How much will my mortgage cost?

One of the most common (and sensible) questions we get asked is How much will my mortgage cost? It’s a good question, because your mortgage is probably going to be your biggest outgoing each month and it’s important to know that what you want to do is affordable both now and in the future. Our mortgage cost calculator is quick and easy to use so you can find out the cost of your mortgage in seconds.

Simply adjust the following to calculate your mortgage costs:

The amount you want to borrow
The interest rate
The number of years you wish to borrow the money over

The calculator will display your monthly mortgage cost based on the figures you provide, and help you plan your monthly budget.

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What will my monthly mortgage payments be?

Enter the values above to calculate how much your mortgage will cost

What next?

Give our expert advisers a call to discuss your options

Call free from mobile or landline

0808 292 0724

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A man's house is his castle.

James Otis

Call our expert
advisers now

Call free from mobile or landline

0808 292 0724

Arrange a callback

Important information

We've put this calculator together to help you get an idea of what your mortgage is likely to cost, however the rates and figures shown are for illustrative purposes and realistically the rate you pay will change during your chosen mortgage term. Before taking any mortgage out you should get a personalised illustration showing the full costs and charges, and if you have any questions on this please speak to your adviser.

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Call our expert
advisers now

Call free from mobile or landline

0808 292 0724

Open 7 days a week until 8pm weekdays

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice.

Representative example A mortgage of £198,054 payable over 22 years, initially on a fixed rate until 31/01/20 at 1.94% and then on a variable rate of 3.75% for the remaining 20 years would require 27 payments of £921.72 and 237 payments of £1,083.93 The total amount payable would be £282,678 made up of the loan amount plus interest (£83,714) and fees (£910). The overall cost for comparison is 3.5% APRC representative.

London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.

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