The Bank of England has increased base rate by 0.25% to 0.75%.
Here’s our rundown of how lenders are reacting to the rise, so you can see whether yours has increased its Standard Variable Rate. We’re keeping a close eye on developments and will update this page as we hear of any changes. We've also shown how they reacted to the last base rate increase in November 2017
Remember that if you are currently paying your lender’s SVR, the chances are you could substantially reduce your monthly mortgage costs by switching to a cheaper deal. Review your rate and check our best buys to see if you can find a better mortgage. Our expert advisers are on hand if you want to talk through the mortgage options available to you.
Lender November Change Current SVR August Change New SVR AA Mortgages
0.25
4.49
0.25
4.74 Accord
-0.35
4.99
No change
4.99 Aldermore
0.25
4.98
0.25
5.23 Bank of Cyprus
0.25
4.50
0.25
4.75 Bank of Ireland
0.25
4.49
0.25
4.74 Barclays
0.25
4.99
0.25
5.24 Bath BS
0.25
5.29
0.15
5.44 Beverley
No change
4.75
0.24 4.99 BM Solutions
0.25
4.84
0.25
5.09 Buckinghamshire
0.25
5.24
No change
5.24 Cambridge
0.25
4.99
0.25
5.24 Chelsea
0.25
4.99
No change
4.99 Chorley BS
0.25
5.49
0.25
5.74 Clydesdale / Yorkshire Bank
0.25
4.95
0.25
5.20 Co-op
0.25
4.74
0.25
4.99 Coventry
0.25
4.74
0.25
4.99 Cumberland
0.25
4.49
0.25
4.74 Darlington
No change
5.70
0.25 5.95 Digital Mortgages (Atom Bank)
3.75
0.25
4.00
Dudley
No change
4.99
Earl Shilton
0.25
5.24
Ecology BS
No change
4.65
Family BS (National Counties)
0.25
4.79
0.25
5.04 First Direct
0.25
3.94
0.25
4.19 Furness
0.25
5.54
0.25
5.79 Halifax / Lloyds
0.25
3.99
0.25
4.24 Handelsbanken
No change
4.25
Hanley Economic
0.25
5.19
0.25
5.44 Harpenden
No change
4.19
Hinckley & Rugby
0.25
5.89
0.25
6.14 Hodge Lifetime
0.50
4.45
0.25
4.70 Holmesdale
0.25
4.99
HSBC
0.25
3.94
0.25
4.19 Ipswich
0.25
5.49
0.25 5.74 Kent Reliance
0.25
6.08
0.25
6.33 Leeds
0.25
5.69
Leek United
0.25
5.44
0.25
5.69 Loughborough BS
0.25
5.09
0.25
5.34 Manchester
No change
5.49
0.25 5.74 Mansfield
0.25
5.59
0.16
5.75 Market Harborough
No change
5.49
Marsden
0.25
5.95
0.25
6.20 Melton Mowbray
No change
4.99
Metro Bank
0.25
4.00
0.25
4.25 Monmouthshire
0.25
4.99
0.25
5.24 Nationwide
0.25
3.99
0.25
4.24
Nationwide (pre Apr '09)
0.25
2.50
0.25
2.75
NatWest / RBS
0.25
3.99
0.25
4.24 Newbury
No change
4.20
0.25 4.45 Newcastle
No change
5.99
Nottingham
No change
5.49
0.25 5.74 Paragon
0.25
5.35
0.25
5.60 Penrith
0.25
4.40
0.35
4.75 Platform
0.25
4.74
0.25
4.99 Principality
0.16
4.90
0.15
5.05 Saffron BS
No change
5.39
0.25 5.64 Sainsbury's Bank
0.25
4.24
0.25
4.49 Santander
0.25
4.74
0.25
4.99 Scottish BS
0.10
5.14
0.15
5.29 Scottish Widows
0.25
3.99
0.25
4.24 Skipton
No change
4.74
0.25 4.99 Skipton (pre 2010)
No change
4.70
0.25 4.95 Stafford Railway
0.25
3.20
0.25
3.45 Teachers BS
0.25
4.99
0.25
5.24 Tesco Bank
0.15
4.04
Tipton & Coseley
0.25
4.99
0.25
5.24 TSB
0.25
3.99
0.25
4.24 Vernon BS
0.25
4.95
0.25
5.20 Virgin Money
0.25
4.79
0.20
4.99 West Bromwich
0.25
4.24
0.25
4.49 Yorkshire B S
0.25
4.99
No change
4.99
