FIRST TIME
BUYER MORTGAGES
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how much you could borrow
how much you could borrow
An expert’s guide to buying your first home
Our mortgage expert, David Hollingworth, provides tips on getting a mortgage to buy a home.
How much can I borrow?
The key things you need to know about buying your first home
Handy tools and calculators for first time buyers
Practical gadgets to help keep things simple
Latest mortgage offers
We know how important it is for you to have an idea of some of the best mortgage rates that may be available to you.
A man's house is his castle.
James Otis
Word of mouth
Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.
Here's what some of them have been saying about us recently.
“The Case Tracking website was invaluable, it kept me up to date and was informative”
Mr G, Birmingham Learn more
“I can't fault my experience. As a first time buyer everything was explained to me clearly and the speed at which the mortgage offer came through was very impressive. Our adviser and case manager were brilliant ”
Miss R, London Learn more
“My adviser even phoned me up to get our mortgage application in when he found out at really short notice that the product was being withdrawn ”
Mr K, Harpenden Learn moreCall our expert
advisers now
advisers now
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest (£86,963) and fees (£1,049). The overall cost for comparison is 3.2% APRC representative.
London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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