SVR Watch - August 2018

SVR Watch - August 2018

The Bank of England has increased base rate by 0.25% to 0.75%.

Here’s our rundown of how lenders are reacting to the rise, so you can see whether yours has increased its Standard Variable Rate. We’re keeping a close eye on developments and will update this page as we hear of any changes. We've also shown how they reacted to the last base rate increase in November 2017

Remember that if you are currently paying your lender’s SVR, the chances are you could substantially reduce your monthly mortgage costs by switching to a cheaper deal. Review your rate and check our best buys to see if you can find a better mortgage. Our expert advisers are on hand if you want to talk through the options available to you.


LenderNovember ChangeCurrent SVRAugust ChangeNew SVR
AA Mortgages

0.25

4.49

0.25

4.74 
Accord

-0.35

4.99

No change

4.99 
Aldermore

0.25

4.98

0.25

5.23
Bank of Cyprus

0.25

4.50

0.25

4.75 
Bank of Ireland

0.25

4.49

0.25

4.74 
Barclays

0.25

4.99

0.25

5.24 
Bath BS

0.25

5.29

0.15

5.44 
Beverley

No change

4.75

0.244.99 
BM Solutions

0.25

4.84

0.25

5.09
Buckinghamshire

0.25

5.24

No change

5.24 
Cambridge

0.25

4.99

0.25

5.24
Chelsea

0.25

4.99

No change

4.99 
Chorley BS

0.25

5.49

0.25

5.74
Clydesdale / Yorkshire Bank

0.25

4.95

0.25

5.20 
Co-op

0.25

4.74

0.25

4.99 
Coventry

0.25

4.74

0.25

4.99 
Cumberland

0.25

4.49

0.25

4.74 
Darlington

No change

5.70

0.25 5.95 
Digital Mortgages (Atom Bank)

3.75

0.25

4.00

Dudley

No change

4.99

  
Earl Shilton

0.25

5.24

 

 
Ecology BS

No change

4.65

  
Family BS (National Counties)

0.25

4.79

0.25

5.04 
First Direct

0.25

3.94

0.25

4.19
Furness

0.25

5.54

0.25

5.79 
Halifax / Lloyds

0.25

3.99

0.25

4.24 
Handelsbanken

No change

4.25

  
Hanley Economic

0.25

5.19

0.25

5.44 
Harpenden

No change

4.19

  
Hinckley & Rugby

0.25

5.89

0.25

6.14 
Hodge Lifetime

0.50

4.45

0.25

4.70 
Holmesdale

0.25

4.99

 

 
HSBC

0.25

3.94

0.25

4.19 
Ipswich

0.25

5.49

 0.255.74
Kent Reliance

0.25

6.08

0.25

6.33 
Leeds

0.25

5.69

 

 
Leek United

0.25

5.44

0.25

5.69
Loughborough BS

0.25

5.09

0.25

5.34 
Manchester

No change

5.49

0.255.74 
Mansfield

0.25

5.59

0.16

5.75 
Market Harborough

No change

5.49

  
Marsden

0.25

5.95

0.25

6.20 
Melton Mowbray

No change

4.99

  
Metro Bank

0.25

4.00

0.25

4.25 
Monmouthshire

0.25

4.99

0.25

5.24 
Nationwide

0.25

3.99

0.25

4.24 

Nationwide (pre Apr '09)

0.25

2.50

0.25

2.75

NatWest / RBS

0.25

3.99

0.25

4.24 
Newbury

No change

4.20

 0.254.45
Newcastle

No change

5.99

  
Nottingham

No change

5.49

0.255.74 
Paragon

0.25

5.35

0.25

5.60 
Penrith

0.25

4.40

0.35

4.75
Platform

0.25

4.74

0.25

4.99 
Principality

0.16

4.90

0.15

5.05 
Saffron BS

No change

5.39

 0.255.64 
Sainsbury's Bank

0.25

4.24

0.25

4.49 
Santander

0.25

4.74

0.25

4.99 
Scottish BS

0.10

5.14

0.15

5.29 
Scottish Widows

0.25

3.99

0.25

4.24 
Skipton

No change

4.74

0.254.99
Skipton (pre 2010)

No change

4.70

 0.254.95
Stafford Railway

0.25

3.20

0.25

3.45 
Teachers BS

0.25

4.99

0.25

5.24 
Tesco Bank

0.15

4.04

 

 
Tipton & Coseley

0.25

4.99

0.25

5.24 
TSB

0.25

3.99

0.25

4.24 
Vernon BS

0.25

4.95

0.25

 5.20
Virgin Money

0.25

4.79

0.20

4.99 
West Bromwich

0.25

4.24

0.25

4.49 
Yorkshire B S

0.25

4.99

No change

4.99 

 

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