Best 10 year fixed mortgage rate

What is a 10 year fixed rate mortgage?

A 10 year fixed rate mortgage deal means your monthly payments stay the same for a full decade, no matter what happens to interest rates. A 10 year deal provides peace of mind and makes it easier to plan ahead, especially if you're settled and don't want to remortgage every few years.

How to find your 10 year fixed mortgage deal

• Use our Mortgage Finder to see the best deals on the market
• We'll match you with an expert mortgage adviser to guide you through the process
• Start your application online when you're ready

It only takes a few minutes to get started.

Why use an L&C mortgage adviser

With L&C, you’ll get expert mortgage advice from one of our dedicated mortgage advisers. You’ll also be able to:

• Compare live mortgage rates online in minutes
• Use our Mortgage Finder to compare mortgage rates
• Get help at every step from your personal mortgage adviser

From your first search through to application and approval, L&C do the legwork, so you don’t have to.

What you’ll need to apply

To get the best 10 year fixed rate deal you’ll need to show mortgage lenders you can afford the monthly payments. They’ll usually ask for:

• 3–6 months of payslips
• 6 months of bank statements
• Proof of any benefits received
• P60 from your employer
• Utility bills
• Tax returns or accounts if you’re self-employed

What is the average 10 year fixed mortgage rate?

Because mortgage rates change daily your L&C mortgage adviser tracks the market in real time. And with our Rate Check service, we track the market throughout your application to make sure you’re still getting the best deal.