.00%
then 4.99% (variable)
Monthly repayments
£593
Scheme fees
£294
Annual cost
£7,260
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 3.00% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £592 and 276 payments of £720. The total amount payable would be £213,222 made up of the loan amount plus interest (£87,928) and fees (£294). The overall cost for comparison is 4.4% APRC representative.
Max LTV 95% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Accord
Max LTV 95%:
1.97% discount to 30/11/24
Initial rate
3.02%
then 4.99% (variable)
Monthly repayments
£594
Scheme fees
£299
Annual cost
£7,278
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early Repayment Charge:
1% until 30/11/24
Other info
Exit fee £90
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 3.02% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £594 and 276 payments of £720. The total amount payable would be £213,275 made up of the loan amount plus interest (£87,976) and fees (£299). The overall cost for comparison is 4.4% APRC representative.
Max LTV 95% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Barclays
Max LTV 80%:
Base +1.29% for 2 years
Initial rate
3.04%
then 5.24% (variable)
Monthly repayments
£595
Scheme fees
£1,048
Annual cost
£7,668
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early Repayment Charge:
None
Other info
Exit fee £80
Estimated legals £299
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 3.04% and then on a variable rate of 5.24% for the remaining 23 years would require 24 payments of £595 and 276 payments of £737. The total amount payable would be £218,740 made up of the loan amount plus interest (£92,692) and fees (£1,048). The overall cost for comparison is 3.3% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.3% APRC
?
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