At L&C, our customers are always at the heart of what we do. We make sure that our customers are provided with clear information and are kept informed throughout the process. Our advisers search across the market to find the best mortgage deal for our customers’ unique situations, sifting through thousands of potential deals.
Who we are
L&C Mortgages was founded in 2000. We moved into our Beazer House office in Bath and launched our first website in 2001. Winning our first award for best mortgage broker in 2002, we’ve gone from strength to strength, with further offices in Newcastle Upon Tyne and London, and over 2 million people coming to us for advice on the best mortgage for them. Find out more about our leadership and colleagues by taking a look at Our People.
We’re proud to support our company charity, Winston’s Wish, the UK's leading childhood bereavement charity. Every year Winston’s Wish need to raise over £2.4 million to provide practical help and support to children suffering the loss of a parent or sibling. For every life policy we arrange we donate £1 and we’ve now raised over £50,000 to Winston’s Wish. For more information visit the Winston's Wish website.
All the hard work for you! Our aim is to make applying for a mortgage a simple and hassle-free experience for our customers – whether you’re buying your first home, moving house, remortgaging or investing in a Buy to Let property.
Get started by completing our online Mortgage Finder or speaking to us over the phone.
Your adviser will search across the market to find the best deal for your circumstances.
We’ll help finish off the paperwork and get your application started.
Track your case with your online Portal 24/7 and easily message your case manager.
We’re here for you from application all the way through to completion, and the best bit is we won't charge you a fee for our advice and support. We'll search across the market with access to 1000s of deals from over 90 lenders, so we'll be sure to find the right deal for you.
Wondering how our service is fee free? Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that we simply choose not to charge our customers a fee on top of this.
The UK’s award-winning fee-free mortgage and insurance experts - by your side when it comes to buying and remortgaging.
Step onto the property ladder with our expert help
Secure your dream home with stress-free mortgage advice
Switch your mortgage to suit your changing needs
Start out in the rental market or expand your portfolio
We are award-winning
Our dedication to providing our customers with a first class mortgage service has helped us win over 160 awards since 2002, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on many occasions. You can see them all in our awards gallery.
Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.
Here's what some of them have been saying about us recently.
“I am so glad I called L&C, a service that is free of charge and hassle free. I'm telling everyone about the good that you do in the world! ”
“This is the 4th time I've used London & Country and I believe it's the best, easiest service yet.”
“Your online data capture form is by far the best form I have ever filled out ; so easy and accessible. The guys who put this together should be proud. Its brilliant!” ”
You can find out how we handle your data and read our privacy statement here. Our terms of business and our keyfacts also explain more about how we work and the service we offer, if you need any more information about this or would like a hard copy please let your mortgage adviser know.
At L&C, we fully support the introduction of the Modern Slavery Act 2015 (the Act) and the way it encourages businesses to tackle issues around modern slavery. You can view our policy in full here.
We believe in equal opportunities for men and women at L&C, and creating an inclusive environment where all employees can fulfil their potential. We support the requirement for businesses with over 250 employees to publish their gender pay gap data, and report on initiatives being undertaken to minimise the gap. You can read our report here.
After receiving fee-free mortgage advice or another financial product, 93% of L&C customers would recommend us based on 1462 Reviews.co.uk respondents. Read our reviews
At L&C, we understand that with the volumes of mortgage and insurance products we arrange, things won’t always go as smoothly as we want every time. Continually improving the service we offer and reducing the number of complaints we receive is very important to us. We regularly review the information we have about your complaints, which helps us to understand how we can make improvements. More information