Best 2 year fixed rate mortgage deals

What is a 2 year fixed rate mortgage?

A 2 year fixed rate mortgage keeps repayments the same for two years, regardless of what interest rates do. It’s great for short term stability without tying you down to one rate long term.

How to find your 2 year fixed mortgage deal

• Use our Mortgage Finder to see the best deals on the market
• We'll match you with an expert mortgage adviser to guide you through the process
• Start your application online when you're ready

It only takes a few minutes to get started.

Why use an L&C mortgage adviser?

With L&C, you’ll get free, expert advice from one of our qualified mortgage advisers. You’ll also be able to:

• Compare live mortgage rates online in minutes
• Use our Mortgage Finder to compare mortgage rates
• Get help at every step from a dedicated mortgage adviser

From your first search through to application and approval, L&C do the legwork, so you don’t have to.

What you'll need

To get the best 2 year fixed rate deal you’ll need to show lenders you can afford the repayments. They’ll usually ask for:

• 3–6 months of pay slips
• 6 months of bank statements
• Proof of any benefits received
• P60 from your employer
• Utility bills
• Tax returns or accounts if you’re self-employed

What is the average 2 year fixed mortgage rate?

Mortgage rates change daily, that’s why your mortgage adviser tracks the market in real time. And with our Rate check service, we check the market throughout your application to make sure you’re still getting the best deal.