Offset calculator

An offset mortgage lets you use your savings to help reduce the interest you pay on your mortgage and could save you money in the long term. However often the rates on offset mortgages can be higher than a standard deal so our calculator will help you work out if an offset deal could be right for you. Of course there are lots of other things to consider so it’s worth speaking to us too and we can run through the options with you.
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Would an offset mortgage work for me?
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We've calculated this from our average customer
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%
We've defaulted to a value we think's realistic
years
Loans are typically over 25 years, so we've defaulted to that for you
£
Enter any set up fees
Your savings
£
%
£
The offset mortgage
We've entered a market leading offset mortgage, but feel free to type over it.
%
£
Enter any set up fees
years
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Enter the values above to calculate how much your mortgage will cost
What next?
Give our expert advisers a call to discuss your options
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Home isn't a place, its a feeling
Cecelia Ahern
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advisers now
Call free from mobile or landline
Important information
We've put this calculator together to help you get an idea of whether an offset mortgage might be worth considering, however the rates and figures shown are for illustrative purposes and realistically the rate you pay will change during your chosen mortgage term. Before taking any mortgage out you should get a personalised illustration showing the full costs and charges, and if you have any questions on this please speak to your adviser.
Call our expert
advisers now
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Call free from mobile or landline
Open 7 days a week until 8pm weekdays