Mortgage Adviser (remote)

Are you interested in joining an award-winning company with plenty of opportunities for personal development and lots of fun along the way? Find out a bit more about what we do and the vacancies we currently have.

Location: Remote


Fun, rewarding and with the opportunity to develop and grow your career. That’s life with L&C Mortgages, the UK’s leading fee free mortgage and protection broker with over 160 awards to its name.

We’re currently expanding and looking for level 3 CeMap qualified Mortgage Advisers to join remotely and work from home. Join us and you’ll be part of a business that takes your progress seriously and wants you to enjoy being part of the L&C family. From ‘High Five’ colleague nominations – recognising those who go the extra mile, to our stakeholder matched pension contributions, this is a place that really rewards the effort you put in.


The role

Mortgaging or remortgaging a property can be a daunting experience for first time and experienced buyers alike. Getting the right deal is a crucial factor in putting home buyers’ and homeowners’ minds at ease. Luckily for them, that’s exactly where you come in. From starter homes to investment properties, you’ll be at the end of the phone with the kind of advice that makes property dreams come true.

You’ll scope out the best mortgage options through listening to customers’ stories and circumstances, fully documenting these with the help of L&C’s technology and coming up with a solution that meets their needs and satisfies regulatory rules and standards as you go. We expect a high quality and compliant service for our customers and this performance will be monitored.

Will they be best served by a fixed term or variable mortgage? Do they need the option to overpay each month? What about fee free early exit? Once you have a clear idea of what they need, it’s all about rolling up your sleeves and giving it your all so that we can provide the customer with the right advice and outcome, getting them the best possible deal. By doing all this, you’ll demonstrate L&C values, our passion for mortgages and why our customers were right to choose us.

Of course, there will be administrative work along the way but, above all, it’s about building that rapport and a real sense of trust that you’re going to do everything you can to deliver a compliant deal that really works for the customer.



FCA Certification Regime & Conduct Rules

L&C is regulated by the Financial Conduct Authority (FCA) and is classified as an “Enhanced Firm” under the Senior Managers and Certification Regime (SM&CR). This role will fall into the “Certification and Conduct” elements of the regime. L&C will be required to attest to your integrity, competence and financial soundness on an initial and regular basis. If you’re successful in your application and as a “Certification Regime” employee, your personal and professional details will be published in the FCA’s Directory which is accessible to the public. This can provide comfort to customers that they’re dealing with a legitimate and monitored Adviser that belongs to a firm with a solid culture and ethics.

You’ll also be personally subject to the 5 FCA Conduct Rules. You may already be aware of these but don’t worry if not. If successful in securing an interview and role, a detailed explanation and training will be provided.



About you

You’re a qualified Mortgage Adviser with enough experience to know what makes an employer desirable in your sector. With steady year-on-year growth, an empathic approach to mortgage advice, and the kind of support that will help you surpass your professional goals, L&C Mortgages is ticking all your boxes. And the best part? With L&C Mortgages, you can now achieve all this without leaving your home.

Right now, we’re looking for people who see remote working as an opportunity to tune in to customer needs, free from distractions. Someone with your credentials - level 3 CeMap qualified - doesn’t need constant supervision. You motivate yourself. You can still count on the support of our team but, for you, professional development is something you always take personal responsibility for. Just like you do for the mortgages you arrange for our customers. That’s why L&C Mortgages is the perfect next step in your Mortgage Adviser career.



Why join L&C?

Working at L&C means being part of an environment of respect and equity. The standard of training is as high as it can be, so that the service you’re able to deliver is of the same level. What you do with it and where you take your role from there is up to you – because there are plenty of opportunities to progress.



company values