Personalise the best mortgage rates & deals

When compiling our best buy tables we choose the best mortgage rates from across the UK market, including deals that are exclusive to us. It's important to remember that the best mortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next mortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to get the best mortgage deal for your circumstances, saving you time and effort. Our best buy tables below show you the pick of the mortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage.

£
We've calculated this from our average customer
Loans are typically over 25 years, so we've defaulted to that for you
£
We've calculated this from our average customer
£
Most loans are on a repayment basis, so we've left this as 0
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Matching mortgages
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Yorkshire BS
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.22%
then 4.99% (variable)
Monthly repayments
£484
Scheme fees
£1,710
Annual cost
£6,659
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.22% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £483 and 276 payments of £709. The total amount payable would be £208,986 made up of the loan amount plus interest (£82,276) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.23%
then 5.15% (variable)
Monthly repayments
£484
Scheme fees
£1,510
Annual cost
£6,566
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £484 and 276 payments of £720. The total amount payable would be £211,846 made up of the loan amount plus interest (£85,336) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.24%
then 4.99% (variable)
Monthly repayments
£485
Scheme fees
£1,915
Annual cost
£6,730
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £709. The total amount payable would be £209,215 made up of the loan amount plus interest (£82,300) and fees (£1,915). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.24%
then 3.94% (variable)
Monthly repayments
£485
Scheme fees
£1,696
Annual cost
£6,665
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £484 and 276 payments of £641. The total amount payable would be £190,228 made up of the loan amount plus interest (£63,532) and fees (£1,696). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/07/18
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£1,499
Annual cost
£6,744
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £204,455 made up of the loan amount plus interest (£77,956) and fees (£1,499). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.34%
then 5.15% (variable)
Monthly repayments
£491
Scheme fees
£1,910
Annual cost
£6,842
Fees and charges
Booking fee £130
Arrangement fee £1,545
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £490 and 276 payments of £720. The total amount payable would be £212,390 made up of the loan amount plus interest (£85,480) and fees (£1,910). The overall cost for comparison is 4.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 60%:
Base + 0.85% to 30/06/18
Initial rate
1.35%
then 4.24% (variable)
Monthly repayments
£491
Scheme fees
£995
Annual cost
£6,529
Fees and charges
Booking fee £195
Arrangement fee £800
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 30/06/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.35% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £491 and 276 payments of £661. The total amount payable would be £195,215 made up of the loan amount plus interest (£69,220) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 31/07/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,499
Annual cost
£6,813
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,875 made up of the loan amount plus interest (£78,376) and fees (£1,499). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Natwest
Max LTV 60%:
Base + 0.89% to 30/09/18
Initial rate
1.39%
then 4.00% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,506
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% until 30/09/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £493 and 276 payments of £646. The total amount payable would be £191,123 made up of the loan amount plus interest (£65,128) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.39%
then 4.99% (variable)
Monthly repayments
£493
Scheme fees
£1,710
Annual cost
£6,777
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £710. The total amount payable would be £209,502 made up of the loan amount plus interest (£82,792) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 75%:
Fixed for 2 years
Initial rate
1.39%
then 4.99% (variable)
Monthly repayments
£493
Scheme fees
£1,915
Annual cost
£6,834
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £710. The total amount payable would be £209,707 made up of the loan amount plus interest (£82,792) and fees (£1,915). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 60%:
Base +0.89% for 2 years
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£745
Annual cost
£6,459
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,121 made up of the loan amount plus interest (£78,376) and fees (£745). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.42%
then 4.99% (variable)
Monthly repayments
£495
Scheme fees
£1,710
Annual cost
£6,798
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.42% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £495 and 276 payments of £710. The total amount payable would be £209,550 made up of the loan amount plus interest (£82,840) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 31/07/18
Initial rate
1.43%
then 5.15% (variable)
Monthly repayments
£496
Scheme fees
£1,510
Annual cost
£6,705
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.43% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £495 and 276 payments of £721. The total amount payable would be £212,386 made up of the loan amount plus interest (£85,876) and fees (£1,510). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 65%:
Base +0.93% for 2 years
Initial rate
1.43%
then 2.49% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,554
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.43% and then on a variable rate of 2.49% for the remaining 23 years would require 24 payments of £495 and 276 payments of £555. The total amount payable would be £166,059 made up of the loan amount plus interest (£40,060) and fees (£999). The overall cost for comparison is 2.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 2.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 65%:
Base +0.94% to 01/08/18
Initial rate
1.44%
then 4.79% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,561
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/08/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £496 and 276 payments of £697. The total amount payable would be £205,271 made up of the loan amount plus interest (£79,276) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,499
Annual cost
£6,848
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £496 and 276 payments of £694. The total amount payable would be £204,947 made up of the loan amount plus interest (£78,448) and fees (£1,499). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
TSB
Max LTV 60%:
Base +0.94% to 30/06/18
Initial rate
1.44%
then 3.99% (variable)
Monthly repayments
£496
Scheme fees
£1,995
Annual cost
£7,154
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/18
Other info
Exit fee £265
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.44% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £646. The total amount payable would be £192,195 made up of the loan amount plus interest (£65,200) and fees (£1,995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 75%:
Base + 0.95% to 30/06/18
Initial rate
1.45%
then 4.24% (variable)
Monthly repayments
£497
Scheme fees
£995
Annual cost
£6,599
Fees and charges
Booking fee £195
Arrangement fee £800
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 30/06/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.45% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £496 and 276 payments of £661. The total amount payable would be £195,335 made up of the loan amount plus interest (£69,340) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 65%:
3.54% discount to 30/06/18
Initial rate
1.45%
then 4.99% (variable)
Monthly repayments
£497
Scheme fees
£994
Annual cost
£6,626
Fees and charges
Booking fee £99
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/06/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.45% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £208,858 made up of the loan amount plus interest (£82,864) and fees (£994). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 70%:
Base +0.99% to 01/08/18
Initial rate
1.49%
then 4.79% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/08/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £499 and 276 payments of £697. The total amount payable would be £205,343 made up of the loan amount plus interest (£79,348) and fees (£995). The overall cost for comparison is 4.1% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.49%
then 4.99% (variable)
Monthly repayments
£499
Scheme fees
£635
Annual cost
£6,264
Fees and charges
Booking fee £0
Arrangement fee £195
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £499 and 276 payments of £711. The total amount payable would be £208,847 made up of the loan amount plus interest (£83,212) and fees (£635). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 75%:
Base +0.99% for 2 years
Initial rate
1.49%
then 3.99% (variable)
Monthly repayments
£499
Scheme fees
£999
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £499 and 276 payments of £646. The total amount payable would be £191,271 made up of the loan amount plus interest (£65,272) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 75%:
Base +0.99% for 2 years
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£745
Annual cost
£6,529
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £204,265 made up of the loan amount plus interest (£78,520) and fees (£745). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 31/07/18
Initial rate
1.49%
then 3.94% (variable)
Monthly repayments
£499
Scheme fees
£1,196
Annual cost
£6,590
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £499 and 276 payments of £643. The total amount payable would be £190,640 made up of the loan amount plus interest (£64,444) and fees (£1,196). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 65%:
Base +0.99% to 01/08/18
Initial rate
1.49%
then 4.79% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/08/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.49% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £499 and 276 payments of £697. The total amount payable would be £205,343 made up of the loan amount plus interest (£79,348) and fees (£995). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.49%
then 3.94% (variable)
Monthly repayments
£499
Scheme fees
£1,696
Annual cost
£6,840
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £499 and 276 payments of £643. The total amount payable would be £191,140 made up of the loan amount plus interest (£64,444) and fees (£1,696). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 31/07/18
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£999
Annual cost
£6,633
Fees and charges
Booking fee £150
Arrangement fee £849
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £204,519 made up of the loan amount plus interest (£78,520) and fees (£999). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 80%:
Fixed to 31/07/18
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£1,499
Annual cost
£6,883
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.49% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £499 and 276 payments of £694. The total amount payable would be £205,019 made up of the loan amount plus interest (£78,520) and fees (£1,499). The overall cost for comparison is 4.3% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Melton Mowbray
Max LTV 65%:
3.49% discount for 3 years
Initial rate
1.50%
then 4.99% (variable)
Monthly repayments
£500
Scheme fees
£260
Annual cost
£6,086
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 3 years
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.50% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £499 and 264 payments of £701. The total amount payable would be £203,288 made up of the loan amount plus interest (£78,028) and fees (£260). The overall cost for comparison is 4.0% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.50%
then 5.69% (variable)
Monthly repayments
£500
Scheme fees
£1,999
Annual cost
£7,179
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.50% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £499 and 276 payments of £758. The total amount payable would be £223,183 made up of the loan amount plus interest (£96,184) and fees (£1,999). The overall cost for comparison is 5.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.54%
then 5.15% (variable)
Monthly repayments
£502
Scheme fees
£1,910
Annual cost
£6,982
Fees and charges
Booking fee £130
Arrangement fee £1,545
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.54% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £502 and 276 payments of £722. The total amount payable would be £213,230 made up of the loan amount plus interest (£86,320) and fees (£1,910). The overall cost for comparison is 4.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 70%:
Base +1.04% to 01/08/18
Initial rate
1.54%
then 4.79% (variable)
Monthly repayments
£502
Scheme fees
£995
Annual cost
£6,632
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/08/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £502 and 276 payments of £698. The total amount payable would be £205,691 made up of the loan amount plus interest (£79,696) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Base +1.04% for 2 years
Initial rate
1.54%
then 4.74% (variable)
Monthly repayments
£502
Scheme fees
£1,089
Annual cost
£6,669
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.54% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £502 and 276 payments of £694. The total amount payable would be £204,681 made up of the loan amount plus interest (£78,592) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 75%:
3.44% discount to 30/06/18
Initial rate
1.55%
then 4.99% (variable)
Monthly repayments
£503
Scheme fees
£994
Annual cost
£6,696
Fees and charges
Booking fee £99
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/06/18
Other info
Exit fee £155
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.55% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £502 and 276 payments of £711. The total amount payable would be £209,278 made up of the loan amount plus interest (£83,284) and fees (£994). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Leeds
Max LTV 80%:
Fixed to 31/07/18
Initial rate
1.55%
then 5.69% (variable)
Monthly repayments
£503
Scheme fees
£1,999
Annual cost
£7,214
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/07/18
Other info
Exit fee £199
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.55% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £502 and 276 payments of £758. The total amount payable would be £223,255 made up of the loan amount plus interest (£96,256) and fees (£1,999). The overall cost for comparison is 5.1% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 5.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Natwest
Max LTV 60%:
Fixed to 30/09/18
Initial rate
1.58%
then 4.00% (variable)
Monthly repayments
£505
Scheme fees
£995
Annual cost
£6,640
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/09/18
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.58% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £504 and 276 payments of £647. The total amount payable would be £191,663 made up of the loan amount plus interest (£65,668) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 85%:
Fixed to 31/07/18
Initial rate
1.58%
then 5.15% (variable)
Monthly repayments
£505
Scheme fees
£1,910
Annual cost
£7,011
Fees and charges
Booking fee £130
Arrangement fee £1,545
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.58% and then on a variable rate of 5.15% for the remaining 23 years would require 24 payments of £504 and 276 payments of £722. The total amount payable would be £213,278 made up of the loan amount plus interest (£86,368) and fees (£1,910). The overall cost for comparison is 4.7% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 60%:
Fixed to 02/08/18
Initial rate
1.59%
then 4.74% (variable)
Monthly repayments
£505
Scheme fees
£745
Annual cost
£6,600
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/08/18
Other info
Exit fee £225
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £505 and 276 payments of £695. The total amount payable would be £204,685 made up of the loan amount plus interest (£78,940) and fees (£745). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
West Brom
Max LTV 65%:
2.40% discount to 31/08/18
Initial rate
1.59%
then 3.99% (variable)
Monthly repayments
£505
Scheme fees
£0
Annual cost
£6,180
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1000 p/m
Early repayment charge:
1% until 31/08/18
Other info
Exit fee £140
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.59% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £505 and 276 payments of £646. The total amount payable would be £190,416 made up of the loan amount plus interest (£65,416) and fees (£0). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
West Brom
Max LTV 65%:
2.40% discount to 31/08/18
Initial rate
1.59%
then 3.99% (variable)
Monthly repayments
£505
Scheme fees
£499
Annual cost
£6,430
Fees and charges
Booking fee £0
Arrangement fee £499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
1% until 31/08/18
Other info
Exit fee £140
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.59% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £505 and 276 payments of £646. The total amount payable would be £190,915 made up of the loan amount plus interest (£65,416) and fees (£499). The overall cost for comparison is 3.6% APRC representative.
Max LTV 65% No Early Repayment Charges
Overall cost for comparison 3.6% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 31/07/18
Initial rate
1.59%
then 4.99% (variable)
Monthly repayments
£505
Scheme fees
£1,710
Annual cost
£6,918
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £505 and 276 payments of £711. The total amount payable would be £210,066 made up of the loan amount plus interest (£83,356) and fees (£1,710). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 75%:
Base +1.09% to 01/08/18
Initial rate
1.59%
then 4.79% (variable)
Monthly repayments
£505
Scheme fees
£995
Annual cost
£6,667
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/08/18
Other info
Exit fee £50
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.59% and then on a variable rate of 4.79% for the remaining 23 years would require 24 payments of £505 and 276 payments of £698. The total amount payable would be £205,763 made up of the loan amount plus interest (£79,768) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Coventry
Max LTV 65%:
Base +1.09% to 30/06/18
Initial rate
1.59%
then 4.74% (variable)
Monthly repayments
£505
Scheme fees
£499
Annual cost
£6,412
Fees and charges
Booking fee £0
Arrangement fee £499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £125
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.59% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £505 and 276 payments of £695. The total amount payable would be £204,439 made up of the loan amount plus interest (£78,940) and fees (£499). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% No Early Repayment Charges
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 30/06/18
Initial rate
1.59%
then 3.99% (variable)
Monthly repayments
£505
Scheme fees
£799
Annual cost
£6,567
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/06/18
Other info
Exit fee £80
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £505 and 276 payments of £646. The total amount payable would be £191,215 made up of the loan amount plus interest (£65,416) and fees (£799). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Skipton
Max LTV 60%:
Fixed to 30/06/18
Initial rate
1.59%
then 4.99% (variable)
Monthly repayments
£505
Scheme fees
£995
Annual cost
£6,686
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/18
Other info
Exit fee £60
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £505 and 276 payments of £711. The total amount payable would be £209,351 made up of the loan amount plus interest (£83,356) and fees (£995). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 31/07/18
Initial rate
1.59%
then 4.74% (variable)
Monthly repayments
£505
Scheme fees
£999
Annual cost
£6,704
Fees and charges
Booking fee £150
Arrangement fee £849
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/18
Other info
Exit fee £30
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £505 and 276 payments of £695. The total amount payable would be £204,939 made up of the loan amount plus interest (£78,940) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 60%:
Base + 1.09% to 30/06/18
Initial rate
1.59%
then 4.24% (variable)
Monthly repayments
£505
Scheme fees
£195
Annual cost
£6,298
Fees and charges
Booking fee £195
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 30/06/18
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.59% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £505 and 276 payments of £662. The total amount payable would be £195,027 made up of the loan amount plus interest (£69,832) and fees (£195). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/05/18
Initial rate
1.63%
then 4.49% (variable)
Monthly repayments
£508
Scheme fees
£995
Annual cost
£6,744
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/05/18
Other info
Exit fee £195
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.63% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £507 and 276 payments of £679. The total amount payable would be £200,567 made up of the loan amount plus interest (£74,572) and fees (£995). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
TSB
Max LTV 60%:
Fixed to 30/06/18
Initial rate
1.64%
then 3.99% (variable)
Monthly repayments
£508
Scheme fees
£995
Annual cost
£6,796
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/18
Other info
Exit fee £265
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.64% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £508 and 276 payments of £647. The total amount payable would be £191,759 made up of the loan amount plus interest (£65,764) and fees (£995). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
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