Personalise the best mortgage rates & deals

When compiling our best buy tables we choose the best mortgage deals from across the UK market, including deals that are exclusive to us. It's important to remember that the best mortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next mortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to get the best mortgage deal for your circumstances, saving you time and effort. Our best buy tables below show you the pick of the mortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage.

£
We've calculated this from our average customer
Loans are typically over 25 years, so we've defaulted to that for you
£
We've calculated this from our average customer
£
Most loans are on a repayment basis, so we've left this as 0
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If you think you may have credit issues because you’ve missed a few credit card or utility payments or perhaps have previously fallen behind on your mortgage payments, we have a specialist team of advisers that could help you. First though, we’d recommend you get a free credit report.
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Matching mortgages
Try sorting by Annual Cost
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Norwich & Peterborough
Max LTV 65%:
Base +0.57% for 2 years
Initial rate
1.07%
then 4.99% (variable)
Monthly repayments
£475
Scheme fees
£1,415
Annual cost
£6,363
Fees and charges
Booking fee £0
Arrangement fee £975
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Base +0.57% to 30/04/18
Initial rate
1.07%
then 4.99% (variable)
Monthly repayments
£475
Scheme fees
£1,210
Annual cost
£6,306
Fees and charges
Booking fee £130
Arrangement fee £845
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Base + 0.57% to 30/04/18
Initial rate
1.07%
then 5.15% (variable)
Monthly repayments
£475
Scheme fees
£1,210
Annual cost
£6,306
Fees and charges
Booking fee £130
Arrangement fee £845
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 30/04/18
Initial rate
1.17%
then 4.99% (variable)
Monthly repayments
£481
Scheme fees
£1,710
Annual cost
£6,624
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/03/18
Initial rate
1.18%
then 4.49% (variable)
Monthly repayments
£481
Scheme fees
£2,305
Annual cost
£6,929
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/18
Other info
Exit fee £195
Basic legals Payable
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.18%
then 4.99% (variable)
Monthly repayments
£481
Scheme fees
£1,915
Annual cost
£6,689
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Base +0.69% to 30/04/18
Initial rate
1.19%
then 4.99% (variable)
Monthly repayments
£482
Scheme fees
£1,210
Annual cost
£6,388
Fees and charges
Booking fee £130
Arrangement fee £845
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Base + 0.69% to 30/04/18
Initial rate
1.19%
then 5.15% (variable)
Monthly repayments
£482
Scheme fees
£1,210
Annual cost
£6,388
Fees and charges
Booking fee £130
Arrangement fee £845
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 30/04/18
Initial rate
1.19%
then 5.15% (variable)
Monthly repayments
£482
Scheme fees
£1,510
Annual cost
£6,538
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 65%:
Fixed to 30/04/18
Initial rate
1.24%
then 3.94% (variable)
Monthly repayments
£485
Scheme fees
£1,696
Annual cost
£6,665
Fees and charges
Booking fee £249
Arrangement fee £1,250
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £0
Basic legals Free
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 3.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 75%:
Base + 0.75% to 31/03/18
Initial rate
1.25%
then 4.24% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,459
Fees and charges
Booking fee £195
Arrangement fee £800
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 31/03/18
Other info
Exit fee £90
Basic legals Free
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Base +0.77% to 30/04/18
Initial rate
1.27%
then 4.99% (variable)
Monthly repayments
£487
Scheme fees
£1,210
Annual cost
£6,443
Fees and charges
Booking fee £130
Arrangement fee £845
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 31/03/18
Initial rate
1.29%
then 3.94% (variable)
Monthly repayments
£488
Scheme fees
£2,196
Annual cost
£6,950
Fees and charges
Booking fee £249
Arrangement fee £1,750
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/18
Other info
Exit fee £0
Basic legals Free
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.7% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,682
Annual cost
£6,676
Fees and charges
Booking fee £0
Arrangement fee £1,450
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 30/04/18
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£1,499
Annual cost
£6,744
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £30
Basic legals Free
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 30/04/18
Initial rate
1.29%
then 5.15% (variable)
Monthly repayments
£488
Scheme fees
£1,910
Annual cost
£6,807
Fees and charges
Booking fee £130
Arrangement fee £1,545
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/03/18
Initial rate
1.33%
then 4.49% (variable)
Monthly repayments
£490
Scheme fees
£1,805
Annual cost
£6,783
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/18
Other info
Exit fee £195
Basic legals Payable
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 30/04/18
Initial rate
1.34%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£1,710
Annual cost
£6,742
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 30/04/18
Initial rate
1.37%
then 4.99% (variable)
Monthly repayments
£492
Scheme fees
£1,710
Annual cost
£6,763
Fees and charges
Booking fee £130
Arrangement fee £1,345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Base +0.87% for 2 years
Initial rate
1.37%
then 4.99% (variable)
Monthly repayments
£492
Scheme fees
£1,415
Annual cost
£6,570
Fees and charges
Booking fee £0
Arrangement fee £975
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/03/18
Initial rate
1.38%
then 4.49% (variable)
Monthly repayments
£493
Scheme fees
£2,305
Annual cost
£7,067
Fees and charges
Booking fee £0
Arrangement fee £1,995
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/18
Other info
Exit fee £195
Basic legals Payable
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 75%:
Fixed for 2 years
Initial rate
1.39%
then 4.99% (variable)
Monthly repayments
£493
Scheme fees
£1,915
Annual cost
£6,834
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/03/18
Initial rate
1.39%
then 4.49% (variable)
Monthly repayments
£493
Scheme fees
£1,305
Annual cost
£6,574
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/18
Other info
Exit fee £195
Basic legals Payable
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
First Direct
Max LTV 75%:
Fixed for 2 years
Initial rate
1.39%
then 3.69% (variable)
Monthly repayments
£493
Scheme fees
£1,682
Annual cost
£6,745
Fees and charges
Booking fee £0
Arrangement fee £1,450
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 30/04/18
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,499
Annual cost
£6,813
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £30
Basic legals Free
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Base +0.89% to 30/04/18
Initial rate
1.39%
then 4.99% (variable)
Monthly repayments
£493
Scheme fees
£1,210
Annual cost
£6,527
Fees and charges
Booking fee £130
Arrangement fee £845
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Abbey
Max LTV 60%:
Base +0.89% for 2 years
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£745
Annual cost
£6,459
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals LC Conv
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 4.2% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 30/04/18
Initial rate
1.39%
then 5.15% (variable)
Monthly repayments
£493
Scheme fees
£1,510
Annual cost
£6,677
Fees and charges
Booking fee £130
Arrangement fee £1,145
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 65%:
Base +0.89% to 01/06/18
Initial rate
1.39%
then 4.79% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,526
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/06/18
Other info
Exit fee £50
Basic legals Free
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Base + 0.89% to 30/04/18
Initial rate
1.39%
then 5.15% (variable)
Monthly repayments
£493
Scheme fees
£1,210
Annual cost
£6,527
Fees and charges
Booking fee £130
Arrangement fee £845
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 65%:
3.59% discount to 28/02/18
Initial rate
1.40%
then 4.99% (variable)
Monthly repayments
£494
Scheme fees
£994
Annual cost
£6,591
Fees and charges
Booking fee £99
Arrangement fee £895
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
3% until 28/02/18
Other info
Exit fee £155
Basic legals Free
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Woolwich
Max LTV 60%:
Base +0.93% for 2 years
Initial rate
1.43%
then 2.49% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,554
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Basic legals Free
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 2.4% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.44%
then 4.99% (variable)
Monthly repayments
£496
Scheme fees
£915
Annual cost
£6,369
Fees and charges
Booking fee £0
Arrangement fee £475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Base + 0.94% for 2 years
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,089
Annual cost
£6,598
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 28/02/18
Other info
Exit fee £160
Basic legals Free
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 30/04/18
Initial rate
1.44%
then 4.99% (variable)
Monthly repayments
£496
Scheme fees
£710
Annual cost
£6,312
Fees and charges
Booking fee £130
Arrangement fee £345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 75%:
Fixed to 30/04/18
Initial rate
1.44%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£1,499
Annual cost
£6,848
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £30
Basic legals Free
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Natwest
Max LTV 60%:
Base +0.94% to 30/06/18
Initial rate
1.44%
then 4.00% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,541
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% until 30/06/18
Other info
Exit fee £0
Basic legals Free
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Virgin Money
Max LTV 70%:
Base +0.94% to 01/06/18
Initial rate
1.44%
then 4.79% (variable)
Monthly repayments
£496
Scheme fees
£995
Annual cost
£6,561
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 01/06/18
Other info
Exit fee £50
Basic legals Free
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.1% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 30/04/18
Initial rate
1.44%
then 5.15% (variable)
Monthly repayments
£496
Scheme fees
£710
Annual cost
£6,312
Fees and charges
Booking fee £130
Arrangement fee £345
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 60%:
Fixed to 31/03/18
Initial rate
1.45%
then 4.24% (variable)
Monthly repayments
£497
Scheme fees
£1,495
Annual cost
£6,849
Fees and charges
Booking fee £195
Arrangement fee £1,300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 31/03/18
Other info
Exit fee £90
Basic legals Free
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 75%:
Fixed to 31/03/18
Initial rate
1.49%
then 4.24% (variable)
Monthly repayments
£499
Scheme fees
£1,495
Annual cost
£6,877
Fees and charges
Booking fee £195
Arrangement fee £1,300
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 31/03/18
Other info
Exit fee £90
Basic legals Free
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 80%:
Fixed to 30/04/18
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£1,499
Annual cost
£6,883
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £30
Basic legals Free
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.3% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.49%
then 4.99% (variable)
Monthly repayments
£499
Scheme fees
£635
Annual cost
£6,264
Fees and charges
Booking fee £0
Arrangement fee £195
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Woolwich
Max LTV 75%:
Base +0.99% for 2 years
Initial rate
1.49%
then 3.99% (variable)
Monthly repayments
£499
Scheme fees
£999
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £80
Basic legals Free
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.7% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Skipton
Max LTV 60%:
Base +0.99% for 2 years
Initial rate
1.49%
then 4.99% (variable)
Monthly repayments
£499
Scheme fees
£995
Annual cost
£6,615
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.50% for 2 years
Other info
Exit fee £60
Basic legals Free
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 31/03/18
Initial rate
1.49%
then 3.94% (variable)
Monthly repayments
£499
Scheme fees
£1,196
Annual cost
£6,590
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/18
Other info
Exit fee £0
Basic legals Free
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 30/04/18
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£999
Annual cost
£6,633
Fees and charges
Booking fee £150
Arrangement fee £849
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £30
Basic legals Free
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 30/04/18
Initial rate
1.49%
then 5.15% (variable)
Monthly repayments
£499
Scheme fees
£1,910
Annual cost
£6,947
Fees and charges
Booking fee £130
Arrangement fee £1,545
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 30/04/18
Other info
Exit fee £90
Basic legals Payable
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.6% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Abbey
Max LTV 75%:
Base +0.99% for 2 years
Initial rate
1.49%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£745
Annual cost
£6,529
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals LC Conv
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 4.3% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Melton Mowbray
Max LTV 65%:
3.49% discount for 3 years
Initial rate
1.50%
then 4.99% (variable)
Monthly repayments
£500
Scheme fees
£260
Annual cost
£6,086
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 3 years
Other info
Exit fee £90
Basic legals Payable
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.0% APR
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
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