Calculating exactly how much you can borrow depends on a number of things, such as:
One of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and as brokers who, last year successfully placed mortgages with 59 different lenders, we are perfectly placed to match the right lender to your borrowing requirements.
Sometimes it can be possible to borrow more than the calculator on our website shows you and that's where our expertise comes in. We are sometimes able to arrange higher borrowing by taking your own individual circumstances into account.
* All potential borrowing is subject to affordability checks and credit status
We know how important it is for you to have an idea of some of the best mortgage rates that may be available to you.
Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.
Here's what some of them have been saying about us recently.
“Very friendly and helpful service from the very first time I contacted L & C through to getting our mortgage offer. You out performed my bank of nearly 30 years! Thank you for making our dream home a reality.”
“Offering a mortgage not available elsewhere and the amount we could borrow was slightly more. ”
“Our adviser has been excellent, we had a job change during our purchase process and our adviser was able to advise on the risks. She also found us another provider when the initial provider's rules would have prevented us taking the new job (due to probation period. Overall very satisfied. ”
Let us do the hard work for you.We'll keep an eye on the latest mortgage rates, offers and related services so you're always up to speed.