Buy to Let Mortgage calculator

If you’re buying a property to let out, you’ll want to know exactly how much your monthly mortgage payments are going to cost, and how much you’re likely to be able to borrow.

Our buy-to-let mortgage calculators can crunch all the numbers on your behalf, working out how much your monthly payments will be based on the amount you want to borrow, the rate and the mortgage term you’ve chosen, as well as how much you can borrow based on the monthly rental income you expect to receive.

Remember that the exact amount you could borrow will depend on several other factors too, such as your outgoings and the amount of deposit you have, so speak to one of our expert advisers to see exactly which deals you’ll be eligible for.

What’s the likely rental income?

Error message
Error message
Error message
Error message
Error message

Enter the values above to calculate how much rent to charge

Your results
Rental value:
£X
An upper value of £X and a lower value of £X is likely.

How much can I borrow on a Buy to Let mortgage?

£
Per month/per property - We've calculated this from our average customer
Error message

Enter the values above to calculate how much you can borrow

Your results
You could borrow up to:
Up to £X

About your borrowing ability

Calculating exactly how much you can borrow depends on a number of things, such as:

  • How much you spend each month on regular commitments
  • Whether you're paid a basic salary, a basic salary plus bonus, commission or overtimeIf you're self employed
  • The amount of deposit you have
  • Your age and whether you are looking to borrow beyond your retirement date

One of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and as brokers who, last year successfully placed mortgages with 59 different lenders, we are perfectly placed to match the right lender to your borrowing requirements.

What if I need to borrow more?

Sometimes it can be possible to borrow more than the calculator on our website shows you and that's where our expertise comes in. We are sometimes able to arrange higher borrowing by taking your own individual circumstances into account.

* All potential borrowing is subject to affordability checks and credit status

Fee free since 1999