Calculating exactly how much you can borrow depends on a number of things, such as:
One of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and as brokers who, last year successfully placed mortgages with 59 different lenders, we are perfectly placed to match the right lender to your borrowing requirements.
Sometimes it can be possible to borrow more than the calculator on our website shows you and that's where our expertise comes in. We are sometimes able to arrange higher borrowing by taking your own individual circumstances into account.
* All potential borrowing is subject to affordability checks and credit status
We know how important it is for you to have an idea of the some of the best mortgage rates that may be available to you.
Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.
Here's what some of them have been saying about us recently.
“The fact that L&C picked up the phone to me whenever they needed something was an added bonus, as however good any online system is, there is nothing like a good old fashioned phone call. ”
“I can't fault my experience. As a first time buyer everything was explained to me clearly and the speed at which the mortgage offer came through was very impressive. Our adviser and case manager were brilliant ”
“Your knowledge and expertise was second to none regarding what mortgage would suit us and our situation, as my partner is self employed we have struggled when talking to mortgage companies in the past.”