Call free on 0808 292 0724
Open 7 days a week - until 8pm weekdays
(free from mobile or landline)

COMPARE 1000S OF remortgage DEALS

We're here to save you money and time too! Use our mortgage finder below then call our qualified advisers for a more personalised search of the market and advice. We’ll make sure you qualify for any deal before you apply. Not only that, you'll get expert support throughout the whole mortgage process

£
We've calculated this from our average customer
Loans are typically over 25 years, so we've defaulted to that for you
£
We've calculated this from our average customer
£
Most loans are on a repayment basis, so we've left this as 0
Filters
Types of mortgage
Product period
Other features
Update
Matching mortgages
Try sorting by Annual Cost
?
Cumberland
Max LTV 60%:
3.40% discount for 2 years
Initial rate
1.09%
then 4.49% (variable)
Monthly repayments
£476
Scheme fees
£999
Annual cost
£6,214
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £125
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.09% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £476 and 276 payments of £675. The total amount payable would be £198,723 made up of the loan amount plus interest (£72,724) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 29/02/20
Initial rate
1.17%
then 4.99% (variable)
Monthly repayments
£481
Scheme fees
£1,730
Annual cost
£6,634
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.17% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £480 and 276 payments of £709. The total amount payable would be £208,934 made up of the loan amount plus interest (£82,204) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Sainsburys
Max LTV 60%:
Fixed to 31/03/20
Initial rate
1.19%
then 4.24% (variable)
Monthly repayments
£482
Scheme fees
£745
Annual cost
£6,156
Fees and charges
Booking fee £0
Arrangement fee £745
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/20
Other info
Exit fee £100
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £481 and 276 payments of £660. The total amount payable would be £194,449 made up of the loan amount plus interest (£68,704) and fees (£745). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.30% discount for 2 years
Initial rate
1.19%
then 4.49% (variable)
Monthly repayments
£482
Scheme fees
£999
Annual cost
£6,283
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 1 years
Other info
Exit fee £125
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.19% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £481 and 276 payments of £676. The total amount payable would be £199,119 made up of the loan amount plus interest (£73,120) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.29% discount for 2 years
Initial rate
1.20%
then 4.49% (variable)
Monthly repayments
£482
Scheme fees
£999
Annual cost
£6,289
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £125
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.20% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £482 and 276 payments of £676. The total amount payable would be £199,143 made up of the loan amount plus interest (£73,144) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Principality
Max LTV 65%:
Fixed to 30/04/20
Initial rate
1.20%
then 4.90% (variable)
Monthly repayments
£482
Scheme fees
£1,775
Annual cost
£6,677
Fees and charges
Booking fee £0
Arrangement fee £1,395
Valuation fee £380
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% until 30/04/20
Other info
Exit fee £145
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.20% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £482 and 276 payments of £703. The total amount payable would be £207,371 made up of the loan amount plus interest (£80,596) and fees (£1,775). The overall cost for comparison is 4.4% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 29/02/20
Initial rate
1.24%
then 4.99% (variable)
Monthly repayments
£485
Scheme fees
£730
Annual cost
£6,182
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £709. The total amount payable would be £208,030 made up of the loan amount plus interest (£82,300) and fees (£730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Loughborough
Max LTV 80%:
3.85% discount for 2 years
Initial rate
1.24%
then 5.09% (variable)
Monthly repayments
£485
Scheme fees
£859
Annual cost
£6,247
Fees and charges
Booking fee £0
Arrangement fee £599
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £120
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 5.09% for the remaining 23 years would require 24 payments of £484 and 276 payments of £716. The total amount payable would be £210,091 made up of the loan amount plus interest (£84,232) and fees (£859). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Furness
Max LTV 75%:
4.30% discount for 2 years
Initial rate
1.24%
then 5.54% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,317
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £484 and 276 payments of £746. The total amount payable would be £218,511 made up of the loan amount plus interest (£92,512) and fees (£999). The overall cost for comparison is 4.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 60%:
Base +0.74% for 2 years
Initial rate
1.24%
then 3.94% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,317
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £484 and 276 payments of £641. The total amount payable would be £189,531 made up of the loan amount plus interest (£63,532) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 60%:
Base+0.74% for 2 years
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,089
Annual cost
£6,362
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £74
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £203,973 made up of the loan amount plus interest (£77,884) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 29/02/20
Initial rate
1.24%
then 4.99% (variable)
Monthly repayments
£485
Scheme fees
£1,730
Annual cost
£6,682
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £709. The total amount payable would be £209,030 made up of the loan amount plus interest (£82,300) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
3.74% discount to 29/02/20
Initial rate
1.25%
then 4.99% (variable)
Monthly repayments
£485
Scheme fees
£1,230
Annual cost
£6,439
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.25% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £485 and 276 payments of £709. The total amount payable would be £208,554 made up of the loan amount plus interest (£82,324) and fees (£1,230). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Barclays
Max LTV 50%:
Fixed to 30/04/20
Initial rate
1.28%
then 3.99% (variable)
Monthly repayments
£487
Scheme fees
£799
Annual cost
£6,245
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/04/20
Other info
Exit fee £80
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,507 made up of the loan amount plus interest (£64,708) and fees (£799). The overall cost for comparison is 3.6% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 30/04/20
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,227
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/20
Other info
Exit fee £74
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £203,705 made up of the loan amount plus interest (£77,956) and fees (£749). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Saffron
Max LTV 60%:
4.10% discount for 2 years
Initial rate
1.29%
then 5.39% (variable)
Monthly repayments
£488
Scheme fees
£495
Annual cost
£6,100
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £495
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 5.39% for the remaining 23 years would require 24 payments of £487 and 276 payments of £736. The total amount payable would be £215,319 made up of the loan amount plus interest (£89,824) and fees (£495). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 31/03/20
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/20
Other info
Exit fee £125
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £203,955 made up of the loan amount plus interest (£77,956) and fees (£999). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Tipton & Coseley
Max LTV 65%:
3.70% discount to 31/01/20
Initial rate
1.29%
then 4.99% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/20
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £709. The total amount payable would be £208,371 made up of the loan amount plus interest (£82,372) and fees (£999). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£499
Annual cost
£6,102
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,207 made up of the loan amount plus interest (£64,708) and fees (£499). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Barclays
Max LTV 60%:
Base +0.79% for 2 years
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£799
Annual cost
£6,252
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,507 made up of the loan amount plus interest (£64,708) and fees (£799). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Base +0.79% for 2 years
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£499
Annual cost
£6,102
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,207 made up of the loan amount plus interest (£64,708) and fees (£499). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 31/03/20
Initial rate
1.30%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,234
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 0.9% until 31/03/20
Other info
Exit fee £0
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.30% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £488 and 276 payments of £645. The total amount payable would be £190,481 made up of the loan amount plus interest (£64,732) and fees (£749). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.19% discount for 2 years
Initial rate
1.30%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,359
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 1 years
Other info
Exit fee £125
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.30% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £488 and 276 payments of £677. The total amount payable would be £199,563 made up of the loan amount plus interest (£73,564) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Chelsea
Max LTV 65%:
Fixed to 29/02/20
Initial rate
1.33%
then 4.99% (variable)
Monthly repayments
£490
Scheme fees
£1,930
Annual cost
£6,845
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £209,650 made up of the loan amount plus interest (£82,720) and fees (£1,930). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Post Office
Max LTV 60%:
Fixed to 29/02/20
Initial rate
1.33%
then 4.49% (variable)
Monthly repayments
£490
Scheme fees
£1,805
Annual cost
£6,783
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 29/02/20
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £200,417 made up of the loan amount plus interest (£73,612) and fees (£1,805). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Tipton & Coseley
Max LTV 75%:
3.65% discount to 31/01/20
Initial rate
1.34%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/20
Other info
Exit fee £90
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £208,719 made up of the loan amount plus interest (£82,720) and fees (£999). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 28/02/20
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/20
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £189,951 made up of the loan amount plus interest (£63,952) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Nationwide
Max LTV 75%:
Base +0.84% for 2 years
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£499
Annual cost
£6,136
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,279 made up of the loan amount plus interest (£64,780) and fees (£499). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Sainsburys
Max LTV 75%:
Fixed to 31/03/20
Initial rate
1.34%
then 4.24% (variable)
Monthly repayments
£491
Scheme fees
£745
Annual cost
£6,259
Fees and charges
Booking fee £0
Arrangement fee £745
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/20
Other info
Exit fee £100
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £490 and 276 payments of £661. The total amount payable would be £194,941 made up of the loan amount plus interest (£69,196) and fees (£745). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
3.65% discount to 29/02/20
Initial rate
1.34%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£1,230
Annual cost
£6,502
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £208,950 made up of the loan amount plus interest (£82,720) and fees (£1,230). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Nationwide
Max LTV 75%:
Fixed for 2 years
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£499
Annual cost
£6,136
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,279 made up of the loan amount plus interest (£64,780) and fees (£499). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 70%:
Base+0.84% for 2 years
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,089
Annual cost
£6,431
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £74
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,117 made up of the loan amount plus interest (£78,028) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 75%:
Base+0.84% for 2 years
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,089
Annual cost
£6,431
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £74
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,117 made up of the loan amount plus interest (£78,028) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Scottish Widows
Max LTV 50%:
Fixed to 29/02/20
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£449
Annual cost
£6,111
Fees and charges
Booking fee £0
Arrangement fee £749
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.75% reducing to 0.6% until 29/02/20
Other info
Exit fee £195
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £185,813 made up of the loan amount plus interest (£60,364) and fees (£449). The overall cost for comparison is 3.5% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 70%:
Base +0.84% for 2 years
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £189,951 made up of the loan amount plus interest (£63,952) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 70% No Early Repayment Charges
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 75%:
Base +0.84% for 2 years
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £189,951 made up of the loan amount plus interest (£63,952) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Co-Op
Max LTV 60%:
Fixed to 30/04/20
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,636
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/20
Other info
Exit fee £89
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,527 made up of the loan amount plus interest (£78,028) and fees (£1,499). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
3.64% discount to 29/02/20
Initial rate
1.35%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£730
Annual cost
£6,259
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.35% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £491 and 276 payments of £710. The total amount payable would be £208,474 made up of the loan amount plus interest (£82,744) and fees (£730). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Principality
Max LTV 75%:
Fixed to 30/04/20
Initial rate
1.35%
then 4.90% (variable)
Monthly repayments
£491
Scheme fees
£1,775
Annual cost
£6,781
Fees and charges
Booking fee £0
Arrangement fee £1,395
Valuation fee £380
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% until 30/04/20
Other info
Exit fee £145
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £491 and 276 payments of £704. The total amount payable would be £207,863 made up of the loan amount plus interest (£81,088) and fees (£1,775). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Post Office
Max LTV 60%:
Fixed to 29/02/20
Initial rate
1.38%
then 4.49% (variable)
Monthly repayments
£493
Scheme fees
£1,305
Annual cost
£6,567
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 29/02/20
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £492 and 276 payments of £677. The total amount payable would be £199,965 made up of the loan amount plus interest (£73,660) and fees (£1,305). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Post Office
Max LTV 75%:
Fixed to 29/02/20
Initial rate
1.38%
then 4.49% (variable)
Monthly repayments
£493
Scheme fees
£1,805
Annual cost
£6,817
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 29/02/20
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £492 and 276 payments of £677. The total amount payable would be £200,465 made up of the loan amount plus interest (£73,660) and fees (£1,805). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 30/04/20
Initial rate
1.38%
then 3.99% (variable)
Monthly repayments
£493
Scheme fees
£799
Annual cost
£6,314
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £200
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/04/20
Other info
Exit fee £80
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £492 and 276 payments of £645. The total amount payable would be £190,627 made up of the loan amount plus interest (£64,828) and fees (£799). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Co-Op
Max LTV 75%:
Fixed to 30/04/20
Initial rate
1.39%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£1,499
Annual cost
£6,671
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/20
Other info
Exit fee £89
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £694. The total amount payable would be £204,875 made up of the loan amount plus interest (£78,376) and fees (£1,499). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 70%:
Fixed to 28/02/20
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/20
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 28/02/20
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/20
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Chelsea
Max LTV 75%:
Fixed to 29/02/20
Initial rate
1.39%
then 4.99% (variable)
Monthly repayments
£493
Scheme fees
£1,930
Annual cost
£6,887
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £710. The total amount payable would be £209,722 made up of the loan amount plus interest (£82,792) and fees (£1,930). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 80%:
Base +0.89% for 2 years
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Scottish Widows
Max LTV 60%:
Fixed to 29/02/20
Initial rate
1.39%
then 3.74% (variable)
Monthly repayments
£493
Scheme fees
£449
Annual cost
£6,146
Fees and charges
Booking fee £0
Arrangement fee £749
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.75% reducing to 0.6% until 29/02/20
Other info
Exit fee £195
Basic legals LC Conv
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £493 and 276 payments of £630. The total amount payable would be £186,161 made up of the loan amount plus interest (£60,712) and fees (£449). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Sainsburys
Max LTV 80%:
Fixed to 31/03/20
Initial rate
1.39%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£745
Annual cost
£6,294
Fees and charges
Booking fee £0
Arrangement fee £745
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/20
Other info
Exit fee £100
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £493 and 276 payments of £661. The total amount payable would be £195,013 made up of the loan amount plus interest (£69,268) and fees (£745). The overall cost for comparison is 3.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£957
Annual cost
£6,400
Fees and charges
Booking fee £725
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Free
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £189,981 made up of the loan amount plus interest (£64,024) and fees (£957). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Load more

When compiling our remortgage best buy tables we choose the best remortgage rates from across the UK market, including deals that are exclusive to us. It's important to remember that the best remortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next remortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to get the best remortgage deal for your circumstances, saving you time and effort. Our best buy tables below show you the pick of the remortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage.