Protection Adviser

Are you interested in joining an award winning company with plenty of opportunities for personal development and lots of fun along the way?
Find out a bit more about what we do and the vacancies we currently have.

Location: Bath and Newcastle Upon Tyne

Fun, rewarding and with the opportunity to develop and grow your career. That’s life with L&C Mortgages, the UK’s leading fee free mortgage and protection broker with over 160 awards to its name.

Join us and you’ll be part of a business that takes your progress seriously and wants you to enjoy being part of the L&C family. From ‘High Five’ colleague nominations – recognising those who go the extra mile, to our cycle-to-work scheme and stakeholder matched pension contributions, this is a place that really gives back on the effort you put in.

Right now, we’re expanding our Newcastle and Bath offices and taking on new Protection Advisers. This is your chance to get in on that growth.

The role

Uncertain times call for certain measures and, for L&C customers, they come in the form of protecting the things that matter most: their homes, families and lifestyles. But being a Protection Adviser during this ongoing period of uncertainty not only offers L&C customers a sense of reassurance that they’ll be taken care of if anything goes wrong, it also offers you quite the level of security too – a steady career with real prospects for development.

When talking to our customers, you’ll use that great empathic ear of yours to really hear their concerns so that you can deliver the right kind of insurance. Often a customer might not know exactly what it is they need, so you’ll be advising them on options such as Critical Illness Insurance, Income Protection and Life Insurance documenting your findings and recommendations throughout the process. It’s all about giving them that sense of security that, when faced with unforeseen circumstances, they and their loved ones are as well protected as possible.

As L&C is regulated by the Financial Conduct Authority (FCA), compliance is an important part of this role. You need to ensure you deliver advice within strictly defined regulatory rules and guidance as well as adhering to the internal quality standards L&C has put in place. What is important is that you deliver that perfect balance of outstanding customer care, regulatory adherence and impressive workload efficiency to exceed your performance targets and KPIs. That will be achieved through eagle-eyed attention to detail, a warm friendly approach that builds rapport and trust, and working closely with your colleagues to ensure customers have the right protection in place at the right time.

FCA Certification Regime & Conduct Rules

L&C is classified as an “Enhanced Firm” under the FCA’s Senior Managers and Certification Regime (SM&CR). This role will officially fall into the “Conduct” element of the regime, meaning you will be personally subject to the 5 FCA Conduct Rules if successful in your application. You may already be aware of these but don’t worry if not. If successful in securing an interview and role a detailed explanation and training will be provided.

In addition, as this is a customer facing advice role, L&C has made the decision to treat all Advisers (Mortgage & Protection) in the same way, so we will seek to ensure and attest to your integrity, competence and financial soundness in the same way we do with our Mortgage Advisers. Rest assured full information and a training and awareness exercise will make this clear to you if you’re successful in your application.

About you

We’re looking for people who can really connect with customers while following the FCA guidelines and internal procedures that keep us in line with our industry’s regulatory framework. After all, that feeling that everything is in hand and that all relevant documentation is taken care of is why our customers choose us. Because we offer reassurance as well as insurance. That’s why you’ll be an active listener who repeats back what you’re hearing so that customers know you’re on the same page. You’ll lay out all the options they need quickly and simply, so that they can make informed and wise choices.

There’s a chance you developed such great people skills in a similar role – or somewhere else within the financial sector. What’s certain is that you’ll have a real interest in money matters, the motivation to deliver the perfect package solutions time and time again, and the organisational skills to really max-out your bonus opportunities. Confident team players who love the idea of developing and progressing within the industry by doing their best for every customer. You’ll be a great representative of the values of L&C Mortgages – and that’s everything you need to go far here.

Why join L&C?

Working at L&C means being part of an environment steeped in respect and equity – leveraging people’s skills so that everyone is on a level playing field. The standard of training is as high as it can be, so that the service you’re able to deliver is at the same level. What you do with it and where you take your role from there is up to you – because there are ample opportunities to progress.

Joining L&C means having the chance to:

  • Enrol on an in-depth induction programme, with a proven track record of success
  • Gain a CertPro, LIBF qualification upon passing an exam and become a Protection Expert within one year
  • Be a part of an incentive scheme that is both customer-centric and reflective of your efforts

  • This position is currently on hold