Could your current mortgage be costing you an extra £2,500* a year?
Calculate the cost of doing nothing

If you're one of the many borrowers currently on or about to slip onto a lender's standard variable rate (SVR), it could cost you thousands. Fill in some basic details below and we'll show you what the cost could be.

This is typically what you might revert to if your initial deal has ended
Tell us what you think your property is worth
Use the drop-down menu to indicate your mortgage type
Loans are typically over 25 years, so we've defaulted to that for you
* The average of the top 10 lenders' SVRs = 3.82% and the average from each of their lowest 2-year fixed rate deals = 0.90%. When using a £150k loan size over a 20-year term and assuming a 60% LTV, the monthly payment reduces from £894.81pm to £683.17pm, which is a saving of £211.64pm or £2,539.63 a year. Lender arrangement fees may apply.