The Bank of England has increased base rate by 0.25% to 0.75%.
Here’s our rundown of how lenders are reacting to the rise, so you can see whether yours has increased its Standard Variable Rate. We’re keeping a close eye on developments and will update this page as we hear of any changes. We've also shown how they reacted to the last base rate increase in November 2017
Remember that if you are currently paying your lender’s SVR, the chances are you could substantially reduce your monthly mortgage costs by switching to a cheaper deal. Review your rate and check our best buys to see if you can find a better mortgage. Our expert advisers are on hand if you want to talk through the options available to you.
| Lender | November Change | Current SVR | August Change | New SVR |
|---|---|---|---|---|
| AA Mortgages | 0.25 | 4.49 | 0.25 | 4.74 |
| Accord | -0.35 | 4.99 | No change | 4.99 |
| Aldermore | 0.25 | 4.98 | 0.25 | 5.23 |
| Bank of Cyprus | 0.25 | 4.50 | 0.25 | 4.75 |
| Bank of Ireland | 0.25 | 4.49 | 0.25 | 4.74 |
| Barclays | 0.25 | 4.99 | 0.25 | 5.24 |
| Bath BS | 0.25 | 5.29 | 0.15 | 5.44 |
| Beverley | No change | 4.75 | 0.24 | 4.99 |
| BM Solutions | 0.25 | 4.84 | 0.25 | 5.09 |
| Buckinghamshire | 0.25 | 5.24 | No change | 5.24 |
| Cambridge | 0.25 | 4.99 | 0.25 | 5.24 |
| Chelsea | 0.25 | 4.99 | No change | 4.99 |
| Chorley BS | 0.25 | 5.49 | 0.25 | 5.74 |
| Clydesdale / Yorkshire Bank | 0.25 | 4.95 | 0.25 | 5.20 |
| Co-op | 0.25 | 4.74 | 0.25 | 4.99 |
| Coventry | 0.25 | 4.74 | 0.25 | 4.99 |
| Cumberland | 0.25 | 4.49 | 0.25 | 4.74 |
| Darlington | No change | 5.70 | 0.25 | 5.95 |
| Digital Mortgages (Atom Bank) | 3.75 | 0.25 | 4.00 | |
| Dudley | No change | 4.99 | ||
| Earl Shilton | 0.25 | 5.24 |
| |
| Ecology BS | No change | 4.65 | ||
| Family BS (National Counties) | 0.25 | 4.79 | 0.25 | 5.04 |
| First Direct | 0.25 | 3.94 | 0.25 | 4.19 |
| Furness | 0.25 | 5.54 | 0.25 | 5.79 |
| Halifax / Lloyds | 0.25 | 3.99 | 0.25 | 4.24 |
| Handelsbanken | No change | 4.25 | ||
| Hanley Economic | 0.25 | 5.19 | 0.25 | 5.44 |
| Harpenden | No change | 4.19 | ||
| Hinckley & Rugby | 0.25 | 5.89 | 0.25 | 6.14 |
| Hodge Lifetime | 0.50 | 4.45 | 0.25 | 4.70 |
| Holmesdale | 0.25 | 4.99 |
| |
| HSBC | 0.25 | 3.94 | 0.25 | 4.19 |
| Ipswich | 0.25 | 5.49 | 0.25 | 5.74 |
| Kent Reliance | 0.25 | 6.08 | 0.25 | 6.33 |
| Leeds | 0.25 | 5.69 |
| |
| Leek United | 0.25 | 5.44 | 0.25 | 5.69 |
| Loughborough BS | 0.25 | 5.09 | 0.25 | 5.34 |
| Manchester | No change | 5.49 | 0.25 | 5.74 |
| Mansfield | 0.25 | 5.59 | 0.16 | 5.75 |
| Market Harborough | No change | 5.49 | ||
| Marsden | 0.25 | 5.95 | 0.25 | 6.20 |
| Melton Mowbray | No change | 4.99 | ||
| Metro Bank | 0.25 | 4.00 | 0.25 | 4.25 |
| Monmouthshire | 0.25 | 4.99 | 0.25 | 5.24 |
| Nationwide | 0.25 | 3.99 | 0.25 | 4.24 |
| Nationwide (pre Apr '09) | 0.25 | 2.50 | 0.25 | 2.75 |
| NatWest / RBS | 0.25 | 3.99 | 0.25 | 4.24 |
| Newbury | No change | 4.20 | 0.25 | 4.45 |
| Newcastle | No change | 5.99 | ||
| Nottingham | No change | 5.49 | 0.25 | 5.74 |
| Paragon | 0.25 | 5.35 | 0.25 | 5.60 |
| Penrith | 0.25 | 4.40 | 0.35 | 4.75 |
| Platform | 0.25 | 4.74 | 0.25 | 4.99 |
| Principality | 0.16 | 4.90 | 0.15 | 5.05 |
| Saffron BS | No change | 5.39 | 0.25 | 5.64 |
| Sainsbury's Bank | 0.25 | 4.24 | 0.25 | 4.49 |
| Santander | 0.25 | 4.74 | 0.25 | 4.99 |
| Scottish BS | 0.10 | 5.14 | 0.15 | 5.29 |
| Scottish Widows | 0.25 | 3.99 | 0.25 | 4.24 |
| Skipton | No change | 4.74 | 0.25 | 4.99 |
| Skipton (pre 2010) | No change | 4.70 | 0.25 | 4.95 |
| Stafford Railway | 0.25 | 3.20 | 0.25 | 3.45 |
| Teachers BS | 0.25 | 4.99 | 0.25 | 5.24 |
| Tesco Bank | 0.15 | 4.04 |
| |
| Tipton & Coseley | 0.25 | 4.99 | 0.25 | 5.24 |
| TSB | 0.25 | 3.99 | 0.25 | 4.24 |
| Vernon BS | 0.25 | 4.95 | 0.25 | 5.20 |
| Virgin Money | 0.25 | 4.79 | 0.20 | 4.99 |
| West Bromwich | 0.25 | 4.24 | 0.25 | 4.49 |
| Yorkshire B S | 0.25 | 4.99 | No change | 4.99 |
